Repair and payoff

Purpose of loan:
This loan will be used to pay off one of my credit cards and?repairs?on my car. Due to an increase in interest rates(29.99%) I am having difficulty paying off my credit cards. ?My car will be paid off in August 2010, but it needs some repairs.?That will cost almost $1500 an exspense I can not afford to pay all at once. ?

My financial situation:
I am a good candidate for this loan because I have a good income and have proven I can make what payments I have left on time.? My credit score keeps going up and my future is very promising.

Monthly net income: $2000

Monthly expenses: $ 1567
??Housing: $?300
??Car Insurance: $ 130
??Car expenses: $ 307
??Utilities: $?75
??Phone, cable, internet: $ 65
??Food, entertainment: $?300
??Clothing, household expenses $ 50
??Credit cards and other loans: $?140
??Other expenses: $ 200

Pay off four High Interest cards

Purpose of loan:
This loan will be used to? pay off four of my credit cards, on my way to getting rid of them all.

My financial situation:
I am a good candidate for this loan because? I have a good job, I have always paid my bills and have had good credit..like everyone else I have had a little trouble, but I am now on my way out of it. I did have a 30 day late...but all of that is taken care of and everything is current...with your help I can get back on track and away from these thieves in the credit card industry.

Monthly net income: $

Monthly expenses: $
??Housing: $ 700.00
??Insurance: $ 75.00
??Car expenses: $ 0
??Utilities: $ 100
??Phone, cable, internet: $ 80.
??Food, entertainment: $ 100
??Clothing, household expenses $ 0
??Credit cards and other loans: $
??Other expenses: $

debt consolidation and moving, relo

Purpose of loan:
This loan will be used to?
consolidate debt and moving and relocation
My financial situation:
I am a good candidate for this loan because?I have a steady job, ?and I? am? a very responsable person.

Monthly net income: $ 2800

Monthly expenses: $
??Housing: $ 600.00
??Insurance: $ 162.00
??Car expenses: $
??Utilities: $ 200.00
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 250.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 300.00
??Other expenses: $ 100.00

Student Studying in Taiwan

Purpose of loan:
This loan will be used to? cover my expenses while studying abroad. I am currently attending an?intensive Chinese language?program at National Taiwan University, which is also known as the Harvard of Taiwan.? As a student in Taiwan, I am not able to work or generate any income; therefore, this loan would help me tremendously to cover for my credit card and other expenses that my Financial Aid doesn't cover.

My financial situation:
I am a good candidate for this loan because? I have been paying my other listing from prosper ON TIME without any delinquencies.? I will return home soon in June 2010 (approx. 3 months) to finish my education back home and continue my part-time?employment of over 3 years. And while attending college, I stay with my parents, therefore I don't need to pay rent. So I will definitely?be able to pay back this loan.? Thank you for your time.? All questions will be happily answered.

Monthly Expenses (approx. $500-700)
Dormitory in Taiwan - $250
Transportation - $10-50
Food - $200
Other - $100

Remodeling kitchen

Purpose of loan:
This loan will be used to remodel the kitchen in my home.

My financial situation:
I am a good candidate for this loan because I use credit wisely and do not have many creditors. My home is fully paid for. My income is from Social Security, my government pension, and a lifetime annuity from my husbands life insurance policy.

Monthly net income: $ 3100.00

Monthly expenses: $
??Housing: $ 400.00 taxes and insurance
??Insurance: $ 110
??Car expenses: $ 150
??Utilities: $ 300
??Phone, cable, internet: $ 100
??Food, entertainment: $ 175
??Clothing, household expenses $ 275
??Credit cards and other loans: $ 100
??Other expenses: $ 250

WORKING CAPITAL

DataLED is signing a new contract this week with a large transit district in Texas for 565 electronic stop signs for the rear of their buses, this contract calls for delivery of (65) signs per month for the next eight months which will generate $ 17,875.00 per month with approximately $6,800.00 net profit per month. We have funding for all the parts except for the powder coated aluminum cans which they go into and as we all know the more contracts we win there is always start up cost. The cost for the first two months of front and rear cans will be $6,370.00.We also have three other LED lighting bids that are currently under evaluation in which we have a more than probable chance of winning and would generate another $120,000 dollars of net income so we foresee no problems in making the payments to pay off this loan. These stop signs are basically going to work just like our Yield signs, once one district puts them on their buses all the transit districts in that State adopt this program and we get additional orders from them. We have around $4,500.00 of fixed cost per month for rent, phone, insurance, internet, etc. we have current customers with orders which should cover most of these expenses so we are growing, however we see that our cash flow needs require additional funding, thank you for your consideration.

Text Messaging Business Loan

Purpose of loan:
We have developed a very cool?software and need a little money to start this exciting company!

SMS AMP, LLC (www.smsamp.com) provides businesses of all sizes the innovative technology to send secret discounts and special promotions directly to their customer?s cell phones via text messaging. Simply put, we help businesses develop a repeat customer list at a very affordable price.

My financial situation:
I am in a good?position to repay this loan because my husband currently works as a CFO for a large company and we have a steady income from his job.? He plans on keeping his job while I establish my company.? In addition, he is extremely connected with business owners and we plan on using his?connections to establish this business.? Lastly, we have partnered with a very talented software developer who will continue to assist us as our technology grows.

Please feel free to email me if you have any questions about our business strategies, etc.

Handling one-time cash flow issue

Purpose of loan:
This loan will be used to? deal with a short-term cash flow issue because of work furlough days. I am already also working to reduce credit card debt. This situation will improve dramatically in the fall when my twins start school and child care costs will be reduced. Additionally, my company does not expect to require any more furlough days.

My financial situation:
I am a good candidate for this loan because?I have good credit, my partner and I own our home. I also own a duplex in Texas, which I rent to my mother and nephew in Texas. I have never been late on any mortgage payments. I pay my bills on time.? Thanks very much for your consideration.

Relocation Expenses

Purpose of loan:
This loan will be used to pay for?movers for an out-of-state move.

My financial situation:
I am a good candidate for this loan because I will have the ability to pay back the loan.? I am moving from California where I am in the highest tax bracket to a state with a much, much lower tax burden.? My payroll department at work estimates that I will save a minimum of $350 a month just in state income taxes.? I telecommute for work, so I will be keeping the same job, so my financial situation will not change at all except that I will see a lot more money out of my paycheck each month.? I have a high debt-to-income ratio, but that was from a divorce and it was all debt I was not aware of until then.? I do not like having all that debt, which is why I want to leave California and go to a place where I can pay off my debt within a few years.? I have never been even a day late on a payment for anything ever in my life and I have never bounced a check, and I don't plan to start now.? I just need a little extra money to help me get into a better situation.? I have almost $1000 in my savings as a backup, so even though I'm sure I?can pay these low payments now until my move anyhow, I have that money in place to make sure of it.? My lease is almost up in California and?I have an apartment on hold in the new state for the end of May, so I am planning to do this soon.

Monthly net income: $?3600?minimum after taxes ($5200 minimum gross)

Monthly expenses: $?2890 (itemized below - these are my current expenses and they will drop in the new state)
??Housing: $ 1300
??Insurance: $ 90
??Car expenses: $?0
??Utilities: $?100
??Phone, cable, internet: $ 150
??Food, entertainment: $200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 950
??Other expenses: $ 50

Purchase oil production

Purpose of loan:
This loan will be used to?purchase?at a discount shares in an oil production?partnership with existing cash flow. Therefore for each $100.00 unit purchased the business will receive approximately $20.00 per month in net cash flow. I am trying to consolidate two separate partnerships into one where I would then be the sole owner and operator.

My financial situation:
I am a good candidate for this loan because? I am the existing operator of the partnership and am just buying out some existing partners. The blips on my credit report are directly related to issues that I have had at the company with existing shareholders. Once the partnerships are consolidated cash flow should improve significantly.

Monthly net income: $ 10,000

Monthly expenses: $
??Housing: $?5100?
??Insurance: $ 320
??Car expenses: $ 200?
??Utilities: $ 450
??Phone, cable, internet: $ 120
??Food, entertainment: $ 300
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 250
??Other expenses: $ 1000

2nd Prosper Loan - Lender/Borrower

This is my 2nd Prosper loan and I am a Lender / Borrower here on Prosper.

Purpose of Loan:? I am moving my tax practice to a very nice location because I just received very favorable terms on a?3-year lease in an up-and-coming plaza here in Brandon,?Florida.? The plaza includes as its tenants?a Publix,?Regions Bank, Green Iguana, Acropolis Greek Restaurant and a Starbucks and several medical offices.? I believe the visibility that I will be getting from these other businesses will take my tax practice to the next level.? I?am asking for this loan in order to buy new office furniture and a nice sign to advertise my services.???

About me:? I?am a tax accountant in Brandon, Florida.??I have had my own business for the past 7 years. My business has grown from 1 client in 2002 to over 250 clients now. I have never advertised. All of my clients are word-of-mouth referrals.??My credit score is very important to me and I have been working harder than ever during the past few years to improve it. I know that the slightest negative actions could have severe impacts on my credit score and, for that reason, I have not missed a payment on any of my bills in the past?3 years.

Thanks for your consideration (once again)!

paying off taxes

Purpose of loan:
This loan will be used for the following: 1000 taxes. My actual taxes?owed are $1400 but?I will pay the $400 out my work income.??

My financial situation:
I am a good candidate for this loan because? its not a huge amount, i have the income to pay it off within?1 yr.?I have a current prosper?loan that?I have always paid and will pay off in a few months.?In the last 2 years?I have not had any?payments that were late or not paid. I have paid cash for all?utilities, rent etc as?I have no credit cards.?I have always paid my bills on time, never late and had a credit score of 700+ not that long ago. The problem came about after my divorce and?I had too much credit given to me and I spent it living on 1 income vs 2.?This is the only negative item on my credit report.?I think everyone has a financial hard time at some point in their life.

I?live within my means and am?more?financially responsible then in the past.? I've been helping my mom financially also who has been sick and nearly died in September of 09.?I now have a?room mate to help with expenses.I would?be so APPRECIATIVE if you?could give?me the chance to pay my taxes and not have that stress.?If you as an investor look at the whole picture and not just the High risk that i'm labeled now you will see that the risk is ok to take.


Monthly net income: $3600

Monthly expenses: $1700
??Housing: $ 1000
??Insurance: $ 100
??Car expenses: $
??Utilities: $150
??Phone, cable, internet: $ 150
??Food, entertainment: $ 250
??Clothing, household expenses $
??Credit cards and other loans: $ 100
??Other expenses: $

Debt Consolidation

Purpose of loan:
This loan will be used to pay off Real estate taxes and a Dell credit card. The dell card minimum payment is $77.00 dollars and will take 17 years to payoff, the real estate taxes?caught me off guard a little. I am paying off the dell card and?cancelling it.

Dell card?has a minimum?payment of?$77.00 with a balance $2560.04 interest rate 23.24% and
the real estate taxes are $3000.00 which?I have already paid $1000.00 from savings.


I am a good credit risk, because I have?had a great payment history on all my debt and with the loan I get here,?I will be able?to get rid of the dell card and real estate tax with a nice short term three year loan.

Thanks

Paying off my credit cards

Purpose of loan:
This loan will be used to?
Pay off credit cards that have been used to start up my private law practice.
My financial situation:
I am a good candidate for this loan because since starting my law practice my income as doubled (since last year). I have been making payments several hundred dollars over the minimum balance due and would rather make an individual lender money rather than the credit card companies.

Monthly net income: $

Monthly expenses: $
??Housing: $650
??Insurance: $90
??Car expenses: $150
??Utilities: $75
??Phone, cable, internet: $75
??Food, entertainment: $350
??Clothing, household expenses $50
??Credit cards and other loans: $500
??Other expenses: $0

Buying a new car for our family

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Wedding/Honeymoon Expenses

Purpose of loan:
This loan will be used to pay for various wedding expenses (i.e. videographer, reception hall, floral arrangements, etc.) and my honeymoon. There were a lot of unexpected costs associated with the wedding that we had overlooked and did not plan for. These expenses have been eating away at our honeymoon funds and the last thing we want to do is stress about money on what's supposed to be the best/most romantic?week of our lives.

My financial situation:
I am a good candidate for this loan because I have a steady/secure job as a drilling engineer with an independent oil & gas company (Southwestern Energy Co.). All bills that I pay on a monthly basis are set up to automatically withdrawl from my bank account,?virtually eliminating?the chance of making a late payment. I don't think my credit score is representative of the borrower I am due to a collections account which was the consequence of communication issues. The bill & collections notices were sent to my parents house rather than my apartment. During that time my dad had had a stroke which played a factor into my parents failing?to notify me of the default. The worse part about it is that the bill was only ~$350.

Pay off Personal debt

Purpose of loan:? Pay off some personal debt/cosolidate

My financial situation:
I am in the military and must pay all debt

Monthly net income: $ 3568.00

Monthly expenses: $
??Housing: $ 800
??Insurance: $ 105
??Car expenses: $300
??Utilities: $ 200
??Phone, cable, internet: $ 250
??Food, entertainment: $ 200
??Clothing, household expenses $65
??Credit cards and other loans: $ 552
??Other expenses: $

HELP! I need a small loan to buy my

Purpose of loan:
This loan will be used to? purchase my son a car for work and school

My financial situation:
I am a good candidate for this loan because? I can pay this loan off in September with a student loan from my school (university)

Monthly net income: $ 3020.00

Monthly expenses: $
??Housing: $ 720.
??Insurance: $
??Car expenses: $ 120.
??Utilities: $
??Phone, cable, internet: $ 80.
??Food, entertainment: $ 200.
??Clothing, household expenses $
??Credit cards and other loans: $ 80.
??Other expenses: $

Soldier needs loan to pay off Auto

Purpose of loan:
This loan will be used to?
Pay off remaining balance on?a?current?auto loan (yes, I am a victim of an upside down loan)?that I am selling to a buyer before I deploy to Afghanistan so that my spouse does?not have to look after?two vehicles. ?
nancial situation:
I am a good candidate for this loan because?
I am in the U.S. Military and I have a guaranteed job/paycheck. I am currently in the progress of paying down my debts and I have not been?late on?payments and I will continue to pay my bills?on time. I am even willing to set up an allotment monthly to pay the loan off if necessary since I intend to pay it off by the time I arrive back to the U.S. from my deployment.
Monthly net income: $
4023.77
Monthly expenses: $
??Housing: $ 750
??Insurance: $ 116
??Car expenses: $ 948.53- 2 cars
??Utilities: $?115
??Phone, cable, internet: $ 190
??Food, entertainment: $ 200
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 137
??Other expenses: $

Pay off Credit Cards

Purpose of loan:
This loan will be used to? pay off a credit card with a high interest rate????

My financial situation:
I am a good candidate for this loan because? I have been employed at my company for over 10 years.

New Equipment for Retail Beer Store

Purpose of loan:
Our business will be moving from the South Park area (Charlotte, NC) to Matthews, NC. Our business has outgrown our current location and we will be moving to a larger site with less rent.

The retail portion of our business (we do both commercial draft system work and residental home delivery of kegs) is a retail beer store. the purpose of this loan will be: 8 x 10 walk-in cooler ($8,000), 2 Dual Door Beverage Dispensers ($5,000 for both), and an in-store draft system ($2,000).
My financial situation:
Although I haven't taken a salary since I founded the business, my credit has remained strong. We're leveraged all available personal collatoral to start the business and have grown frustrated trying to find loans for equipment that are under $25,000. My wife (who is a practicing physician) is a personal guarantor of the business as well.

Buying a used car

Purpose of loan:
This loan will be used to buy a used car for myself.?

My financial situation:
I am a good candidate for this loan because, I have no outstanding loans and very little debt.

Monthly net income: $ 5000.00

Monthly expenses: $
??Housing: $ 950.00
??Insurance: $ 90.00
??Car expenses: $ 120.00
??Utilities: $ 70.00
??Phone, cable, internet: $ 200.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 100.00
??Other expenses: $ 200.00

Pay off these Cards.. Want a House!

Purpose of loan:
This loan will be used to pay off my credit cards. When I was younger I managed to generate a lot of debt that has prevented me from doing things that I really want to do. My dream is to buy a house. I can't do that with this much credit card debt. It is the only thing holding me back.

My financial situation:
I am a good candidate for this loan because I've finally gotten my finances in order. I have a six figure income, live below my means in a small apartment in the suburbs, and contribute nearly 10 percent of my income to my 401k. I want to be as prepared for my future as I am for the present. I have never been late on a credit card payment.

Mobile Works-Buy, Sell Quality Home

This loan will be used to:provide a niche service, in that, we buy/sell quality pre-owned mobile homes at below market price and re-sell them for what the market will bear.? Often no work is required to sell the home as we merely adjust the sales price accordingly and have the new owner do the work...we sell the home in ?As Is? condition on terms agreeable to the purchaser.? We involve no banks, no additional fees, no junk fees and no BS.
My financial situation:I am a good candidate for loan repayment ?I?m a retired AF officer - 25years, now working for a defense contract company, I have a strong sense of self-direction coupled with a strong sense of self worth.? I have an MBA from Chapman College, Orange, CA.? My income is such?that with my salary and retirement income I?m able to re-pay this loan.? I'm honest, industrious and a reliable source.As you can see, our money is backed by the mobile.Thus, adding value to your loan money.These include:? www.kijiji.com and postlets.com 

Funding for Textbook Inventory Buys

Purpose of loan:
I own a profitable bookstore that services the University of Texas at Austin.? There are 50,000 students at UT and only one other bookstore servicing them.? I purchased the bookstore from a friend May of 2008.? I have grown the store from $480K in sales to $1.2M in my first year.? I had plans to grow it to $1.8M this year and about 15% to 20% thereafter.? Additionally, I have started opening virtual stores at other schools.?

When I first bought the store I was able to obtain $100K signature loans from my banks.? When the banks made mistakes with sub-prime lending, they cut-off all lending to small businesses. I no longer was able to obtain the short-term lending I needed to fund my textbook buybacks from students.? I had to immediately curtail my growth due to the fear of not having the funds to repurchase books from students for sell the next semester.? I have accounts with publishers that allow me to buy as many new books as I need to service my students.? I have been forced to turn to heavy use of credit cards cash advances to fund the used book buybacks in May.? I make about 45% to 50% margin on all the books I purchase from students.?

I am looking for all sources of short-term cash I can find.? Banks do not understand that textbook inventory is highly liquid and inventory can be sold very quickly to repay debt. It is a very good item for collateral.? I have to finance book buybacks twice a year: December and May.? I only need to borrow the money for 2-3 months for the December cycle and about 5 months for the May buyback cycle.

My financial situation:
I can continue to operate as I am, but I will not be able to expand my business beyond the $200,000 to $300,000 of books I am able to finance now for each semester.? I will be applying for SBA loans, etc later this year as banks are making some limited loans to small businesses like mine but only if they are federally backed or heavily collateralized with real estate, etc.? I would prefer to obtain an additional $250,000 line of credit, but every little bit helps.

In June of 2007, the last time I checked my personal credit rating it was an amazing 848.? Since then I have financed 3 cars and have been heavily using credit cards to fund my book purchases.? I do not have any idea where my credit rating is today, but I am sure it is not at that level.? Most of my business credit activity has been under the following E.I.N. 26-2597503.? I have borrowed and paid off over $1.5M in borrowings (both personal and business) since I purchased the business.? I strongly believe lending to our business is a worthy investment.

Help a Non-profit. Community Arts.

Purpose of loan: The loan will be repaid within 1 year. The non-profit company is a charitable organization that benefits community artists. Organizing music performances and concerts. Operates a fine art gallery, cafe and has opened the doors to local musicians to play for a family friendly all- age patronage. Giving, both, local artists a venue for performing and local teens a place for entertainment in a safe and positive place.


This loan will complete the amount of money required to open the large theater area to allow occupancy of over 500 persons. This will allow us to hold special events such as film festivals and larger named entertainers.



Thank you for your consideration in funding all or part of this loan, it will go towards filling a great need in our community.

Trying to finish my degree

Purpose of loan:
This loan will be used to help pay for my summer session of school. I was offered a Pell Grant through my school but it does not cover my full summer session. This loan would help me reach my educational goals.

My financial situation:
I am a good candidate for this loan because I have a steady paycheck and do not have many monthly expenses. I can not afford to pay the rest of my tuition, but I am so close to receiving my degree.

Monthly net income: $ 1500

Monthly expenses: $
??Housing: $ 550
??Insurance: $ 100
??Car expenses: $ 80
??Utilities: $ 143
??Phone, cable, internet: $ 110
??Food, entertainment: $ 100
??Clothing, household expenses $10
??Credit cards and other loans: $ 0
??Other expenses: $ 0

Paying off Credit Cards

Purpose of loan:
This loan will be used to consolidate my credit cards debt with a lower rate. My goal is to close my credit card accounts with HSBC and Capitol One as the rates that Im paying on these are greater than 20%. Im hoping to get a better rate through Prosper.com which would allow me to pay down my balance much more quickly.

My financial situation:
I am a good candidate for this loan because I am a skilled software consultant with nearly 10 years of experience in the industry.? In 2008, I have had a mortgage and have not been late on a payment and I recently was able to reduce the rate of my loan by 1.125%. I am stably employed and will be able to make the payments on the loan with no problem.

Paying Off Credit Cards & Taxes

Purpose of loan:
This loan will be used to?Pay off remaining income taxes and pay off higher interest credit card debt.

My financial situation:
I am a good candidate for this loan because? Hard Working. Never been late on any debt. Closed all Credit Cards in 08-09.?Two good autos with no auto loans. Spouse will return to work as RN soon. Child in Day Care goes to schoool. May refinance home this year for better bottom line and student loan pay off.

Consolidating debt

Purpose of loan:
This loan will be used to pay for the completion of my B.S. in Organizational Leadership for Not-for-Profits and allow me to begin my master's degree program.
I am a good candidate for this loan because I know the value of having a degree. After my son was born 10 years ago, I took a leave of absence form college to raise him and began working as a newspaper editor. The pay was low and our family was struggling. I wanted to return to school many times over the past 10 years but my job responsibilities would not allow me to do so. After careful consideration and with the support of my family, I made the decision to leave my position and concentrate on finishing my degree. When I graduate in December, I will be the first person in my family to have gone to and graduated from college. I will also prove to others that having a disability does not stop you from making your dreams come true.

Monthly net income: $ $1,300.00

Monthly expenses: $
??Housing: $0
??Insurance: $0
??Car expenses:
??Utilities:
??Phone, cable, internet:
??Food, entertainment: $100
??Clothing, household expenses $0
??Credit cards and other loans: $600
??Other expenses: $0

Paying off debt, i.e. school, cards

Purpose of loan:
This loan will be used to consolidate debt. I recently graduated from college with an MBA, but acquired debt along the way. I have paid over $40,000.00, but I need to pay the last $5,000.00. I am paying $30 here, $60 there, etc., so I would like to consolidate my debt and just pay one monthly or semi-monthly payment.?

My financial situation:
I am a good candidate for this loan because I have the ability to pay back the loan, I have job security, and my payments are current.

Monthly net income: $ 68,000.00

Monthly expenses: $
??Housing: $ 1,823.00
??Insurance: $
??Car expenses: $505.00
??Utilities: $ 250
??Phone, cable, internet: $ 150
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 300
??Other expenses: $

Credit Card Consolidation

Purpose of loan:
This loan will be used to pay down credit cards with high rates.

My financial situation:
I feel I am worthy of a Loan due to a sturdy income and financial history with ZERO late payments. My wife and?I?are trying to pay down a couple of credit cards that have lowered the available credit and caused my debt to income ratio to increase and cause my credit score to decrease.? I just paid off?some current?debt which will allow me to be?more aggressive in paying other items such as this loan down.? If?anyone has any questions they are more than welcome to ask.? I want to thank everyone for bidding and I feel it will benefit us?all.? My wife and I both have worked in the Healthcare market for over 7 years and have a solid foundation for a healthy lifestyle as well as a strong?financial start in our lives.?? The Monthly net income includes my income only, my wifes income is additional income which allows us to?be even more reliable in paying the loan off. ??

Monthly net income: $ 4,200

Monthly expenses: $
??Housing: $ 1360
??Insurance: $ 210
??Car expenses: $590
??Utilities: $ 200
??Phone, cable, internet: $120
??Food, entertainment: $ 120
??Clothing, household expenses $60?
??Credit cards and other loans: $?250
??Other expenses: $

Making Movies!

I've just landed several jobs working in film production and am shifting toward pre-production work for a large base of clients.? I expect this business to gain popularity as a new way to finance small projects for my new clients and for me as?a budget?analyst. I believe with a stable platform like prosper.com and a little word of mouth, mountains can move - From California to Livonia maybe...

Relisted after finding a partner! We're already half way there - thanks.

Need to purchase new engine.

Purpose of loan:
This loan will be used to purchase a new engine for zero turn mower. New engine is right at $2000, versus a new mower at $10,000.

My financial situation: Stable.
I am a good candidate for this loan because, I have a Lawn Care business with growing customer base. I am also doing large numbers of foreclosed homes for banks, the list is growing every month.

Monthly net income: $5000

Monthly expenses: $
??Housing: $700
??Insurance: $70
??Car expenses: $500
??Utilities: $125
??Phone, cable, internet: $200
??Food, entertainment: $500
??Clothing, household expenses $150
??Credit cards and other loans: $150
??Other expenses: $450

Credit Card Consolidation

Purpose of loan:
This loan will be used to consolidate my credit card debt.? As most of you know, credit card companies have recently raised interest rates on many cardholders before the new credit card reform law went into effect.? I had relationships with?most of them?for several years never missing a payment yet?my rates skyrocketed?to unacceptable levels.??When I call about the rate change all they can say is "sorry, but the current economic condition has forced us to raise rates even on our good customers".
My financial situation:
I am a good candidate for this loan because I have a stable job, steady income and an excellent?credit score.? My intention is to get my debt?paid off as quickly as possible so I can begin to focus more on investing for retirement.?? Consolidating?debt with a lower interest rate will help me achieve my goals.? With this loan I plan on closing several credit card accounts.? While my wife is not included in this loan?I do have additional household?income not stated in?my application.

Inventory for Back to School Season

Purpose of loan:
This loan will be used to help purchase inventory for the busy back to school season. We service a school district of 9K kids, please visit our web site at www.dothanuniforms.com

My financial situation:
I am a good candidate for this loan because we have a reasonable cash flow and actually profited 30K from April to Dec 09 after payroll and inventory costs. Our main issue has been getting on terms with our vendors due to our limited time in business. I will gladly provide a Profit and Loss statement and Balance Sheet at the lendor's request.

Monthly net income: $

10 - 15K average - June 09 - 80K / August 09 - 60K - Back to school season is basically our Christmas

Monthly expenses: $
??Housing: $ 1300 ????
??Insurance: $ 100
??Car expenses: $ 0
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 1000
??Other expenses: $ 0

Roof

Loan will be used for Roof, fence and other minor repairs. If you take a look at my picture, (which is of my house) you will clearly see that my roof is in need of repairs.

Working Capital for Adult Care Home

This loan will be used for working capital/down payment?for an Adult Care Home my husband and I have been trying to purchase since March of 2009!? We have tried several financial institutions and given the current market conditions no bank is willing to lend the amount of money that is needed to aquire the entire Adult Care Home.? We have worked out with the seller to do a carry-back of the business for up to 3 years but?is requiring a down payment with some working capital before we can take over.? The business is already profitable, showing after monthly expenses to have 50% of its income left.? This specific Adult Care Home has been in operating for the last 11 years with the current owner having started it herself.? She is wanting to retire and move closer to her children.? I am a RN and feel that this is my calling to run this type of business.? Please help us!?

My financial situation:
I am a good canidate for this loan because I am trustworthy, honest and will go out of my way to make sure that all financial loans/bills are paid.? I have never been late on my house payment, car payment or other installment loans.? I am going to continue to work at my current job?while making sure the transition in management for the Adult Care?Home goes smoothly.

Debt Consolidation

Purpose of Loan:
With your help I hope to consolidate variable rate credit cards to a fixed rate prosper loan. Due to the recent credit crunch some of my interest rates have increased to a rate that I feel is unacceptable.Having one consolidated loan would help to eliminate the debt for good while maintaining my current good credit rating. I am a good candidate for this loan because I make all of my monthly payments on time and have no delinquent accounts. My Prosper Rating is due to my Self-Employment and doesn't take into account?a perfect payment history from my previous prosper loan since May 2008. That loan will be paid off in May 2011 at which time I plan to apply my current payment of $344.00 towards paying of this loan. I'm the one in the wedding dress, by the way!!! Monthly net income: $2,500.00 +

Monthly expenses: $ 1,650.00
??Car expenses: $300.00
??Phone: $80.00
??Groceries,Food, Entertainment: $450.00
??Credit cards: $500.00 (Amount will be included in New prosper loan)
??Other expenses: $344.00

ReInvesting

Purpose of loan:
I would like to use this loan to reinvest in Prosper. I currently have about 1500 of my own money invested and would like to begin expanding my lending activities slowly.? I also want to build a better reputation through prosper and becoming a borrower seems like a great way to better understand the process.

My financial situation:
I am in great financial shape.? We recently purchased a house with a low monthly mortgage and have no other debt. Own just 1 car and am very frugal with money.

Consolidation Debt and Expansion

Purpose of loan:
This loan will be used to consolidate my business credit card which is at $2800. I need to purchase 50,000 more comic books to be able to compete with my competitors. I also need to hire 3 workers at an average of $10 an hour to be able to get me to my goal and handle the work load that I projected. My goal is to have 100,000 items listed on ebay, but I can only maintain a average of 30,000 listing with doing all the work by myself. Doing the work by myself grosses me $12,000 and nets me $5000 a month. My protected numbers with the extra inventory and the workers to manage it would gross me $480,000 and net me $200,000 a year.

My financial situation:
I am a good candidate for this loan because I paid off my previous loan of $7500 through Lenders Club in 3 months. I also maintain a full time job while growing my business. Recently my business has increased because of a custom program I had built to be able to list and manage my inventory.

Monthly net income: $5000

Monthly expenses: $
??Housing: $ 2250
??Insurance: $ 120
??Car expenses: $ 375
??Utilities: $ 60
??Phone, cable, internet: $ 60
??Food, entertainment: $ 250
??Clothing, household expenses $ 100
??Credit cards and other loans: $ Minimum payment of $250
??Other expenses: $

Start Business

Purpose of loan:
This loan will be used to?develop my Attraction marketing system. I shall create my website to increase traffic to my products.

My financial situation:
I am a good candidate for this loan because I earn a decent income of $85k per annum and my job is stable. I work at Ford Motor Company since Oct 1997 and have consistent salary with great performance rating as an employee. I am looking to become public speaker, investor, and successful Online marketer. I have strategy defined to succeed.

Major Home Renovations

Purpose of loan:
This loan will be used to? finance the remaining portion of a new room addition.? I have been working extra long hours in order to save some extra cash, now I am planning to add on a gameroom and increase the great room area.?

My financial situation:
I am a good candidate for this loan because? I have intentions to pay off this loan within 24 months by using my investment income and salary.? I work full/time and am financially sound.

Paying off Credit Cards

We plan to utilize this loan for the purpose of debt consolidation. We would like to lower not only the number of payments we have monthly but also the interest rate of our debt. We have contacted our credit card companies to discuss the possibility of lowering our current interest rates. However, since we pay all of our payments on time the credit card companies are unwilling to work with us on lowering our monthly interest rates. Here is a breakdown of the cards and interest rates:
Discover Card: 16.49% $4,500.00?Capital One: 13.90% $1,900.00?Capital One: 22.90% $1,200.00Best Buy: 24.24% $1,900.00Mattress Giant: 23.90% $1,868.00Lowes: 26.99% $2,776.66
We pay all of our monthly payments on time in full. To ensure we meet all payment deadlines, we utilize automatic bill pay through our bank. We have met with a financial planner, and with his guidance and recommendations, we will be able to utilize this money to pay off all of our current credit card debt within the next 34 months. My wife and I currently work and our gross income per month is: $5,008.00

Thank you very much for looking at our story and please feel free to ask any questions

Thanks and have a Blessed Day