Remodel bathroom

Purpose of loan:
To?remodel old bathroom in my house. I will be doing the work myself.??

My financial situation:
I am a good candidate for this loan because my credit history shows that I have never defaulted on a loan.? I always make my required payments.? I have been at my job now for 10+ years.

Monthly net income: $ 3,100

Monthly expenses: $
??Housing: $ 700
??Insurance: $ 85
??Car expenses: $ 320.00
??Utilities: $?70
??Phone, cable, internet: $30
??Food, entertainment: $ 150
??Clothing, household expenses $100
??Credit cards and other loans: $ 1,600
??Other expenses: $

Advertise1

Purpose of loan:
This loan will be used to establish myself as a good borrower with the Prosper community. Some of the funds will be used to pay for advertising a property I just placed under contract. This money will allow me to buy the items, and advertising space necessary to get maximum exposure for this home.

My financial situation:
I am a good candidate for this loan because it is a small amount which I can pay back quickly without any strain on my budget.

Monthly net income: $ 8500.00

Monthly expenses: $
??Housing: $ 1860.00
??Insurance: $ 150.00
??Car expenses: $ 628.35?
??Utilities: $ 300.00
??Phone, cable, internet: $ 85.00?
??Food, entertainment: $ 600.00
??Clothing, household expenses $ 200.00?
??Credit cards and other loans: $ 250.00?
??Other expenses: $ 0

Growth Capital

This is a loan for my business but I'm happy to personally guarantee it (as if I have a choice!).

The cash flow of our business easily exceeds what is required to make a monthly payment on a note of this amount.

Our company is 3+ years old and is doing quite well. Because of the reputation we've developed and continue to develop we have a growing opportunity to take on new work from bigger and more notable clients. But the payment terms of these bigger and more notable clients don't always conform to the payment terms we ask for (50% to begin, 50% upon completion). For example if we accept a $14,000 project from a client we'll get that money about 45-60 days after the project has started. But we'll be paying our staff every 2 weeks for the time they log on the project.

Here are our numbers:

2007 sales: $363,000 (net ~$50,000)
2008 sales: $402,000 (net $10,000 ? too many salaried employees)
2009 sales: $377,000 (net $52,000)

Update: I completed my profile and it says I have 2 delinquencies on my credit. I actually don't. a) those were from 2003 and were paid b) I have letters for each but for some reason they're very sticky on my credit report (except with Experian which removed them in 2007).

Thank you!

Relisting my loan for less

I am relisting this because I need to have a lower interest rate.? As I understand it, smaller is better for obtaining a lower rate.?? I could go to our local bank and get 5% but I prefer not to add to the bank's bottom line.?

This will be my second Prosper loan if it is funded-- I borrowed 13K at 7.7% and paid it off in advance of the term.? I am also a Prosper lender.? I really like how it helps individuals instead of banks!? Depending how this one goes, we may shoot for a similar amount under my husband's name for personal and business use.?? We are not credit risks-- both of our cars are paid for, and we live a pretty conservative lifestyle.? We owe about $100K on our mortgage, and $25K on a line of credit (also related to the remodeling.)

We have some debt from remodeling our house in 2009.? We have a Home Depot account and a Visa we'd like to kiss goodbye, along with a couple of small contractors' bills.? ?

My husband and I are self-employed, and we pay ourselves around $95K per year (as base salary--without any company dividends or benefits included in that figure.)? We have been in business for ourselves since 2006.? He is an attorney, and has been practicing since 1992.? I have been a legal secretary/office manager alongside him since 1997.?? In addition to being self employed, I am working for the Census.? I also have two other small businesses-- I sell custom printing as a broker, and I make and sell jewelry.?

Under 'for what it's worth' I did list another loan some time ago (which I did not accept because of the high rate), and in the process came to discover Experian did not have my complete credit history to give to Prosper.? I have since corrected the issue. ??

Thanks for reading!

high in credit card & auto repair

Purpose of loan:
This loan will be used to? repair my auto air bag failier repairs needed for saefty// also pay off credit card rate raised to 30%

My financial situation:
I am a good candidate for this loan because? i pay my bills

Monthly net income: $ 2496.00

Monthly expenses: $
??Housing: $ 1181
??Insurance: $ 130
??Car expenses: $ 50
??Utilities: $ 71
??Phone, cable, internet: $ 165
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $?600
??Other expenses: $ 100

Paying off my debt. Horray!

Purpose of loan:
This loan will be used to pay off all my credit card debt.?
A year ago my husband, a liscenced acupuncturist,?broke his wrist bike riding. We became?a one income family for awhile.? I put things on credit cards when I had to, like tuition and mortgage payments.?I have never missed a payment and would like to dissolve this debt.?

My financial situation:
I am a good candidate for this loan because I have a good paying, full time job.? I work as a property manager and havehad this job for twelve years and the company is still expanding in the midst of the economic slow down. ?I do not have delinquent accounts, am a hard worker, and have a good credit score.? It is my goal to pay off my credit cards so that I can begin to save money and spend more time with my husband and two samll children.

Orthodontic work for twins

Purpose of loan:
This loan will be used to?
pay for orthodontic work for twins
My financial situation:
I am a good candidate for this loan because? I can easily make the monthly payments as the financing provided by the orthdontist is a much higher monthly payment due to a short payoff time.? In addition, we will receive a discount from the provider due to paying in full at this time.? We have withdrawn and resubmitted due to new cost provided by ortho.

Consolidating CC at 29% apr

Purpose of loan:
This loan will be used to?
Consolidate credit cards that are currently at 29%.? I will close those credit cards immediately after I pay them off.? My overall monthly payment will most likely decrease and I have a good payment history.?

My financial situation:
I am a good candidate for this loan because?
I allways pay on time.? My job is secure.? My wife is a Nurse Practitioner, so her job is secure.? We we married in October and are simply trying to eliminate my credit card debt.?

Monthly net income: $ 7500


Monthly expenses: $ 3900
??Housing: $ 1000
??Insurance: $ 200
??Car expenses: $?300?
??Utilities: $ 150
??Phone, cable, internet: $ 150
??Food, entertainment: $ 500
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1200
??Other expenses: $ 300

New Car

Purpose of loan:
My old car?died and now I am without transportation. I wanted to buy a new car but was unable to get financing so now I am turning to prosper for help.

My financial situation:
I Work full time as a laborer at my uncles company so my income is secure. I have been there for over 3 years and make good money. I still live at home with my parents so my expenses are very minimal. I stay inside and play on the computer alot so I do not usually go out and spend money.

"Green" Developer Bridge Funds

Purpose of loan: This loan will be used to?meet business & personal obligations during the next 45 days while we await a) committed private funds raised for our firm b) grants & loans disbursements for projects in our pipeline and c) outcome of bids on new contracts to replace those closing this quarter. ?As the founder/owner of the consulting firm, I have personally back-stopped our operations using personal credit during the past 9 months of extremely tight credit. Our firm's lacks collateral for secured lending and our revenues do not follow a standard cash flow pattern to qualify for most bank loans. Nonetheless, our business model is profitable with the infusion of working capital we have identified to support it. We need to bridge to those funds.

My financial situation: I am a good candidate for this loan because? 1) our team of engineers, financial experts and marketing folks have worked together since July '09 and accrued Accounts Receivable of roughly $200K due for payment in 3Q10. 2) Two of our projects are in queue to get micro-enterprise loans and grants earmarked for "green" projects in the next 30-90 days. 3) Our top project (modular waste-to-biodiesel) has a backlog of institutions waiting to review it for investment. 4) We anticipate $500K in revenues by the end of this year, roughly half in cash.

Monthly net income: $ 7,500

Monthly expenses: $ 6,300
??Housing: $ 1,000
??Insurance: $ 1,000
??Car expenses: $ 100
??Utilities: $ 200
??Phone, cable, internet: $ 300
??Food, entertainment: $ 800
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 2,500
??Other expenses: $ 100

Paying Off Credit Cards And Taxes

About myself:

I am 70yrs old and a mother four adult children and five grandchildren. I was forced to raise my kids by myself as my husband died in the Navy. It was hard by myself but I always managed to pay my bills. I saved over the years and have managed to accuire a rental property which helps me supplement my retirement. Recently I have ran up some credit card bills remodeling and imporving the rental. I am in need of help! Please...,so that I can pay off some of by bills and pay my taxes.

How I plan on using funds:

I am working on lowering my bills. I would like to lower my high intrest credit cards and get rid of them. I am also planning on using some of it for my property taxes, I was planning on defering my taxes this year but the deferment program for seniors was suspended and it was to late to start an impound account. For the up coming year I have got my taxes reduced by filing for disabled veterans property tax exemption and I have signed up for a impound account with my mortgage co.

Ability to Pay:

I have never filed for bankruptcy or had a house forclosed on. I have two houses, my primary resident and my rental, both of which I have over 50% equity in. Recently two of my children have moved in with me and have started helping me out. One is a Marine Biologist working on her Masters Degree and the other is a Financial Advisor. Their income is not added, nor is the $600 a piece in rent they pay. They assured me that they will help me get my bills under control.
My monthly income is:

Social Security: $1,445
Veterans Affairs Surviving Spouse Benefits: $1,194
Rental: $1,400
Total: $4,039

credit cards finished construction

Purpose of loan:
This loan will be used to? Lower obligations of credit cards.? I had used credit cards to finish new construction 2 years ago when the economy took a dive.? With the new regulations on credit cards, they have lowered limits and raised rates.? I pay everyone perfect.

My financial situation:
I am a good candidate for this loan because? I have no car payments, no car insurance payments, no car maintenance bills.? I am a car dealer's son, and have held my management job since 1986.? Our dealership has survived all of the automaker's cutbacks.? Building a house 2 years ago was my only downfall....more of a timing issue.? This loan will speed up the process of eliminating my credit card debt.? House is finished, landscaping is done, window treatments, etc.? The bills are going to all be gone shortly - just want to save time and money.? Thanks for your help and GOD BLESS.

Recent Grad Consolidating Debt

Purpose of loan:
The purpose of this loan is to consolidate my exisiting revolving debt with credit cards, pay off the balance on my student account, and get me out of the cycle of using direct deposit advances and payday loans so that I can spend my own money and be ready for my student loan payments which are coming in July.

My financial situation:
I am a good candidate for this loan because I am responsible with payments. I keep a Microsoft Exel spreadsheet of all my finances and update it weekly - I can send proof of this by request. In addition, I have realized the horror of credit cards, and have curbed my spending to a bare minimum. In fact, I have only bought one cart of groceries in the last two weeks - no dining out, no coffee, no nothing! I am determined to make my income work for me. As a single, 24-year-old, there should be no reason why I can't balance a $40k income.

Monthly net income: $ 2100

Monthly expenses: $
??Housing: $ 535
??Insurance: $ 120
??Car expenses: $?260/month
??Utilities: $?50
??Phone, cable, internet: $?130
??Food, entertainment: $ 50-100
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 2600
??Other expenses: $ 2000 (Payday loan, student account balance, and medical bills)

Paying off my loans/credit cards

Purpose of loan:
This loan will be used?to pay off my two personal?loans and three credit cards.? I recently had a family emergency that wiped out my savings resulting in me relying heavily on personal loans and credit cards.???

My financial situation:
I am a good candidate for this loan because I am active duty military with 18yrs of service with an?impeccable military record and I am also a highly decorated veteran who recieved the Bronze Star for support in Operation Enduring Freedom.? I have deployed over 10times and I am very reliable to pay the 25,000 needed?to pay this loan back.? My spouse is also active duty military with 27 years of service.? While my spouse and my credit score is lower than it should be right now, this was directly related to an immediate family emergency that caused us to wipe out our savings and rely heavily on our credit cards and personal loans to get us through those rough times.?My credit card companies have taking advantage of this and?skyrocketed my interest rates and minimum payments.? ?

Monthly net income: $ 5700.? I know that I can not include my spouse on this loan for income but she makes 7100 a month.? We are fully capable of paying?back in full a 25,000 debt consolidation loan.? We also recieve an additional 1,600 a month for our home that is currently being rented out as we are stationed outside of Florida where our home is.?

Monthly expenses: $
??Housing: $ 1450
??Insurance: $ 80
??Car expenses: $?600
??Utilities: $ 80
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1000
??Other expenses: $

Debt Consolidation

Purpose of loan:
This loan will be used for Consoidation on Credit Cards and Paying Taxes....

My financial situation:
I Seeking Help on Consolidating my Credit Cards and Paying Taxes, I am a Profec. That has been Working with Verizon for 11 yrs.?Well You Concider me... Thank You for your time ...

Monthly net income: $ 2,800

Monthly expenses: $
??Housing: $?1123
??Insurance$ 100
??Utilities: $ 150
??Phone, cable, internet: $ 75
Food, entertainment: $?200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 600
??Other expenses: $ 0

Paying off my credit cards

Purpose of loan:
This loan will be used to?
I have two credit cards that I would like to pay off????????
My financial situation:
I am a good candidate for this loan because?
the loan amount is not very high and it is my only?revolving debt. I am very determined to get out of my high intrest rate cards
Monthly net income: $ 3,000????????????

Monthly expenses: $
??Housing: $ 2300????
??Insurance: $0
??Car expenses: $0
??Utilities: $ 300
??Phone, cable, internet: $78
??Food, entertainment: $250
??Clothing, household expenses $ 50
??Credit cards and other loans: $?2500
??Other expenses: $0

Paying Off Credit Cards

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

new investment in my Business

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $ 4000.00

Monthly expenses: $
??Housing: $ 500.00
??Insurance: $ 160.00
??Car expenses: $ 250.00
??Utilities: $ 200.00
??Phone, cable, internet: $ 120.00
??Food, entertainment: $ 1200.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 300.00
??Other expenses: $ 50.00

payoff afew bills to have only one.

Purpose of loan:?I need to catch up on a few bills,i am currently paying more each month out of pocket then the loan payment and need to get these bills paid.?

My financial situation: I am currently laid off but working part time and collecting unemployment,I expect to be called back to work at my full time job soon.My wife works full time also
Monthly net income: $ 5225
Monthly expenses: $
??Housing: $ 1325
??Insurance: $ 275
??Car expenses: $ 350
??Utilities: $?300
??Phone, cable, internet: $ 160
??Food, entertainment: $ 600
??Clothing, household expenses $ 250
??Credit cards and other loans: $ 50
??Other expenses: $

Paying Down High Int Credit Cards

Purpose of loan:
This loan will be used to consolidate credit card debt and lower the effective interest rate I am paying.

My financial situation:
I have worked in an executive position at a global consumer electronics company for the last 16 years. I also have a?flawless credit history for the?last?16 years. Interest rate hikes on my credit cards have brought some to anywhere from 21% to 29%.

Monthly net income: $ 14,698 gross plus annual bonus of $42,000 gross
Monthly expenses: $
??Housing: $ 2250/month
??Insurance: $
??Car expenses: $ 200 fuel + $168 loan / month
??Utilities: $ 150
??Phone, cable, internet: $ 53
??Food, entertainment: $ 1000
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 2500
??Other expenses: $

increasing my credit score

Purpose of loan:
This loan will be used to basically just have another credit account on my record. Since I am young, I do not have a lot of credit accounts yet, and my credit score is not as high as i would like it to be.

My financial situation:
I am a good candidate for this loan because I have a good job and take care of my finances well, I do not spend beyond my means, and I will be able to pay this loan off quickly.

Engagement ring

Purpose of loan:
This loan will be used to? Purchase an engagement ring


My financial situation:
I am a good candidate for this loan because?
Though I have had credit trouble in the past, it has been almost seven years, and have had no problems since.?? I have been with the same company working for over 16 years, and have made all my payments on everything on time.??? I have tried to get loans from other lenders, but I still have a bankruptcy that doesnt come off my record until October of this year.? As soon as October rolls around , and that is off my record my credit score will improve to over seven hundred, right now 650 is where Im stuck.? I will always pay my payments in good time, I hope someone will please consider my loan, THANKYOU CURTIS
Monthly net income: $
2900.00
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Vet Moving 80 YR Old Dad from Fla

Purpose of loan: Veteran Facing Emergency: Must Move 80 yr old dad from FL to NC ASAP

My financial situation: Income: $3,500 per mth Expenses: $2,000 per mth Mortgage: $550 (includes all save property tax) Utilities: $150 Food: $300 Car: $255 Insur: $125 (car and life) Other: $550 (Gas for cars, internet, cable tv, miscellaneous,, etc) Credit Cards $ 85 Note: All late payments on my credit reports are 5 years or older!!! Two erroneous tax liens from other states being disputed belong to my ex wife from 2007 (orig liens date to 2002) My credit is on the mend; liens occurred at time of divorce; My father took a bad turn and MUST MOVE ASAP in with us; can not afford $$ upfront for move; NEED HELP NOW!! Can EASILY make the payments on this loan! NO AUCTION TO ATTRACT YOU GOOD PEOPLE TO HELP US!
I am a good candidate for this loan because this Retired Naval Officer served 22 years on submarines, minesweepers, and an aircraft carrier; he is reliable and makes payments on time! I do own a home since 2007 and am current on the loan with Vanderbilt Mortgage and Finance Co. and will provide proof upon request.

Debt consolidation

Purpose of loan:
This loan will be used to? Build a relationship with prosper and consolidate bills

My financial situation:
I am a good candidate for this loan because? I am reliable and have a steady and growing income. You may notice I have a delinquencies on my report
these are from hospital bills that I am paying on monthly. But the only way they will go away is if I pay them off in full, which has been hard for me to do. I live with my fiance, He makes a bit more money than I do so he insisted on taking care of the rent.

Monthly net income: $ 1,500-1,700

Monthly expenses: $
??Housing: $ 200
??Insurance: $
??Car expenses: $ 100
??Utilities: $ 70
??Phone, cable, internet: $ 70
??Food, entertainment: $ 50
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 150
??Other expenses: $ 200

Expanding bulk REO purchasing

Purpose of loan: I am purchasing, rehabbing and selling to owner occupants entry level?housing in many markets.? Industry parlance is "bulk REO purchase."? Money for down payment, closing costs and back office infrastructure..(explain what you will be using this loan for)

My financial situation:?11 years buying and rehabbing property in multiple states.?
(explain why you are a good candidate for paying back this loan)

My monthly budget:
Mortgage/rent: $15000
Insurance: $250
Car expenses: $200
Utilities: $included in mortgage pmt
Phone, cable, internet: $100
Food, entertainment: $200
Clothing, household expenses $100
Credit cards and other loan payments: $1000
Other expenses: $200
---------------------------------------
Total monthly expenses: $3300

Personal Expenses During Basic

Purpose of loan:
This loan will be used to make student loan payments and pay for my place of residence till the end of the lease while I am attending Basic training for the Active Army.

My financial situation: I am Currently unemployed and recently joined the Active Army. I will be making a monthly check coming May 5, 2010.
I am a good candidate for this loan because I am reliable and trustworthy. My merit and integrity is demonstrated by my commitment to a cause and my strong sense of honesty and respect. As a member of the armed forces reliability and an intense desire to be a member of a team that can trust and depend on me are values I hold high. These values carry into my personal life and are applied to my life as a whole.

Monthly net income: As stated above, my monthly income is 1705.80 according to 2010 military basic pay charts.$

Monthly expenses: Phone, Housing, and student loan payments approximately 350/mo. $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

ReFi Current Loan & Pay Bills

Purpose of loan: The loan will be used to help better my credit score and to pay off my current Prosper loan since I am trying to lower my interest rate and paying off my current credit cards which both have very small balances on. I had to upgrade some work equipment and I use one credit card for those purchases. The Prosper loan would help boost my credit rating a little more than it is by paying off my current credit cards. I am a partner of a printing company that has been established for over 13 years & will be one day buying my partner out. I am a graphic designer & have a degree in graphic arts/advertising and have been in the industry for over 15 years, with only the past two years as a partner of the printing company that I am currently employed through. It goes well, I have really busy months and some slower ones. Thank God the busy ones makes up for the slower ones. I also work as a food server at a fine dining restaurant, it helps with the extra mad money that is needed during the month. I don't have very much over head as I pay cash for almost everything & I don't really spend a lot on a extravagant lifestyle. I currently am not a homeowner as I share the lease of a single-family home that I live in with a roommate. We split all expenses 50/50 and luckily it is a newer house, which means we don't have a lot of household expenses that unexpectedly come up.
My financial situation: I am a good candidate for this loan because I make pretty good money, don't have the best credit rating, but am working on it, and I always make my financial obligations. I have had this current Prosper loan for sometime and have never missed a payment. My overhead is very low & I want to put some of the extra money aside and back into lending with Prosper like I did in the past from my previous loan.
Monthly net income: $3,600
Monthly expenses: $1900
Housing: $650 I share a lease with a roommate
Insurance: $75 Health insurance as I don't own a vehicle
Car expenses: $0 I don't drive & haven't driven for over 10 years, I take public transport to help reduce emissions
Utilities: $150, Phone, cable, internet: $190 I use my cell phone for everything
Food, entertainment: $35 I eat out a lot
Clothing, household expenses $100 I try to always look good as I am in a design field
Credit cards and other loans: $150 the personal loan I ref. to above for computer equipment for my graphic design business
Other expenses: $150 I always leave around this much to have for unexpected things that come up that friends want to do.
Thank for you interest in my listing and I appreciate all the support. If there is something that I didn't cover here, please feel free to ask me.

Need new roof badly

Purpose of loan:
This loan will be used to? Replace my roof that is falling apart. Damage was reported to insurance company after wind storm, but they denied any coverage, saying it was beyond its usable years and not due to wind.

My financial situation:
I am a good candidate for this loan because?Even though my credit report isn't great due to financial mistakes a few years ago, I am on track now and keeping up with all my expenses, and this is the house I grew up in and the repairs can't wait any longer. I'm hoping for a payoff soon from an investment I made in Forex,
so hopefully that will materialize.

Monthly net income: $ 4,000

Monthly expenses: $
??Housing: $ 2,068
??Insurance: $ 110
??Car expenses: $
??Utilities: $ 300
??Phone, cable, internet: $ 120
??Food, entertainment: $ 100
??Clothing, household expenses $
??Credit cards and other loans: $ 100
??Other expenses: $

pay off some bills

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Used car for wife

Purpose of loan:
This loan will be used to?
My wife has gotten her first job since?I brought her?to the US from Asia almost 2 years ago. I need to provide a "beater" car for her for?transportation to and from work. The commute is less than 8 miles round trip.
I refuse to purchase a newer vehicle. I'm recovering from a medical condition that took all of my savings, therefore a low-interest loan would be in order. Need a used car FAST.
My financial situation:
I am a good candidate for this loan because?
My credit score should be excellent. My?employment is exceptionally stable, oddly.

Pay off one high interest c.c.

Purpose of loan:
This loan will be used to pay off one very high interest credit card.

My financial situation:
I am a good candidate for this loan because I am very ethical.? I make very good income. I have an excellent history of past and current loan repayments.

Need Tax Bailout - Reliable Payback

Purpose of loan:
Tax Debt - I'd rather pay you than the IRS !!

My financial situation:
No delinquencies, strong income, stable job -
College Grad, about to transition to the bio-tech field and increase my salary by approx. 5 - 7%
Due to dropping property values in SoCal, had to get out of my condo?(BK) this has been discharged in 2006.
I rent now and have been at my same address for 4 years, I also brought in a roomate.
Debt to Income is low - I pay early and above minimum.
I am in good health and have no children or other dependents.

Thanks for your consideration !


Monthly net income: $ 3600.00 + $1200 (Roomate) $4800.00

Monthly expenses: $
??Housing: $ 1600.00
??Insurance: $ 125.00
??Car expenses: $ 600.00
??Utilities: $?60.00
??Phone, cable, internet: $ 150.00
??Food, entertainment: $?200.00
??Clothing, household expenses $ 150.00
??Credit cards and other loans: $?350.00
??Other expenses: $ 150.00

Consolidating high interest loans

Purpose of loan:
This loan will be used to pay off 4 loans with exceptionally high interest rates.?

My financial situation:
I am a good candidate for this loan because I work full-time and part-time.? I am determined to get out of debt.? As you will see, I received a loan with Prosper in March of 2008 and paid it off by the end of that year.? I would like to consolidate my high interest loans and will use the money I spend on these payments toward my Prosper loan and the remaining money that I save each month will go toward my credit card debt.? My payments will be automatically debited from my account as it was with my previous loan with Prosper.

Monthly net income: $ 2318

Monthly expenses: $ 2145
??Housing and Utilities: $ 200 (I live with family)
??Insurance: $ 60 (car)
??Car expenses: $ 160 (gas for commute to work)
??Phone, cable, internet: $ 50 (phone)
??Food, entertainment: $ 25
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 1600 (This will be reduced to $955 if I am able to receive a loan to consolidate my high interest loans)

I appreciate anyone that is willing to bid on my loan.? Thank you for your time.? Have a great day!

Paying Off My Credit Cards

Purpose of loan:
This loan will be used to pay off my credit cards

My current financial situation: I currently repair bicycles and sell used bicycles, but it is not covering my rent and the bills. I just got my Pharmacy Technician Certification and I will be employed full time in a retail pharmacy within the next month.
I am a good candidate for this loan because I will be soon be employed full-time. I need this loan to get me through until then.

Educational Journey

Purpose of loan:
I plan on utilizing this loan to pay my tuition and?purchase the necessary class materials that will ensure my success.

My financial situation:
I am an excellent?candidate for this loan because I am employed at Northwestern University, and this is the same institution where I will be attending classes.? I have been a staff member of the academic community for almost four years.? I understand what is necessary for educational success, and I am looking forward to the challenges and rewards that this experience has to offer.

Help Me fix my auto

Purpose of loan: My car I have now is in need of some repairs and i will use this money to fix it all up.
My financial situation: I work fulltime as a nurse and have security at my job. I already have a loan with prosper which will be paid off by the end of this year and I have NEVER been late on a payment!! Please help me out and you wont be sorry:)? I have been paying off cards from my ex husband and I am getting those down to the last bit, thats why my score dropped. I didnt know he applied for these cards and with him not paying the debts, I had to.
Monthly net income: $ 2800

Monthly expenses: $
??Housing: $?250.00 My fiance and I split the mortgage
??Insurance: $ 60.00
??Car expenses: $ 200.00
??Utilities: $ 200.00
??Phone, cable, internet: $ 60.00
??Food, entertainment: $ 30.00
??Clothing, household expenses $ 75.00
??Credit cards and other loans: $ 188.38
??Other expenses: $

Need to pay off credit card debt

Purpose of loan:
This loan will be used to pay off credit debt. Although I did get into some debt, I am a responsible individual and will be certain to make the necessary payments back to my lender. I would appreciate the best deal you can offer to help me get back on track.

My financial situation:
I am a good candidate for this loan because I'm responsible, honest and very conciencious.

Erasing debt, need a better rate

Purpose of loan:
This loan will be used to pay off credit card debt at the lower interest rate you're willing to offer me.

My financial situation:
I am a good candidate for this loan because I've been aggressively reducing my debt for 3 years, and I'm looking for interest rate relief to speed up the process.? Currently, my average interest rate on my credit card debt is 10.3%.? I've been in a debt management plan for over 18 months, but a few of my creditors declined participation.? I have continued to pay all accounts every month, but the banks have raised my rates.? I've cut my debt by more than half since 2007, but I want to eliminate it more quickly.

Monthly net income: $ 4,000

Monthly expenses: $
??Housing: $ 500
??Insurance: $
??Car expenses: $
??Utilities: $ 75
??Phone, cable, internet: $ 65
??Food, entertainment: $ 400
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 1300 ($900 minimum. This is what I want to reduce, while also reducing monthly interest accrual.)

Relist for 2nd loan-Pls help

Purpose of loan:
This loan will be used to?help pay down CC debt and taxes.


My financial situation:
I am a good candidate for this loan because? contrary to what shows on your site I pay my bills on time and I will continue to do so.? Please consider my listing. Thanks

Monthly net income: $ 3892

Monthly expenses: $ 3675
??Housing: $ 1700
??Insurance: $ 150
??Car expenses: $ 50
??Utilities: $ 300
??Phone, cable, internet: $ 25
??Food, entertainment: $ 300
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 1150
??Other expenses: $ 0

Daily Cashflow Grow Lead Brokerage

Per cust svc, I'd possibly have a Prosper A rating if not for 1 item remaining on my credit after a divorce; the item was decreed by the Judge to be his sole responsibility 6 yrs ago.

My partner is a lead broker/generator & an affiliate marketer. This business has a daily cash flow.I have partnered with him to expand his client base, provide additional capital to run his co.'s marketing engines, & assist in the further automation of business processes.

The capital will be used as follows:

1. To establish new vendor relationships requiring $3-5K in upfront deposits.

2. Working capital for payroll, expansion of lead gen/sales telemarketing division, & for the online lead generation systems.

I'm a VERY responsible borrower w/ impeccable credit, substantial savings/401K, + husband contributions.

Household Monthly Net Income:$6,000

Liquid Assets: $43,603.45

Monthly Expenses:$3,405

Net Monthly Surplus after Expenses:$2,595

"Questions Welcomed"

Fixing up fixer-upper for move in

Purpose of loan:
This loan will be used to make upgrades to a 2-family home I recently purchased.?

My financial situation:
As is indicated by my credit score, I've always been a fiscally prudent person.? I have credit cards, but carry a zero balance on all of them.? The only monthly credit payment I make is for my mortgage.? I make a very competitive salary, which not only covers all of my expenses, but allows me to save and invest.? My new home is a two-family, which also makes it an investment.? The availability of tenant income will only strengthen my financial position.? Thank you for your consideration.

Paying off my credit cards TODAY!

I am planning to use this money to consolidate my credit cards debt. I am perfect candidate for this loan because I ALWAYS PAY ON TIME, and this are my numbers:Monthly income: $ 2,000.00Rent and bills$ 500.00Car & insurance payment:$330.00Meals & entertainment: $300.00Cell phone:$60.00

PAYING ALL EXISTING DEBTS

Hi, I would like to pay off all my debts within 36 months...I am looking for a fixed rate to lower the debt payments each month.? Would appreciate hearing from you and am looking on the loan amount of $25,000 if possible.

Thanks.