Business

Purpose of loan:
This loan will be used to? grow my business

My financial situation:
I am a good candidate for this loan because? iam dept free

Monthly net income: $ 3000-5000

Monthly expenses: $
??Housing: $ 400.00
??Insurance: $ 150.00
??Car expenses: $ 30.00
??Utilities: $ 80.00
??Phone, cable, internet: $ 150.00
??Food, entertainment: $
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 0
??Other expenses: $ 0

Business Project...End in Sight

Purpose of loan:
This loan will be used to complete the last repair needed on a property renovation so I can then sell to an FHA homebuyer. I have been renovating this older home, built in 1949, over a period of one year and have invested a large amount of my cash/credit for its purchase and extensive renovation. It is a great property and is highly desirable - it went under contract within 3 weeks of listing in early February but did not pass the FHA inspection due to an older foundation. In this area and current housing market, the vast majority of buyers are FHA buyers. Now, I am in need of the 4800 so I can complete this last repair and get it sold. I have already staged the property (it shows like a 'model home') and will be happy to send photos to anyone interested. I basically have a 'product' that is 95% ready, and I just need the 4800 to finish the project.

My financial situation:
I am a good candidate for this loan because I make all loan and credit card payments on time as shown on my credit file. As a business owner, I take my financial obligations and credit file very seriously. I also have a history of paying off all credit card debt and loans, as I did most recently in 2008 when I paid off all credit card balances. Since starting my real estate business in 2008, I have had to use personal credit to fund working capital from time to time. My credit file shows high debt due to this and includes a 50,000 HELOC on my home which helped me start my business. It is my goal to pay off all my debt this year and begin to separate my personal and business credit; I have a plan to do so when I sell this renovated property during the next 2-4 months and recoup my cash.

I have been completing 1-2 property renovations per year so I average approximately 45,000 per year with this renovation business but am expecting to make at least 60-75k this year with 3 renovated properties planned. Additionally, I work as a realtor full-time and have my husbands income to help cover monthly expenses. I expect to bring in close to 40,000 from this one property after the final repair is made (including my initial cash investment) so I have a plan to repay this loan quickly.

Thank you for your consideration and help! I appreciate your support as I strive to become debt free and reach my personal and financial goals this year.

Re-Invest in Prosper

Purpose of loan:
This loan?will be used to re-invest into prosper. ?

My financial situation:
I am a good candidate for this loan because?I already have over $3400 invested and I own a home and a vacation property

Monthly net income: $ 2900.00 + Bonus ($100-$400/mo.)+(I also recieve rental income from my rental property that ranges from $100-$600/mo)
It can't be listed but my wife contributes another $1000 avg. mo. to the income stated above.

Monthly expenses: $
??Housing: $ 1800 (For both house payments)
??Insurance: $
??Car expenses: $244/Mo (will be paid off by May with tax return $$)
??Utilities: $ 150 includes Phone and internet
??Food, entertainment: $ 0 I work in a?resturant so I eat for free
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 0 (I do not have not credit card debt. I pay the balance every month.
??Other expenses: $

Additional Note: I am hoping to get a loan that?has a resonable interest rate.?If not, then I will most likely not take the loan. I plan on paying this loan back ASAP and will be paying more than the minimum each month.

2009 IRS Taxes

Purpose of loan:
This loan will be used to?? Pay my 2009 Taxes.

My financial situation:
I am a good candidate for this loan because?? I have always condiserd myself to be a responsible person. Unfortunately, ?I have?come upon?some rough financial? times, and I do not have the money needed to pay my taxes this year.?Thank you in advance.

Monthly net income: $ 5000
Monthly expenses: $ 3778
??Housing: $? 1800
??Insurance: $ 200
??Car expenses: $ 818.18
??Utilities: $ 400
??Phone, cable, internet: $ 60
??Food, entertainment: $ 300
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $ 100

car

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Rent and Equipment for business

Purpose of loan:
This loan will be used to obtain equipment to operate my business independently, secure rent for business space for duration of lease, acquire startup product and advertising.

My financial situation:
I am a good candidate for this loan because even my small, current clientele will support the loan payments. A new business space will allow me to grow my business quickly and efficiently. My business is service-oriented and has low overhead once initial equipment is acquired.

Monthly net income (Family): $ 3500

Monthly expenses: $
??Housing: $ 1200
??Insurance: $ 100
??Car expenses: $ 100
??Utilities: $ 250
??Phone, cable, internet: $ 275
??Food, entertainment: $ 500
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 350

Pay off Credit Cards

About Me:

I am 28 years old, single and I have been practicing to be an architect for over 2 years, since I graduated in 2007.


Explanation of Bad Credit:

I have always been responsible with my finances but in 2007 my last year of college my credit scores slipped to 550, because I didn't have enough money to pay credit card balances in full for 3-4 months on numerous accounts. I know you are wondering how and why I let that happen; and I can only say I tried. I was responsible for my rent, utilities, medical expensive, and school/ architectural supplies during my last year of college; and I made unwise decisions in the midst of pushing to complete my undergraduate degree with little money available. At the time I didn't have any other means of getting help other than working part time as a graphic designer making 11 dollars a hour which wasn't enough.

So, I inquired 7 delinquencies in 2007 because I struggled with credit card payments while finishing my last semester of my vigorous architectural thesis course work, and not being able to work enough hours while being a full time student. Since then I have graduated, but the damage has been done to my credit score.


What I will Do with the Money Loaned to me:

Currently, I have been working at an architectural firm for the last 2 years and 7 months, and I have paid down a good amount of my debt and made consecutive monthly payments over the last 32 months increasing my credit score, by 100 points, within fair credit standings. I hope to pay down all my credit debt, $9000 dollars, this year so I can improve my credit score by 60 points which will place me in good credit standings.


Here are my Monthly Financial Details:

Monthly gross income: $ 3200
Monthly expenses: $ 1200
Housing: $ 500
Insurance: $
Car expenses: $ 115
Utilities: $
Phone, cable, internet: $ 85
Food, entertainment: $ 100
Clothing, household expenses $
Credit cards and other loans: $ 450
Other expenses: $

I will have $950 left to make payments on my Prosper loan.

As you can see, I am working to build a healthy financial future for myself. So, making my payments on time will be my top priority each month, I sincerely promise you that and as you can see from my financial detail, I will have the money to do it.

To reinvest and build my Credit

Purpose of loan:
This loan will be used to reinvest in Prosper and to rebuild my credit. After a divorce that put me into bankruptcy I'm coming back stronger. I've recently purchased an undervalued house that I'm rehabing, will be moved in by the end of April. My debt load is currently low,?but I have been using my card to purchase material for the house then paying it back off (building points) so I'm not sure what it shows?for a balance on the credit report. ?

My financial situation:
I am a good candidate for this loan because I keep my debt load low and I am focused on building net worth and income, as well as my credit score. Thanks for your consideration.

Purchase 5hr Energy on promotion

Purpose of loan:
This loan will be used to purchase 5hr energy in large quantities at a special promotional price which is being offered to us.? This is a great opportunity for us because 5hr energy shots are the hottest products on the market.? It is one of the safest products to put money into at the moment.? We are being offered amazing pricing and have customers waiting to purchase the product.? To get the special pricing we need to pre-pay for the merchandise.? Due the speed and volume at which 5hr energy sells we will be able to turn the product over several times a month.? The profits derived from this will be more than sufficient to pay for the loan.?

My financial situation:
I am a good candidate for this loan because our company is in a solid position to take advantage of this loan.? The product which we will purchase with this loan practically sells itself.? And due to the promotional pricing which we will be able to offer our customers, the product will be sold as soon as it comes through the door.? All sales are on cash terms so this diminishes the risk of receivables as well.? Most important is the fact that we will be able to make a handsome profit.

WORKING CAPITAL

DataLED signed a new contract this week with a large transit district in Texas for 565 electronic stop signs for the rear of their buses, this contract calls for delivery of (65) signs per month for the next eight months which will generate $ 17,875.00 per month with approximately $6,400.00 net profit per month. We have funding for all the parts except for the powder coated aluminum cans which they go into and as we all know the more contracts we win there is always start up cost. The cost for the first three months of front and rear cans will be $6,570.00. We should be able to pay off this loan in less than a year.We also have three other LED lighting bids that are currently under evaluation in which we have a more than probable chance of winning and would generate another $120,000 dollars of net income so we foresee no problems in making the payments to pay off this loan. These stop signs are basically going to work just like our Yield signs, once one district puts them on their buses all the transit districts in that State adopt this program and we get additional orders from them. We have around $4,500.00 of fixed cost per month for rent, phone, insurance, internet, etc. we have current customers with orders which should cover most of these expenses so we are growing, however we see that our cash flow needs require additional funding, I know that my credit report is not up to par but we were embezzled by a bookkeeper in 2003 causing me to file but I have been trying to make up for that. Thank you for your consideration.

DEBT CONSOLIDATION

Purpose of loan: I am looking to consolidate my credit card debt into one monthly payment with a lower interest rate.?
This loan will be used to?

My financial situation:
I am a good candidate for this loan because? I have had the same job for the last 12 years.? I am looking to pay down my credit card debt and this loan will help me achieve my goal faster.? I will make sure to make payments on time to pay this loan off.

Paying off Wedding Expenses

Purpose of loan:
This loan will be used to finish paying off our wedding.

My financial situation:
We have been making payments of $1000-$4000 for the wedding, but we're still a bit short and will be able to pay off the loan in a timely manner.? It will be as though we continued to make the wedding payments.

redo floors in house

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Duty....Honor....Country!

Purpose of loan:
I don't need this loan. This loan is being used to just?establish a track record on Prosper.???

My financial situation:
I am a good candidate for this loan because my retirement income is $65,000 per year and my?self-employment income as a?financial advisor brings in another $225,000. I am supprised my credit score is as high as it is (650-699)?as?I filed for bankruptcy in 2005. As a financial advisor I was sued by the Securities and Exchange Commission (SEC) and after a 5 week trial the Judge said I had done nothing wrong and all charges were dropped.?My attorney bills came in at $1.5 million. I had approximately $1 million in savings when the charges were brought against me. I paid what I could an then filed for Chapter 7.? As a graduate of?The United States Military Academy I?always?do what is right !?

Monthly net income: $ 25,000

Monthly expenses: $ 14,000
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Expanding a Geothermal Business

Purpose of loan:
This Loan will be used to expand a Geothermal Energy Business.??The installation portion of the geothermal systems I have done has mostly dealt with the inside work, however I would very much like to expand my services to include the outside excavation of the site as well.? My goal is to be able to completely design and build systems from start to finish.?

My financial situation:
I am a good candidate for this loan because, I have a strong work ethic and have progressed successfully?in my?responsibilities throughout my career.? I?will?be completing?my Masters in Mechanical Engineering by mid summer, and will very much enjoy working on providing?my services?for?heating projects?from start to finish.

Monthly net income: $ 3500

Monthly expenses: $
??Housing: $ 250
??Insurance: $ 150
??Car expenses: $ 450
??Utilities: $ 100
??Phone, cable, internet: $ 35
??Food, entertainment: $ 100
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 150
??Other: $ 200

Repairing Heat Pump

Purpose of loan:
This loan will be used to?
This is an updated listing after receiving a more favorable bid on repair, reducing the requested amount...

Due to an accident, the heat pump (which is the outside A/C compressor unit) was damaged this winter.? The repair will replace the damaged outside coil, replace the filter dryer (which is required when the unit loses all its coolant), recharge the system and complete all necessary diagnostics.

My financial situation:
I am a good candidate for this loan because?
I have been working in my field for close to 18 years and the particular software I work on is in high demand.? The company I currently work for is financially sound and is the leader in credit/debit processing.? My last was very positive and there is no risk of being laid off due to the high demand of someone with my skills.
Monthly net income: Self $ 5288 - Spouse $2464

Monthly expenses: $
??Housing: $ 1670
??Insurance: $ 337
??Car expenses: $ 882
??Utilities: $ 214
??Phone, cable, internet: $ 290
??Food, entertainment: $ 800
??Clothing, household expenses $ 250
??Credit cards and other loans: $ 1276
??Other expenses: $

Cash Flow Management

Purpose of loan:
This loan will be used to provide cash flow to pay for operating expenses as well consolidate some credit card debt and property taxes due to a shortfall in cash flow. I am currently considering two job offers and this loan will provide a temporary bridge until I begin work.?

My financial situation:
I am a good candidate for this loan because I have never defaulted on a loan and have been able to maintain a good credit score and pay my bills on time even in tough economic times. I have a college degree and have also run my own business for over three years. I have two job offers working for someone else that I am considering that will pay the bills and I still plan on keeping my business open and running it on the side. However, I need a loan so that I can maintain good financial standing until I begin my new job.

Monthly expenses: $
??Housing: $ 300 ??
??Insurance: $ 85
??Car expenses: $350
??Utilities: $ 100
??Phone, cable, internet: $90
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 400

Paying off 25% credit cards!

Purpose of loan:
This loan will be used to? pay off 2 credit cards.? I usually don't have any credit cards, but needed them to purchase items for our business.? They were good interest rates but then shot up to 24.99%!?

My financial situation:
I am a good candidate for this loan because? We have NEVER EVER in 23+ years missed a credit card payment, mortgage payment or any other payment!? Any household furniture, computers, etc. have always been purchased 90 or 180 days same as cash.? Credit cards are always (at least in the past) been paid much more than the minimum.? Currently, I have a Kubota tractor that qualified for 36 months same as cash and have about 18 months to go on it.? My Toyota 4-runner (in hubby's name) is at 2.9% interest and we have 12 months to go on it.? But this 24.99% is killing me!? Would be more than happy to pay someone even 8 or 10%.? Our credit has always been very good with no charge-offs, late payments, repos.

Updating equipment

Purpose of loan:
This loan will be used to fund upgraded equipment allowing me to perform on higher levels of expectations.

My financial situation:
I am a good candidate for this loan because I am a hard worker working towards?a sucessful business, one that will have strong?morals and principals.I have watched my buisness slowly grow and with the right equipment should become?more profitable.?

Monthly net income: $ 2400

I do own my house as I remodel Im living in a rental townhouse, my low score must be from my pre-divorce days. Since my divorce in 2004, I havent had any negitive and pride myself in maintaining my credit.I am seeking a loan for upgrading equipment to be at the upper level of Competitiveness. I choose to use prosper as a different approach to a loan, I have open credit lines but am tired of the?big corporations. I am a small buisness operator?wanting to keep my money with smaller investors.?

paying off credit cards

Purpose of loan:
This loan will be used to pay down credit cards.? We incurred this debt due to a health crisis in our family.

My financial situation:
I am a good candidate for this loan because I am a CPA and my husband is also a financial professional.? We incurred our credit card debt while trying to help out a family member with a health crisis.? Unfortunately, the experimental treatment that was used on this person was not successful and she died.? She left all of her assets (which were minimal) to her children and we have this debt to pay.? If given the situation again, we would still do the same thing.

While our credit card bills are high, we never miss a payment.? We just would like to get a fixed low rate so that we can pay off this debt more quickly.

Paying for college

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Debt Elimination Project 2010

Purpose of loan:
This loan will be used to pay off credit card debt I amassed while I was an undergraduate student. I had financed my education without the support of family or friends. Please be aware that I also worked during my college years -- with some weeks approaching full time hours, while balancing a full time course load at school. Credit cards helped finance car repairs, books, supplies, and other fixed and incidental costs. ?

My financial situation is much improved since graduating, as I am employed as a registered nurse. I also recently completed a graduate degree to practice as an advanced practice registered nurse (also known as a nurse practitioner). Fortunately, I was able to complete my graduate degree without assuming additional credit card debt.

I am a good candidate for this loan for the following reasons: 1) I have a great FICO score; 2) I am committed to improving my overall financial circumstances; and, 3) given that I work in the health care industry as a clinician, my employment is virtually recession-proof.

Purchasing an older vehicle

Purpose of loan:
This loan will be used to purchase an older vehicle with over 100,000 miles. Because of this criteria, banks and credit unions would only lend me about 85% of?the vehicle's trade-in value. I was?very surprised to find this out because I could not understand why a bank would only give you money based on the trade-in value, seeing?as how no one?SELLS a?vehicle for that money.

My financial situation:
I am a good candidate for this loan because I have a great credit rating and I have always been reliable as far as making payments. I just sold a vehicle I was paying $270 a month for, plus $170 a month in insurance. With this loan and new insurance for this vehicle, I will be cutting these expensives by 50%! Thank you! I appreciate the opportunity!

Monthly net income: $ 1400

Monthly expenses: $
??Housing: $ 200
??Insurance: $ 0
??Car expenses: $?100 (gas a month)
??Utilities: $ 70
??Phone, cable, internet: $ 50?
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 160
??Other expenses: $ 0

Finance a hot new IPO

For the past year I've worked solidly on building my product and business.

My income would have been much higher if I had paid myself a salary from the business?-no point because I would have had to pay additional tax on my own money.

I'm a great candidate because I have good credit, pay my debts, and have never missed a payment.

I will pay back the loan by selling stock in my company to investors--an Initial Private Offering--or from revenue through sales of my product, whichever comes first.

You have to see the value I have built into the business to understand why people would keenly invest.? I can easily raise cash through selling stock to investors--but I need customers to get a good deal, hence the purpose of this loan.

I am a current CFA program candidate.? I know how to put money to good use.

I invite and encourage you to visit our site, try the product, and read more about this loan application.

Dr. Bills & Credit Card debt,oh my!

Purpose of loan:
This loan will be used to pay off credit card debt and medical bills.?

My financial situation:
I am a good candidate for this loan because I have a secure job, a good income and I will make payments on time. I would love to get ahead of the game and pay off my credit cards with high interest rates and my outstanding medical expenses from a chronic long-term injury.? A one time infusion of cash would help me tremendously so I can actually accomplish something with the money I'm spending every month - instead of just wasting money on minimum payments, etc.

Thank you!

Monthly net income: $ 3618.32

Monthly expenses: $ @ 1900 +/-
??Housing: $ 1400
??Car expenses: $ 80
??Phone, cable, internet: $ 25
??Food, entertainment: $100
??Credit cards and Medical Bills: $ 500 +

Pay old bills

Purpose of loan:
This loan will be used to?pay old bills.? We were attempting to grow our restaurant business by opening at other locations; however, the change in the economy forced us to close two of the restaurants.? We still have outstanding bills from the closed locations that need to be paid.

My financial situation:
I am a good candidate for this loan because? we have an established restaurant that has been open for nearly eight years.? It is doing well and does even better in the summer time.? I also have a stable income from my retirement.

Pay off Advanta card 29.99% rate

Purpose of loan:
This loan will be used to? This loan will be used to payoff my Advanta bank credit card, where they raised 100's of?1000's of accounts to 29.99 % ,I have been paying $1000.00 dollars a months and the interest is killing me. It is not fair.?

My financial situation:
I am a good candidate for this loan because? I have been paying 1000.00 a month on this card and with all the interest paid it shoulf of been gone already. I work (3) job to keep everything going, I work as many hours as I can at Home Depot, I plow snow in winter and run my company.

Pay off my credit cards

Purpose of loan:
This loan will be used to help us pay off our credit card debt.

My financial situation:
I am a good candidate for this loan because I currently make all of my payments on time, for more than the amount due.? However, due to the changes in the credit card rules over the last year or two my interest rates have increased and my credit lines have decreased, causing my credit score to dump.? I would like to get caught up and ahead.

Monthly net income: $? 7,200 (my husband and I)

Monthly expenses: $
??Housing: $ 1250
??Insurance: $?82
??Car expenses: $ 325
??Utilities: $ 345
??Phone, cable, internet: $ 280
??Food, entertainment: $1200
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 2550
??Other expenses: $

Credit Card Hell

Purpose of loan:
This loan will be used to pay off credit cards. I want to be debt free within 3-5 years, and can not do it the way I am doing it right now. Would love to be able to cut these things up. I have learned a very valuable lesson.

My financial situation:
I am a good candidate for this loan because I am personally driven to meet this goal. I have the ability to pay it off if I could get a lower interest rate than what I have now with the outrageous credit card companies.

Monthly net income: $ 3750

Monthly expenses: $ Below is my share of the bills
??Housing: $ 900
??Insurance: $ 200
??Car expenses: $ 800
??Utilities: $ 100
??Phone, cable, internet: $ 300
??Food, entertainment: $ 300
??Clothing, household expenses $
??Credit cards and other loans: $600
??Other expenses: $

Getting my Life Back. Paying Debt

Purpose of loan:
This loan will be used to paydown a combination of credit card debt and medical bills?that I have outstanding.?

My financial situation:
I am a good candidate for this loan because I? have a good budget in place that will enable me to pay on time for the life of the loan.? I have always tried to maintain a good, strong payment history with my creditors until recently, I had a few slow pays due to a sudden surgery I underwent.? I am working diligently to better my financial situation since my setback.

Monthly net income: $1700.00

Monthly expenses: $ 1200.00
??Housing: $ 300.00
??Insurance: $ 65.00
??Car expenses: $ 150.00
??Utilities: $150.00
??Phone, cable, internet: $45.00
??Food, entertainment: $ 150.00
??Clothing, household expenses $40.00
??Credit cards and other loans: $ 250.00
??Other expenses: $ 50.00

Fixer Upper

Purpose of loan:
This loan will be used to? Install new hardwood floors, stainless steel appliances, and an extra bathroom?

My financial situation:
I am a good candidate for this loan because? I have always been financially responsible and I pay all bills on time.

Monthly net income: $ 5375.00


Monthly expenses: $???Housing: $0
??Insurance: $70
??Car expenses: $ 100
??Utilities: $?80
??Phone, cable, internet: $ 50?
??Food, entertainment: $ 300
??Clothing, household expenses $100
??Credit cards and other loans: $100
??Other expenses: $

College for my son

Purpose of loan:
This loan will be used to? enable me to help my son with his college expenses.

My financial situation:
I am a good candidate for this loan because?I am a single Mom of 2 children....desiring to help my children with their aspirations and visions for their future.??I am so thankful they realize the importance of a good, quality education.? I am a Mary Kay Director leading a?growing unit of committed consultants to take their businesses to higher levels.? I receive commission checks from Mary Kay Corporate?twice a month.? My commission check for the month of March was $3,155.13.? of course, this does not include my own personal sales.? These commission checks would enable me to make monthly payments on this loan.?

Monthly net income: $ 4,000

Monthly expenses: $
??Housing: $800
??Insurance: $ 200
??Car expenses: $300
??Utilities: $ 240
??Phone, cable, internet: $?300
??Food, entertainment: $200(My Mother lives with us and helps with food expenses.)?
??Clothing, household expenses $100
??Credit cards and other loans: $ 864
??Other expenses: $

Pay Off Private Note

Purpose of loan:
This loan will be used to help pay off a personal loan from a friend for minor home improvements.

My financial situation:
I am a good candidate for this loan because I will make my loan payments promptly and pay off the loan early if possible.

Taxes and Educational Equipment

Purpose of loan:
This loan will be used to? Pay off taxes for this year and buy a laptop for my daughter's education.? We are planning to send our daughter to virtual school next year.? She will need her own computer to do this.

My financial situation:
I am a good candidate for this loan because? I am paying off my car this year.? My church has gone to a corporate cell phone account that cuts my part of the bill in half.? Also, my wife is beginning to work from home as a medical transcriber.

Monthly net income: $?3600

Monthly expenses: $
??Housing: $ 900
??Insurance: $150
??Car expenses: $ 350
??Utilities: $ 175
??Phone, cable, internet: $ 115
??Food, entertainment: $ 400
??Clothing, household expenses $
??Credit cards and other loans: $ 170
??Other expenses: $ 260

Wyoming Debt Consolidation

Purpose of loan:
This loan will be used to? consolidate 5?balances with Citi, BOA, Capital One and Chase. $7659, $9287, $4262 and $3335 respectively.

My financial situation:
I am a good candidate for this loan because?We are a family of three ( and three dogs). My?wife and I?are college graduates.?We are both state employess. I?am a professional with?the University of Wyoming and my wife is a financial aid specialist at?Western Wyoming Community College.Our credit history is impecable. We have never been late on our payments. With the downturn of the economy, our creditors have jacked up our interest rates making if more difficult to decrease our debt. We are homeowners?and our jobs are secure. This loan would?decrease our revolving debt?payments from six to two. Our gross is over $97 K.

Paying off credit cards

Purpose of loan:
This loan will be used to? Pay off my Discover card at 29,9% and my Household Bank Card.

My financial situation:
I am a good candidate for this loan because? I have finally gotten my act together and would like to pay off all my debts and be happy.? I have a husband with an excellent credit rating.? I have to pay my own debts but he is there to help me if needed.? He has savings.

Monthly net income: $ My monthly income is $2411? My husbands monthly income is around $3000/mo

Monthly expenses: $
??Housing: $ 388.00/mo
??Insurance: $ 200
??Car expenses: $ 241
??Utilities: $?100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 300
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 1400
??Other expenses: $ 0

Pay off credit card & Auto Repairs

Purpose of loan:
There are a couple of reasons why I am requesting this loan. First, I want to pay off one of my high interest credit cards and close the account. I also need some repairs done on one of my vehicles. The third reason is my wife's sister is getting married and she will be the maid of honor. We?live in N.C. and?she lives in P.A. The money left over would be used for the 2-3 trips my family will have to make between N.C. and P.A. for this wedding. ?

My financial situation:
I am a good candidate for this loan because I pay all my bills on time every month. Even though my credit score is not perfect, I have never filed for bankrupcy or had any debts go into collections. My wife and I both have solid jobs and are not in danger of being unemployed. I do have a large amount of school loan debt, but I am currently pursuing my Master's degree and had to apply for federal loans, which are currently deferred due to my current enrollment as a part-time student.

Monthly net income: $ 35,337 myself. This does not include my wife's income.

Monthly expenses: $
??Housing: $ 550/month rent
??Insurance: $ 250/month BCBS
??Car expenses: $?92/month car?insurance
??Utilities: $ included in rent
??Phone, cable, internet: $ 130/month
??Food, entertainment: $ 75/week - approximate grocery bill
??Clothing, household expenses $
??Credit cards and other loans: $ 400/month - approximate
??Other expenses: $

Operating Cap for New Restaurant

Purpose of loan:
This loan will be used to finance the initial operating expenses of my new lakeside seafood bar and grill restaurant.? This will include initial inventories and salaries.

My financial situation:
I am a good candidate for this loan because my track record for restaurant operation is very good.? My current restaurant's revenue is currently up year over year, and is up over 60% in the last 2 years despite the economy.? The new restaurant has excellent risk mitigation properties, including a no-fault lease with a provision that no rent is due at all if the restaurant's revenue doesn't exceed a certain threshold.? I thought that Prosper may be a way to find a better cost of funds for financing t

CREDIT: 700+ FICO Score - No late payments in my CBR in 7 ears.? A+ trade and vendor references.Both locations fully insured to $2M each.? There is a $2,800 delinquency showing but that is a disputed towing charge from a tow company in 2004 on a car I had sold and did not own at the time.

RECIEVABLES:? Currently receive $11k to $12k in credit card transactions per month.

Loan from you instead of the IRS

Purpose of loan:
This loan will be used to pay my current balance on my federal taxes.? I would rather pay?an individual interest than the IRS.?

My financial situation:
I am a good candidate for this loan because I pay my bills on time and am a responsible person in my community.? I have had a foreclosure due to being unable to secure funding to fix my unihabitable home (gutted bathroom, water damage) which I paid on for 3 years after purchasing it in 2006.? I did all I could to keep it but finally had to let it go.? I work as a real?estate appraiser and have an antique mall.? I need this loan as I had to use the funds set aside for taxes for dental work and medications.? I am in good shape now, working hard and am willing to do what it takes to pay this loan in a timely manner.

Pay off Credit Cards

Purpose of loan:
This loan will be used to pay off a credit card with a high interest rate.????

My financial situation:
I am a good candidate for this loan because I have been employed with the same company for over 10 years and am able to make the payments without a problem.

Do for myself what I do for others.

Purpose of loan:
This loan will be used to?pay off a loan against my husband's TSP savings so that?we can borrow against it again to?pay off our two vehicle loans for a lesser interest rate for 5 years.? Also, to pay down my Juniper MC to 30% owing?of my credit limit which use to be much higher until my credit report started to show some inaccurate information.

My financial situation:
I am a good candidate for this loan because?I am a responsible person and I do pay my debts promptly.? Outside of my trusting my 2nd mort to complete my loan mod?&?giving them?everything they asked for including making a payment here and there...only to result in them stringing me along then sending my acct to collections...and helping?friends to purchase a home trusting that they'd be able to follow through in?transfering title in their name to eventually qualify for a home loan on their own w/i a year...instead, a rush of misfortune hits them and no longer are they able to pay the mort., in which case I exhaust my savings paying?2 mortgages to?save mine and my husbands credit?until I had no more to give, and a foreclosure on my credit...a loss of $15k of savings...and now facing IRS payments because of the charge-off from this mishap?possibly being tagged on as income on our tax return.? Though bank took over on 8/2008...2nd mortgage?reported the loan charged-off?as of ?7/2009, which I am currently disputing.? I currently have two pending real estate transactions that will also allow me to pay this back in less time than?the norm.? I am not currently deliquent on anything and have not been since the time of my 2nd mortage not following through on my loan modification.? The high percentage charged on my credit cards is also so due to decrease in credit limit even though I pay the smaller amounts off every month and the bigger balanced credit card I pay $500 a month on which is 3x more than the min. monthly payment.? I believe my overall Prosper score would not be what it is if my credit report was accurate.

Home improvement loan

I just paid off a $9500 prosper loan. I would like to do some improvements to my home. I have gotten estimates and they have come in at just over $5000. I have a garage conversion that was put in before I moved in to my home. The problem is that it there is no wall between the living area and the bathroom. I need to take out a huge, outdated whirlpool tub and put in a shower (it will fit much better in area). The cost of the wall, trim, door, drywall, paint, flooring, plumbing the shower will be $5500.

I will pay this loan off as fast as I can. My past success with prosper should be an indication of my ability and willingness to pay this loan quickly.

Car repair

Purpose of loan:
This loan will be used to repair my only mode of transportation.

My financial situation: I am a full time hairdresser and mother of a 3 yr old girl. My job is stable and I have a steady clientle. I have consolidated my debts and make my monthly payments on time. I live on a budget and was not prepared for my car to break down.
I am a good candidate for this loan because I care about my credit and repay the debts I owe in accordance to the obligation.

Monthly net income: $3000

Monthly expenses:Avg $2460
??Housing: $450
??Insurance: $350
??Car expenses(payment,insurance,gas): $1100
??Utilities: $200
??Phone, cable, internet: $60
??Food: $300
??Clothing, household expenses $
??Credit cards and other loans: $200
??Other expenses: $

Superstore

The largest retailer in the world is letting me put a store inside their store.I have been blessed with a rare opportunity.I will be putting a store inside the second busiest store of its kind in my state.I will be selling a product that has been successful in independent stores in my area, and I am teaming up with the company that runs them to help insure my success.Additionally, I have a seasoned sales team who has already been successful selling my product in stores in my city.The purpose of this loan is to add to my working capital reserves.My store will be opening in the next 30-60 days.About me:I work full-time for a government run hospital.It?s a solid, stable job.We live within my means and put money into savings and a retirement account every month.My credit is excellent.Originally, I was planning on saving for a few more months, but the timing worked out that I can open my store sooner.I will stay with my current job and have the seasoned management team and partner running the store.Thanks to all the Lenders for your support.