Pay off Private Note

Purpose of loan:
This loan will be used to expand pay off a private note that was needed for minor home repairs.
My financial situation:
I am a good candidate for this loan because I have good credit history and will make my payments on time.

I need that for personal use

Purpose of loan:
This loan will be used to? Personal use

My financial situation:
I am a good candidate for this loan because?
I have a good credit and good record
Monthly net income: $

Monthly expenses: $
??Housing: $ 750
??Insurance: $
??Car expenses: $ 120
??Utilities: $
??Phone, cable, internet: $ 49
??Food, entertainment: $150
??Clothing, household expenses $
??Credit cards and other loans: $ 120
??Other expenses: $ 60

debt consolidation

Purpose of loan:
This loan will be used to?
My husband and I would like to consolidate our credit card debt.? We incurred this debt over the past 1 1/2 to 2 years with sporadic work for my husband, who is a sub contractor.? While we have been able to make all our credit card payments, mortgage, bills, etc and are in good standing, we will never get them paid off or get ahead at this rate.? While our credit scores are good, our debt/income ratio is obviously high due to this credit card debt.? We have 2 young children and just want to break this debt cycle and move forward.? We need a break!?

My financial situation:
I am a good candidate for this loan because??
My husband has since become licensed in another field and has a fulltime job since Feb of this year.? In addition to his FT workload, he has the opportunity for extra hours in his new field as well as still available? subcontractor jobs/income as well.? I am an RN, work FT and have a very secure job with a stable company that provides regular raises and bonus income as well.?? I am also eligible for incentive income with my company.? Again, thanks for your consideration.

paying off credit cards

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?I will make th required repayment?

Monthly net income: $ 1900.00

Monthly expenses: $
??Housing: $ 350.00
??Insurance: $ 100.00
??Car expenses: $ 240.00
??Utilities: $ 100.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $
??Credit cards and other loans: $ 500.00
??Other expenses: $

Fixing my car, paying credit cards

Purpose of loan:
This loan will be used to?
Fix a flat tire on my 2002 Chevrolet Malibu, replace clutch and brakes on my 1994 Nissan 300ZX and pay down credit card.

My financial situation:
I am a good candidate for this loan because? I am in the military and I have a guaranteed income. I will get my yearly bonus (the bonus I received when I joined the military was more then 10,000 so the remaining 5,000 gets spread out over your remaining term. That will total about $1200) in June and I will be deploying in July where I will be making extra money.

Monthly net income: $
3166

Monthly expenses: $
??Housing: $ 925
??Insurance: $ 180
??Car expenses: $ 60
??Utilities: $ 130
??Phone, cable, internet: $ 140
??Food, entertainment: $ 300
??Clothing, household expenses $100
??Credit cards and other loans: $ 400
??Other expenses: $ 100

Pay down Credit Cards

Purpose of loan:
This loan will be used to? Pay down High Interest Cards, Also will lower paymernts.

My financial situation:
I am a good candidate for this loan because? This loan will pay off about half the credit cards and will use another $15000 retirement money to pay off most of the rest, will save $200-$300 a month.

Consolidating

Purpose of loan:
This loan will be used to consolidate some personal debt.? Although my husband and I pay our joint accounts in full each month, I do have a few separate items I would like to consolidate into one monthly payment with a fixed rate.? In addition,?I am looking for an alternative to a credit card as the two I have unjustly raised my rates.? I would like to pay everything off in the fixed timeframe set by Prosper.

My financial situation:
I am a good candidate for this loan because I have exceptional credit history- I have never been late and maintain a great credit profile.? As you can see,?my score is in the 800 range.? The current delinquent amount is incorrect.? I disputed something on a bill?and am waiting?removal (the delinquency has been removed and is evidentally not updated yet).??I have been employed for approximately 17 years at the same enitity.? Finally, my ability to pay is demonstrated in that, should the situation warrant it, my husband's income is more than suffiicent to pay all our basic bills.? Therefore, if necessary, I could apply all my income toward this loan.? Breaking down specifically, our monthly bills include a gas card and credit we pay in full each month (no more than $1500-$2000 as we put all expenses on earnings credit cards) and a mortgage of $1400.? Our total income is over $125,000/ year (monthly bring home about $6500 combined as we put money into IRA/401k).? That leaves around $5100/month in our most expensive months to pay this Prosper loan.? Of course, my income alone is sufficient in that I bring home around $3800/month.? Based upon these numbers, I can obviously afford the payment.? Again, I am looking for a personal alternative to credit cards to pay this down as I have closed most of my cards- including these.??I did this before the credit crisis and was not worried about being able to obtain another large credit line for a balance transfer.? However, since the overall credit situation has changed, this has become increasingly difficult and, consequently, I am ready for an alternative.? Prosper seems to be the perfect solution.? I would like to pay one in full now and the other at a later time.

Thank you for your consideration.

Pay off high interest CCs

Purpose of loan:
This loan will be used to? consolidate credit card debt at a lower interest rate

My financial situation:
I am a good candidate for this loan because? I have stable, good income that is verifiable.? I have a good credit history.

Monthly net income: $ 11600

Monthly expenses: $
??Housing: $ 2990
??Insurance: $?845
??Car expenses: $ 700
??Utilities: $ 300
??Phone, cable, internet: $ 360
??Food, entertainment: $ 1200
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 2200
??Other expenses: $ 1500

Short Term Liquidity

Purpose of loan:
This loan will be used to provide short term liquidity.? As a partner on a business venture I agreed to accept 50% of salary for a period?between February 1 through May 31, 2010.?

My financial situation:
I am a good candidate for this loan because I have real estate holdings, ownership interests in several business partnerships and a long history of repayment of credit.? Salary as managing partner of business $200K + significant equity split. My credit was used to finance the purchase of?a firm when banks would not lend to a small business.

I have never defaulted, been sued or walked away from any debt in my 30 year credit history.

paying off my card and IRS

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

pay credit account off

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Pay Off a Land Contract and Sell It

Purpose of loan:
This loan will be used to pay off a land contract that has a balance of $5000. The contract was for $17,000. I believe I can sell the land for $15,000. to $17,000. cash by Summer 2010. A description of the residential lot in Oregon can be found at http://www.hongkongandshanghai.com/Oregon_Lot The ad will not be live on Ebay and Craigslist until it is paid off. The carrier of the land contract is http://www.billyland.com

My financial situation:
I am a good candidate for this loan because I am a 32+ year employee of Allison Transmission in Indianapolis. I made $92,000. in 2009. I don't have a lot of debt. This loan will free up $10,000. cash.

Eliminate my curret debts

Purpose of loan:
This loan will be used to?significantly reduce my current debts by eliminating most or all of my higher debts, and if necessary, some of the smaller ones aswell. And to finance one of my small poetry projects.????????????????????????????????????????????????? ???????????????????????????????????????????????????? financial situation:
I am a good candidate for this loan because??I have a steady and reliable source of income with my employer.? I'm more than willing to work holidays?which will add to my income and
ablity to make on time monthly payments, considerably.? I'm scheduled to receive a $1500.00
bouns, minus taxes, from my employer on my 15th anniversary with them which is 5/6/11.? I have approximately $34,000.00 in my 401K? and approximately $43,000.00 in my profit share savings with my employer.? In my past, I had payday loans problems, 13 total, which severely
"crippled" my finances and ruined my credit.? But now, all these problems are fully resolved and my financial situation has improved greatly.? The total of my monthly expenses =?$1967.27
My coverage = $583.99

Monthly net income: $
2551.26
Monthly expenses: $
??Housing:?$250.00
??Insurance: $?(Through employer.? Taken from pay)
??Car expenses:?$150.00
??Utilities: $?N/A (Optional because I live with relatives)
??Phone, cable, internet: $ 239.00
??Food, entertainment: $ 150.00 (? Flexiable)
??Clothing, household expenses $ 150.00 (Flexiable)
??Credit cards and other loans: $ 826.27
??Other expenses: $ 202.00

Soldier in need of assistance

Purpose of loan: (This is my second attempt)
I am now financially stable but this loan will further help me?pay down on one of my credit cards used for the unexpected move and improve my credit score. I've recently been station in Saint Louis while still maintaining a home in Virginia and hepling my mother in Pennsylvania?which caused my financial status and credit report to change. I am now back in Virginia and am trying to get back on track and improve my credit score. Please, any assistance would be greatly appreciated!
My financial situation:
I am a good candidate for this loan because I fully?understand the importance of having and maintaining a good credit score and have always been current until recently.?

Monthly net income: $ 6900

Monthly expenses: $ 4755
??Housing: $ 1895
??Insurance: $ 290
??Car expenses: $ 200
??Utilities: $ 295
??Phone, cable, internet: $ 250
??Food, entertainment: $ 300
??Clothing, household expenses $ 300
??Credit cards and other loans: $?1065
??Other expenses: $ 160

better rates to pay off debt

Purpose of loan:
This loan will be used to? refinance existing debt

My financial situation:
I am a good candidate for this loan because? i been same job and company for going on 12 years,also have great credit,paying off current debt

Buying a more reliable vehicle

Purpose of loan:
This loan will be used to purchase a 2003 Saturn LW300 with 50,000 miles.? It will be replacing my current car that has 170,000 miles on it.? My current vehicle is no longer reliable due to it's age and mileage.?

My financial situation:
I am a good candidate for this loan because?my husband and I?have a?solid?financial base.? We are both full time employees, he for the federal government and myself for a small?mapping company.

Expand Distribution Box Business

Purpose of loan:
This loan will be used to? purchase a used 14 ft Isuzu NPR Box Delivery Truck for my 3 year distribution?box?business. I started with a 93 ford?small cargo van delivering??boxes and packing supplies from my 1 car?garage. Now, I have?a warehouse and 15 additional outlets location that?sell my boxes and packing suppliese boxes.?This truck with help in expansion with deliveries. Likewise, the truck will bring in extra income to the business?from advertising our logo and business?on the?truck.??With your help I can take my company to the next level in 2010. We have been featured locally on Fox and CBS news. Interviewed in several local papers.?Three years in business. Need your help to expand.

My financial situation:
I am a good candidate for this loan because? I am a trust worthy?driven motivated person to be successful in life. I have put my heart and soul in this business and its growing.?I AM FULLY CAPABLE of paying?back in full a 8000?loan regardless of the HR marking on my ad.????

I have a part time job on the weekend besides working?this business full time.

Busniess Monthly?Sales: $ 4000?????????????????????????? Household Yearly Income w/Spouse: $54K 2009 Taxes

Monthly expenses: $?1931
??Housing: $ 776
???Utilities: $ 35
??Phone internet: $120
Advertising:500
Gas expense:500

No More American Express!

I'm just a guy in Chicago working in Trade Show Productions.? I've developed my career enough that I'm paying off my early 20's worth of fun.?
I have $6000 on my American Express and want to fix the interest and get it paid off! I've also tired of having my interest rate changed, credit limit decreased, and never know what they're going to do next. I want to have a fixed payment and my interest to no longer go to a big corporation. My intention is to pay more then the minimun whenever I have extra overtime and see this disappear. The current interest rate is 16%, so if I can get my Prosper % any lower, the payments will be the same, or lower.

I'm also a Prosper Lender and have helped our community by lending 6 previous loans.



My financial situation:
I'm pulling in $3K a month before extra overtime, and there has been a lot lately.
I've never missed a payment and the only thing lowering my rating is AMEX lowering my available credit by $18k.
Rent is $400+$50 for utilities in a 3 bedroom that I have 2 roommates.
I have 2 other credit cards at 2.9% and 5.9% that I'll start paying more then the minimum after this debt is paid off, but they are fixed for life at this rate.

Can i pay you instead?

Purpose of loan:
This loan will be used to pay off about 25% of my outstanding Credit Card balances!

My financial situation:
I am a good candidate for this loan because I am what you would consider income rich and credit poor. Back in 2004-2006 I used my credit cards to help me get through graduate school. For the past 3 years I have been trying to get my balances down, but cannot seem to get ahead. Obviously the 30% interest is working against me and my family. I hope to get a reasonable rate on a prosper loan, and be able to knock out 25% or more of my credit card debt in 3 short years......

Monthly net income: $ 4,000

Monthly expenses: $
??Housing: $ 1200
??Insurance: $ 150
??Car expenses: $350
??Utilities: $ 225
??Phone, cable, internet: $ 75
??Food, entertainment: $ 100
??Clothing, household expenses $ 75
??Credit cards and other loans: $ 750
??Other expenses: $

Paying taxes and medical bills

Purpose of loan:
This loan will be used to? Pay tax obligations and medical bills

My financial situation:
I am a good candidate for this loan because?
The payment for the consolidation of these items is within my monthly cashflow and I do pay my bills
Monthly net income: $
2,720.50 plus utilities are reimbursed
Monthly expenses: $
??Housing: $ 0
??Insurance: $ 360.00
??Car expenses: $
??Utilities: $ 0 they run around 300.00 but that is reimbursed
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $430.00
??Credit cards and other loans: $ 800.00
??Other expenses: $

Continuing education

Purpose of loan
Improve my education so I ca qualify for a wage increase.
My financial situation:
I have a proven?good credit history?always fully?repaying debt.?

Monthly net income: $ 3200

Monthly expenses: $
??Housing: $ 500
??Insurance: $ 150
??Car expenses: $ 50
??Utilities: $?110
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

New Business Venture

Purpose of loan:This loan will be used, in addition to personal funds, for a new business startup. The business will be based out of a seasonal community where restaurants offer deep discounts and amazing specials during off season to draw in year-round local residents. The business will create a website as a centralized source to find all of the local specials. It will generate an income based on advertising from the restaurants.

During season the website will continue to be utilized to list all the specials the restaurants are offering.

Loan Usage Breakdown$2,500 - Website Development & Hosting$1,500 - Legal Fees (Start-up & Contracts)$1,250 - Initial Marketing (Internet & Newspaper)$750 - Sales Materials$500 - Unforeseen CostsProjected Profit: First 12 months $12,500 - $15,000.

My financial situation: I am an ideal candidate for this loan based on my financial history and experience in starting other businesses. Financially, I have never missed a payment on any loan or credit line and have never defaulted on any loans. Over the last 12 months I have reduced my personal debt by over 70% creating a stable cash-flow with less than $175 of my monthly income being used to pay other debts. On the experience front, I have developed and currently operate the premier private bartending service in my tri-county area.

Monthly Net Income: $2500
Monthly expenses: Housing: $ 375Insurances: $150Car expenses: $500 (Car will be paid off in 3 months reducing to $150)Utilities: $165Food, entertainment: $250Household expenses $80Credit cards and other loans: $151Other expenses: $150CASH FLOW: $679

PAYING OFF LIFE ROBBING CREDIT CARD

Purpose of loan: Debt Consolidation...I have been paying credit card companies above and beyond what is fair for years, I have seen the "light" and don't want to do this anymore...it is my fault I have so much debt..I know this and want to pay everything I owe..but not for these interest rates..I want to be debt "free" in 3 years..
having a goal will give me some piece of mind...I am a "cash only" person now..took me many years to figure this out..to change my ways , but I have done it! It feels good, but just need a lower interest rate.


My financial situation:
I am a good candidate for this loan because? I have? good paying job as well as my husband...too much of our money goes to "finance" charges...yes, we should get a Home Equity....but are trying to do this without putting our house on the line.
Monthly net income: $ My income monthly 4,400 (net), some times 200.00 more with overtime/ husbands is 4,800.00? Lots of bills including student loans for 2 kids (Parent Plus)...NEVER let your child apply to an expensive school...they might "get in" as our daughter did... .she is about to graduate...and we will pay (as well as our daughter) for the nest 25 years...graduate school next...hope it will be worth it! Just found out "graduate "school is giving no $$$? "they ran out"? My poor daughter..they have no TA positions either....she did not get in to the "state" school even though she has been on the Deans List for 4 years at one of the top 10 schools in the country....she is crushed...seems our state has no $$$$ anymore...does not pay to work hard, study hard..it does if you are an athlete though!? PRIORITIES??? Sorry, I am pretty upset right now....

Monthly expenses: $ Everything including bills 7,2002? Housing: $ 1635.41
??Insurance: $ 248.00?? 73.00
??Car expenses: $ 400.00? gas?? Old cars ...no payments
??Utilities: $ 400.00
??Phone, cable, internet: $ 175.00? need to get this lower
??Food, entertainment: $ 450.00? food only? no entertainment? we work all the time
??Clothing, household expenses $ 0?? I always included this in the "food" budget
??Credit cards and other loans: $ 3800?? this is ridiculous.... Other expenses: $ savings 300.00? Why ????? (emergencies)? Also am paying Parent Plus Loans at a rate of 512.00 per month..I am on a 10 year plan? I am going to consolidate these loans as the rate is 8% and I need to pay off CREDIT CARDS FIRST...
?? I am looking for a lower interest rate. This "prosper" site tells me to ask for 22% interest. WHY would I do that when my rates are around 21% on the credit cards.
?? I would just be transferring debt for a bigger rate. Please help! I feel as if I have paid lots of $$$ and am not getting ANYWHERE....Thank you for reading my issues, I hope someone can help.? ? ?

Building a pool

Purpose of loan:
This loan will be used to build a pool.

My financial situation:
I am a good candidate for this loan because I have an excellent credit history and pay my owed debts.

Officer Candidate Needs Help

Purpose of loan:
This loan will be used to purchase more dependable transportation to get me through until commissioning.

My financial situation:

I have a B.S. in Electrical Engineering, just graduated in August of 2009.? I am 24 years old and have been officially selected by the United States Air Force as an Officer Candidate.? I am currently awaiting a class date assignment for Officer?s Training School in Montgomery, AL.? I have an official letter from the Air Force to prove this.? Unfortunately, the wait for an OTS class date assignment is very, very long so in the meantime I have picked up a job for a local business driving truck which pays me $11.50 per hour, plus time and ? for overtime.? It works for now.? ? Except for a cell phone and $500 Chase visa card, which are both in good standing, I have no debt at all.? That?s a good thing but in this case it?s a bad thing.? My car is on its last leg and I have a street bike which has also seen better days.? I need to get a more dependable mode of transportation, definitely used but good enough to get me back and forth to work and get me down to Maxwell AFB and around until I graduate Basic Officers training and can afford something better.? I do not own a home but I don?t pay rent either; it?s just as easy for me, and definitely cheaper, to continue living at home until I ship out, which looks to be no earlier than the end of July.? I have been told by my employer that the job I have is mine until I leave so I am guaranteed an income.? Also, I will be paid $2000 a month for the 11 ? weeks I will be at OTS.? I have no problem with making the payments, but because I have never had a loan before I have been turned down by the banks.? My mom is not in a financial position to qualify as a co-signer.? Please help!!!? I promise I am a worthy investment.? I have never been in trouble; I am a competitive runner and as such I don?t drink or use drugs of any kind.? I am in excellent physical condition and have a great work ethic.? Please take a chance on me!

Monthly net income: $ 1560

Monthly expenses: $
??Housing: $0
??Insurance: $170
??Car expenses: $?100
??Utilities: $ 0
??Phone, cable, internet: $60
??Food, entertainment: $ 300
??Clothing, household expenses $0
??Credit cards and other loans: $ 25
??Other expenses: $ 0

Student Loan

I am taking out a student loan for the purpose of finish my undergraduate degree in the summer of 2010. I am a responsible lender due to my credit score and history and hope this loan enables to me pay for the final course of my degree.

Paying off my credit cards

Purpose of loan:
This loan will be used to consolidate my credit card debt.

My financial situation:
I am a good candidate for this loan because I consistently pay my bills on time, and don't miss payments. While I can make the payments I currently have, with lower interest rates I can pay more each month and get rid of my debt faster. I have taught for 6 years in the same public school and my job is stable. I own half of a condo and will spend the summer working for extra money.

Monthly net income: $ 3,100

Monthly expenses: $
??Housing: $ 700
??Insurance: $ 90
??Car expenses: $ 500
??Utilities: $ 150
??Phone, cable, internet: $ 60
??Food, entertainment: $ 300
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 530
??Other expenses: $

Single Mom in College

Purpose of loan:
This loan will be used to? pay for expenses related to school and the cost of living not covered by unemployment payments, child support and my part-time job. This includes books for school, tuition payments and medical bills.

My financial situation:
I am a good candidate for this loan because? I am a 26 year old single mom balancing motherhood (I have a 3 year old boy), school and?a part-time job. Fortunately, I am able to live with my father and not pay rent, utilities, etc. but there are times where expenses pop up that aren't covered by my fixed income (including recent medical bills from a dental procedure I had to have done).?This loan would be a God-send and give me a bit of breathing room.

Monthly net income: $ 1500

Monthly expenses: $ 380
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 80 (gas)
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 50
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 200
??Other expenses: $ 0

Debt Free in Three

Hi, when we bought our house a year ago, we got a great deal on it.? At the time we used our credit cards to pay bills so we could buy a better interest rate on the home loan.? We have a great home loan now 5% and are doing well, but now the promotion credit card rates are expiring and the regular rates are starting to apply.? Even though I have a great job and we have extra every month, it seems that credit cards are just slow to pay down.? My wife does the bills and pays them every month.? With a fixed loan rate and a three year payoff, I think this would both save us money on interest and the structure of a three year loan will get us out of debt sooner.

About me, I am a physician.? I work in an Emergency Room.?? I have a good job and am doing well.? I even recently got a promotion.? All our bills are current, and we live within our means.? The only debt we have came from student loans, buying the house and a car when our family grew to needing two car seats.? We got a nice used minivan for a good price.

I have worked hard to have good credit, and I plan to keep it that way.? When you?re a doctor, it?s like living in a glass house.? I have to be squeaky clean because everything I do comes under scrutiny by my job, my licensing board and my peers.? I'll be able to pay off this loan comfortably with my current income, and I am also starting to do some moonlighting to earn some extra money and have a buffer.? We have savings for emergencies and keep several months worth of reserves.? We have a retirement account and disability insurance.?

I am excited about the idea of community lending.? I am looking forward to being part of the success of this idea by being a great borrower, and when I am out of debt I will become a lender too.?

Thanks for your consideration.

Newly minted frugalista!

I am a responsible individual with good credit and a stable job that pays well.? Due to a recent divorce and unexpected bills, I have incurred credit card debt that I want more than anything to pay down.? I would like to consoliate that debt into one monthly payment and not worry about variable APRs.? I would much rather pay you for my credit than the credit card companies and, in exchange, receive the comfort that comes along with knowing that my debt will be paid off in 3 years.?

For those wondering about the difference in my loan request and my revolving credit balance, I am receiving a bonus at the end of the month that I will use to pay down the remaining amount.

Thank you for considering me as an investment opportunity!

Candle Supplies debt consolidation

Purpose of loan:
My wife and I own a small business called Connie?s Candles Inc.? We have a retail store located in Southern Ohio, and also sell online at www.conniescandles.com.? We have the opportunity to acquire the customer base of a nearby pack-and-ship service whose owners are retiring.? We would like to free up cash flow from high interest credit card debt in order to advertise and promote the new location of these services, and to purchase supplies, scales, and other office equipment to support it.? Adding a new income flow with an established pack-and-ship service, will ultimately help diversify our retail presence in the area.? We have the experienced staff already in place for shipping and packing and local relationships with shipping services established.

My financial situation:
I believe we are good candidates because my wife and I have maintained good credit scores and have solid repayment histories on loans.? We are committed to keeping this business running for our employees and our community.? While we both own this company, my wife Connie manages the day to day operations.? I am employed by USEC (United States Enrichment Corp.) in the health physics/radiation protection field.? I have a level Q government clearance, which requires periodic background investigations, including personal and financial histories.? I feel this goes a long way in expressing how seriously I take my obligations. My thanks to all those interested in funding this loan.

Buying an Engagement Ring

Purpose of loan:
This loan will be used to purchase a 1.05 carat Diamond from BlueNile.com to be set in a gorgeous setting already purchased from Jared The?Galleria of Jewelry. I plan on proposing to my beautiful girlfriend while we're in Vegas at the end of the month.

My financial situation:
I am a good candidate for this loan because my credit report/score does not reflect my true credit worthiness.? I?ran into some trouble?12 years ago when I was?a stupid kid in College. ?As an adult,?I have done everything I can to rebuild and restore my credit.??For the last 6+ years, I haven't?missed or had a late payment on any loan, credit card, utility, etc and all derogatory/delinquent items should fall off my credit?report?this year.? I'm now?a model citizen?when it comes to credit, but the?tightening limits on lending have kept me from obtaining a loan the "traditional" way.? I am as credit worthy as anyone and take pride in making payments on time (not to mention I don't want to take a chance of hurting my credit anymore. I've suffered with the indignity of having poor credit for a long time and I'm not ever going back there!? I want to eventually buy my first home with my new wife and I'm not going to take any chance that my credit gets dinged.)

I'm open to discuss any and all matters of my past credit history with anyone who is interested in making this loan; I have nothing to hide.

Monthly net income: $3,600.00

Monthly expenses: $995.00
??Housing: $400.00
??Insurance: $0.00
??Car expenses: $0.00
??Utilities: $130.00
??Phone, cable, internet: $65.00?
??Food, entertainment: $100.00
??Clothing, household expenses $0.00
??Credit cards and other loans: $300.00?

I have plenty of disposable income each month to make the appropriate payment on the loan.

help for family

Purpose of loan:
This loan will be used to? help my brother??????????

My financial situation:
I am a good candidate for this loan because? i have i good jbo? for 23 years

Moving Expense-Please help

Purpose of loan:
This loan will be used to move. I have a great deal on an apartment rental here in New York, only problem is that I will need 1st month's security deposit $1,200, 1st month's rent, $1,200 and Broker's fee which is also one month's rent...$1,200.. I only have about $500 saved up due to a recent injury on my back. I make about $3,600 a month net, and have been sharing an apartment with my boyfriend for over 5 yrs..
I feel it's time to move foward with my life, and I really would like to move. I will wholeheartely be so thankful if I succeed in obtaining this loan.
My financial situation:
I am a good candidate for this loan because currently my profile rating is based on the experian credit scoring system. They currently have me listed as late on one of my 7 accounts yet no balance is due. When I called to inquire as to why this is so, they stated that if prior deliquencies are posted as current they will not be able to fix that. I am a dedicated worker whom credit rating does reflect who I really am. I have a citibank account for the last 3 years which I have never been late on, I also have department stores card which have never reported me late on anything and student loans from my undergrad which I am almost done paying back.
I want to buy a home in the near future and wouldn't want to damage my credit. I will be able to pay back up to $500 a month, I simply do not want to miss out on this opportunity.
Thank you,


Monthly net income: $ 3,600

Monthly expenses: $
??Housing: $ 0 (?I live with boyfriend)
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $150
??Phone, cable, internet: $ 150
??Food, entertainment: $ 0
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 250
??Other expenses: 0

Pay credit cards

Purpose of loan: Debt consolidation

This loan will be used to pay off credit cards and child medical costs.

My financial situation: very good - credit score of 729 when I checked it on 3/31/2010

I am a good candidate for this loan because I am honest, hard working and reliable. My wife and I are providing our 11 year old boy with a home and education.

Monthly net income: $3,750

Monthly expenses:

Housing: $1,500

Insurance: $100

Car expenses: $100 (gas only - both cars owned in full)

Utilities: $100

Phone, cable, internet: $200

Food, entertainment: $300

Clothing, household expenses $50

Credit cards and other loans: currently $100 (want to pay off in full)

Low risk, high reward

I spent the past year solidly building my product and business.? I have built incredible value into the business.? I have a product that is ready for market and the infrastructure to sell it.? Everyone I speak with gets excited and wants to get involved.

My income would have been much higher if I had paid myself a salary from the business?-no point because I would have had to pay additional tax on my own money.

My bank manager said the bank does not lend working capital without home equity as collateral but that I would qualify if I had it, and even said he would introduce me to potential investors.
With this loan I need just 21 new customers each month paying $25/mo.

The loan will support me as I go about finding customers and investors.? I know how and where to find customers and have access to angel investors through family connections.

I invite you to visit my web site and try my product to understand why people would buy the product and invest in the business.

Thanks

Paying off American Express

Purpose of loan:
This $12,000 loan will be used to pay off my outstanding American Express balance, at less than 50 cents on the dollar. (I owe Amex $26,000, but they are willing to take $12,000 to clear the account.)

My financial situation:
I am a good candidate for this loan because, until I got behind with Amex last fall when I moved apartments, I had a 20+ year clean credit history. I still have a good history with my other credit obligations.

Monthly net income: $4,115

Monthly expenses: $
??Housing: $1,350
??Insurance: $0
??Car expenses: $0
??Utilities: $50
??Phone, cable, internet: $89
??Food, entertainment: $400
??Clothing, household expenses $
??Credit cards and other loans: $500
??Other expenses: $220

Debt Consolidation

Purpose of loan:
Debt Consolidation, we are getting rid of high interest rate credit cards.


My financial situation:
We need to get out of high interest credit cards.

Monthly net income: $ 5300

Monthly expenses: $ 4900
??Housing: $ 1500
??Insurance: $ 150
??Car expenses: $ 200
??Utilities: $ 250
??Phone, cable, internet: $ 100
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1000
??Other expenses: $ 300

Funeral expense

Purpose of loan:
This loan will be used to?help pay funeral expenses?

My financial situation:
I am a good candidate for this loan because? I have only a few bills

Monthly net income: $ 1800.00

Monthly expenses: $
??Housing: $ 100.00
??Insurance: $ 45.00
??Car expenses: $ 100.00
??Utilities: $?100.00
??Phone, cable, internet: $40.00
??Food, entertainment: $150.00
??Clothing, household expenses $300.00
??Credit cards and other loans: $200.00
??Other expenses: $

Mainly improve credit score

To whom it may concern,

? I am taking out this loan for the main purpose of improving my credit score and the minor purpose of fixing up my family's recently purchased house. It is a great investment opportunity for you as there is no risk involved. I have a full time job as a carpenter making $25 an hour, have 2 savings accounts with over $7000 in them and am investing in a house in Des Plaines. I don't really have any expenses other than my insurance, cell phone and car payments. All of my other money I am either saving or putting into the house I am fixing up to sell.

??? I have only taken out 1 loan before and that had to be done with a cosigner because my credit was too light. The loan was for the 2007 Pontiac G6 that i recently purchased. I am about half way finished with paying that off but my credit remains very light and my score is only 700. I would like to be able to get a loan by myself and after paying off this loan my credit score should get a lot higher. Lending to this loan will help both of us out and be a great and safe investment for you.

Thank you for your time and help.

Sincerely
JMG

Build History and pay down auto

Purpose of loan:
This loan will be used to build history on prosper.and pay down auto loan at? the same time.

Total Monthly Income $4500- $5000
Total Monthly Expenses-? $1350-$1500

As a Surgical Nurse my job is secure.
2 of the 3 inquires are because i changed?my checking account and they did two credit checks one when i opened up the account and 1 when i ordered checks .

1?Inquiry was in 2009-??When i?got preapproved for a?mortgage but decided to pay cash?instead because the property was a Bank owned condo they offered me a huge discount for cash purchase. Still waiting for my $8000 first time home buyer credit from the IRS

I have more that enough in saving and checking account to pay for this loan.

This loan will be used to pay down my auto loan at the same time build history as a borrower on prosper. .My auto loan [email protected]%?but i am willing to take this loan on prosper at a rate.

I am a lender like you with $5700 invested
http://www.ericscc.com/lenders/Capit0l?

My?monthly payments are setup to be automatically debited from my checking account so will never be late.
I will keep this loan for a minimum term of 12 months so that lenders can earn a good return on investment.

Thanks

Last Semester in College!

Purpose of loan:
This loan will be used to fund my last semester at school and help with living expenses through the summer. I will be taking on a full load of classes M-F morning through most nights and will not be able to work as much as I do now. I will continue working Friday night through Sunday night at a restaurant I have worked at for over 4 years I have always supported myself and paid for college myself without relying on my parents, etc. I chose to do a Prosper loan over a regular school loan because I would like to pay it off as soon as possible without jumping through the hoops of a government loan. Not to mention, if people are willing to help me I am more than happy to pay the interest of the loan to them-we are all helping each other!

I am so excited to be this close to being finished with school. I am an English Education major and have a couple of job prospects for the fall-I just need to get through the summer. I am currently Student Teaching and am loving every minute of it-I can't wait to be in a classroom of my own!

This loan is going to help me so much in getting to this next step and appreciate your help in doing so!

My financial situation:

I currently have a Prosper loan and I have never been late on a payment. I always pay my bills on time, if not early. Although my credit shows as poor, it is only because I do have a large debt to income ratio-which has never impeded me from paying my bills!

Telephone card / VOIP startup

Purpose of loan:
This loan will be used to start a telephone card business which i discovered a few months ago. This cards are mainly used by foreigners in the US calling their home country. The amount i am seeking is just to complete what i have saved up for the project. The business is a VOIP telephone card. I have done the card design, the server have been bought and and appropriate softwares have been sourced. I need this money to buy bulk minutes from major carriers and terminating companies. Every time you make a call?I ?will be making money on my website or physical card bought at the gas stations. My target market is latinos, africans and asia.
Please bid with confidence as i know its going to be a success.

My financial situation:
I am a good candidate for this loan because i have no deliquencies, much debts . I always pay my bills on time evidenced by my credit report.. I will surely pay up this loan. Thanks