Buying New Motorcycle

Purpose of loan:? To purchase motorcycle (explain what you will be using this loan for)
.?? My financial situation:? Purchasing a motorcycle for work.

Monthly net income: $ 5,000.00

Monthly expenses: $
??Housing: $ 1045.00 Insurance: $ 82.00
??Car expenses: $ 420.00
??Utilities: $ 120.00
??Phone, cable, internet: $ 110.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $ 20
??Credit cards and other loans: $ 200.00
??Other expenses: $

Just In Time For The New Baby

Purpose of loan:

My wife and I just welcomed a new addition to our family: a beautiful baby boy. Since raising a baby comes with many unexpected expenses, we are looking to consolidate our credit card debit at a fixed rate. We all know that the credit card companies like to increase rates, and in the last year they have nearly doubled for us. With this loan we can rest at ease that we will no longer be jerked around at the whim of the credit card companies, and as an added bonus we can look forward to paying off our debts by our son's third birthday.

Paying off 34.99% Credit Cards

Purpose of loan:
This loan will be used to payoff & close high interest credit cards.? Right now, I have?5 credit cards that I would like to payoff & cancel.

My financial situation:
I am a good candidate for this loan because I am already paying over $825/month just in credit cards and I would like to pay it off more quickly than the minimum balance will allow me to do.? I have a secure job with a Technology & Networking company.

Right now, I have?5 credit cards I would like to payoff.
Card #1: 125/month
Card #2: 100/month
Card #3: 325/month
Card #4:?150/month
Card #5: 125/month

Total monthly payments I am making is: $825/month.

House Payment: $1258/month

Office Camper For My Web Business

Purpose of loan:
Credit Card

My financial situation:
I have a small web store that I am expanding and need a portable office.?I want this loan to purchase a 32 foot camper which I will use as an?office as well as a portable store?that I can take to?flee markets around the state to show and sell my products. I do custom vintage hard luggage.?I have household income at my disposal so repayment is no problem.
Monthly net income: $
$3700.00

Paying of my credit cards

Purpose of loan:
This loan will be used to consolidate my currrent credit card balances.

My financial situation:
I am a good candidate for this loan?as I offer stability in regards to employment. I am currently employed by my first time employer who hired me some 28 years ago. Our business has been very fortunate to weather these economic times and continue to grow close to yearly projections. I have recently used credit cards at 0% financing with 0 balance transfer fees but those cards have dried up due to me reaching a level a debt that I did not anticipate. My wife recently losing her job has not helped in this situation.
I will make good on these loans and ask for assistance from someone who is willing and able to assist me.
Thank you in advance for your consideration and if I can answer any questions please do not hesitate to contact me.

Respectfully...

New Roof & Windows in 1950 Bungalow

Purpose of loan:
This loan will be used to replace and repair the roof on my 1950's Bungalow in Atlanta. This is a very solidly built home, however the roof is very old and after the record rainfall and flooding we had last month, the roof started leaking. FEMA provided $345 toward the patching, but I really need to be a good homeowner and replace it. There are five upstairs windows that are the old aluminum roll out kind. Great in the spring and fall, but horribly inefficient in the heat and cold. I have two bids on this, both in the $8K range and I'd like to have a bit of padding...just in case.

My financial situation:
I am a good candidate for this loan because I love my home, and I pay my bills on time. I just had my mortgage re-modified to a lower payment, and I paid off $10K in debt this past summer from a small insurance inheritance. If I could have foreseen the future (and the historic rainfall) I would have put the money toward my roof instead of debt. However because I did pay down that debt, I have some extra each month to put toward this loan.

Monthly net income: $ 2720

Monthly expenses: $
??Housing: $1279
??Insurance: $ 160
??Car expenses: $?100
??Utilities: $?211
??Phone, cable, internet: $?75
??Food, entertainment: $?150
??Clothing, household expenses $?50
??Credit cards and other loans: $?350
??Other expenses: $ 14

Loan for graduate school

Purpose of loan:
This loan will be used to...pay for graduate school expenses. I have been accepted to a school, and will begin taking classes in August, towards my Masters in Social Work. Before beginning classes in August, I am required to take the GRE - this loan will fund the prep class & materials, as well as the test registration.? There will be approximately $250 remaining, but $1000 is the lowest Prosper said I could request. I will use the remaining money to pay for textbooks for my first semester. Because I will be attending part-time while continuing to work full-time, certain government loans are not available to me. I have school grants/other financing already setup for my tuition costs.

My financial situation:
I am a good candidate for this loan because?I have a steady full-time job (3 years) as well as a part-time job (1.5 years). I live with my boyfriend (of 10 years) who pays the entire mortgage, so my monthly housing expenses are fairly low. I have a significant amount of credit card debt from college, but I pay way over the minimum balance each month. Besides the money that goes directly into my emergency funds savings account, almost all of my extra income goes towards paying off my credit cards. I have not continued to use my credit cards for purchases, because my interest rates have been raised to 29.24-32.72% since the credit bill passed. The monthly payment from this loan is low, $37 - so depending on how many hours I get at my part-time job, I will likely be able to pay approximately $100 each month & pay this off early.

Monthly net income: $2916

Monthly expenses: $
? Housing: $0
? Insurance: $110
? Car expenses: $185
? Utilities: $76
? Phone, cable, internet: $192
? Food, entertainment: $350
? Clothing, household expenses $150
? Credit cards and other loans: $283 (min due on my credit card)
? Other expenses: $ 200

The photo is the softball team of our non-profit, mental health agency (Team Name: Group Therapy).

Paying off High Interest Loans

Purpose of loan:
This loan will be used to? pay off high interest debt, currently at 28%

My financial situation:
I am a good candidate for this loan because?
I have a high income of 114,000 per year W2.? Additionally, I have several rental houses that provide 8,000 dollars per month.? I am using this money to pay off a credit card that is currently 28%.? The high interest rate is not because I have missed a payment, but rather the bank closed down and all business accounts were closed and the interest rate reset. My lower credit score is a result of high credit card balances relative to my total available credit, not because of missed payments
Monthly net income: $
Approx 15,000 - This does not include some expenses associated with my rental properties
Monthly expenses: $
??Housing: $ 1095
??Insurance: $?300????
??Car expenses: $ 595
??Utilities: $ 178
??Phone, cable, internet: $ 40
??Food, entertainment: $ 400
??Clothing, household expenses $ 400
??Credit cards and other loans: $ 3500
??Other expenses: $ 700

Paying off credit cards

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

summer 2010

this will be my second prosper loan. first one paid off. inquiries in last 6months are from a recent motorcycle purchase.

Capital for Building God's Kingdom

Purpose of loan:
This loan will be used in the long run to start a holding company which in essence will take over poorly run businesses and turn them around(make them profitable) for God's glory. One huge gap I see, in the christian world, is the need for a central infrastructural hub that unites great Wallstreet corporations and Christian organizations. around the world and empowers them with strategies and structures used by some of the greatest businesses in the world, to help in spreading the gospel and serving people and impoverished nations diligently. The reality is that while the top 10% of organizations have great infrastructures in place, the bottom 90% desperately need mentors, business coaches, and Godly leaders to improve their efficiency and effectiveness in serving the needs of the people of this world and showing them the love of the Lord Jesus Christ.

Currently, I am a derivatives trader otherwise known as a day trader. By cultivating the gifts that God has given me I have been able to beat the market at its own game. It is by his grace and the passion he has put in my heart that has lead me to be successful in day-trading. This past year, I turned a $5000 into a little over $150,000 in a matter of weeks, trading penny stocks alone, using the innate abilities God has given me.

In the same manner, I will use the money that I am requesting to continue trading securities until i have a reached the necessary amount to get this holding company off the ground.

My financial situation:
I am a good candidate for this loan because I know the person that God has called to be and I desire more then anything to be a good steward over everything that he has given me, knowing fully that I will have to one day give an account for all things. I am financially responsible in all aspects as I have no financial obligations and am completely debt free and virtually expenseless.? I don't know why my credit history is rather awkward to be perfectly honest. As i have only one credit card and my father takes care of those expenses. The only bills I have to pay monthly are my cell phone and mobile broadband bill. Every other expense, fortunately is taken care of courtesy of my parents.?

Monthly net income: $
$1000 to $5000

Monthly expenses: $
??Housing: $ 0
??Insurance: $0
??Car expenses: $0
??Utilities: $ 0
??Phone, cable, internet: $ 150+
??Food, entertainment: $ 0
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 0
??Other expenses: $ 0

need to invest more in the business

Purpose of loan:
pay off first prosper loan?.I also need a few things to keep my produce business going

My financial situation:
I am a good candidate for this loan because?my payment history with prosper is perfect and my produce business is booming just need a few things to help it along.
Monthly net income: $ 5555

Monthly expenses: $
??Housing: $ 1550
??Insurance: $ 0
??Car expenses: $ 300
??Utilities: $ 150
??Phone, cable, internet: $?200
??Food, entertainment: $ 200
??Clothing, household expenses $ 40
??Credit cards and other loans: $ 750
??Other expenses: $

My loan for an auto purchase

Purpose of loan:
This loan will be used to pay for a car.? I have 2 part time jobs and I am a full time student in need of transportation.?

My financial situation:
I am a good candidate for this loan because I do not currently have any revolving bills other than my cell phone which means I am very capable of repaying my loan. I am attempting to build my credit through this loan.? I am a full time student with an above average GPA.? My parents currently support me financially in addition to scholarships and grants.?

Monthly net income: $1200.00

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $98.45

Getting Married

I plan on using this Loan to pay for some Wedding Costs. Since joining prosper a few years ago, I have come a long way, I have worked very hard and things seem to continue too look up. I am marrying the love of my life and can't wait for our wedding day.

My financial situation: I am currently working two jobs. Both part time. One as a Student Assistant at the University I'm currently attending and one as an Part time Inside Sales Rep (hourly+commission) for a Women's Professional Soccer team that ironically just moved locations to the University I attend.
I am a good candidate for this loan because as an existing prosper loan user, I've successfully paid a previous loan well in advance and I know what it means to make this system function. I take everything I do seriously and in an attempt to save some money for my Wedding this November, I want to do the smart thing by saving where possible to ensure that I am setting myself up for success on my road to marriage. My fiancee has been ever so supportive in my going to school and working multiple jobs and has always confided in me. I have been attending school and have relied on loans, but currently face a situation where summer courses that will not be paid for. We have done an extaordinary job of communicating and educating ourselves about our finances as we do not want to fall victim to financial "divorce". We are well aware that money can drive people apart and the numbers back it up. So we are taking preventative measures by making smart financial choices and that's why I've come to PROSPER again. I plan to pay this loan off as promised and as fast as possible, with a track record to prove it in my last listing. I thank you for your time and you considering me.

My loan for debt consolidation

Purpose of loan:
To consolodate some debt.?

My financial situation:
I have a good credit score. I own my own home and have never been late or defaulted on my mortgage, I have been in my home for over 5yrs. I have also been with the same job and company for over 20year at a union job with job security. I have two children and I am just trying to get out of a little bit of debt to make?life a bit easier. My wife had surgery on her knee and had to stop working for a while so that did not help. She is back at work and we just need this to get us back into the swing of things.

It may show that I have applied to a few places to fund my loan. I did not realize this hurts your credit a bit. I can pay this loan on a monthly basis and will not default. Again, just looking for a bit of help to get us back on our feet.

Paying off credit cards

Purpose of loan:
This loan will be used to pay off credit cards.

My financial situation:
I am a good candidate for this loan because I have a history of good credit and I will have guaranteed income to insure you that you are paid back.? I

currently am a resident physician in the last year of my residency and will be starting a new position by the end of summer with a significant pay increase.?

I have traditionally been very careful with my credit card debt in the past, however, within the past year I have purchased a home and got married both of which required me to max out my credit.? I am eager to get my finances back under control and I am a safe bet for you to get your money back.

Debt Settlement Professional

Purpose of loan:
This loan will be used to?Establish and recieve financial services training through Vernon Street?Capitol?, to own and Operate my small business. I have over 2,000 clients which about 82.5% could use almost all of the services in which I will provide.

My financial situation:
I am a good candidate for this loan because?
Having had a Real Estate license, a Mortgage license,been in management, my skill-sets have evolved to the level of enbling me to articulate these services to the mutitude of clients I already serve, and whom are in need. The debt management, credit restoration portion of these services is a wide and ever increasing arena needing committed Financial service professionals.....Myself!

net income: $ 47,000
Monthly expenses: $
??Housing: $ 1600
??Insurance: $
??Car expenses: $ 1000
??Utilities: $250
??Phone, cable, internet: $ 270
??Food, entertainment: $?125
??Clothing, household expenses $120
??Credit cards and other loans: $200
??Other expenses: $

Buying bigger car for our family

Purpose of loan:
This loan will be used to purchase a larger vehicle for our family. We will be hosting an exchange student this year and will need more room.

My financial situation:
Thank you for taking the time to view my listing. I am a good candidate for this loan because I have paid off most of our debt over the last couple years, I have steady employment and a desire to fulfill my monetary obligations. We just finished paying off our last credit cards and no longer have any. We currently have a car payment and the one delinquent loan was from a truck I purchased and was repossessed when I was unable to come to a payment agreement with the loan company. We are slowly paying off the remaining balance of that loan now. Our budget will allow for this $200 per month loan with room to spare. I have also loaned with Prosper in the past and as you can see I had no late payments or any other issues. I believe you will find this loan a good investment to add to your portfolio. If you need any additional information please feel free to contact me. Thank you for considering this request.

Monthly net income: $ Minimum $3000

Monthly expenses: $
??Housing: $ 885
??Insurance: $ 155
??Car expenses: $ 200
??Utilities: $ 160
??Phone, cable, internet: $ 100
??Food, entertainment: $ 300
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 450, Pending Prosper Loan $200
??Other expenses: $ Savings $150, Tithe $150

pay off medical bill&growing busine

Purpose of loan:
This loan will be used to? pay off my medical bill and also to get he advertising for my business.

My financial situation:
I am a good candidate for this loan because? I have worked as a bookkeeper for over 15 years and have always had a steady flow of work and income. Over the years, I became a mother of 2 lovely kids and I choose to work from home. My husband takes care of all our family expenses, mortgage, utilities, groceries, everything. At this point, I have 6 recurring clients and my goal is to increase my practice to 10 clients by year-end. This loan in part would be used to get my advertisings for my bookkeeping business. ? My income is used solely to pay some medical bills that I have incurred. Unfortunately last December I had a dental emergency and treatment was not covered by our medical insurance. The dental office provided me with short term financing and gave me the opportunity to make monthly payments. I have made 5 payments so my balance is 50% paid off. ? I would like to get the loan to pay off my medical bill and also to get the advertising for my business.??

Thank you very much in advance for considering me.????

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Bathroom Remodel Project

Purpose of loan:
This loan will be used for a full remodel of our main bathroom.

My financial situation:
I am a good candidate for this loan because I have very low amount of debt outside of my mortgage. I am diligent in how I handle my bills and my money. As you can see, I have had 2 other previous Prosper loans that I have taken out and have paid off (all on time and ahead of schedule). I expect to make every effort possible to accelerate the repayment of this Prosper loan, if fully funded. Any questions, please feel free to let me know. Thanks for your time.

Debt Consolidation

I would like the loan to pay off my credit card debt. Prior to the credit card act being put into place, all of the interest rates on my credit cards were increased even though I have an excellent credit score. I have been paying more than the minimum every month, but it will take me years to pay them off at this rate. This month the credit limit on my Chase card was decreased for no reason which is even more frustrating. I am reluctant to get a personal loan to pay off my cards because my wife and I plan on buying a house in 2-3 years and I do not want a loan on my credit report.

Rather pay my prosper friends

Purpose of loan:
This loan will be used to pay off my BOA and CitiBank cards

My financial situation:
I am a good candidate for this loan because? I know how hard it is to make money and invest. I have been an investor with Prosper for more than 3 years and have funded around $3K in loans.

Monthly net income: $5K

Monthly expenses: $3K
??Housing: $1K
??Car expenses: $200
??Utilities: $200
??Phone, cable, internet: $100
??Food, entertainment: $200
??Clothing, household expenses $100
??Credit cards and other loans: $600
??Other expenses: $400 for real estate taxes, maintenance and more.

Pay off a high interest credit card

Purpose of loan:
This loan will be used to pay off a credit card with a higher interest rate than this loan request.? Balance to pay off is $2850 at 31.99% interest and the remainder will be to pay Prosper's fee.

My financial situation:
I own a small business and earn $3600 a month.? My monthly expenses are housing 800, utilities 150, car 400, insurance 100, student loan 200, credit cards 600 (the one I will be paying off has a minimum payment of 44 but only paying the minimum), savings 200, food/ent/misc 400.

I know on paper I look like a huge risk, but I assure you I am hard working, always pay my bills on time (as you can see, no delinquencies in the past 7 years), and always pay more than the minimum due.? I should be able to pay this loan off early.? I would much rather pay interest to my peers than to the credit card company.?

Thanks in advance for your confidence and support.? I won't let you down!

I need to consolidated my debts

Purpose of loan: I want this loan to pay off my credit cards with low interest in one monthly payment instead of four payments in a month.

My financial situation: I think I have a good financial situation, because I have paying my debts on time.

Monthly net income:520

Monthly expenses: $500

I only have to pay some utilities and the credits card.? My husband pay the other expenses.

My loan for debt consolidation

This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.

My loan for debt consolidation

Purpose of loan:
This loan will be used to consolidate lingering credit card debt.? By financing this loan, you will brighten my family's future.

My financial situation:
I am a good candidate for this loan because? I am a hardworking dad with two great and happy kids.? I have been working in the health care industry for several years and currently in a very steady position at a up and coming health care provider.? I can promise this loan will be paid in full at the end of the term.?

Paying Collection Accounts

Purpose of loan: This loan will be used to pay off an account in collections, consolidate two credit cards and help with rebuilding my credit.


My financial situation: I am a good candidate for this loan because I have been paying all my current bills on time.? My husband and I are both employed fulltime and not in risk of being laid off.

Public Record:? This item was with our State Taxes and that balance was paid in full in timely fashion.

Thank You For Your Help!?

If you have any questions please feel free to ask questions.

Debt Consolidation

Purpose of loan:
This loan will be used to...? pay off a high interest credit card & get a room ready for my newborn.

My financial situation:
I am a good candidate for this loan because?I have had no lates, collections, or other negative marks on my credit. I have no outstanding collections and everything on my credit report is current.

Monthly net income: $ 4300

Monthly expenses: $ 2100
? Housing: $800
? Insurance: $100
? Car expenses: $200
? Utilities: $100
? Phone, cable, internet: $100
? Food, entertainment: $300
? Clothing, household expenses $200
? Credit cards and other loans: $300
? Other expenses: $?

Buying furniture for new home

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying Off Some Credit Card Debt

Purpose of loan:This loan will be used to pay off some high interest credit card debt.

My financial situation:I started a new Gov?t Job in September and am making about $62K a year right now in taxable income.On my one year anniversary this coming September I go up in pay grades and have about a 12K gross pay increase.For my job I travel a lot, and when I have to spend the night away from home I get paid a per diem that is not taxable inc.I plan to bring in an extra 15-20K from my per diem in the next 12 mo.My Monthly Net Income is as follows?About $5,400

Monthly expenses: $?CA Mortgage $2,059
NY Rent $925Utiltiies $100Cell Phone $85Insurance $180Car Payment $111Dining/Entertainment $400Other Debt? $1,000  

Summer school payment

Purpose of loan:
This loan will be used to close several of my credit cards

My financial situation:
I am a good candidate for this loan because I have a stable full time job.? My current credit card debt is due to my kids college expenses.
My bonus comes in September but I need the funds before then for college expenses.

Monthly net income: $ 10,000

Monthly expenses: $ 8,000

Secured Loan - Win-Win Scenario

My partners and I have been investing heavily in building a company called Infoco, Inc. (www.infocoinc.com) which conducts substructure work (places fiber optic networks in the ground) for AT&T, Time Warner, and Verizon. Bottom line is, we need money to take on more project and grow, and we're willing to pay for it since our profit margins are high. We've further minimized our risk by taking certain actions, and are confident we will succeed.

How it works?
When we secure a fiber optic underground construction contract from one of our customers (AT&T, Time Warner, or Verizon at this time), we need to pay for the materials and labor to finish the project in advance, then we invoice our customer, who then has 30-45 days (depending on the terms) to pay the invoice. This process can then tie up our funds for up to 3 months for average size projects.

Why do we need money?
Having sufficient capital to take on more projects is a rate limiting step to our growth at this time since the reputation of our founding CEO allows us to secure more contracts than we can handle.

How can we pay such a high return?
Since we generate a 35-42% profit margin on delivered contracts, we are able to offer very generous returns on investment to our investors and still make a hefty profit while implementing a solid sustainable growth strategy. This creates a win-win for all parties invovled.

Is there Security?
Your investment capital can also be secured against accounts receivables from Verizon, AT&T and Time Warner as well as by the assets of the company, including heavy machinery.

What are the risks?
With every investment comes risk, and I have tried to outline those risks here, and how we have tried to address them.

Risk 1: Verizon, AT&T, or Time Warner file Bankruptcy. Our CEO is fully aware of this risk having experienced it first hand with the Adelphia scandal back in 2000. Infoco mitigates this risk by taking on a balanced portfolio of contracts from all 3 customers, as well as other markets we intend to pursue, including government contracts for infrastructure projects.

Risk 2: A Liability for Infoco is generated on a Job Site (such as damange to Infrastructure, Medical Injury, etc.). Infoco mitigates this risk by holding full liability insurance against any such incidence.

Risk 3: Infoco remains solvent by maintaining low overhead and high profit margins and by delivering a cost-efficient quality product. Infoco operates at a 35-42% profit margin, and always maintains sufficient projects in its pipeline to generate sufficient revenues to remain solvent. Infoco?s executive management only raises capital based on sustainable growth conditions to minimize our interest expense and maintains strict checks and balances to consistently achieve efficient cashflow and operating costs.

My personal loan for my business

This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.

Paying off my debt.

Purpose of loan:
This loan will be used to?make one monthly payment for the small debts I have acquired such as, braces and a loan.?

My financial situation:
I am a good candidate for this loan because? I am a waitress and can pay this off. I make tips that I do not claim.

Monthly net income: $ On paper-24,000 plus extra tip money and farm income.

Monthly expenses: $
??Housing: $ 360
??Insurance: $ 125
??Car expenses: $ 100
??Utilities: $ 200
??Phone, cable, internet: $ 95
??Food, entertainment: $ 40
??Clothing, household expenses $ 60
??Credit cards and other loans: $ 800
??Other expenses: $ 200

My loan for home improvement

This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.

Consolidating Cash Advances

Purpose of loan:
This loan will be used to pay off cash advances on credit cards.

My financial situation:
I am a good candidate for this loan because I have never been late on a payment and have around $1500 of disposable income each month with 3 very secure jobs.

Monthly net income: $2400

Monthly expenses: $
??Housing: $0
??Insurance: $35
??Car expenses: $150
??Utilities: $0
??Phone, cable, internet: $0
??Food, entertainment: $400
??Clothing, household expenses $0
??Credit cards and other loans: $400
??Other expenses: $

My loan for debt consolidation

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

My loan for debt consolidation

This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.

Paying off small credit card debt

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Let me pay you and not the CCs

Two years ago when the economy crashed, I wasn't prepared for it, was anyone? My credit card companies started jacking up my rates to 30+%. Before I knew it, my monthly interest was over $1000 a month and I could no longer afford to pay my rent and all my bills. Instead of going into a deep depression over money, I decided that survival was the most important thing. I paid my rent, I got a roommate and made the choice to stop paying those high interest cards until they would lower my rates. I continued to pay a few of my lower balance cards and paid those off as well as paid my Prosper Loan on time and even paid it off 1 year early.

I got on payment plans with all those companies and was able to pay off over $10,000 in just one year time. My payment plans have just been completed and they are raising my rates back up again. Not too bad though, except for Discover which jacked it up to 17%. This loan is to pay off the majority of that balance so I can get out from under that card. I figured I'd rather pay someone else other than Discover all that interest. During all this, I've managed to even build up a savings account for life little emergencies or for my future home purchase.

I'm trying to improve my credit score and get 75% of my debt paid off this year because I think its time to make a home purchase next year.

Purpose of loan:
This loan will be used to pay Discover Card

My financial situation:
I am a good candidate for this loan because my income has increased. I transferred to LA so I could be full time. I have an online business selling sewing supplies and my book is producing royalties that are helping out greatly in the debt pay off.

Monthly net income: $ 5000
Teaching 2500
Online Sales 800
Book Sales 1500-2500 (varies monthly)

Monthly expenses: $ 2400
??Housing: $ 1100
??Insurance: $ 150
??Car expenses: $ 180
??Utilities: $ 50
??Phone, cable, internet: $ 120
??Food, entertainment: $ 250
??Credit cards and other loans: $ 500

Personal

Purpose of loan:
This loan will be used to?
Pay some outstandingdebgt and help me and my son to keep our heads above water.? I am recently divorced and have sole custody of my son and am needing extra funds to keep myself stabilized.? The home still shows me as a co-borrower on the mortgage but that will change as I no longer make the mortgage payments.
My financial situation:
I am a good candidate for this loan because?
I pride myself with trying to pay my debts on time and also pay more than the minimum amount due.? As a newly single parent, I want to make sure that I am able to support my son and myself and the extra funds will alow me to di this.
Monthly net income: $
$2750.00

Monthly expenses: $
??Housing: $?760
??Insurance: $?85
??Car expenses: $ 385.40
??Utilities: $?50
??Phone, cable, internet: $ 105
??Food, entertainment: $ 150
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 400
??Other expenses: $ 0

Paying off Credit Cards

Purpose of loan:
This loan will be used to pay off credit cards.

My financial situation:
I am a good candidate for this loan because my credit is?important and I always pay my bills on time.?

Green Gift Store Startup

Purpose of loan:
undefinedundefinedundefined undefined undefined To help fund start-up of unique gift store selling only eco-friendly gifts made from recycled, natural and man-made materials in the U.S. Prime location in a coastal Massachusetts city popular with tourists. Loan will be used primarily to buy inventory. The storefront available is in a desirable area where openings are rare?I want to act before it goes.
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My financial situation:
I owned a publishing business for more than 20 years. I sold it 6 years ago to the company I now work for. Now I am looking for something new. I am putting $20,000-$25,000 plus lots of sweat equity into this project.? My credit score is 836. I don't have much in way of collateral right now, however, as I sold my home last fall. I can keep my current job which involves writing from home so will have income separate from the new store. I can easily keep up with loan payments.Note: Some info in the credit profile is wrong. Current credit score is 836. I have no delinquencies and not that many credit cards open.