Pay Off Credit Card Bills

Hello

I would like to pay off a few medical/credit card bills.? I have paid off another loan is full with no late payments.?? I am currently also a lender where I have loaned over $2000 and am a partial lender in 44 loans.

Here is a list of the bills that I want to pay off.

Medical????????????????????? $1505
Chase??????????????????????? $1055
Direct Merchants??????? $1665
Captial One??????????????? $580
Orchard Bank???????????? $425
Wells Fargo Loan??????? $920
Bank Of America?????? $2000


Thank You

Funding for May 2010 Wedding

Purpose of loan:
Our wedding is coming up in May and we are saving early nickel and dime for it. It's nothing extravagant, about 75 guests, low key in a property we are renting part early honeymoon and part wedding venue. We're currently in a pinch since we need some early cash up front for the venue, caterer, etc. and we've decided it would be better to receive a loan so we have money in hand to minimize some of the risk in case we don't hit our targeted $17k in cash.
My financial situation:
Right now I've put my HELOC on hold for the wedding but will resume a regular principal pay down of about 1k a month. Chase Bank has suspended my HELOC even though I bought my home in 2000 and it's worth at least 120k over what I paid so I have positive equity in my home. My first home is also on the 15 year fixed, of which, I have 9 years left. Currently I'm carrying balances on my CC's that I used to grow my photography business. I've halted spending on these cards since the business is starting off now and will also resume payoff once we clear our wedding. I also have a second home (rental) in Portland that I purchased about 5 years ago. This home is currently valued 20-30k over the purchase (even considering the downturn, so I'm happy I'm not in a negative position). This home is stable considering the property tax in Portland follows home prices which seemed to have helped prevent a housing bubble. Other than CC and mortgages I have no other substantial liabilities (no car payments, etc.)
Rates
If the rate goes low enough and there is money left over from the loan, I may consider using it for a honeymoon (right now postponed to 2011) and carry the loan longer. If the rate is high, I expect we will be doing a much early payoff with the cash gifts, etc.
Thanks for looking!

Paying off my credit cards

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Surgery Loan

Purpose of loan:
This loan will be used to? pay for corrective/cosmetic surgery; my insurance will pay for 1/3 of the rhinoplasty. I have to schedule this surgery in March so my fiancee' can take off a week to watch over my recovery.

My financial situation:
I am a good candidate for this loan because.... I own a small but brand new home with my finacee so I just received my 8k tax credit, I have prior loan with Prosper that is up to date with payments; I have great credit scores with the top 3 reporters; I have a new job with a higher salary and I received a 5% raise my first month; I work in insurance so my field is not in jeopardy; I have no dependents; and I have a low credit card balance ($200 on a $2500 limit). I have money saved in the bank but I use that for stocks and savings and I don't want to interrupt my savings accounts for this. I used Prosper for a loan right out of college and I enjoyed helping people rather than an institution so I wanted to use it for my second loan as well.


We split the household bills; my monthly income is $2550.00
Mortgage- $525.00
Water- $55.00
Electric- $65.00
Cable/Internet/Phone- $65.00
Cell- $85.00
My car- $225.00
Credit card- $50.00
Groceries- $200.00
Prosper- $165.00
Car insurance is paid yearly ($800.00 for my car)

IN HOUSE FINANCING (AUTO)

Purpose of loan:
This loan will be used to loan the money back out into the community for someone less fortunate who needs a vehicle.
We get alot of customer that lenders won't touch because they are on either social security and or disablity, yet they still
need basic transportation. I did this before in December of 2007 for a customer who just paid off her car and I paid the Prosper loan off today which will post on February 17 th . I can reassure you that this loan will perform in your portfolio . Thank You for viewing my loan request.



My financial situation:
I am a good candidate for this loan because as you can see I have great payment history on all of the loans I ever taken out.
You may also find it hard to believe but I 'm a pre - owned auto dealer who cares about my customers. I have a soft spot for those who can't get traditional financing due to un expected circumstance that ruin there credit.

Home Down payment

Purpose of loan:
This loan will be used to? help with down payment of home
to be paid back with first time buyer credit
My financial situation:
I am a good candidate for this loan because? I have a good history of paying my debt

Monthly net income: $ 4088

Monthly expenses: $
??Housing: $ 400
??Insurance: $ 100
??Car expenses: $160
??Utilities: $ 110
??Phone, cable, internet: $ 150
??Food, entertainment: $200
??Clothing, household expenses $150
??Credit cards and other loans: $ 400
??Other expenses: $

Paying of High Interest Credit HELP

Purpose of loan:
Please help me pay off and consolidate? my?high interest credit? cards.? The interst is killing my financial recovery.

My financial situation:
Until 2001 ?I had AAA? credit and owned my own home.? My financial slide began after my diagnosis of multiple sclerosis.? My insurance was not the best and was spending the major portion of my income on co-pays, drugs and Cobra insurance.? Before my diagnosis I had a great job that I loved, and was?compensated well.....? Life was good.? The progression of the disease caught up with me in 2002.? That is when I became disabled and went on Social Security Disabilaty and consider myself retired. Since? I had put a lot into the SS system during my lifetime, I am at the high end of the benfits scale ($1998 a month)? After being on disabilaty for 2 years, I qualified for Medicare.? This helped me out immensly with all of my healthcare costs, and enabled me to get back on track financially.? Healthcare for the under insured is a nightmare and very costly.? It was also during this period, my partner of 13 years left me and all the bills.

Financially I have had a few rough years due to medical costs, the loss of a great income and?life-style changes.??? Over the last?few years I have been able to get back on track financially with much improved credit. I have not been late on a single payment since 2003.??? I?have been?working very hard to rebuild my credit after my bad year in 2002. My credit score is now?over 720!?My monthly expenses are $1246, with an income of $1998, leaving me $752 on the plus side monthly.? My monthly expenses will even be lower when I pay off and consolidate these high interest?revolving?debts of $6500.?
?I will then only keep one card with the lowest interest rate for emergencies only!
Thank you for your? help and consideration.

Monthly net income: $ 1998.00
Monthly expenses:$?1246.00
??Housing: $ 300.00
??Insurance: $70.00
??Car expenses: $ 261.00
??Utilities: $ 60.00
??Phone, cable, internet: $ 65.00
??Food, entertainment: $ 150.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $?240.00

Paying off variable interest debt

Purpose of loan:
This loan will be used to pay off credit card debt that the banks changed from a fixed rate to variable rates. I currently?have a two year plan to get out of debt but would like to be out of debt sooner.

My financial situation:
I am a good candidate for this loan because I always pay my bills on time and have an excellent payment history. My credit score has taken a hit due to the lenders closing accounts I never used and lowering my available credit which in turn made my debt to available credit ratio high. I have been employed in my current industry for 15 years and have a stable job

Pay off old business debt

Purpose of loan:

I ventured out on my own for a while and tried to start a web design and media company.? I have sense given this up and still have some debt left over from it.? It was on a credit card that once had a reasonable interest rate, but is now at 24%.? I have very low monthly expenses and am very good at repaying debt, always paying my bills on time.? This is my second loan on prosper, the first one I paid off in less than a year.? The total debt is $12,500 but I am only asking for part of it to bring the interest down.? Even a couple percentage points lower would help out.? Most of the money was spent on operating expenses, this debt is from two years of spending.? In the process I didn't work as many hours as I am now and my personal expenses also led me to rack up more personal credit card debt.

As far as my personal expenses, for those who are concerned.? I own my own house that I inherited and my car payments are about $240 a month.

I used to have awesome credit, but assume this debt is what has destroyed it.? That and maybe all the inquiries I'm sure will show up, which is the result of me looking around trying to lower it.

I am starting the listing at the rate prosper recommends for a good chance at funding, but if it does not decrease significantly I will obviously not accept the loan.? I'm looking for a lower rate, not a higher one.

Need to pay off AMEX

Purpose of loan:
This loan will be used to pay off the AMEX I had to rely on when I was out of work for most of the last year. The APR spiked from 9.99% to 19.99% even though I make more than the minimum amt. due each month. Also my bank recently ended their affiliation with this credit card provider so I would like to pay this off as soon as I can.

My financial situation:
I am a good candidate for this loan because I have successfully paid off a previous prosper loan and because now I do have regular freelance work once again. This is my only credit card debt ; also, since I am living at home (rent free) I know I can definitely pay this loan off soon.

Investing in High Yield Securities

Purpose of loan:
This loan will be used to?? Invest In High Yield Preffered Bonds
My financial situation:
I am a good candidate for this loan because? I have plenty of backup funds excluding my home if i were to loose?my income sources.
I presently own in excess of $530,000 in stocks bonds mutual funds us treasury securities and cash. I havn't included my wifes income here as she takes care of other expenses not listed here. Like food, clothing, christmas, b-days, doctors


Monthly net income: $ 4632

Monthly expenses: $ 2352
??Housing: $ 1560
??Insurance: $ 42
??Car expenses: $ 200
??Utilities: $ 100
??Phone, cable, internet: $ 150
??Food, entertainment: $?100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 100
??Other expenses: $

Paying off high interest citicard

Purpose of loan:
This loan will be used to pay off a citicard that is at a high interest rate. .

My financial situation:
We had a house that we were unable to sell after buying another house.? We rented the house for a year and?after our tenants moved out, we found that a great deal of repairs needed completed that we had not planned on.? We were able to sell the house, but took a huge loss.? We are needing to pay off this high interest credit card.? We are?excellent candidates for this loan because?we have very?stable jobs and have NEVER missed any payments or have been late with payments with any debt?we've incurred.? This is our first time using Prosper and after researching it, feel that peer-to-peer lending will suit our strong desire to get away from credit card companies!

Monthly net income: $ 6242.00 (including spouse's income)

Monthly expenses: $
??Housing: $ 1805.00????
??Car expenses: $?75.00
??Utilities: $ 100.00
??Phone, cable, internet: $80.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $50
??Credit cards and other loans: $?1000

Consolidating Debt

Purpose of loan: This loan will be used to consolidate current debt that I have on a couple credit cards and some student loans.

My financial situation: I am a good candidate for this loan because?for the next year I do not have a housing payment (including utilities) and?I do not have a car payment, nor do I anticipate having one for?at least 3 years.?I received a 2005 Toyata in great condition from my parents when my?father purchased a new car.?

About a year and a half ago I was laid off from my job for 4 months and because of that,?I had some problems paying my credit card bills, especially?since paying for health insurance was a huge portion of what I was bringing in from unemployment.?Since being re-employed 14 months ago, especially since I now work at a bank, I have learned a lot about credit scores, how they work, and what?affects a credit score. I have also been making all payments on time and much higher than the minimum due. I would like to continue that,?but I would like to explore other opportunities for lower interest rates, which is my goal on Prosper.com. While I know that my Maximum Interest Rate is lower than what most financial insitutions would give me if I applied for a traditional loan, I am looking for this loan to consolidate already closed accounts which I am paying higher interest rates on. My ultimate goal is to consolidate these accounts and make one lower-interest payment each month. I appreciate you considering me as a potential loan candidate!

Monthly net income: $1750 (after insurance and taxes).

Monthly expenses:?
Housing: $0 - This will be the case for at least the next 12 months as I am living with my parents who do not charge me rent, utilities or food.???
Insurance: $40 - Car insurance.??
Car expenses: $0?-?I recently paid in full?for a car from my parents. It is?in great condition?and I don't anticipate any major maintenance needed in the foreseeable future.??
Utilities: $0???
Phone, cable, internet: $56.00???
Food, entertainment: $200.00 my goal is to stay under this amount per month, but this is what I have budgeted.??
Clothing, household expenses: $???
Credit cards and other loans: $approx 260.00 in current minimum payments - these are the items I will be using the debt consolidation loan for.??
Other expenses: $0

paying off payday loans

Purpose of loan:
This loan will be used to pay off payday loans and get caught up with bills????

My financial situation:
I am a good candidate for this loan because i have served my country for more than 25 years and all i am asking for is a little help to get out of this mess that i got my family into. I am active duty military and have a steady paycheck. Any help that you can give is greatly apperciated and thank you for your time and attention with this important matter.

Monthly net income: $ 4750

Monthly expenses: $
??Housing: $ 850
??Insurance: $ 100
??Car expenses: $ 491
??Utilities: $ 45
??Phone, cable, internet: $ 150
??Food, entertainment: $ 400
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 1200
??Other expenses: $

Short-term business expenses

Purpose of loan:
This loan will be used to consolidate/refiance debt from a business.??Business is operating and sales will?be?sufficient to cover debt.? However, I do have monthly employment income to cover payments.?

My financial situation:
I am a good candidate for this loan because I have a steady source of income.? I have been employed as a finance professional for over 17 years.? I have a B.S. in Business Administration and an MBA.

Paying off personal medical debt

Purpose of loan:
This loan will be used to pay off some personal debt?created and make one payment. ?

My financial situation:
I am a good candidate for this loan because I am settled, and still working even at the age of 70.?I enjoy working with my family at OMHS and hope to continue to do so for another 5 yrs.

Monthly net income: $ 1640.00

Monthly expenses: $ 150.00
??Housing: $?345
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off my debt

Purpose of loan:
To pay off my 401k loan which I still owe on due to trying to help my son last year.???
My financial situation:
I would like to access my 401k($75,000 balance) in order to pay off all my debt.? I have gotten into cc debt due to trying to pay off medical bills(which is highly unusual for me) and then helping my kids.? Now they are gone and I need to pay off the debt which I could pay off if I can access my 401k.?
Monthly net income: $ 1910

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 1000
??Other expenses: $

Paying off my credit cards

Purpose of loan:
This loan will be used to? pay off my high interest credit cards I used for my fertility treatments.

My financial situation:
I am a good candidate for this loan because? I always pay my bills.? I am very conscious about my credit.? I have a full time job and a part time job waitressing.? I'm just trying to pay down my credit cards.? My credit score is low because my debt to income ratio.? I make enough money to pay all my bills but I cannot claim my waitress money.? I just want to combine all of my credit cards into one monthly payment.? I spent the last 6 years paying for fertility treatments which totalled over $75,000 and have a beautiful baby girl at home.

Monthly net income: $ 2200.00

Monthly expenses: $
??Housing: $ 1050.00
??Insurance: $?75.00
??Car expenses: $ paid
??Utilities: $?100.00
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $?500.00
??Other expenses: $

Rebuilding Credit History

Purpose of loan:
This loan will be used to pay off high intrest credit card and to improve my credit score.

My financial situation:
I am a good candidate for this loan because?I will pay it off within 2-3 months.

Monthly net income: $ 5000

Monthly expenses: $?2100
??Housing: $ -
??Insurance: $-
??Car expenses: $ 500
??Utilities: $ 200
??Phone, cable, internet: $ 150
??Food, entertainment: $ 350
??Clothing, household expenses $ 150
??Credit cards and other loans: $?500
??Other expenses: $ 250

Paying the past to start anew

Purpose of loan:
The purpose of this loan is to pay off some existing debts, car repairs and getting my life back on track.? I have found myself restarting my life after ending a long-term relationship.? With impeccable timing I also needed for some significant car repairs.? The cost of starting over is more than I anticipated and I should have fought harder for the couch I became so familiar with sleeping on.? This loan will be instrumental in providing a good foot hold to continue moving in the right direction, improve my credit as well as putting life back together.? I appreciate your time and consideration.? I hope this loan will be mutually beneficial to you the lenders and me.

My financial situation / Why I am a good oppertunity:
I have been in a good job for the past 3+ years (20 years experience), with a stable company and foresee that to continue.? I have sufficient income to pay the loan (even after normal expenses, $2250), but unfortunately not enough reserve to pay the full amount at this time.? As for the low credit score/rating, In 2006 I had lost my job due to plant closure, creating some financial turmoil which I have addressed and have not missed or been late with a payment since.? Unfortunately the credit bureaus didn't adequately reflect that. Through disputes, my credit reports are starting to be corrected and move in a positive direction back to where I used to be and want to be again with a credit score well above 700. ?Maintaining current with this loan and paying it off will definitely reprove credit worthiness.

Monthly Income: $6883 Gross and $4300 Net

Monthly expenses: $
??Housing: $ 700
??Insurance: $ 80
??Car expenses: $ Paid in full/on time $300?gas
??Utilities: $ Included in rent
??Phone, cable, internet: $ 120
??Food, entertainment: $?400
??Clothing, household expenses $?75
??Credit cards and other loans: $ 306
??Other expenses: $ 70
? Total Normal Expenses: $2051
? Available Cash Flow: $4300-$2051= $2249

Debt Reduction

Purpose of loan:
This loan will be used to pay down debt.?

My financial situation:
My debt to income ratio is low and if you can look at the total picture you will see that I am a good risk!

Monthly net income: $ 4353
Monthly expenses: $
??Housing: $?1160
??Insurance: $ 130
?Car expenses: $ 150?
?Utilities: $ 120?
?Phone, cable, internet: $ 100
??Food, entertainment: $ 300
??Clothing, household expenses $ 50?
??Credit cards and other loans: $ 40
??Other expenses: $ 0

Consolidation for payoff

Hello & thank you for taking the time to review our loan request. I have been employed by the USDA Forest Service as a GS1084-09, (now step 6) for the past?7 years here in Tucson, Arizona. My lovely wife of 24 years has worked as an admin assistant for the past 3 years with the same employer.
On October 8, 2009, our?FIRST LOAN?of $13,000 from Prosper was REPAID IN FULL; also paid off and closed 2 high-interest credit card accounts to eliminate potential of delinquencies.
If I am fortunate to be funded through Prosper, $7000 will eliminate our credit card debt and $2000 will be?used to cover any co-pay amounts resulting from Claret's knee replacement surgery. Most of the medical expenses have been paid by my insurance. We are excellent candidates for this loan as we are extremely responsible, reliable and health conscious individuals. Our net total monthly income is $4286. We have no children or child support obligations. No student loans to repay, no back taxes and no legal actions pending.
MONTHLY: Housing: $1210 (6% mortgage loan),auto:330,util:405,creditcards:350,other misc:750.Improving our credit scores is extremely important to us. We've had past problems with unstable employers, but now feel we have made good decisions to achieve our goal of freedom?from excessive financial burdens. Repayment of?this loan will be our 1st priority, so payments will be automatically withdrawn.. Thank you for considering our listing, we appreciate your bid.

consolidating debt

Purpose of loan:
This loan will be used to consolidate debt to one bill. I am a homeowner and would like to be debt free with your help.Just paid off my car, I am never late on payments and quite Frankly do not like debt. I am on time every time as I plan to be with this loan.

My financial situation is good, I work full time and have stable employment. Have been at my new job since 2002 and have never been out of work since I am 18 years old(thank God). I can meet loan repayment obligations without incident.
I am a responsible individual, who would be greatly appreciative of this loan.

Need a new car

Purpose of loan:
This loan will be used to for a down on a vehicle.? Just hit a patch of snow and totaled my 1994 geo prizm.? Looking to get something a bit heavier to I don't crash again when I'm delivering my newspapers.

My financial situation:
I am a good candidate for this loan because I have a good, steady job and 2 well-paying part-time jobs.

Monthly net income: $ 5,000 including my full and part-time jobs

Monthly expenses: $
??Housing: $ 1200.00
??Insurance: $
??Car expenses: $ 365.00
??Utilities: $ 150.00
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 500.00
??Clothing, household expenses $
??Credit cards and other loans: $?1500.00
??Other expenses: $

Paying off credit cards

Purpose of loan:
This loan will be used to?consolidate credit card debt.

My financial situation:
I am a good candidate for this loan because I have reliable and stable income (State of Maryland retirement and Social Security) and payments are always made on time.

Consolidation/New Computer

Purpose of loan:
This loan will be used to?.?consolidate my exisiting prosper loan along with a few other high interest loans. Also the money will be used to purchase a new computer and software?which will improve?production and?ultimately increase revenue for the?business

My financial situation:
I am a good candidate for this loan because? I have had a mortgage company?in operation since 2004 and I have had experience in the industry since 1980. I have a previous bankrutcy but that was due to an illness my husband had back in 2006. He was in the hospital for almost a year. I have had an excellent track record of paying my bills since this incident. I also have an existing prosper loan which is in excellent standing. My husbands income is not figured into?the finances below. He pays most of the household expenses and the company pays the auto payment and insurance.

Monthly net income: $ 3500
Monthly expenses: $ 950
??Housing: $?0
??Insurance: $ 0
??Car expenses: $ 350 paid by company
??Utilities: $150
??Phone, cable, internet: $ 200
??Food, entertainment: $ 200
??Clothing, household expenses $?100
??Credit cards and other loans: $?300
??Other expenses: $ 0

Paying off Credit Cards

Purpose of loan:
This loan will be used to pay off credit cards......

My financial situation:
I am a good candidate for this loan because I'm employed....

Another Investment

Purpose of loan:
This loan will be used for some rehab costs on a home I'm invested in. Lowest home on the market in the immediate area is 100k higher then what I purchased this home for and this home has twice the land and 500 more sqft then the closest home. Homes in the area are selling with only 30 to 60 days on the market. Needs a little work, but have the ability to handle this as it was what I did all the way through college. It's taken me two months of looking to find the appropriate deal to jump on.

My financial situation:
I am the CFO of a financial services firm and earn a good salary plus bonuses based upon the company performance. I have very little credit card debt, all of which I have is at 0% interest and I am on a payment schedule to have it payed off before the interest kicks in. Wife and I own multiple properties in multiple states with equity in all of them.

Wedding Expenses

Purpose of loan:
This loan will be used to pay for my wedding in April

My financial situation:
I am a good candidate for this loan because I always pay my bills on time and fulfll my obligations

Monthly net income: $ 3,161

Monthly expenses: $
??Housing: $ 1,174
??Insurance: $ (inluded?with housing)
??Car expenses: $ 274
??Utilities: $ 150
??Phone, cable, internet: $?213
??Food, entertainment: $ 10
??Clothing, household expenses $ 20
??Credit cards and other loans: $ 200
??Other expenses: $

Eliminate credit card

Purpose of loan:
This loan will be used to pay off my last credit card.?

My financial situation:
I am a good candidate for this loan because I have not used a credit card in over a year?and I am enrolled in a program to become a dental assistant.? I currently perform mystery shopping and merchandising assignments for a variety of companies and bring in $200-250 dollars a month, which?I will use to pay down this loan until I finish school in May.

Food Manufacturing

Purpose of loan:
This loan will be used to rent a space , and inventory

My financial situation:
I am a good candidate for this loan because I have experience, never late on payments

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Help me end debt settlement program

Purpose of loan:
This loan will be used to??settle?an account in a debt settlement program.? We got into trouble?with some?credit cards that have been used to compensate for times of unemployment.?My husband and I are both employed full time and are focused on elimination of debt.? We signed up for a debt settlement program and have settled?most of our accounts and this money would take care of?a?settlement at?a much cheaper rate.? I would greatly appreciate the help in getting out of the situation we are in and living more stress free.

My financial situation:
I am a good candidate for this loan because? I?do not splurge on wasteful things, and am ready to get back on track and continue to eliminate debt.? I will pay this loan on time, and I appreciate the help of all who believe in me enough to help me.

I would be happy to answer any questions or provide more information to those that need it.? I appreciate you reading this and would be happy to pay interest to prosper lenders.

Monthly net income: $ 2,600????
Monthly expenses: $
??Housing: $?706
??Insurance: $?215
??Car expenses: $ 315
??Utilities: $ 120
??Phone, cable, internet: $?120
??Food, entertainment: $ 150
??Clothing, household expenses $
??Credit cards and other loans: $?530
??Other expenses: $

Consolidating Debt

Paying off Credit Cards & Consolidating Debt:
This loan will be used to?

My financial situation:
I run a growing website consulting company and online business and my wife is a full time nurse. I would like to consolidate my small amount of debt pay off credit cards and continue to improve my credit rating.

Lowering my rate

Purpose of loan:
Lower my overall interest rate.? I recently finished my medical training and have taken my first job as an MD about 5 months ago.? I have also been in repayment on my student loans for about the same amount of time.? I have 172,000 in student loans.? Of that $29000 of the loans are private loans that have a rate of 9%.? The remaining 142k are stafford loans which were consolidated at a very good time to consolidate, at a rate of 2.87%.? I would like to try and get a better rate than the 9% I am paying now.? I am applying for a $7500 loan now, which I will pay off early.? Im hoping that the rate will be bid down below what I am currently paying. Hopefully this will establish my reputation here on prosper well enough for me to then apply for the remainder of the balance on these higher interest loans, and that again the rate will be bid down.?

I am a good candidate because I am very frugal and I am not having any problems paying off the loans with the current rate.? I would just like to lower the rate.? I am also a lender on Prosper and once my loans are paid off I plan on being very active on the lending side.? I did just withdraw an an application for the same loan, it looked like it was unlikely to reach full funding, much less get bid down, so I wanted to retool the application, with a lower loan amount and more descriptive app.

My financial situation:
Monthly takehome:? $8100
Monthly Rent income: 1250
Expenses:
Rent:? None (Living quarters included in current contract)
Mortgage on rental property: 1550
Car payment: $300
Food: $400-500
Cell phones: $150
Student loan payments: $1500 (~700 of which goes toward the loans in question)
Utilities: $400
Health insurance: $500
Car insurance: $150
Misc/entertainment:$500
Stupid things the wife always "needs": $400-500

As you can see that leaves ~$3,000 surplus each month.? I have been able to make extra payments because of that, although recently we have had/will have a lot of extra incidental expenses which use up a lot of that surplus (ie travel for the holidays, upcoming family wedding requiring travel, upcoming review course for my board examination, requiring travel and some expensive books).? I have mainly been making the extra payments on the car at this point.? It has a slightly lower interest rate (7%), but it only has $2700 balance so I want to get it paid off and then just use that money for the student loans.

7th try! NOT AN HR RATING!!

Purpose of loan:
This is my 7th try at a loan!? I had some fraudulent activity on my bank account which is now taken care of, but I had to take out payday loans during that time to help.? I had tried prosper with no responses.? Now the payday loans are hurting me!? I paid 1 prosper loan off 9 months early and my last loan with prosper I had a B rating.? I don't know why all of a sudden they have me at an HR rating when I paid 1 off early and have never missed a payment on any loan.? Please help me to pay off these payday loans.? The rest will be used to pay my mom some money I owe her, which I want to pay quick because she is living on social security only.? If I don't get some help, I will soon be late on some payments which will hurt my credit and I don't want that to happen.? I will not default on this loan as I never have on any prosper loan.? I thought paying 1 off early would help me, but so far it hasn't.
My financial situation:
I have been at my current job for over 21 years and it is very secure.?I am a 911 dispatch supervisor, answering calls and dispatching both police and fire runs. ?I have always paid my loans with prosper and will do so this time also if you will please help me.
Monthly net income: $ 2900
Monthly expenses: $
??Housing: $ 1068
??Insurance: $ 106
??Car expenses: $
??Utilities: $ 110
??Phone, cable, internet: $ 155
??Food, entertainment: $?50
??Clothing, household expenses $?
??Credit cards and other loans: $400
??Other expenses: $

Medical Expenses

Purpose of loan:
This loan will be used to pay off unexpected medical expenses?

My financial situation:
I am a good candidate for this loan because I have impeccable credit with zero credit card debt, and only a home mortgage as debt which can be used as collateral?

Selling House need loan for Repairs

Purpose of loan:
This loan will be used to pay for an some repair bills that?I need to take care of before I can sell my home.? Specific repairs are $2500 for upgraded fuse panel for my 107 year old house.? I also would like to get new gutters ($1000)?and paint the entire inside ($2500), new furnance? ($2000),?and other repairs ($1500).? These repairs are needed or required for?the sale of my house.??I am being relocated for my job.?.?

My financial situation:
I am a good candidate for this loan because I have a steady job with the?Federal Government, employed for over 22 years?and would have no problem in making this one time monthly payment.

Monthly net income: $ 11500

Monthly expenses: $
??Housing: $?3500
??Insurance: $ 400
??Car expenses: $ 400
??Utilities: $ 200
??Phone, cable, internet: $ 30
??Food, entertainment: $ 500
??Clothing, household expenses $ 500
??Credit cards and other loans: $ 1500
??Other expenses: $ 200

Purchase equip to expand business

Purpose of loan:
This loan will be used to buy training equipment to expand my growing business. We have weathered a long, slow first year and a half, and now we have lots of requests for our training classes and services.? We have regular business and special request classes already scheduled for the rest of this year.? This will buy a projector, ladders, saws, storage and a trailer to help get this equipment to training sites all over the State of Texas. We are delivering training to both volunteer and professional departments.? We also partner with other training agencies to offer supplemental training. We have agreements with textbook and training material publishers for discounts and online delivery partnerships.

My financial situation:
I am a good candidate for this loan because I hold 3 other jobs, one full time and two part time.? I have been teaching in the fire and EMS industry since 1992.? I have over 20 years experience in the industry.? I am faculty with a very successful college program that has helped expand my experience and knowledge base. My income from these jobs has grown continuously for the last several years.? I have a large personal debt, better than 80% of the credit card debt I have is related to my divorce in 2007, where I took on all the family credit cards that I knew very little about prior to the divorce proceedings.? I have made regular payments, I am a part of the community and have helped grow and expand the local small city fire department where I live.? I am remarried with a total of 4 kids in our mixed family.? I found this need in the industry, to bring state certified training and testing to small communities that could not afford to send employees across the state for classes.? I have networked and built a large base of instructors that help me with the program.? I am certified at the highest levels as an instructor and certified as a state training facility coordinator.? I am well into completing my bachelor degree in Public Leadership from University of Houston - Clear Lake.?

Monthly net income: $ 5700 ????

Monthly expenses: $ 5037
??Housing: $ 1150
??Insurance: $ 150
??Car expenses: $ 1110
??Utilities: $ 300 ????
??Phone, cable, internet: $ 140
??Food, entertainment: $ 450
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1437
??Other expenses: $ 200

Starting Business of my own

Purpose of loan:
This loan will be used to?
Have some Capital to run my new business
My financial situation:
I am a good candidate for this loan because?
My credit score is good, i am a responsible woman, and pay my bills on time. I know my credit is my future.
Monthly net income: $

Monthly expenses: $
??Housing: $ 1,150
??Insurance: $ paid
??Car expenses: $ 25
??Utilities: $ 40
??Phone, cable, internet: $ 100 ????
??Food, entertainment: $300
??Clothing, household expenses $
??Credit cards and other loans: $ 200
??Other expenses: $

Wedding Expenses

Purpose of loan:
Cover upcoming wedding expenses

My financial situation:
760+ Credit Rating. Work for a large public financial institution.

paying off credit cards

Purpose of loan:
This loan will be used to? pay off my credit cards.?i have been paying one card with another,but beating the good rate is hard, playing catch up is not working.
any advise,please save meeeee.

My financial situation:
I am a good candidate for this loan because? I take my financial situations sirously never stoped working always pay my bills on time, but i hate to pay three times for something i purchased when i was promised a locked rate now they blame it on the economy that they have no choice but to try to bury me.

Monthly net income: $ 2700

Monthly expenses: $
??Housing: $ 1300
??Insurance: $?60
??Car expenses: $ my self
??Utilities: $ roomate
??Phone, cable, internet: $ roomate
??Food, entertainment: $ 100
??Clothing, household expenses $ min. only when needed
??Credit cards and other loans: $?400
??Other expenses: $

Lower auto rate/debt con.

Purpose of loan:
This loan will be used to? pay off car loan from Wells Fargo-made mistake of letting them consolidate a low rate auto loan with a credit card in order to line things up for a home refi.? They dropped the ball on the refi.-went with another company, but am now stuck with car and high interest rate.

My financial situation: Stable job-school teacher ifor 17 years in a financially stable district.
I am a good candidate for this loan because?