Debt Pay off & Other personal

Purpose of loan:
This loan will be used to pay off outstanding debt, help with child care related issues, help to reduce automobile related expenses and to help my family be in a healthier financial situation.

My financial situation:
I am a good candidate for this loan because I am a hard working individual who finally became employed again back in December of 2009 with a stable company. I am currently working part time working hard to go full time toward the end of March 2010.

Monthly net income: $ 992.45

Monthly expenses: $ 425.00
??Housing: $ 100.00
??Insurance: $
??Car expenses: $ 150.00
??Utilities: $ 50.00
??Phone, cable, internet: $ 50.00
??Food, entertainment: $ 75.00
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Current Borrower in Good Standing

Hello and thank you for taking the time to view my listing.? I am a current borrowerer with an active loan and a great payment history.?I am still have a good job with the same company.? You helped me slay?my payday loans before and now? I would like to pay off CashCall.? A few years ago I found myself in a bit of a pickle due a bad roomate situation and a car emergnecy so I foolishly (yes chime in if you want) and borrwed money from CashCall.? I have been trying to pay this loan down but the interest rates are so high ?I don't seem to get anywhere.? I would really like to get this loan paid off and I would rather give the money to you.? I understand these are tough times so your help is more than greatly appreciated.? Thank in advance for your consideration.


Rent $796

Insurance $128 (includes car and renters)Utilities $60

Phone and Internet $75

Food and Entertainment $250Credit Card? and Loans?? $450

Current Prospect Loan 133

Saving $150-175 per paycheck

Worth the Risk, Help Acheve Goals

Multi-Purpose Loan:
*Am Ex: Payment Due Full Monthly.? Significant car repairs and this was how I could make payment.? My only car, and I have a 97 mile round trip commute to work.
*Consolidate Debts:? Few other smaller bills, and acquire a new computer.
*Reduce monthly payments and allow for better cash flow, save money, rebuild credit and be debt free in 3 years.
*Simplify my life and get back on the right track.

Why I am worth the risk: $2249 expendable
I have a good job for the past 3+ years with a stable company and foreseeable future.? I have sufficient income to pay the loan ($4300-$2051=$2249).?

As Eagle Scout, I learned personal responsibility: I knowing I?m responsible for needing to borrow money, and to pay it back.? I had 720+, and I want it again. In 2006, job elimination due to plant closing.? Credit cards got lowest priority.? I worked with the creditors, 2 offered settlements and the third a payment plan. I have been on track since, 3+year.? Unfortunately the Credit Burueas didn't capture that and I am trying to fix that now, but I need the money before they finish their reviews.

Monthly Income: $4300 Net
Monthly expenses: $ 2051
Housing/Utilities/household expenses: $ 845?
Car expenses: $380 gas and?insurances?
Phone, cable, internet: $ 120?
Food, entertainment: $?620?
Other: $ 306

Thank you for your time and consideration.? This loan will be mutually beneficial to you the lenders and me.

Pay off outstanding loans into one

Purpose of loan:
This loan will be used to?pay off outstanding debts into one?

My financial situation:
I am a good candidate for this loan because?
I only need to borrow the money until June when the sale of our land in finalized and I get money back to pay back the loan.
Monthly net income: $ 3422

Monthly expenses: $
??Housing: $ 931
??Insurance: $ 130
??Car expenses: $ 425
??Utilities: $ 400
??Phone, cable, internet: $ 93
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 250
??Other expenses: $ 150

Pay Of Credit Cards

Purpose of loan: Pay Off Credit Cards
This loan will be used to?

My financial situation:
I am a good candidate for this loan because I have a great credit history?which shows financial responsibility.?

Monthly net income: $ 7754

Monthly expenses: $
??Housing: $ 1799
??Insurance: $
??Car expenses: $
??Utilities: $ 230
??Phone, cable, internet: $ 95
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Credit Card Consolidation

Purpose of loan:
This loan will be used to? pay off credit card debt

My financial situation:
I am a good candidate for this loan because? during some very trying times-unexpected family illness, husband employment layoff (thankfully he is employed again), credit card APR hikes, etc.?I have?endured and perservered and fought to maintain a decent credit score, by?paying?bills on time and managing finances.?I so appreciate the importance of financial responsibility and will always continue?that effort--just need a little help as we all sometines do...

Mainly improve credit score

To whom it may concern,

? I am taking out this loan for the main purpose of improving my credit score and the minor purpose of fixing up my family's recently purchased house. It is a great investment opportunity for you as there is no risk involved. I have a full time job as a carpenter making $25 an hour, have 2 savings accounts with over $7000 in them and am investing in a house in Des Plaines. I don't really have any expenses other than my insurance, cell phone and car payments. All of my other money I am either saving or putting into the house I am fixing up to sell.

??? I have only taken out 1 loan before and that had to be done with a cosigner because my credit was too light. The loan was for the 2007 Pontiac G6 that i recently purchased. I am about half way finished with paying that off but my credit remains very light and my score is only 700. I would like to be able to get a loan by myself and after paying off this loan my credit score should get a lot higher. Lending to this loan will help both of us out and be a great and safe investment for you.

Thank you for your time and help.

Sincerely
JMG

paying off credit cards

Purpose of loan:
This loan will be used to? to pay off credit cards and do some repairs in my house such a leaking roof and kitchen plumbing.

My financial situation:
I am a good candidate for this loan because?I am a honest person and always pay my bills on time,I have working in the same job for almost 15 years.?
and I do not have major debts.

Business

Purpose of loan:
This loan will be used to buy new equipment for my business. We are doing lighting on the movie or commercial shoot and to be able to expend our business we need to buy an additional lights.

My financial situation:
I am a good candidate for this loan because? business is doing good and after updating our equipment we will have more work to do and more money to make. We are finishing to build our website: www.RentalLightsForFilm.com it will be up and running in a few days.

An Investment in my MBA

Purpose of loan:
This loan will be used to pay up front for my MBA tuition for the up coming summer classes. I am required to pay my tuition before the end of March 2010, $6000. I am only $2000 short.

My financial situation:
I am self-employed, I own and operate a jewelry business with my brother. Business is going well. My decision to pursue my MBA is to grasp on to new business models that is taught in the class rooms today. Every now and then I like to update myself in the business arena academically. Classes will be part-time during weekends, therefore it will not affect my normal business operating hours.

Monthly Income: ?? $5,000
Monthly Expense:
?Phone:???? ? ? ? $50
?Mortgage:?? $1645
?Gas:???????? ?? $150
?Misc:???? ????? $200 ?
?????????????????? $2,054

Paying off credit card debt

Purpose of loan:
This loan will be used to pay off high interest credit cards and consumer debt that has paralyzed me for years. I am at an age that eliminating debt and looking to build some wealth is of grave importance and that possibility seems unattainable unless I am able to reduce the interest, term, and payment of the debt I now have. By consolidating, I believe this would become?an attainable goal.

My financial situation:
I am a good candidate for this loan because I am a productive member of society, have been gainfully employed for many years, pay my bills consistently and timely, have a good credit score and am credit worthy. I would sincerely appreciate your consideration of me as a client and?this?opportunity you would afford me to eliminate debt and begin to build some wealth for years down the road. I am married, have lived in the same home for 25 years, have 2 college age boys and?many accomplishments to boot. Unfortunately, being debt free remains on the "to do" list. I am ready to put this chapter of our life to rest. Thank you again for your consideration.

Paying off bills

Purpose of loan:
This loan will be used to?go back to school.? I want to go back to school and take some courses for Medical billing/coding.? I would like to be able to do that on the side and still keep my part-time job.? I am trying to better myself and get back on my feet and to be able to buy a house.
My financial situation:
I am a good candidate for this loan because?I have another Prosper loan that I have paid on, I only owe a year on that loan.? I do have high revolving credit card rate but I pay each month on time and sometimes early.I also help my mother out with some of her bills sometimes (She's 76).

net income: $ 1300.00

Monthly expenses: $
??Housing: $ 0.00
??Insurance: $ 135.00
??Car expenses: $60.00????
??Utilities: $?200.00
??Phone, cable, internet: $?85.00
??Food, entertainment: $?60.00
? Clothing,household expenses:$ 75.00
? Credit card and other loans:?
??Credit cards and other loans: $?440.43
??? Other expenses: $ 100.00

Engagment Ring

Purpose of loan: Engagement ring
This loan will be used to?

My financial situation: Have had same job for over fifteen years, have not had a late payment on anything in over five years
I am a good candidate for this loan because?

Monthly net income: $ 3300.00

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

paying off credit cards

Purpose of loan:
This loan will be used to?
Pay off credit cards
My financial situation:
I am a good candidate for this loan because? Long history of paying debt. Excellent credit history.

Refinancing a different loan

Purpose of loan:
This loan will be used to?

Refinance a Capital One Loan


My financial situation:
I am a good candidate for this loan because?

I am a responsible individual and I take my debt very seriously.? I have never paid late or defaulted on any of my debt.? This loan will help lower my payments so that I will have a little more money to put away into savings.? Please consider me for a low interest loan.? Thanks!

finishing bathroom

Purpose of loan:
This loan will be used to? pay off some credit cards and give me some working capital. I need to hire a part time person

My financial situation:
I am a good candidate for this loan because?I have been in business 10 years with a very stable income. I?pay all bills on time and want to lower some expenses before hiring?

Monthly net income: $ 9500

Monthly expenses: $?????
??Housing: $ 2500????
??Insurance: $?300????
??Car expenses: $675??Utilities: $ 400
??Phone, cable, internet: $?240????
??Food, entertainment: $ 800
??Clothing, household expenses $ 125
??Credit cards and other loans: $ 3000
??Other expenses: $

Paying off debt for our future

Purpose of loan:
This loan will be used to consolidate/pay off debt?to reduce our monthly payments.? My husband, Josh, was laid off for several months, but he has a wonderful job now, making even more than before (such a blessing) with a company that has so much business, they really need two of him!? If funded, this will be my second loan through Prosper.? In the past, I have had 2 late payments (by no more than 4-5 days), reason being that we changed our bank account.? I have not had any payments over 30 days past due to Prosper.?


My financial situation:
Mentioned above.? We (my husband and I), would like to get these little things paid?off and get ahead.? We began fertility treatments in January, and thankfully, everything has been?covered by insurance thus far.??We have tried for 5 years to have a child with no luck.? We have both been through all of the infertility tests and everything comes back with flying colors.? I have been diagnosed with unexplained infertility.?

To learn more about my husband and I, you can visit my blog at www.everythingelsewastakensoichosethis.blogspot.com.? Thank you for your consideration!!

Monthly net income: $ 1750.00 (my income)? $1500.00 (my husband's)? ***I got a raise in January (net income was $1500)?and will get another (small step up) raise in July.

Monthly expenses: $
??Housing: $871.00 (includes?home owners insurance)
??Insurance: $ 118.00 (car insurance)
??Car expenses: $ 200.00 (gas)
??Utilities: $ 250.00
??Phone, cable, internet: $ 300.00
??Food, entertainment: $100.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 300.94 (this will be paid off with loan and is current), $180.94 (Prosper), $227.50 (personal loan)
??Other expenses: $

I currently owe $2492.74 to my wonderful lenders on Prosper - I would like to pay that off with this one.? The remainder will go to pay a good amount on one loan above, and pay off the other.? Anything left will go towards some small home repairs.


I will be more than happy to answer any and all questions regarding what exactly we will pay off with this money, etc.? Thank you for your consideration.

Paying off debts

Purpose of loan:
This loan will be used to?be able to pay off my two chase credit cards because?I?used them to get fast cash to help my sister?in time of emergency a few months ago and to pay my wifes college tuition bill.(?I tried a student loan for her but they didn't help much so i ended up using the credit cards to pay for it and all her text books). Now I have?those credit cards on?high?balances with different high interest rates because they cut my? credit line affecting my credit dramatically.

My financial situation:
I am a good candidate for this loan because?I have a full?steady job,i have no kids,( so no extra responsabilities).?I always had a good credit score?but my recent?credit card use?trying to help someone changed that score. In a way, i felt like a lender since really my debt right now was from helping others, now i'm the one in need.
My net take home pay per month is around $3800 and my wifes is about $580 a month since she only works 2 days a week
my expenses are
$1200 Rent
$620 Wife's tuition
$140 gas, electricity,cable
$235 car gas and insurance
$160 Groceries, household
$25 cell, Home phone, internet discounted by my job
$700 creditcards
-------------------------------------
total $3080
As you can see, this leaves me with enough to cover a loan payment as well as miscellaneous spending money.In addition, i do some extra work from home such as computer repair and web design for a private contractor that brigs me some extra cash

Pay/consolidate debt and minor misc

Purpose of loan:
This loan will be used to pay off and consolidate debt and minor miscellaneous.

My financial situation:
I am a very good candidate for this loan as I have excellent long term job security and stability with substantial income. I am an electrical engineer for a power system utility so today?s troubled economy has no impact upon my employment status. I have had a long term successful career, but have not fared so well in my personal endeavors. One spouse was truly evil without conscience and the other highly motivated in keeping up with the Jones and beyond. I have truly become much wiser and the idiot winds have now calmed much in blowing my way. I was merely very giving and sought to please with little sense in doing so. As a result, I am much poorer, but truly am now much wiser. Coupled with past incurred debt, I have had recent dental expenses (incurred prior to creating flex spending account), vehicle repairs, and travel (two deaths in family).Given time and with your help, I will be a survivor as I have very good income and retirement benefits. I will be forever grateful to those who choose to help me and will prove to be a very good investment.
Monthly expenses:
Housing: $ 850 rent??
Insurance: $ 135 -?vehicle and rental. Health and life insurance are automatically deducted and already?reflected in net income as is retirement.??
Car expenses: $ 425 -?car payment + routine mtce.??
Utilities: $ 160???
Phone, cable, internet: $?160??
Food, entertainment: $ 300???
Clothing, household expenses $50 - I spend little on such things so is best guess?averaged over a year.???
Credit cards and other loans: $1200????
Other expenses: $ -?minimal ? I will note here that I have good health insurance, but includes very little in dental benefits. I am now enrolled in the flex spending program for $2500/yr. which is not taxable, but must use it or lose it. I will use all of it for dental/health needs. This deduction is automatic and reflected in monthly net income shown above.?

Pay off credit cards

I have a reliable job , steady income .my wife is also started working full time, i want to pay off my credit cards before my rates go up in Jan2010, also with this money I can payoff my car loan (i will be relieved another $350 per month), Also I can pay off all these store credit cards with this money , please help me.

Wedding

Purpose of loan:
This loan will be used to fund my wedding expenses

My financial situation:
I am a good candidate for this loan because I have a good credit history and score, low balances and monthly payments. I do well by exporting cars and auto parts mainly to European countries.

Young Real Estate Investor

Purpose of loan:
I would like a loan to help pay the down payment and closing costs for a investment property that I would like to purchase. The property is located in Philadelphia, PA and is being sold for $30,000. The property is in very good shape and only needs some minor work to be great rental property.

I am only 25 years old and have a great financial footing. I have a well paying job in a secure engineering company. I investment my money in a company 401k and brokerage accounts. I do not have any credit card debit and pay all my bills on time. My revolving credit is for appliances that I bought at Best Buy for 0% financing for my rental property

Please consider me for a loan, as you will make a positive return on your investment. I currently own one rental property and with this loan hope to purchase another. Below is a break down on how I will pay you back through the property I wish to purchase.
Rent for House = $650
Mortgage = $150
Vacancy Rate = $55
Maintenance = $50
Tax and Ins = $100
Cash Flow = $295 per month.
The cash flow will allow me to pay you (the investor) back.
Thank You.

short term debt consolidation

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because? I own a real estate investment company and have for 17 years. This is my full time occcupation.?I have excellant credit. I have never had a negative mark on my credit going back twenty years. I have multiple revenue streams to keep my bills paid. I have just finished?two? house ?rehab project that I owe nothing on. All materials and contractors are paid. The properties? for sale? will bring around 110,000 each ?when sold. I also have around 30 other properties all with some equity and three of them I own free and clear. I also have a?IRA?wtih around 45,000 in it and around 10,000 in my checking. This is the best market? ever for buying foreclosures and business is great. I dont want to take money out of my operating account right now to pay down my high interest credit cards like lowes and home depot.

Getting out of debt b4 its too late

Purpose of loan:
I plan to use this loan to pay off my school bills and other monthly bills that I am currently struggling to pay. I am very blessed to have amazing parents that stand by me through whatever happens. I would ask my parents to help me out on this but they have their own financial things to deal with at the moment. I have worked ever since I graduated high school and have tried hard not to be a financial burden to my parents. I believe I have a good understanding of the importance of creating an independent lifestyle for myself as an adult. I?m living at home right now, but really want to be able to save up enough money so that I can go back to school or move out on my own. I really want to do this on my own with your help so I can show my parents that I am responsible and that I don't need to rely on them for much. And this way if they need my help I will be able to.

I have made some poor decisions when it comes to money. I went back to school thinking it would be fully paid for, but with the paperwork getting messed up, my schooling was not paid for, so now I am left without anybody to help and this is why I need your help. Please I Need It!

My financial situation:
I am a good candidate for this loan because? I am very responsible and I have a well paying job that I will be able to pay this back with no problems.

Monthly net income: $ 2500

Monthly expenses: $ 200
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 200
??Utilities: $ 0
??Phone, cable, internet: $ 100
??Food, entertainment: $ 0
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 60
??Other expenses: not monthly school bill= $3000

Pay Off Installment Loan

Purpose of loan:
This loan will be used to?Pay off an installment loan that is at a terrible interest rate.
My financial situation:
I am a good candidate for this loan because?I am Assistant Branch Manager at a financial institution, an industry I have been working in for over 15 years.? I did file?bankruptcy years ago (2003)?but since then my credit has been re-established, and I have not had a single missed or late payment on any debt.??I am a proven Prosper borrower.? I?would like to get rid of an?installment loan.??I have been making large payments to reduce the debt, but the principal never seems to go down.? I withdrew my request for a larger amount.? Will start smaller.? Thank you for your consideration.

Monthly net income: $ 3000

Monthly expenses: $
??Housing: $?800 (small apartment)
??Insurance: $ 100
??Car expenses: $?400 (live only 1 mile from work, tank of gas lasts me forever)
??Utilities: $?20?(benefit of having a small apartment)
??Phone, cable, internet: $ 100
??Food, entertainment: $?500
??Clothing, household expenses $ 40? very minimal,?I wear corporate logowear at work.
??Credit cards and other loans: $ 400
??Other expenses: $ that covers it.

Business Start Up

Purpose of loan:
This loan will be used to?
Fund My business start up. I plan on opening a contractor Investment Firm backed by a Investment Firm. Meaning, I will have access to over $500,000 buying power.??I have been doing this on the side job for over 3 years and look forward to starting up my very own. My investment will be between 5-10% on return.
Prosper is a wonderful place for entrepreneurs to find funding. With this new venture it will give me time to spend with my kids, ages 6,5,4, and 2.? Everyone wants free time and freedom so they can spend and share their moments with their family and especially having little ones. Time flies at those ages.

My financial situation:
I am a good candidate for this loan because?
I have over 3 years experience with investments and over 5 years in accountant. I currently work for one of Charlotte's Top 10 Law Firms in Charlotte, NC and have been with them over 5 years. My salary is currently $102,900 not including bonus. Roughly $3,000-$5,000 on bonuses. My expenses are outlined below.

I have filed bankruptcy chapter 7, 4 years ago and have been discharged in 2007. My mistakes of medical bills was a wake up call and I have never looked back, now I am on track to financial freedom.?

Monthly net income: $6741($8500 Gross)

Monthly expenses: $
??Housing: $2200
??Insurance: $ 150
??Car expenses: $ 650
??Utilities: $ 125
??Phone, cable, internet: $ 80
??Food, entertainment: $ 1200
??Clothing, household expenses $ 1000
??Credit cards and other loans: $ 200
??Other expenses: $

Left Amount:$1516


After monthly expenses I will have more than enough to pay this loan on time or pay it off sooner.
Thanks for your time and consideration. Please don't hesitate to ask any questions.

If you consider this loan to be risky and have any doubts, please email me and I will provide you with my business plan. Once you see my business plan, one would ask " why are you asking so little? " Truthfully I want to stay on the safe side and get my feet wet, once my short term goal sets in. Then, I will open up an office to take it to the next level. It all starts with a business plan and having a goal to accomplish. That's why I trust that you fund this hobby of mine.
Again, thank you for considering this loan.

car help-pmts to be electronic

Purpose of loan:
2nd re-listing of this loan.? The previous one expired when it was 78% funded. I thank you all in advance for giving me this opportunity and for?taking a chance on me.

This loan will be used for?mechanical car repairs and to pay approximately $800.00 to a current Prosper Loan that I have been paying?monthly on time and electronically since Sept. 2008.

My financial situation:
I am a good candidate for this loan because?I make sure to pay all of my debts.?I have been at my full time?job for?10?years as of this coming June.??I do have a part time job?that I have been at for over 4 years, income not included in the amount on this listing.? My credit?was?fairly good up, but due?downfalls the past few years?it has dropped a little. My credit is slowly rising, even through the hard times I have always maintained payments, most if not all were on time.?To initially build?credit I started with credit cards but then got caught into that trap and ended up with more than needed.??Three years ago I joined a Debt Consolidation company to?assist me with clearing my credit cards & I have been with them since paying the monthly payment electronically, currently I am in the last year of payments with this company.?The credit cards are all closed, I gladly cut them up and to be on the program the cards have to be closed anyways.??Currently and even before?joining the Debt Consolidation for my credit cards, I have always paid them on time and always for a little more than the minimum that was due.??The?late payments that do?show on the credit profile?are payments that were late around the time I was setting up the consolidation.

Monthly Income:
Before Taxes: $3310.00 (FT)?and $208.00 (PT)?Total income for both: $3,518.00.
After Taxes: Total income for both is $2777.00.? This is my base pay and does not include bonus or shift differential that I get paid at my full time job, which actually is more but extra when applicable. On top of my before taxes amount, I make an additional $300 in hourly shift differential of my base pay rate.

I also have a 401K through my full time time job that has over $6,500.00 in it, please consider this "collateral".

Monthly expenses: $2,133.00
??Housing: $650.00
??Insurance: $90
??Car expenses: $315.00
??Utilities: $50?
??Phone, cable, internet: $200.00
??Food, entertainment: $100 (approximate)?
??Clothing, household expenses $120.00 (approximate)?
??Credit cards and other loans: $433.00 (credit management electronic pmt for my credit cards that I no longer have)??and $55.00 current loan
??Other expenses: $120.00 (gas and misc)?

Need my life back please

Purpose of loan:
I'm just in?way over my head in debt and?I need to be able get back on track.?I have sold my car to try to help it didn't and?I'm doing whatever else?I can try to do. I am in debt from?college, credit cards, and loans, and from a mistake?I made?from a scammer which completely screwed me over.?I need this amount to be debt free and will only have to pay back this loan. I am currently in line to leave for?bootcamp for the marine corps around september?and?do not want to leave to come back to?so much debt.?I am also on the point of just calling quits and file bankruptcy because that scammer took just about everything and now?I am behind on paying my bills and cannot catch up. So this is basically my last chance and need help.?I?currently live rent free so I have no expenses and?I do not go out partying, blow money or whatever to put myself in this predicament. I am blessed to be able to make?it this far and this loan would?just be a bigger blessing.

Monthly net income: $ 1600
Monthly expenses: $
??Housing: $ 0
??Insurance: $?
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $?62
??Food, entertainment: $ 20
??Clothing, household expenses $ 20
??Credit cards and other loans: $ 700
??Other expenses: $ 0

A new start to help my family.

Purpose of loan:
This loan will be used to? consolidate all my credit debt including past and current IRS tax debt. $6500.00 (IRS), $14,000 (Credit Debt), $4500 (Business Startup)

My financial situation:
I am a good candidate for this loan because? First, because I have a?stable Job with State Goverment and good income. I have had a good credit history before I was faced with a loss in a business venture, and helping my family survive the current economic times.

Monthly net income: $ 5480.00

Monthly expenses: $
??Housing: $ 1170.00
??Insurance: $ 85
??Car expenses: $642?
??Utilities: $ 200
??Phone, cable, internet: $ 170?
??Food, entertainment: $ 300
??Clothing, household expenses $ 200
??Credit cards and other loans: $1500
??Other expenses: $ 200

Working Capital for My Business

Purpose of loan:
This loan will be used for working capital for my growing real estate investment business.? Currently my business partner and I own six rental properties in our home town.? We need a small loan to help complete some renovations on one property before it can be rented.?

My financial situation:
I am a good candidate for this loan because I have a perfect credit history having never been late on a single payment.? Additionally, I make excellent money and can easily pay back the entire amount of this loan overnight if necessary.? Additionally, I have a large investment portfolio (stocks, real estate, prosper) for someone my age that I could sell off to repay the loan.? The investment cash flow from our six properties can easily over this payment in addition to the mortgages on the properties.? Lastly, I am a financial analyst for a living and have a very in depth understanding of personal finance, investment, real estate, etc.? I trust that you will see this investment opportunity as extremely low risk.?

big o's

Purpose of loan: home improvement????
This loan will be used to? we need a new refrigerator, and we need to replace some carpet in our house where our heat and air unit flooded our floor.

My financial situation:
I am a good candidate for this loan because? I am a dependable hard working employee,? We just need a little help to get things back in order.

Monthly net income: $ 1500

Monthly expenses: $
??Housing: $ 500????
??Insurance: $ 45
??Car expenses: $
??Utilities: $ 100
??Phone, cable, internet: $ 38
??Food, entertainment: $ 75
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Debt Consolidation

Purpose of loan:
This loan will be used to pay off?our remaining credit card and revolving account debt, and to pay off?our current Prosper loan.? My wife and I are very happy with the results of our first Prosper loan, and would like to thank the Prosper community for allowing us to improve our home, and our quality of life through peer-to-peer lending.? We would now like to consolidate all of our remaining debt into one structured payment and begin planning for out debt-free lives!

My financial situation:
I am a good candidate for this loan because my income from contract work outside of my main income will more than cover the monthly cost of this loan.? A Prosper loan makes the most sense for us since the repayment schedule doesn't throw a wrench in our financial works.? With my contract work, my primary income, and my wife's income we are more than able to meet all of our household expenses and still put money away in savings each month.

Payoff Wells Fargo Credit Card

Purpose of loan:
This loan will be used to? payoff a Wells Fargo credit card. I racked up debt on my credit card throughout the process of throwing my wedding about a year ago.? I've been carrying a balance of around $3000 for sometime now.? I've always made more than the minimum payment but don't find myself hacking away at the balance quick enough, especially since the bank hiked my interest rate and my credit limit all in the same day. The balance is now at about $3435.00. ?

My financial situation:
I am a good candidate for this loan because I take care of all of my financial obligations. My husband is a CPA and suggested taking out a 3 year loan to pay this off since we don't really want to cut into either of our retirement reserves to pay this off.? I will probably pay this loan off before the end of the amortization. Thanks for your consideration!

pay credit account off

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Debt Consolidation-Business Expense

Purpose of loan:
This loan will be used to consolidate/refiance debt from a business.??Business is operating and sales will?be?sufficient to cover debt.? However, I do have monthly employment income to cover payments.?

My financial situation:
I am a good candidate for this loan because I have a steady source of income.? I have been employed as a finance professional for over 17 years.? I have a B.S. in Business Administration and an MBA.

Estabilished Company Buying Another

Purpose of loan:
This loan will be used to purchase the company that currently manufactures the HugaMonkey baby sling and to build additional inventory.

My financial situation:
I am a good candidate for this loan because my company, HugaMonkey is a very successful business, we started just over 2 years ago with $4k and have grown that to over $80k per year in revenue. This loan is for the next quantum leap in the growth of the company. I have excellent credit and always pay my obligations on time.

I am a long time Prosper lender (over 2 years) and have had really good experience as such, now I need to put the power of Prosper to work for me and my growing company.

Repair Auto and Debt Consolidation

Purpose of loan:
I will use $2500 to completely repair my auto.? I will then use $3500 to move into a more cost effective apartment near my military base.?

My financial situation:
I am a good candidate for this loan because I will be paying this loan off very quickly.? I need to large amount to complete my goals before possibly deploying to Afghanistan.? I'm paying $3000 in housing expenses now but after I change to an apartment near my base here, this cost will decrease to around $2200.

Monthly net income: $
My monthly net income is $9795 which I can provide proof of.
Monthly expenses: $
??Housing: $ 3000
??Insurance: $?45
??Car expenses: $ 0
??Utilities: $ 400
??Phone, cable, internet: $ 60
??Food, entertainment: $ 400
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 600
??Other expenses: $ 0

Operating Expenses for the year

Purpose of loan:
To expand my client base and my income, I need to fund marketing and staff support. $21,000 will cover this expense.

My financial situation:
Excellent connections in a high net worth market. I can fund debt service from cash flow.

Consolidate

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Credit Card Consolidation

Purpose of loan:
I am in need of a loan to consolidate the debt from my credit cards.

My financial situation:
I am in a good financial situation, I just purchased a house and have a steady job that I have been at for over 4 years. I have had good credit since I had credit and always make my payments on time.

Car Down Payment Assistance

Purpose of loan:Consolidate credit card debt.?
My financial situation: I am a great candidate for this loan because I make decent income, work for a stable company and always pay my bills on time.? I'm looking to borrow for a down payment on a car for my wife.? My income is high enough to easily absorb the monthly cost.

Credit Card Consolidation

Purpose of loan:
This loan will be used to? payoff three credit cards (unsecured debit).

My financial situation:
I am a good candidate for this loan because? I have a secure job, and I am a responsible borrower who makes prompt payments.

Monthly net income: $ 5000

Monthly expenses: $
??Housing: $ 1000
??Insurance: $ 60
??Car expenses: $?100
??Utilities: $ 200
??Phone, cable, internet: $ 90
??Food, entertainment: $ 600
??Clothing, household expenses $ 100
??Credit cards and other loans: $?1000?
??Other expenses: $

Purchasing a Home

Purpose of loan:
This loan will be used to?oan will be used to pay for extra expenses on my new home purchase.. I am purchasing a house for 460K, I have 160k for the down payment, just looking for cash to cover the extra expenses.(appraisal, attorney fees, taxes, etc) My financial situation is great, I work for North Face, a clothing apparel company as an IT Manager, been there for over 4 years. I live with my parents and dont have to pay any rent and when we move into my new house, my parents will also be paying for the mortgage. The only expense I have is gas for my car to go to work in. I am a good candidate for this loan because I have excellent credit, no outstanding loans what so ever, and very responsible with my credit.