My loan for debt consolidation

NOTE: I realize my DTI is extremely high, but please note that I receive help from my parents which is not reported as verifiable income.

Purpose of loan:

I will use this loan to pay for my expenses over the next six months while I attend flight school.  As soon as I finish I will be able to go right back to work and pay off my bills.  My financial situation is not dire, however, I don't want to be putting my expenses on a credit card.  Thank you for your interest.

Monthly net income: $ 1200 (plus help from my parents)


Monthly Expenses:

Rent:  $275 (my share with roomate)
Utilities: $35
Food: $170
Prosper Payment: Depends on final interest rate
Flight School Loan:  $225
Misc: $100

My loan for debt consolidation

Purpose of loan:
This loan will be used to pay off my credit cards. I failed to make a payment one month and the interest rate increased significantly and now with economy of the country I haven't been able to transfer the balance to other cards like I've done in the past.?

My financial situation:
I am a good candidate for this loan because I work for the federal governement and will pay back the loan.

repairing home & debt consolition

Purpose of loan:
This loan will be used to? I'm using most of the loan to payoff my small credit cards and the rest to do some repairs on my home.?

My financial situation:
I am a good candidate for this loan because? In the past I did have a small set back in my credit but that was due to the death of my husband , now my credit is priority number one so I always make sure I pay all my credit obligations and stay in good standing with the company for future purposes.? On my credit report there are two autos the I signed for but? belong to my sister thats a 2007 pontiac with KFCU? payment of $280.00 I believe and the other is Safe One Credit Union 2007 Chevy Tahoe payment of $509.00 belongs to my brother. I own a 2003 Gmc yukon.

Monthly net income: $ My monthly net income from my job is $ 2240.00 but I also receive monthly death benefits for my two daughters from the Social Security in the amount of $2268. I'll be receiving that until they turn 18 years old or 21 if school is continued.

Monthly expenses: $
??Housing: $ 915.00
??Insurance: $ 150.00?
??Car expenses: $ .00
??Utilities: $ 250.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $
??Credit cards and other loans: $ 300.00
??Other expenses: $

Regretting a high interest card

undefinedundefinedundefined undefined undefined Purpose of loan:
This loan will be used to pay off one credit card.I would love to get out from under this one high interest card that built up during the distractions of graduate school.

My financial situation:
I am a good candidate for this loan because I have steady income from a great job that I have had for several years.I always make all my payments, and this loan will actually make it easier by saving me $100 a month.

Monthly net income: $ 2500

Monthly expenses: $ 2450
??Housing: $ 610
??Insurance: $ 15
??Car expenses: $ 0
??Utilities: $ 50
??Phone, cable, internet: $ 150
??Food, entertainment: $ 200
??Clothing, household expenses $ 25
??Credit cards and other loans: $ 1400
??Other expenses: $ 0 undefined

My personal loan

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off my credit cards

Purpose of loan:
This loan will be used to consolidate?credit card debt.

My financial situation:
I am a good candidate for this loan because I have a stellar payment
history and?very good credit.? I am responsible, have a good steady
income and would like to consolidate credit card debt in to one
payment that will be paid off faster than paying monthly on each
card.

Paying off my credit cards

Purpose of loan:
This loan will be used to?Consolidate credit payments

My financial situation:
I am a good candidate for this loan because?as a therapist, my business is expanding every month. I'm trying to get my bills down to help my credit rating

Purchase a Forclose Property

Purpose of loan:
This loan will be used to?purchase a forclose property to start an investment?.?

My financial situation:
I am a good candidate for this loan because I have paid off all my credit cards to O balances....I have contacted?the companies to furnish me with letter of zero balances?

Monthly net income: $ 4,000
Monthly expenses: $
??Housing: $ 1,411.00
??Insurance: $ 120.00
??Car expenses: $ 0 -?No car payment
??Utilities: $ 120.00
??Phone, cable, internet: $ 140
??Food, entertainment: $ 200.00
??Clothing, household expenses $ varies- ?
??Credit cards and other loans: $ 150.00
??Other expenses: $ gas - 100.00

Make her Eyes Sparkle

There comes a time in every man's life where he looks at what he has and is completely content. For several years we have brought a blended family together as though we were always one unit. We have 5 kids combined and a hectic, amazingly fulfilling life
The kids keep asking...."When are you going to get married?"

I have the most amazingly, beautiful girlfriend.? See her picture right there? Staring at you with her blue eyes. They sparkle.
?A girl like her can't be presented with just an ordinary ring. Just something out of a plastic display case will not suit her. She deserves to have more then just a diamond from a window in a mall.She is also the bill payer,? the one who rules and makes the budget, and the one with all access to all accounts.? I could not possibly manage to get the funding for this surprise without her intuition.

Let me explain a little about what you see above in my credit profile. I have very few open accounts, and the one I do have is close to maximum capacity.? I have always hated to use credit cards and only have one. At the time, I thought I was being smart, until we needed a car that was more reliable and could fit us all.? I tried to get the conventional loans, and although I have a good credit score I was being denied due to a lack of credit history.? No one taught me? that if I want credit, in essence I have to pay for it. So, not only is this loan going to get? the ring of her dreams, it is also going to build up my credit history. My profile shows that I have almost maxed my credit card out. This is true, as that is how I was able to buy a reliable car that fit 7.

To prove that I am a good contender for this loan allow me to break things down:
My girlfriend makes 2200 a month(after taxes).? I make $1800 a month (after taxes)
Housing: We pay $1000.00 a month on a lease to own. Never been late on a payment. 2 years
Insurance-$120 for auto insurance.
Cars- We do not have a car payment. We own two newer vehicles.
Credit Cards-? Mine is almost maxed out,however I have never missed a payment in over seven years.? We do not rely on credit cards, but rather use them for large purchases.? We make extra payments on them every chance we can.
Misc- the rest of our budget goes to family and kid activities.? Taekwondo, softball, baseball, theatre costumes, family outings, school necessities, soccer, chess team, daycare, groceries, gas, etc.
My girlfriend is very meticulous with our budget.? Every bill is paid and every payment is above the minimum and on time. We pay
our bills off quickly and expect to do so with this one as well.? We have two savings accounts, one for general use and one for the planning of our wedding. Even though my Prosper score is low and it looks like I am a risk, I will be an excellent borrower.

Debt Consolidation Loan

Purpose of loan:
Debt consolidation

My financial situation:
I am a good candidate for this loan because I have a stable income and will make payments on time

Monthly net income: $ 11,800

Monthly expenses: $
??Housing: $ 2150
??Insurance: $?200
??Car expenses: $ 800
??Utilities: $ 200
??Phone, cable, internet: $ 200
??Food, entertainment: $ varies
??Clothing, household expenses $ varies
??Credit cards and other loans: $ varies
??Other expenses: $ varies

My loan for an auto purchase

This borrower was not required to write a description based on the listing's likelihood to fund.

Add A New Employee

Purpose of loan:
This loan will be used to have immediate funds available to seek out a contractor to work with me in my consulting business.? My business works by invoicing my clients which often takes 30-60 days to recieve.? This loan will allow me to cover the travel expenses of a contractor while waiting for outstanding invoices.?

My financial situation:
I am a good candidate for this loan because I don't have much personal debt and to date have never required to use credit or loans to fund my business.? I am quite capable of paying all of my debts often times prior to the agreed upon pay off date.?

Monthly net income: $ 8,000

Monthly expenses: $
??Housing: $ 750.00
??Insurance: $ 200.00
??Car expenses: $?600.00
??Utilities: $ 100.00
??Phone, cable, internet: $?100.00
??Food, entertainment: $ 250.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 100.00
??Other expenses: $

Buying a certified used car

Purpose of loan:
This loan will be used to? buy a used car to commute to my job at JP Morgan.? My 93 saturn has over 180000 miles?and will not pass inspection at the end of the month because of mechanical issues.? Its not worth spending thousands of dollars to fix it.

My financial situation:
I am a good candidate for this loan because? I am a recent college graduate with a BS in Finance and I have a firm offer of employment with JP Morgan Chase within the Investment Bank.? My employment begins there in July.?I have interned with them for the past two years during the summer.? ?Most of my debt is in student loans which I have begun paying back and interest was paid while I was in school.?I have one credit card with a $500 limit which I only use for emergencies and gas. ?With the economy the way it is, its hard to obtain financing at dealerships and I need another car.?

Monthly net income: $
Starting July: 4000
Monthly expenses: $
??Housing: $ 975 (apartment share)
??Insurance: $ 76 (liability for the 93 saturn)
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $?500
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 250 (with added payments
??Other expenses: $ 0

URGENT LOAN - PAYBACK 72 HOURS!!!

Purpose of loan:
This loan will be used to bring the dream of a anyone's?lifetime to reality and guarantee independent wealth- Seriously!

My financial situation:
I am a good candidate for this loan because this loan will be paid off in nor more than 3 days and for reasons I cannot disclose due to confidentiality that is?quaranteed!

Monthly net income: $ 2700.00

Monthly expenses: $
??Housing: $ 933
??Insurance: $ 35
??Car expenses: $? 120
??Utilities: $ 60.00
??Phone, cable, internet: $? 135.00?
??Food, entertainment: $??225.00
??Clothing, household expenses $ 150.00
??Credit cards and other loans: $ 150.00
??Other expenses: $ 75.00

Tired of Walking - Second Listing

Purpose of loan:
I need this loan to purchase a vehicle that will be used for transportation to and from my job as well as to and from school in the fall.

My financial situation:
I am a good candidate for this loan because I pay all of my bills on time, and my expenses are very low.? I am sharing an apartment in which utilities and everything else is included.

Monthly net income: $ 1560

Monthly expenses: $625
? Housing: $ 325
? Insurance: $100
? Car expenses: $0
? Utilities: $0
? Phone, cable, internet: $0
? Food, entertainment: $100
? Clothing, household expenses $50
? Credit cards and other loans: $0
? Other expenses: $ 50

Thank you for considering me.? You will not regret giving me a loan.?

The only reason that makes sense to me for being a HR category is my age.? This is understandable in most cases, but I have been raised to put bills first, and I always do.

Wedding

Purpose of loan:
My Fiance and I are getting married. Although we have some money saved, I would love to give my fiance the wedding she deserves.? To some they might not view this as a reasonable expense, but this is something we take very seriously since this is a once in a lifetime event. We have purchased a home together, we have just put my fiance through nursing school and now we would like to officially spend the rest of our lives together. We have been together for almost 6 years and we were friends before that. There is not a doubt in our minds that this is the next chapter in our lives. We would very much appreciate any help to make this dream become a reality.

My financial situation:
I am a good candidate for this loan because I am a 29 year old homeowner of 2 years that has been employed full-time for nearly 4 years with Best Buy, a multinational retailer of technology and entertainment products and services.? I have always made my financial obligations a top priority since my bankruptcy in 2003 and have had a solid credit history since.

Monthly net income: $
$2170

Monthly expenses: $
? Housing: $ 0 *
? Insurance: $ 83
? Car expenses: $ 351 (Last Payment 9/10)
? Utilities: $ 0 *
? Phone, cable, internet: $ 0 *
? Food, entertainment: $ 125
? Clothing, household expenses $ 40
? Credit cards and other loans: $ 255
? Other expenses: $ 0 *

? *Fiance pays for these expenses

Truck Purchase

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Pay off credit cards

Purpose of loan:
This loan will be used to consolidate higher interest rate credit cards from?Citibank (14.99%)?and Bank of America (17.99%)

My financial situation:
I am a good candidate for this loan because I make enough money to repay the debt and have never missed a payment.? My current FICO score is 745.

I currently take home $500 in excess of expenses each month.? The new credit card legislation caused?the?interest rates to?increase by over 50%?on two accounts, thus I would like to secure a loan to pay them off faster.? The debt was incurred as a result of putting myself through college with no family financial support.

Debt consolidation

Purpose of loan:
This loan will be used to? consolidate my debt.

My financial situation:
I am a good candidate for this loan because? I've made some mistakes in the past but am serious about getting my finances in order. Plan to work hard and perhaps get another job so I can get all my debt paid off.

Monthly net income: $ 3000

Monthly expenses: $ 0
??Housing: $ 0
??Insurance: $ about $320 every 6 months
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $50
??Food, entertainment: $ 200
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 1500
??Other expenses: $ 150 gas

Wedding

Purpose of loan:
This loan will be used to pay for my daughters wedding expenses

My financial situation:
I am a good candidate for this loan because I am trustworthy and honest, and have every intention to fully comply to the loan terms.

Monthly net income: $ 10000

Monthly expenses: $
??Housing: $ 2250
??Insurance: $ 1000
??Car expenses: $?500
??Utilities: $ 150
??Phone, cable, internet: $ 150
??Food, entertainment: $ 500
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 1500
??Other expenses: $ 1000

Business Equipment

Purpose of loan:
This loan will be used to purchase?equipment for?my wife and my business?trophy/engraving business.? We are looking to expand into a new line of products.? We are adding signs to our existing business in order to?develop packages for tournament sales with both?trophies and signs.? We are also hoping to sell signs to our existing customers, which are?primarily local business owners.?

My financial situation:
I am a good candidate for this loan because I have 20+ years of business experience.

Monthly net income: $ 11,250 (I am employed as a General Manager of a local recreation facility seperately from our engraving business)? This does not include my wife's income at the local hospital.

Monthly expenses: $
??Housing: $ 1500
??Insurance: $ 250
??Car expenses: $ 350?
??Utilities: $ 275
??Phone, cable, internet: $ 160?
??Food, entertainment: $ 480
??Clothing, household expenses $?500
??Credit cards and other loans: $ 480
??Other expenses: $ 365

Thank you

LOAN FOR OPENING 2ND NAIL SALON

Purpose of loan:
This loan will be used to open another nail salon. (2nd store)

My financial situation: Very stable, all family members one son, two daughters and wife. Very small credit card debt.
I am a good candidate for this loan because I have a same business for last 10 Years. It is a family business my wife and I have more then 10 years experience and existing clients. My wife will be managing and running new location. I am never late for my payments. My house will be paid of within 4 years ($320,000.00), we have two cars and both of them paid off.

Monthly net income: $8,000 to $10,000

Monthly expenses: $3968.33.00
??Housing: $2145.00
??Insurance: $83.33
??Car expenses: $50.00
??Utilities:400.00 $
??Phone, cable, internet: $120.00
??Food, entertainment: $800.00
??Clothing, household expenses $200.00
??Credit cards and other loans: $20.00
??Other expenses: $150.00

Personal Loan

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Need help with fertility expenses

Purpose of loan:
This loan will be used to? help with my fertility expenses.? I have medical insurance but it does not cover any fertility expenses.

My financial situation:
I am a good candidate for this loan because?I always pay my bills on time.? I have a high debt to income ratio because I cannot claim my 2nd job as I waitress.? I also have a fiancee who lives with me and pays alot of the bills.?He works construction with his father?and makes approx. the same amount of money I do a month.? All the?bills are in my name.? I bought my house?prior to him moving in.? Please take a chance on me.? I will not let you down.? My bills are always paid on time.? I have never left a bill unpaid.?

Monthly net income: $3059.70

Monthly expenses: $
??Housing: $?1579.00 (paid by fiancee)
??Insurance: $ included
??Car expenses: $ paid off
??Utilities: $?50.00
??Phone, cable, internet: $ 50.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 500.00
??Other expenses: $

moving loan

Purpose of loan:
This loan will be used to?
Moving and relocation - my wife and I are moving closer to our children and grandchildren
My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Buying Motorcycle-2nd prosper loan

Purpose of loan:
This loan will be used to purchase a new/used motorcycle. I understand that gas will be going back up to roughly $4.00 per gallon this summer and would like to offset some of the fuel costs I currently have with a more economical option, I currently drive a 04 Silverado Z71 daily, and would like to purchase a used but not used up motorcycle for my daily commute.

My financial situation:
I am a good candidate for this loan because I have used prosper before, and proved myself to be trustworthy recipient of funds by paying off my loan in 11 payments, each one on time and in full. I have also cleared out a vast majority of my debt after my chapter 7 was discharged in 2009. The main reason I even filed for the BK was because I had purchased a house with my ex-fiance, and when we broke up she split to Wisconsin, and left me with the house and the notes, but the kicker is that she would not allow me to live in the house. I could not afford to pay the 2 mortgage notes AND rent another house, so eventually the house went into foreclosure, and the best option for me was to file for chapter7.
I did pay off 2 credit cards, and continue to pay on the smaller of the 2 old mortgage notes in good faith after my BK was discharged. The damage was done however, and I must look forward and focus on creating a better future. Part of that means re-establishing and rebuilding my credit history. If you were to look at my past credit history, you will see that I do pay my bills on time, and have learned to manage my credit in a smart and efficient manor. It is now time to start building my credit back up, and this will be a great opportunity for me to accomplish that with the help of wonderful people such as yourselves who understand that most people DO deserve a second chance.
I have sufficient disposable income after all bills and expenses are paid every month. I just do not have the credit to actually go out and finance a motorcycle. I also split my rent and housing expenses between 2 other people with who I have known for more than 10 years, so it is much more manageable than paying these costs on my own.
Please don't be afraid to bid on this one. I will absolutely pay this off, most likely in about 1 years time, just like my last prosper loan. Please feel free to ask any questions you might have, my life is an open book and I want you to feel confident about funding my loan.

Monthly net income: $2479.68

Monthly expenses: $
??Housing: $367 per month
??Insurance: $137 per month
??Car expenses: $314
??Utilities: $100
??Phone, cable, internet: $100
??Food, entertainment: $150
??Clothing, household expenses $100
??Credit cards and other loans: $200
??Other expenses: $100
Total expenses: $1,568 per month, leaving $911.68

Paying Off My Credit Cards

Purpose of loan:
This loan will be used to pay off all my high interest credit card debt.

Monthly Net Income: $ 4259.67

My financial situation:
I am a good candidate for this loan because I want to have an even better credit score.
I am committed to paying off all my debt. I am paying all my bills?on time.
Getting this loan at?a better interest rate than my credit cards will help me get out of debt faster.
Any questions are welcome.

Thank You.

Bill Consolidation

I'm a 58 y/o and from Kansas City, KS. I have a Bachelor of Arts in Sociology, History, and Education.? I have taught junior high and high school. I retired from the Missouri Department of Mental Health and Truman Medical Center where I was an outpatient psychiatric case manager for consumers with severe and persistent psychiatric illnesses and substance abuse issues. I also taught psycho-social educational classes for consumers with the same disorders. I facilitated clients in securing services in the community with collateral agencies.

I have had some significant credit issues dating back to September 2005 when I became ill. I was told by my physician that he would not sign a release for me to return to work. I was advised to apply for disability. Some of you might be aware that this can be a long and difficult process. It took me from September 2005 to December 2006 to be approved for Social Security Disabilty Income. And I was still a couple of years?from being able to take early retirement from two of my lifetime pensioins. Consequently, with a period of greatly reduced income and periods of no income, and with having to maintain my costly?COBRA insurance premiums, I was unable to meet all of my financial obligations.? As a result I filed for Chapter 7 Bankruptcy in January 2008. It was discharged on April 29, 2008.

Since that period, my finances have been improving. I was able to sustain my home, reestablish credit and improve my credti history/score. I consider myself fortunate and I'm I'm greatful. My current goals are to continue maintaining my home.?? My financial goal is to consolidate the following bills and to reduce my monthly payments:

Pulaski Bank of Saint Louis????????????????????????? Balance:? $1150????????????????????????????????? Payment: $112?????????????????? APR:? ? 8.75%
Target National Bank????????????????????????????????????????????????????? 700???????????????????????????????????????????????????? 20???????????????????????????? 22.99%
National Bank of Kansas City??????????????????????????????????????????414???????????????????????????????????????????????????? 93?????????????????????????????20.00%
Dell Financial Services??????????????????????????????????????????????????? 230???????????????????????????????????????????????????? 15???????????????????????????? 27.99%

Total??????????????????????????????????????????????????????????????????????????$2494???????????????????????????????????????????????? ?$240??????????????????

My income is as follows:

SSDI??????????????????????????????????????????????????????????$1392
State of Missouri?Lifetime Retirement???????????????253
Truman Medical Center Lifetime Retirement??????215???

Total Income???????????????????????????????????????????????$1860??????

Although I realize it can't be included, I do have?$300 per month rental income from a roommate.?????

85 Days to my Wedding!

Purpose of loan:
This loan will be used to finance my wedding

My financial situation:
II am a good candidate for this loan because I will be paying it back with the help of my Husband-to-be. We both just purchased homes which ultimately took the bulk of each of our saved funds. We were childhood sweethearts and reconnected after my brother?s funeral. We then decided to get married and have a wedding this year instead of next year so that we can start on having children right away. He is currently renting out the home he purchased and we are living in the home I purchased. Our wedding date is set for 8/7/10 in our backyard and we won?t have all the money for some necessary items by that date, We are both working and consistently pay our bills on time and often more than what is due. I am financially sound and am starting to build my savings back up since purchasing my new home but I know we can not meet some of our financial deadlines for the wedding if we do not get a loan.

Monthly net income: $ 3083.03

Monthly expenses: $?
??Housing: $ 959
??Insurance: $ 75
??Car expenses: $ 252
??Utilities: $ 119
??Phone, cable, internet: $ 130
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 62
??Other expenses: $ 0

Home Improvement

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $ 5100

Monthly expenses: $ 2700
??Housing: $ 800
??Insurance: $ 200
??Car expenses: $ 600
??Utilities: $50
??Phone, cable, internet: $?150
??Food, entertainment: $ 200
??Clothing, household expenses $ 60
??Credit cards and other loans: $ 700
??Other expenses: $

leasing martini lounge with husband

*the picture is of the actual martini lounge in case anyone is wondering.*

Purpose of loan:
2000.00 for liquor and condiment expenses
1500.00 for june lease
700.00 for insurance costs
500.00 for misc expenses.
compared to my previous listing this number has changed because we have worked out deals and acquired funds from other sources. And instead of me and my husband doing our own listing, I wanted to note that this is the only one.?

the lounge is going to be leased.? Was profitable before issues with previous owner and landlord.? Landlord has seized property and wants someone to lease asap. Traditional financing is currently unavailabe as we are not able to get books and numbers that are reputable to their standards. *COMMON with the restaurant and bar industry because of the amount of cash going through the business.? We are really cutting it to the end here and would really like some help from the good people of prosper.

My financial situation:
I am a good candidate for this loan because?
I am an RN and don't have to worry about losing my job, I can always find work.? I am improving my financial IQ every month.? Working on debt consolidations and paying down bad debt.? My husband really wants to own a? business and this is a great opportunity. Me and my husband are both going to be working.? We have a friend that is going to be running the place that has been managing a bar/restaurant for 2 years.? The bar area is similar to a lounge with higher end drinks being served.?

Monthly net income: $ 5300.00

Monthly expenses: $
??Housing: $ 1300.00
??Insurance: $ 100.00
??Car expenses: $ 393.00
??Utilities: $ 250.00
??Phone, cable, internet: $ 115.00 ???
??Food, entertainment: $ 550.00
??Clothing, household expenses $250.00
??Credit cards and other loans: $ 550.00
??Other expenses: $ 125.00

Paying for my wedding

Purpose of loan:
This loan will be used to?fund my wedding

My financial situation:
I am a good candidate for this loan because I plan to repay it before the year ends

Monthly net income: $
5400
Monthly expenses: $
??Housing: $ 1500
??Insurance: $
??Car expenses: $ 75
??Utilities: $ 250
??Phone, cable, internet: $ 200
??Food, entertainment: $ 100
??Clothing, household expenses $
??Credit cards and other loans: $ 300
??Other expenses: $

My loan for debt consolidation

This borrower was not required to write a description based on the listing's likelihood to fund.

My loan for debt consolidation

This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.

My Personal Loan

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

2nd loan-Paying off credit cards

Purpose of loan:
This loan will be used to?

I have no delinquents and no late payments. This will be my 2nd loan request. The first loan was created 2years ago where you saw I had no delinquents and no late payments. I started off with a small amount to prove that I am trustworthy. As you can see I still have no delinquents or late payments but I'm not sure why my Prosper rating is HR. I?am glad to say because of?my credit history I just closed on my first home. Now that I have accomplished my goal, I really want to focus on just paying my mortgage and utilities. This loan will be used to payoff my credit card debt. I have one that has interest rate of 34.99 and its not getting anywhere by making the minimum payment of $ 370.00. That?s just 1? debt.?? Instead of continue making payments to this one, this one, this one and this one. I rather pay them all off and make 1 monthly payment and get them paid off in 36 months or less.? I hope you consider me as candidate for this loan it will be greatly appreciated and I hope I?ve shown that I can be trusted that I will and can make all of my payments on time. Please don't let my prosper rating disturb you from bidding on my loan. I have and always will pay my bills on time. I can answer any questions you may have.??Thank You

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $ 2931.20

Monthly expenses: $
??Housing: $ 708.00
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

i'd rather pay u, then my CC cmpny

Purpose of loan:
This loan will be used to? Debit consolidation
My financial situation:
This loan is to pay off my Discover credit card.

DEAR PROSPER LENDERS....MY LOAN (THIS LISTING) WAS ORIGINALLY FULLY FUNDED BUT I HAD TO WITHDRAW MY LISTING BECAUSE I HAD TO CHANGE MY BANK ACCOUNT INFORMATION AND PROSPER WOULD NOT LET ME CHANGE MY ACCOUNT # AFTER THE LISTING IS FULLY FUNDED....I APOLOGIZE TO THE INVESTORS (LENDERS) WHO HAD ORIGINALLY FULLY FUNDED THE ORIGINAL LISTING....
I am a good candidate for this loan because? I have a great credit history, never have been late on my payments, I have a stable consulting job making $60,000/annually, I own my house with my wife, my wife and I have most of our debt paid off except for one credit card, which i would like to have paid off with a lower rate. The delinquent amount you see is currently in dispute with car repair shop.


HELP ME MAKE YOU MONEY....if the loan is funded I get to save little bit of? money and YOU GET TO MAKE MONEY, instead of my high interest rate charging credit card.

Monthly net income: $ 3800

Monthly expenses: $
??Housing: $ 1000
??Insurance: $ 100
??Car expenses: $ 0
??Utilities: $ 175
??Phone, cable, internet: $ 75
??Food, entertainment: $ 300
??Clothing, household expenses $ 0
??Credit cards and other loans: $350/m
??Other expenses: $

Fixing blown transmission in car

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

My loan for debt consolidation

This listing has a higher likelihood to fund and therefore does not include a description. If you would like additional information from this borrower, please ask a question in the Q&A section below.

Debt Consolidation

Purpose of loan:
This loan will be used to Debt Consolidation

My financial situation:
I am a good candidate for this loan because I never miss a payment.

bathroom needs repair

Purpose of loan:
This loan will be used to? Fix my bathroom-floor collapsed and is a hazard for my children
My financial situation:
I am a good candidate for this loan because? I already have one loan which is on time with no late pays and I intend to use part of this money to pay the current Prosper loan-i make good money I just need additional ASAP to repair the floor!?
Monthly net income: $ 2300-3400

Monthly expenses: $
??Housing: $ 1100
??Insurance: $ 48
??Car expenses: $?0
??Utilities: $ 99
??Phone, cable, internet: $?25
??Food, entertainment: $ 400
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

3 Previous Prosper Loans NEVER LATE

Purpose of loan:
This loan will be used to finish our basement.?We will be putting the house on the market later this year to relocate for my husband?s job. The extra bedrooms/bath will increase the value. ?The mortgage is only in my husband?s name since he purchased it before we were married.

My financial situation:
I am a good candidate for this loan because I have had multiple Prosper loans in the past and stayed current on all my payments. In fact, I paid all the loans off early. My ex-husband ruined my credit years ago, and we ended up having to file for?bankruptcy right before our divorce in 2005. I have worked hard to rebuild imy credit?since then. My husband and I have great, stable jobs.

Net Monthly Income: $1890 + $2530 (Husband?s Income)

Monthly Expenses:
Mortgage $1307
Utilities $325
Car Expenses $537
Insurance $91
Phone/Cable/Internet $150
Food/Entertainment $300
Household Expenses $250
Credit Cards $500??

After our monthly expense, we have about $950 left over every month to pay this loan.

New Apartment

Purpose of loan:
This loan will be used to?get my own apartment! and move away from my parents!

My financial situation:
I am a good candidate for this loan because?I pay my bills on time, I can manage a full time job, full time student, and have 3 year old toddler and a 2 month old newborn. :D