Join Common Sense Gifting Prog.

Purpose of loan:
This loan will be used to?
Join Common Sense Gifting Program
My financial situation:
I am a good candidate for this loan because?
My montly retirement income.
Monthly net income: $ 3600

Monthly expenses: $ 1500 - 1800
??Housing: $ 400????????
??Insurance: $ 135
??Car expenses: $?Including gas 350
??Utilities: $ 200
??Phone, cable, internet: $ 55
??Food, entertainment: $ 200
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 250
??Other expenses: $ 0

pay off debt

Purpose of loan:
This loan will be used to refinance my high interest credit card.? I have used this card for equipment for our business and would like to now get it cleared off my credit report and increase my Fico.We built a home over a year ago with the intent of getting a stated loan to finance it.Our builder took 2 months longer to finish the home than was planned and in those two months all stated loans disappeared.We then agreed on doing a lease to purchase option on the home until we could get our taxes for 2008 and 2009 done.We have now done that and are looking to get long term financing on the home immediately, and would like to make sure our Fico score is the very best it can be.Long term financing will decrease our monthly payment on the house by over $800.00

My financial situation:
I am a good candidate for this loan because I have always paid everything on time.I would love to give you guys a chance to make money off of me rather than the credit card company.Our company grossed 497000.00 last year, and continues to grow.The payment will never be an issue.It is about saving money for me, and giving you a chance to make some.

Help Us Refinance Our Dream Home

My wife and I have been approved for a conforming mortgage with a 4.875% 30-year fixed interest rate.? Our existing mortgage is above the conforming loan limit.? Because conforming mortgages are backed by the government and are less risky, lenders provide those mortgages at lower interest rates.? This loan will be used to provide funds to cover closing costs and reduce the amount of our mortgage to below the conforming loan limit.? If we do not refinance now, we may never see rates as low as 4.875% again.? Refinancing our mortgage will mean significant cost savings each month.? Once we have refinanced, we intend to take out a low interest rate home equity line of credit (HELOC) and pay off this loan in full.? In effect, this loan is intended to be a short-term bridge loan.? I am a well-paid, successful attorney with great job security at a highly-regarded law firm.? You can absolutely trust that I will not only remain current on this loan, but that I will pre-pay it.

Buying a program

Purpose of loan:
This loan will be used to? To invest into program so I can work from home.

My financial situation:
I am a good candidate for this loan because? I'm honest, religious busy working mom. I'm very responsible. I pay my bills on time. I have master degree in engineering and olso I graduated MATC in 2005. I have a two year degree in interior design. I woul like to open my own business in interior design. Good people, please help me to achieve my dreams.
Monthly net income: $ 1300

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $ 100-$150
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $ 100
??Credit cards and other loans: $650
??Other expenses: $285

Home Improvement for the Holidays

Purpose of loan:
This loan will be used to replace my water heater that is leaking and also to replace my garge door that broke this week.

My financial situation:
I am a good candidate for this loan because? I've been employed with the same company for 31 years. I've also paid on time my existing Prosper loan and have?8 remaining payments. I'm showing one late payment on a small?credit card payment that was just forgotten during a time with a loss in our family.

Monthly net income: $ 5,600

Monthly expenses: $ 3356
??Housing: $ 1161
??Insurance: $ 205
??Car expenses: $ 305
??Utilities: $?335
??Phone, cable, internet: $125
??Food, entertainment: $ 600
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 475
??Other expenses:

Buying Home, Want help with closing

Purpose of loan:
Having gotten out of major debt and financial difficulties we are now ready to buy a suitable home for the family.?We have the good credit?for an FHA mortgage and have the downpayment.? We simply need to gain some additional funds for the closing costs.

My financial situation:
We are very stable, have no large outstanding debts, and are paid current on all monies owed, with the exception of one deliquency that I was only very recently made aware of.? That Deliquency is an old medical bill and shall be taken care of within 3 weeks.? We have two vehicle loans, one of which?has a balance of a mere $32 loeft, and the?other will be paid off by April.? I have been at the same job for over 20 years and make a good income.? We have some small disposable income, but want to take advantage of the low real estate market immediately.

Having been in financial straights before, we are now well-equipped to take on a notable debt such as this and to maintain it on schedule, if not ahead of schedule.? With our mortgage secured (paperwork will be signed on Sturday January 23rd) our house payments will be slightly less than what we are paying?right now for our rent and the car payment that we just paid off).? We have the downpayment money, and are simply wanting to take immediate advantage of this opportunity.?


Monthly net income: $ 3200

Monthly expenses: $ 1714
??Housing: $ 300
??Insurance: $ 144
??Car expenses: $ 240
??Utilities: $ 200
??Phone, cable, internet: $ 250
??Food, entertainment: $ 400
??Clothing, household expenses $ 80
??Credit cards and other loans: $ 50
??Other expenses: $ 50

paying off credit card

Purpose of loan:
This loan will be used to pay off a credit card?- that i did a cash advance for?

My financial situation:
I am a good candidate for this loan because I have been in my line of work for 15 years and have never made less than 140k in the last 9 years I am married and have 3 kids and I have never missed a payment on anything in the last 9 years

Monthly net income: $ 10000

Monthly expenses: $
??Housing: $?1616
??Insurance: $
??Car expenses: $?1414
??Utilities: $
??Phone, cable, internet: $120
??Food, entertainment: $ 300
??Clothing, household expenses??
??Credit cards and other loans: $30000
??Other expenses: $

Pay off high interest credit/ loans

Purpose of loan:
The purpose of this loan is two fold: (1) To consolidate my Capital One Credit Cards, HSBC Credit Cards and HSBC Personal Loan and (2) to improve my credit rating.?I will?use this loan to payoff my high interest cards and loans (~29.9%).

My financial situation:
Fist of all, let me address the current delinquent amount of $17.00; This is an ongoing issue that I have been trying to resolve with Time Warner Cable. I expect the issue to be resolved within the next 90 days and the delinquency removed from my credit report. This is not a valid debt and should not have been sent to collection. Time Warner Cable failed to transfer the account to my new address -- even after I provided them my new address. The dispute has been escalated to their corporate office.

Secondly, I would like to address the 7 inquiries I had in the last 6 months. I was ready to?purchase a car and shopped around for a car loan -- eventually securing an $18,500 loan with Honda Financial (made a $6,500 down payment).?

Currently, my credit score is around ~650 points. I?continue to make payments on time, every month,?often more than the minimum (i.e. - I make principle payments to Honda so I can pay off my car loan sooner; another example is my payment history with Capital One -- the minimum payment is $20; I make a $50-$450 payment) so that I can get to the 700 range...

Please feel free to ask me any questions. Thank you for your consideration.

Monthly net income: $ 2500.00 ($~4200.00 gross)

Monthly expenses: $ 1350.00
??Housing: $ 450.00 (4 roommates split the rent)
??Insurance: $ 120.00 (car and liability)
??Car expenses: $ 380.00 (2009 Honda Civic/ Paid $6500.00 down payment)
??Utilities: $ 25.00 (4 roommates split all utilities)
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 125.00
??Clothing, household expenses $ 0.00
??Credit cards and other loans: $ 150.00
??Other expenses: $ 0.00

getting rid of credit card debt

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $ 5000.00

Monthly expenses: $
??Housing: $ 1800
??Insurance: $ 150
??Car expenses: $ 550
??Utilities: $ 250
??Phone, cable, internet: $ 120
??Food, entertainment: $ 200
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 1000
??Other expenses: $

Funeral & Travel Expense-Death in F

Purpose of loan:
This is an Emergency Loan. Family member died of Cancer after much sufferings.
This Loan will?go towards?Travel and Funeral Expenses. I will not have cash available untill the end of the month due to Holidays expenses

I am a good candidate for this loan because?I have a?guaranteed income. In addition,?I Own and Manage an Online?Store?plus?Telephone and ?Catalog?sales?of?almost 4,000 items from Around the World. Current Minimum Annual sales approximately $10,000 -$20,000. My credit report needs to be updated to?remove an amount that is shown as?past due.?The account is not past due. Currently, all of my monthly obligations, including mortgage payments, ?are current and paid timely; none is in arrears. My credit score?will attest to that.
PLEASE!

Thank you.

Pay Off Citi

Purpose of loan:
This loan will be used to? pay off my credit card, and a few of the medical bills.

My financial situation:
I am a good candidate for this loan because?I pay all of my bills on time, and am trying to pay off all credit! I had been paying down my credit until I got pregnant last year. I had a very rough pregnancy requiring home health care to set up a pack I wore 24 hours a day until I was 7 months pregnant. It was antinausea medication zofran. I was unable to work since I was?so sick, I would go in, be sick in our Lab or bathroom and have to go home. I didn't get on short term dissability, I just ran out my vacation time then had no pay days. I thought my delivery should be smooth after that, but no. I went? 9 days past my due date, and had to be induced. I had 38 hours of labor, three failed epidural, then C-section. A week later I got an infection and was put back into a different hospital.?My open incision did not heal closed until my son was?3 months old.?I do have insurance, but am paying 2 hospitals,?and multiple doctors, and home health bills. When I was pregnant most all of our cash was going to bills and we were charging gas and groceries. It adds up very quickly! Since I have gone back to work we have not charged anything and are determined to get everything paid off. And of course I have to say my son was very worth all of it, but I want to be financially able to start saving for his future!

new wiring the whole hose and new f

Purpose of loan:
This loan will be used to? up grade my home

My financial situation:
I am a good candidate for this loan because?
my home is pay for and my credit is good
Monthly net income: $ 2647
Monthly expenses: $
??Housing:?
??Insurance: $?33.00 amonths home Ins,car Ins 124.00
??Car expenses: $ 331.00 gas 70
??Utilities: $?134 gas and elec. water and sewege 43 a months
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

paying past bills

Purpose of loan:
This loan will be used to?Pay off some current medical and past bills.

My financial situation:I am in good financial shape just came upon some medical bills that could jeopardize my current monthly bills
I am a good candidate for this loan because?I have been at my current job for 11+ years and overall have good credit and pay all my bills on time.

Monthly net income: $ 3,100

Monthly expenses: $
??Housing: $800
??Insurance: $
??Car expenses: $
??Utilities: $20
??Phone, cable, internet: $100
??Food, entertainment: $300
??Clothing, household expenses $100
??Credit cards and other loans: $440
??Other expenses: $85

Need appliances for new house

Purpose of loan:
I have purchased a bank owned home that did not include any appliances (refridgerator, microwave, stove, diswasher, washer & dryer were all removed by the previous owner that was foreclosed on).? I am a first time homebuyer and I purchased this home because of the excellent value.

My financial situation:
I am a good candidate for this loan because I have been employed at the same government job for the past 6 years.? This has been my one and only job since graduating College in 2004.? I recently got a complete discharge from Chapter 13 Bankruptcy after successfully completing all my payments to the trustee.

Monthly net income: $ 5500

Monthly expenses: $?900
??Housing: $ 750
??Insurance: $ 100
??Car expenses: $ 0 (I?own it)?
??Utilities: $ 100
??Phone, cable, internet: $ 75?
??Food, entertainment: $ 100
??Clothing, household expenses $
??Credit cards and other loans: $ 0 ( I have 2 credit cards with ZERO balance.?)

Renew

Purpose of loan:
This loan will be used to? pay back our life savings the $5000 I borrowed from it...????????

My financial situation:
I am a good candidate for this loan because? excellent payment record, steady employment future, an honest guy all around.? I am trying to beat 'the man' - the banks who take great customers and then all at once lower credit limits to loan ratio so it looks like we borrowed too much when that was not the case at all.

Monthly net income: $ 5600????

Monthly expenses: $ 1900
??Housing: $ 600
??Insurance: $ 250/yr
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Difference in Expenses for CCSF Spr

Purpose of loan:
This loan will be used to close the gap between my rent, utility, class and book expenses vs. what i earn per month at my part time employment.

My financial situation:
I am a good candidate for this loan because? I have worked hard to keep employment over the recession and am one of few who I know who have succeeded.

Monthly net income: $ 1500

Monthly expenses: $
??Housing: $ 575
??Insurance: $ 0
??Car expenses: $0
??Utilities: $ 25
??Phone, cable, internet: $ 13
??Food, entertainment: $ 400
??Clothing, household expenses $ 10
??Credit cards and other loans: $ 0
??Other expenses: $ 0

Remodeling my dan

Purpose of loan:
This loan will be used to?use to work on my automobile and?do a few home improvements ?


My financial situation:
I am a good candidate for this loan because??I'M A RESPONSIBLE PERSON WHEN COMES TO PAYING MY BILLS AND LOANS IN PAST
Monthly net income: $ 1692.00

Monthly expenses: $
??Housing: $ 720.00
??Insurance: $?90.00??Car expenses: $?50
??Utilities: $ 255.00
??Phone, cable, internet: $ 150
??Food, entertainment: $ 100
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 00
??Other expenses: $ 35

BUY 2 SELL

Purpose of loan:
This loan will be used to buy items over internet to be resold over the internet. I am a 20 year old Junior finance major at Quinnipiac University. I have never missed a payment in my life and plan on keeping it that way. I have cash and inventory valued at 20,000 currently. My inventory is earning me steady returns buying and selling profitable items. My ebay account has 115 positive ratings 0 negative ratings. My Experian credit score = 719. All the recent checks on my credit that are lowering my score have to do with my business getting started and established. A lot of people I do business with check my credit score and thats hurting me. Also I have 11 open credit lines 8 closed paid off credit lines. The 8 closed paid off cards I had small limits on once I was approved for the credit cards so I ended up just paying off and canceling the cards I did not need. The 11 open lines on my credit score are 7 student loans which my parents are paying off for me and 4 credit cards which I pay off myself and have never missed a payment.

November 2009 Sales $3,345 Ended listings 35 Ended items 35 Sold items 12 Average sale price per item $278

December 2009 Sales $4,874 Ended listings 60 Ended items 60 Sold items 17 Average sale price per item $286

In January so far this month I have about $3000 in sales right now on ebay. My profit margin is around 30% each month of total sales I also sell my items on services other then ebay. I will use the money loaned to buy more items to resell. The extra money will let me add items to my inventory. The more items I have the faster sales come in. I know what I am doing. I used to be a lender on prosper and I know what it feels like to have someone default and I will make sure that never happens. My parents pay for my food, school, and housing. A average earning $4000 a month from my business. I spend about $1000 a month and reinvest $3000 a month. I will most likely pay loan back 2 payments a month so loan will be fully paid in half the listed length.

Growing Successful Business

Purpose of loan:
This loan will be used to invest in software that allows customers to customize their marketing material online and allow us take our patented system into other markets. We currently hold #3 on Google and Bing for our product search term. We've already invested $9,000 of our own money and are looking to finalize our investment with further assistance.

My financial situation:
I am a good candidate for this loan because my bills are always paid on time. My friends sometimes joke and call me Suze Orman's lost daughter because I'm always giving financial advice. Our business and traffic has been growing and we have no doubts about consistency and payments.

Monthly net income: $ 5300

Monthly expenses: $
? Housing: $ 1200
? Insurance: $ 80
? Car expenses: $ 250
? Utilities: $ 80
? Phone, cable, internet: $ 150
? Food, entertainment: $ 300
? Clothing, household expenses $ 300
? Credit cards and loans $ 600
? Elderly care/ meds of Grandmother $ 900

Investment Property

I am a part time real estate investor.? I currently own 15 rental properties in the Philadelphia area.? I usually would use hard money to fund most rehab or new construction deals.? Prosper is a better alternative to that.? This loan is to fund a student housing rental in the Temple University area of Philadelphia.?

Acquisition of shell= 45kConstruction= 30kARV (After Repair Value)= 110kThis would be my second loan on prosper.? My current prosper rating of HR does not correctly reflect my lendability. I have a Tax lien on file that was satisfied and not yet removed.? I can provide proof of this if requested.

grow my business

Purpose of loan:
We are a small successful?restaurant with 48 seats. At lunch we are filled to capacity. Customers are walking out because of the lack of seating.?To stay successful we need to add more seating.We have an area outside the store to add outside furniture. Because of the codes we have to buy a certain type of?outdoor furniture that takes 12 weeks to order. We want to be ready for spring.?Most of our food is fresh. With the fires in California and the freeze in Florida prices on produce will be going up. We need to get more customers per day to cover the extra cost .?We will also be? using some of the money for marketing. My employees depend on me. I hope to get the loan to grow the business.??

My financial situation:
I am a good candidate for this loan because I have a proven record of paying my bills. We got a loan from prosper 1 1/2?years ago and are repaying well. We have a high debt to income ratio which is why our credit score is fair because we were taking care of my mother-in law with a chronic illness with very expensive medicine until she recently passed away.

Paying off bills

Purpose of loan:
This loan will be used to?pay off some bills.? My boyfriend hasn't work in a year and a half. The money would be used to pay off some bills, pay our house imsurance and do some small home repairs.Since I am the only one working still, I am trying to consolidate as much as I can into just one lump payment.
My financial situation:
I am a good candidate for this loan because?I make my payments on time and sometime before the due date.?

Monthly net income: $ 1300.00

Monthly expenses: $
??Housing: $ 0.00
??Insurance: $ 135.00
??Car expenses: $40.00
??Utilities: $?100.00
??Phone, cable, internet: $ 75.00
??Food, entertainment: $ 40.00
??Clothing, household expenses $ 60.00
??Credit cards and other loans: $ 300.00
??Other expenses: $ 60.00

My Loan

Purpose of loan:
This loan will be used to? payoff my high interest credit cards

My financial situation:
I am a good candidate for this loan because? I pay my bills on time I just wan to better organize my payments and get one bill at a good rate

Getting out of debt for good!

Purpose of loan:
This loan will be used to complete the funds I need to pay off my debt. I will be providing several thousands of dollars of my own money in conjunction with these funds and will have zero balances by the end of this 3 year loan.

My financial situation:
I am a good candidate for this loan because I have a steady full time job that pays well and have never missed, or been late on a payment of any kind. The ONLY reason for the low "Prosper Rating" is the revolving credit. My credit score is currently 740 and after securing this loan I will combine my funds and pay off the revolving credit.

Updating computer software

Purpose of loan:
This loan will be used to??Elite Services would like to add new computer software to improve?our accounting practices and?marketing our services.??

My financial situation:
I am a good candidate for this loan because? I have excellent payment history in my business and personal finances (over 25 years) of on time payment history.? Whether personally or Elite Services we have no defaults, public records or delinqency?related to our?financial history.??Elite Services is a commerical/residential cleaning provider which DBA's (Elite Mobile Wash, Elite?Air Duct Cleaning,?Elite Snow Plowing and Busy Bee Cleaning Service) all are profitable entities.? We have?some funds available through?the bank, but would like to try Prosper and see if it provides a better choice.

Paying off credit cards

My husband and I are both small business owners, and have owned our businesses for 3 1 /2 years. In the past few years we have done very well with both companies. However, this last year proved to be a bit more challenging for us, due to the economy and clients scaling back. Because we have always had excellent credit, we have had the resources to put money into our business. Now, are credit cards have very high interest rates, which make it difficult to get ahead. With this loan, I would like to pay down our current debt at a reasonable rate and keep us personally out of debt (which we have always been before). We have always had excellent credit and paid our bills on time (and paid them off), and want to make sure we have the ability to continue to do the right thing.

Being able to pay down our debt at a reasonable interest rate is very important to us - in order to have some breathing room, and grow our businesses successfully. Our businesses have suffered durning this economic crisis, but both are picking up again.

Thank you so much for this opportunity.

putting in new flooring

Purpose of loan:
This loan will be used to install new flooring.? I am in a wheelchair and need a smoother surface-currently have carpet.?

My financial situation:
I am a good candidate for this loan because??I pay off my loans, am never late with payments.

Monthly net income: $ 1300

Monthly expenses: $
??Housing: $ 540
??Insurance: $
??Car expenses: $
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 100
??Other expenses: $

Paying off credit cards

Purpose of loan:
This loan will be used to? combine debt from three high-interest credit cards and a Prosper loan, thus improving my financial status and ability to erase debt more quickly.

My financial situation:
I am a good candidate for this loan because? I am a dedicated, hard-working music educator, church music minister, and private piano teacher.? I love what I do!? I have not made a late payment on any account for the past seven years.? I currently have a Prosper loan and have made every payment?on time and?hope to pay it off early.? However, my husband has been laid off for a second time and I must take on more of the bills.? Our home is owned by my husband and is valued at approximately?$30,000.? Our debts are as follows: Goodyear (for tires) $500 at 21.99%, Chase $600 at 26.99%, Belk $1400 at 23.99%, Bank of America credit line(used for school and home improvement)?$10,000 at 23.99%, American General Finance loan $5,000 at 19.99%, CitiFinancial loan $7,150 at 22.99%, Prosper $1,800 at 35.00%, and Sallie Mae student loan $9,800 at 5.9%.? Our total credit line debt is $12,000 - Prosper reports a higher number because my mother has listed me as an authorized user on her credit cards, which I recently discovered affects my credit as well.? My husband and I have a total net income of $4100 per month.? Thank you for your time and consideration and may your day be blessed!

Monthly net income: $ 3400(just me)

Monthly expenses: $ 2300
??Housing: $ 0 - paid off
??Insurance: $ 400 (COBRA insurance and car insurance)
??Car expenses: $ 0 - both vehicles paid
??Utilities: $ 100-150
??Phone, cable, internet: $ 150?
??Food, entertainment: $ 300
??Clothing, household expenses $ 100 or less?
??Credit cards and other loans: $ 1000
??Other expenses: $ 200 (gas)

Paying off Credit Cards-Lower APR

This loan will be used to consolidate my credit card debt at a lower APR. I have been employed full-time for 2 years as an Account Executive with a stable company.

My financial situation: I am a good candidate for this loan because I am employed full time, am reliable?and a pay my bills on time.

Monthly net income: $ 2,400
Monthly expenses: $ 1,850
Housing: $ 600
Insurance: $ 110
Car expenses: $ 165
Utilities: $ 25
Phone, cable, internet: $ 25
Food, entertainment: $ 125
Clothing, household expenses $ 50
Credit cards and other loans: $ 700
Other expenses: $ 50

Paying off my credit cards

Purpose of loan:
This loan will be used to pay of my credit card debt.? If you look at my credit report you will notice that I always pay more and that I always pay in advance.
I don't want to pay the HIGH interest rates that I have right now.? I divorced after 18 yrs of marriage, had a agreement with my husband not to ask for alimony if he were to pay off our debt at the time it was $38K.? He agreed.? Then a year later he informed me that he was filing bankruptcy.? I saw an attorney and was told I had to file as well, he had doubled the debt the first year we divorced.? This was in 2003.? This year my bankruptcy comes off my report.? I have been extra careful to pay things so I could raise my credit score.? I have been working in the medical industry for the past 7 years and I am in a position that I love.? A Head Hunter found me at my last job and approached me about my present one.? I love my job and plan a being at this company for a very long time.?

My financial situation:
I am a good candidate for this loan because I have a lot of extra income.? I am without kids.? My only son pasted away in 2002.? I have no obligation other than my two cats.? I stand on my word and do what I say I will do.? Look at my past payment history for the past 7 years and you will see.?

Monthly net income: $4,400

Monthly expenses: $
??Housing: $ 1350
??Insurance: $ 150.
??Car expenses: $ 425
??Utilities: $ 45
??Phone, cable, internet: $100?
??Food, entertainment: $ 200
??Clothing, household expenses $100 ?
??Credit cards and other loans: $ 1000 (It's HIGH because I pay way more than the minumum payment
??Other expenses: $ none

Marketing my AVIS car rental biz

Purpose of loan:
This loan will be used to?
provide a safety net of income for my business so that I can: A) hire someone to work part-time so that I can take a day or two?off B) to do marketing and networking for my store.

My financial situation:
I am a good candidate for this loan because? I am bringing in?money even?in this economy, have a loyal, steady customer base and am working on bringing in even more. I have little to no business debt and am able to pay my bills.? I was laid off twice in 2008 which brought my credit score down because my only source of money was using credit cards.? I have since managed to pay off all?six of those credit cards in June of 2009 and made the mistake of cancelling?three of them. Two of the remaining three have since dropped my limits, which of course hurts my credit score and makes me unable to get a loan through a bank. Paying back this loan would be a priority to me.

Monthly net income: $4000

Monthly expenses: $ 3035
??Housing: $ 750
??Insurance: $ 200
??Car expenses: $?200
??Utilities: $35
??Phone, cable, internet: $ 200
??Food, entertainment: $?300
??Clothing, household expenses $?200
??Credit cards and other loans: $ 550
??Other expenses: $ 600

Paying bill

Purpose of loan:
This loan will be used to? make some payment

My financial situation:
I am a good candidate for this loan because? im very honest and trustworthy and alway pay on time. i have a?very steady job, my credit is very important to me i will not?jeopardize it. im helping out my parent so my financial went down a little bit.?im really appreciate for some help. Thankyou

Monthly net income: $ 1200

Monthly expenses: $
??Housing: $ living with parent and?help?paying rent for my parent bout?$500 a month
??Insurance: $?50???
??Car expenses:?
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ i mostly stay at home and work
??Clothing, household expenses?$?50
??Credit cards and other loans: $
??Other expenses: $

Paying off Credit Cards

Purpose of loan:
When I started my nonprofit, The Volunteer Family, I had to take out some debt on a number of credit cards.? Some of these cards are jointly owned with my husband, who makes more than I do.? I am now on a good financial footing and have a number of funders who are donating to the nonprofit in order to pay my salary, which should steadily increase from year to year.? However, I won't be able to get ahead if I can't stay on top of the interest payments.

My financial situation:
I am a good candidate for this loan because I pay on time and am becoming increasingly financially secure.

Paying off my debt

Purpose of loan:
This loan will be used to pay off?approximately $4800 that I owe on my 401k loan used to help my daughter purchase a car.? Then I will take my 401 k money available and pay off all my debts including this one.? I have the money in my 401k to get myself completely out of debt, but I just need to access the $4800 in order to be able to access my 401k money to do this.?

My financial situation:
I am a good candidate for this loan because it will be paid off quickly.? I currently have $75,000 in my 401k, so I will be able to pay off all my debt and get myself back on track.? I have always paid my debts and on time and now I am in a bind and need to just get out of debt.

Monthly net income: $ 1910

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 1000
??Other expenses: $

Paying off my credit card

Purpose of loan:
Paying an AMEX credit card?

My financial situation:
I am a good candidate for this loan because?
Income is good , just looking for cash flow
Monthly net income: $
4000
Monthly expenses: $ 2060
??Housing: $ 712
??Insurance: $ 120
??Car expenses: $ 0
??Utilities: $ 200
??Phone, cable, internet: $ 100????????
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $?728
??Other expenses: $

Honda Accord for work

Purpose of loan:
This loan will be used to?
Purchase of 2004 Honda Accord, this will cut my gas bill in half.
This alone will make my car payment.

My financial situation:
I am a good candidate for this loan because?
I have worked for the same company for over 5 years.
We do own our own home, trying to get credit scores to go up have around a 700
The delinguent amount of $228.00 HAS BEEN PAID
It was a doctor bill, and has been taken care of

Monthly net income: $
3100.00+ wifes income of 1200 month = 4300.00

Monthly expenses: $
??Housing: $ 1200.00
??Insurance: $ 130.00
??Car expenses: $ 220.00
??Utilities: $ 100.00
??Phone, cable, internet: $ 120.00
??Food, entertainment: $ 500.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 500.00
??Other expenses: $

inventory

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

One last credit card balance to go

My wife and I have been working hard and slashing away at credit card debt for more than two years now, and we now have the last remaining balance in our sights. We have no other debt. We both have outstanding credit ratings and always, always make payments on time. I am a writer and editor, and my wife is a paralegal. Like many financially responsible people, we have been amazed in the last several months to watch our credit card issuers reward our loyalty, punctual paying habits, and excellent credit ratings by raising our interest rates through the roof, for no reason other than to cover their own greedy business practices. This last balance is due to increase from a zero-rate balance transfer to over 18% in the near future. I would much rather give the profits to investors willing to lend others a hand in getting out of debt, rather than enable the game playing and greedy posturing of a large lender. We are honest, hardworking people of integrity, and are eager to support peer-to-peer lending with our business. Thanks for your attention.

buying a motorcycle

Purpose of loan:
This loan will be used to? I have 1000.00 cash to put down towards loan. Bike is listed at 3500.00. I want to save on gas this spring and summer. I will make 100.00 monthly payments. The loan can be a secured loan. The bike is a 2003 honda cbr600 in mint condition. the bike kbb's for over 4000.00 so it is a very good deal.

My financial situation:
I am a good candidate for this loan because?

A gift from God

Purpose of loan:
We are lucky to have a new healthy baby girl on January 3, 2010. This loan will help pay costs so we don't have to use a credit card

My financial situation:
I am a good candidate because I always pay my bills on time as my excellent credit report shows. I left my job several years ago to stay home and take care of my children full time. We have debt partly due to a younger daughter who is now in heaven. She was born with a heart condition which required surgery and constant care. We cherish the time we had with her and miss her dearly.

My husband's full time job supports our family and we'd like a small loan so we don't have to use credit cards to cover the new expenses. We have a plan with our current income to pay off our debts within 5 years. My husband would like to speed this up and also has a side business which is about to launch a game for android and iphone.

Paying off Credit Cards

Purpose of loan:
I used to own a mortgage company, and when the market collapsed, I had to put some of my office lease on credit cards.? I am now working on paying off that debt.?

My financial situation:
I am a partner in a law firm and thus I am self employed.? I am a good candidate for this loan because I have a law firm which is doing increasingly well and despite extreme financial pressure over the past?few years, I have not been late on my bills.

Paying off Credit Card

Purpose of loan:
This loan will be used to pay off my credit card.

My financial situation:
I am a good candidate for this loan because, you can check my records. Never been late on any payments, have a house since 2005 paying the mortgage on time. Just want to payoff my credit card.

paying off credit cards

Purpose of loan:
This loan will be used to pay off high interest credit card debts.

My financial situation:
I am a good candidate for this loan because I am a responsible borrower.? I value my credit-worthiness.? For the last four years, I have NEVER missed a payment for any loans or credit card bills. ??

Monthly net income: $5,000

Monthly expenses: $
??Housing: $400
??Insurance: $0
??Car expenses: $0
??Utilities: $0
??Phone, cable, internet: $150
??Food, entertainment: $400
??Clothing, household expenses $300
??Credit cards and other loans: $1500
??Other expenses: $200

PCS Move-Need to sell house

Purpose of loan:
This loan will be used to make up the difference in what we owe in mortgage to sell?the house.? My husband is active duty military and we have a toddler.?

My financial situation:
I am a good candidate for this loan because I have good credit, I pay my bills timely, I keep high limits and low balances, and I believe in paying the debts you make.? In addition, once our home is sold, we can complete the DOD HAP application process which can reimburse us for a certain percentage (maybe 90%)?of what we lost in trying to sell our home in this market due to a PCS move.? That money will go toward repaying the loan we?will get.? The house is in my husband's name because of the VA loan and he pays the mortgage.? We currently have an offer on our home; however,?we will need to bring $27,000 to closing to account for the balance on the mortage.? We are trying to get as close to that number as possible with this loan.

Consolidating Credit Cards

This loan will be used to consolidate high-interest credit card debt that my family has accumulated.

The debt was?accumulated due to?my wife and I, after 2+ year of research?& planning,?in August 2009 officially launching a mom & tot retail/online business selling?goods exclusively Made in the USA for expectant moms, new moms, and tots. A portion went to computers, fixtures, etc, but the majority is for inventory stock & advertising/marketing.? Sales have improved monthly since online launch. The retail location opened in December 2009 and will break-even by on an operating basis by end January 2010. We are planning to?turn a nice?profit on an operating basis by the end of April 2010.

I work in the Engineering field in Cost/Finance?and have been in my current position for 2 years, and as an engineering professional for 14 years.?I have a higher debt-to-income ratio, however, I?do not miss payments. I take debt obligations seriously.

Family Emergency

Purpose of loan:
This loan will be used to?
I am applying for this loan to help with mounting legal expenses my son is accumulating. He is currently working on getting permanent custody of his son Jason (pictured), as mid last year we learned that the mother was arrested and is currently incarcerated. The process has been drawing out more then we expected, as the mother is representing herself and filing a lot of motions that is financially draining us, as we have to pay the lawyer to respond to the motions and go to court.

My financial situation:
I am a good candidate for this loan because?
I am very responsible, I always pay my bills and never over-extend myself when it comes to credit, but this is simply a family emergency that can not be ignored. I have originally called my bank, but they are not giving out personal loans at this time. I can promise that I do make good on any credit extended to me and my high credit score reflects this.