AMEX jacked up my rate

Purpose of loan:
American Express raised our rate to over 17% and they are not willing to negotiate.? I am not willing to take 3 months of harassing phone calls to get them to a point where they will negotiate a reasonable rate.? So, I am willing to pay the Prosper lenders a ridiculous rate so I can close the AMEX and not pay them the ridiculous rate. The sneaky jokers raised the rate on me in October but I didn't notice because the minimum payment did not change.

My financial situation:
I am a government engineer, which I don't believe there is a better paying and more stable job on the planet. I also run a side business that brings in sporadic income which I did not include in my net income. The side business has outstanding invoices totaling $9,000 and my client should pay me $2000 every month on the invoices. I don't expect this loan to last long and I believe my client will pay me in time. In any case I have enough disposable income to cover this loan and I always pay what I owe.

Monthly net income: $ 4800

Monthly expenses:
??Housing: $ 978
??Insurance: $ 45
??Car expenses: $ 150 (fuel only I own my car)
??Utilities: $ 275
??Phone, cable, internet: $ 75
??Food, entertainment: $ 600
??Clothing, household expenses $ 600
??Credit cards and other loans: $ 875
??Other expenses: $ 590 (tithe)

Pay Off High Interest Credit Card

Purpose of loan:
This loan will?be used to pay off?my current Prosper loan and?a?Chase credit card with a 27.95% interest rate.

My financial situation:
I am a good candidate for this loan because?I have been employed full-time with the State of Wyoming for over 12 years.? My monthly payments are made on time if not early.??My present Prosper was funded April 2008.??The loan is current with NO late payments.??I am the secretary/treasurer for the local coin club and our subdivision?s water company. With the lower interest rate, I would be able to pay off this debt in less than three years and save over $500 in interest.

Monthly net income: $2600

Monthly expenses: $2245
??Housing: $450
??Insurance: $70
??Car expenses: $425
??Utilities: $150
??Phone, cable, internet: $200
??Food, entertainment: $50
??Clothing, household expenses $100
??Credit cards and other loans: $450 (this includes current Prosper loan)
??Other expenses: $350

Pay off business loan

Purpose of loan:
Clear up a business related loan

My financial situation:
My wife and I have a Prosper Loan and we are very responsible bowwers

Monthly net income: $ 7000
Monthly expenses: $ 4200
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off my credit cards

Purpose of loan:
I receive a letter from one of my card holders informing me of a rate change that I'm sure some of you have gotten or heard about so I'm paying them all off before others follow suit.

My financial situation:
My? financial? situation is good.? I've been working with the same company for well over 30 years and I make a good salary.? I have had 2 previous prosper loans and have paid them off and never missed a payment.? I have no idea why Prosper has my listing as HR other than I show several inquires in the past 6 months and that was due to a real estate purchase or perhaps there is something Experian has that I'm unaware of.

To consolidate credit cards

Purpose of loan:
This loan will be used to? Pay off 2 more credit cards. I am almost there and getting my credit score increased.

My financial situation:
I am a good candidate for this loan because? the loan is deducted out of my bank account every month, and I have no problems with paying my bills.

Monthly net income: $ 8000 includes my wifes
Monthly expenses: $
??Housing: $ 1050
??Insurance: $ 169
??Car expenses: $?665
??Utilities: $ 150
??Phone, cable, internet: $ 51
??Food, entertainment: $ 400
??Clothing, household expenses $
??Credit cards and other loans: $?
??Other expenses: $

"Paying off my credit cards"

Purpose of loan:
This loan will be used to? pay credit card bills.

My financial situation:
I am a good candidate for this loan because? I always pay on timely basis.

Monthly net income: $ 5700

Monthly expenses: $ 1800
??Housing: $ 1656.25
??Insurance: $ 200
??Car expenses: $ 220.70
??Utilities: $ 250
??Phone, cable, internet: $ 150
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 20000
??Other expenses: $ 100

Consolidation of debt

Purpose of loan:
This loan will be used to consolidate 2 loans into one.
My financial situation:
I am a good candidate for this loan because I have always paid back previous loans and never defaulted.

Paying off Credit Cards

Purpose of loan:
This loan will be used to? lower my credit card interest.?

My financial situation:
I am a good candidate for this loan because? I have great repayment history.? My husband lost his job shortly after we were married last year.? We had some savings set aside that had to be used, however, we had to resort to credit card use.? He is now employed with a great job, and our income has increased dramatically.? We are trying to get back to living with little debt, and want the ability to lower our interest rate so that we can start saving for our future together.

Monthly net income: $ 3600 for mine and $3800 for my husband

Monthly expenses: $?4289
??Housing: $ 1730
??Insurance: $ 450
??Car expenses: $ 379
??Utilities: $?180
??Phone, cable, internet: $ 400
??Food, entertainment: $ 500
??Clothing, household expenses $ 250
??Credit cards and other loans: $ 400

Pay credit card, car, rent, mortgag

Purpose of loan:
This loan will be used to pay my apartment rent, my mortgage on the house I'm buying and the taxes on the house.? I was renting the apartment until the end of my lease until the renters moved out of my house so my daughter and I could move back in.? Well my renters skipped out, now I only have January left on my apartment lease but with my renters moving out early it has created a one month shortfall.? I need this loan to pay my last months apartment rent, plus utilities, my mortgage and taxes for the house.

My financial situation:
I am a good candidate for this loan because I have worked since I was 15 and have held this job at the county for 9 years.? I will pay it off.? I am divorced and a single mother.? My renters moving out has left me short this month but February I will be back on track and will done with my year's lease on the apartment and moved into the house.

Monthly net income: $ 1700.00

Monthly expenses: $
??Housing: $ 440.00 mortgage and 1 more months rent at $609.00
??Insurance: $ 843.00 This is my last installment for 2009 that is due on my house that?I own
??Car expenses: $ 315.00 not due until 02/01/2010
??Utilities: $ 250.00
??Phone, cable, internet: $ 200.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $
??Credit cards and other loans: $ 50.00
??Other expenses: $ 80.00 gas for car

Repaying College Debt

Purpose of loan:
This loan will be used to repay loans that were taking out for college. I attended the Univeristy of Pennsylvania and?graduated in 2008.?

My financial situation:
I am a good candidate for this loan because I have a job in litigation consulting and no living expenses to speak of as I still live at home and my car is paid off.
Monthly net income: $ 2200

Monthly expenses: $?1600
??Housing: $ 0
??Insurance: $ 100
??Car expenses: $ 50
??Utilities: $ 0
??Phone, cable, internet: $?50
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 900
??Other expenses: $ 100

Prosper=Good...Visa and MC=Bad!

I have?just a small amount of my debt left to pay and I want to get a lower interest rate.? I would much rather use?Prosper than one of those "credit services".? I have had a Prosper loan for almost two years and never missed a payment.? I have a credit score of over 700 and own a home.? I would much rather pay Prosper people than Visa and Mastercard!? Please help :)? Thanks!!

paying off credit cards

Purpose of loan:
This loan will be used to? pay credit cards

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $ 4384

Monthly expenses: $
??Housing: $ 1400
??Insurance: $ 65
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Pay off Credit Cards

Purpose of loan:
This loan will be used to?
pay off some credit cards and doctor bills so I can have just one payment instead of several.
My financial situation:
I am a good candidate for this loan because? I pay all of my bills?every month.?

Monthly net income: $ 24508.47

Monthly expenses: $
??Housing: $???
Insurance: $???
Car expenses: $
??Utilities: $ 257.91
??Phone, cable, internet: $ 274.95
??Food, entertainment: $ 400
??Clothing, household expenses $
??Credit cards and other loans: $?375.00
??Other expenses: $ 300

Paying Off My Last Credit Cards

Purpose of loan:
This loan will be used to consolidate my last credit card bills for one final push to become debt free.

My financial situation:
I am applying for this loan as part of a final push to become debt free.? I developed major debt over a period 2-5 years ago due to two major crises in my life - 1) a long nightmarish effort to obtain appropriate schooling and care for my special needs son and 2) a difficult divorce.? Since I obtained my existing loan from Prosper almost two years ago, I have worked steadily to eliminate over 60% of my debt.? I have tightened my control over expenses and down-sized my living situation to drive down debt.? I am now within reach of becoming debt free and am choosing to come to Prosper to consolidate my two remaining debts and replace them with a lower interest loan that will be paid automatically each month.

I am a good candidate for this loan for?five reasons:

1.) I have a proven track record with Prosper through my current loan - I have never missed a payment or been late in two years.
2.) My debt is due to one-time events are now been resolved.
3.) I have a long history of good credit until running into issues due to the issues I described above.? I have held and paid off two mortgages and have paid all of my bills on time over more than 20 years until the recent situation.
4.) I have an excellent, stable career and have a stable income of over $130,000 per year.
5.) I can back the loan indirectly by demonstrating substantial (albeit not liquid) assets.?Specifically, I am a?part-owner in a?valuable property in Maryland which is currently on the market.??I do not wish to try to borrow directly against this property because I own it jointly with my 3 siblings and do not want to burden them with my personal finances.? While of course it is not possible to estimate the timing of the sale of this house,?when it does sell?my net proceeds (even at the most conservative estimate) will allow me to settle all debt. I am willing to provide proof of ownership or additional information or references related to my home ownership to any prospective lenders.

In sum, I am a stable, reliable professional who experienced major life-changing events which forced me into?short-term debt.??I appreciate your consideration.

Regards,
Will C.


Monthly net income: $ $6,500.00

Monthly expenses: $
??Housing: $ 1,800.00?
??Insurance: $ 700.00
??Car expenses: $?0.00 (own my car)
??Utilities: $ 300.00
??Phone, cable, internet: $ 66.00?
??Food, entertainment: $ 350.00
??Clothing, household expenses $ 300.00?
??Credit cards and other loans: $ $800.00 (but will decline with this loan)
??Other expenses: $

Paying off credit cards

Purpose of loan:
This loan will be used to pay off Credit Cards that more than doubled my rates even tho i've always paid before they were due and more than the minumums.?

My financial situation:
I am a good candidate for this loan because, I've always paid my depts and have a good credit history?

Monthly net income: $
2800.00 to 3500.00
Monthly expenses: $
??Housing: $ 700.00
??Insurance: $
??Car expenses: $440.00
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $900
??Other expenses: $

No Risk! Third Prosper Loan

Purpose of loan:
This loan will be used to?invest in other opportunities. I am currently a lender on Prosper, but I am looking at a variety of investment opportunities. I feel that I am able to find greater rate of returns than the interest rate that will be applied to the loan in areas such as investment properties, ETFs, etc.? Obviously, regardless of my return I will not have a problem repaying the loan.

Other Prosper loans:
I have had two Prosper loans since becoming a borrower totaling $30,000, both of which have been completely repaid in a shorter time than scheduled.

My financial situation:
I am a good candidate for this loan because?I have been and will continue to be a great Prosper borrower. I currently make 95K a year and my expenses are limited.

Take home after taxes: $5200/month
Utilities: $125/Month
Rent: $700/Month
Phone: $120/Month
Cable: $95/Month
Car: no payment
Insurance: $120/Month
First Prosper Loan: $580/Month
Total Expenses: $1740/Month


This is not an auction...first come, first serve. Let me know if you have any questions.? Thanks.

Buying a truck for my use

Purpose of loan:
This loan will be used to?I drive for an auto transport company and having my own truck will Increase my monthly income substantially by allowing me to get a larger percentage of the gross weekly from 30% now to 80% with my own truck.

My financial situation:has been improving over the past year or so. I know in the past it has not been too good because of a failed marriage and also a failed business.
I am a good candidate for this loan because? I have been in the auto transport business for over 4 years and know it inside and out. I strive to do the highest gross every week because more gross means more money for me. With this loan, I can increase my gross from 30% to 80% or more weekly.

Monthly net income: $ varies depending on my gross income.3000-3600

Monthly expenses: $
??Housing: $880.00
??Insurance: $119.04
??Car expenses: $286.17
??Utilities: $200.00
??Phone, cable, internet: $70.00
??Food, entertainment: $100.00
??Clothing, household expenses $100.00
??Credit cards and other loans: $150.00
??Other expenses: $

Pay off high interest credit cards!

Purpose of loan:
This loan will be used to payoff high interest credit cards.

My financial situation:
I am a good candidate for this loan because we are financially responsible but have been hit by high interest rates! We decided to pay off vehicles and charge our wedding on a 0% credit card. What a mistake! Now our interest rate is 29.99% and we are incurring as much in interest as we can pay out monthly.

Monthly net income: $ 7,000

Monthly expenses: $
??Housing: $ 2,000
??Insurance: $ 150.00
??Car expenses: $ 40.00
??Utilities: $ 200.00
??Phone, cable, internet: $ 50.00
??Food, entertainment: $ 400.00
??Clothing, household expenses $ 150.00
??Credit cards and other loans: $ 850.00
??Other expenses: $ n/a

ownership of inheritance

Purpose of loan:
I inherited a nice estate with 20 acres and 4 bedroom house. I need some start up cash to have land surveyed and to pay lawyer fees. Once estate is surveyed I will then use eqiuty in estate to pay off all debt including this one. The house and estate are free and clear with no lean.

My financial situation:
is great because I have already been approved for a great credit line to pay off all debt and to do renovations to home.

Monthly net income: $ 3800

Monthly expenses: $
??Housing: $ 200
??Insurance: $ 75
??Car expenses: $
??Utilities: $ 120
??Phone, cable, internet: $ 200
???Food, entertainment: $
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 400
??Other expenses: $

Paying off my wife's credit card

Purpose of loan:
This loan will be used to pay off my wife's education expense that was put on her Citi card. Citibank increases the interest rate again, so I hope that I can get a better rate from Prosper lenders.

My financial situation:
I am a good candidate for this loan because:
1. I take my credit record seriously. As you can see in my credit report, I have never made a single late paymnt.
2. I have a stable employment track record (5+ years in current company, 5 years in pervious), and through the most difficult time of the economy.
3. I have a steady, reliable income.

3rd Prosper Loan: No Late Payments

Purpose of loan:
This loan will be used to? buy carpet cleaning equipment

My financial situation:
I am a good candidate for this loan because? I always pay the money back ontime

Monthly net income: $ 5000

Monthly expenses: $
??Housing: $ 1000????????
??Insurance: $ 200
??Car expenses: $ 200
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 400
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 100
??Other expenses: $ 0

HOME EMPROVEMENT

Purpose of loan:
This loan will be used to? UP DATE HOUSE

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $ 1600.00

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

pay off my credit cards

Purpose of loan:
This loan will be used to? reduce debt and get out of higher interest rate cards

My financial situation:
I am a good candidate for this loan because? I just received a great career, can afford to pay off all my cards off now, and i always pay my credit cards on time with a few exceptions every once a while. My credit score is a little below?700.

Monthly net income: $ 6800.00

Monthly expenses: $
??Housing: $ 150.00????
??Insurance: $ 123.00
??Car expenses: $ 410.13
??Utilities: $ included in rent
??Phone, cable, internet: $ 61.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $0
??Credit cards and other loans: $?27873.00
??Other expenses: $

kitchen remodel

Purpose of loan:
This loan will be used to cover some un expected last minute costs relatingg to a kitchen remodel

My financial situation:
I am a good candidate for this loan because....I have been employed in the same position for 20 years. I have a good steady income and I?am never late on any of my bills. ?I have had some credit problems in the past which makes it tough to get a bank loan.? Propesr family has helped me in the past and I am hoping that everyone can come through for me again. Thank You

Monthly net income: $ 7300.00

Monthly expenses: $
??Housing: $ 1900.00
??Insurance: $ 150.00
??Car expenses: $ 510.00
??Utilities: $ 200.00
??Phone, cable, internet: $?130.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 300.00
??Other expenses: $

Paying off 2nd home loan

Purpose of loan:
I need to pay off the 2nd home loan as it is coming due.? The value of the house is not enough to refinance.

My financial situation:
I have very little debt and have a good credit history.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

HELP ME ACHIEVE MY GOALS

WHAT I WILL DO WITH THE MONEY LOANED TO ME:

$1,300 will pay off 2009 personal property taxes owed to the state of CT, $2,200 will go to pay off credit card bills (mostly a new bed) and the balance to a vacation I would love to take in 2010.? That will reduce my monthly credit card payments by an estimated $200 to $250 and put me on track to have these expenses paid in 3 years.? My main New Years resolution is to following a budget, which will give me sufficient funds to payoff all my bills and start saving 10% of my net income.

HERE ARE MY MONTHLY FINANCIAL DETAILS:

Net income after payroll deductions from all sources: $ 4,040.00

Spouse's Income: $

Total monthly family Income $ 4,040.00

EXPENSES:

Mortgage/Rent: $ 1,000.00
Phone: $ 100.00
Gas: $ 120.00
Electricity & Water: $ included in rent
Car Loan and Operating Expenses: $ 1,100.00
Food: $ 250.00 (breakfast and lunch provided by my company Mon ? Fri)
Insurance: $ 120.00
Cable/Internet: $ 160.00
Clothing, expenses for children, etc. $ 250.00
Credit cards and loans that won't be paid off with my Prosper loan: $ 300.00
Other: $ 400.00 (entertainment)-----------------------

Total Monthly Expenses : $ 3,800.00

I will have $?240.00 left to make the payments on my Prosper loan.

As you can see this loan will assist me in achieving my goal of financial security. ? Thanks for taking the time to read my add??

T

My 60's house needs upgrading

Purpose of loan: I got a great deal on this house (2000 sq ft) from a friend who was about to lose it. He tried keeping it for sentimental reasons, (he grew up in it), but couldn't rent it out & couldn't keep up payments on two houses, so?he sold it to me?because he knew I'd take care of it. Problem is - it hasn't been updated since it was built in the 1960's!?I'm retired, but have a small business?on the side, Can't live on Social Security alone, can we?? I've been doing bits & pieces of updating, but need some major stuff now, which cost more than what I have available. Banks aren't lending now? and I need to get some things done before it gets?REALLY cold because it needs serious weatherizing. ??
This loan will be used to? Windows - currently old wood frames, warped and damaged. Solution: Replace with insulated vinyl windows.
Floors - Tile all cracked & missing, carpet at least 30 yrs old, needs some sub-flooring and all uninsulated from basement cold air. Solution: Replace carpet and padding with new in?all 4 bedrooms, install laminate/hardwood in living room and hallway, Install tile in kitchen and bath.
Ceilings: This house has California open-beam ceilings (in Missouri!!!) All the heat goes out the roof. Solution: Dropping ceilings throughout and insulating space between ceiling & roof. Bathrooms need updating, Kitchen needs updating, (has old metal cabinets). Needs painting/texturing throughout.??These are a few of my favorite things - for now.
Update:?I have just replaced all my windows w/insulated vinyl windows. Also started dropping and insulating the LR ceiling. Total cost was less than $1000. ??
My financial situation: ***NOTICE***I AM A HOMEOWNER! MY CREDIT REPORT DOESN'T SHOW IT BECAUSE I HAVE NO PAYMENTS (REVERSE MORTGAGE). I SENT PROSPER A COPY OF MY PROPERTY TAX BILL, BUT THEY?HAVEN'T UPDATED MY ACCOUNT AND STILL SHOW ME AS A NON-HOMEOWNER.?
A year and a half ago, I had a credit score?below 500.?(My late wife had over 30 credit cards when she died). I have built it?up to over 700 points?as of today when I checked on it through Experian. Unfortunately, just in time for this ridiculous economic "slump".
I am a good candidate for this loan because?I take money matters seriously. I pay my bills on time and don't like to borrow money. However, there are times when you have to ask for help. I do all the work on my house myself, since I am a great handyman. I know where to get the best deals on things I need. I got kitchen cabinets, a glass top stove, and interior doors among other things off Craigslist - for nothing.? (I am still looking for a jacuzzu tub). I don't need "new" just good. The things I?plan on doing would cost 4 or 5 times what I can do it for. (I also have friends who work cheap). So, you?will be letting me get the best bang for your buck - and your financial help will be?very much appreciated.

Home Improvement and down payment

This loan will be used for finishing touches on our remodeling project we started a few months ago but haven't been able to finish.? Also, we need this to help us find a lower interest rate for paying off the small debts we have already. My financial situation: I am a good candidate for this loan because I pay my mortgage on time every month, I am a math teacher and thus have great job stability and security.? My husband and I make good, educated decisions and are always able to pay on time.

Refinance Leased Equipment

Purpose of loan:
This loan will be used to pay-off the remaining balance of a lease for duct cleaning equipment.

My financial situation:
I am a good candidate for this loan because I have made 20 (on-time) payments on this 36 month lease.? However, due to the current economic conditions, it's financially beneficial to refinance the balance on the lease for lower monthly payments.

Monthly net income: $2,600

Monthly expenses: $1,990
??Housing: $1,000
??Insurance: $165?
??Utilities: $125
??Phone, cable, internet: $100
??Food, entertainment, other: $200?
??Credit cards and other loans: $400?

Pay Off Bills/Credit Cards

Purpose of loan:
This loan will be used to strictly pay off bills and credit cards

My financial situation:
I am a good candidate for this loan because I am person who's husband was in a bad car accident and has been waiting on diabiltity for 3 years and still waiting for the disability approval.? It is a long and teadious process.? Since my husband accident, everything has fallen on me( paying the bills/credit cards, maintenance of the car, up keep of the house, and etc.)? I am a person who likes to pay thier bills on time and keep their bill ahead.? All I want is a chance to pay off all these bills/credit cards and just have one major loan payment and to get back on track.? Right now it seems that I am living from check to check, just working to pay bills and I just want the opportunity to get our lives back on track.? Thank you

Paying off medical bills/loans

Purpose of loan:
This loan will be used to pay off?outstanding medical bills and other personal loans.

My financial situation:
I am a good candidate for this loan because I believe that having to pay just one bill instead of several, will enable me to better get hold of my expenses.

Monthly net income: $ 2000.00

Monthly expenses: $
??Housing: $?300 (utilities/phone/etc.)
??Insurance: $?94
??Car expenses: $?40-50 gas
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Working Capital

Purpose of loan:
This loan will be used as a bridge to moving our server to a new server (purchase 8 SSl certs, new faster server)

My financial situation:
I am a good candidate for this loan because we pay all our loans on time and haven't missed a payment.
Our business was just recognized here:
http://www.utahceomagazine.com/article.php?id=416
http://www.pageturnpro.com/MediaNews-Group/10016-Utah-CEO-December-Issue/index.html#40
We are number 5. We prefer loans over investors (which are knocking at our doors)

Monthly net income: $
7800.00

Monthly expenses: $
??Housing: $ 750
??Insurance: $ 150
??Car expenses: $ 100
??Utilities: $ 300
??Phone, cable, internet: $ 80
??Food, entertainment: $ 500
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 480
??Other expenses: $ 300

paying off credit cards

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Pay off credit cards

Purpose of loan:
This loan will be used to? pay off high credit cards

My financial situation:
I am a good candidate for this loan because I am currently employed and i pay my bills on time.

Monthly net income: $ 5200

Monthly expenses: $
??Housing: $ 1000
??Insurance: $
??Car expenses: $
??Utilities: $ 100
??Phone, cable, internet: $ 25
??Food, entertainment: $100
??Clothing, household expenses $
??Credit cards and other loans: $ 1000
??Other expenses: $

Ginas wedding

Purpose of loan:
This loan will be used to help with Ginas Wedding??????

My financial situation:
I am a good candidate for this loan because? I make 104,000 per year and have almost no credit card debt.

Motorcycle (Secondary Vehicle)

Purpose of loan:
This loan will be used to? purchase a motorcycle for use as a secondary vehicle.

My financial situation:
I am a good candidate for this loan because? I am a good person that is trying to make transportation easy. I am always good on all of my payments, as my credit history shows. I have had a steady job for almost four years and I am going to school full-time to earn my degree in Computer Engineering. I am currently about two years out from completing my degree. I also work on and build computers at home, which makes me good money and I enjoy doing. With me and my girlfriend, we share one car between the both of us to go to work and school. It is becoming harder and harder for us to schedule in a way that is acceptable for us, thus I am going to buy a motorcycle as a vehicle for me so that it can be much more of a convenience for the both of us. Thanks, Greg.

Monthly net income: $ 20,000+

Monthly expenses: $
??Housing: $ 615 ????
??Insurance: $ 140
??Car expenses: $ 175
??Utilities: $ 100-150
??Phone, cable, internet: $ 70
??Food, entertainment: $ 100
??Clothing, household expenses $ 50-100
??Credit cards and other loans: $ 8,000
??Other expenses: $ 0-100

work truck

Purpose of loan:
This loan will be used to? buy a truck for work and back, don't need much.

My financial situation:
I am a good candidate for this loan because? I pay all of my bills on time.

Monthly net income: $ 3400.00

Monthly expenses: $
??Housing: $ 800
??Insurance: $ 100
??Car expenses: $ 500
??Utilities: $ 150
??Phone, cable, internet: $ 75
??Food, entertainment: $ 200
??Clothing, household expenses $ 110
??Credit cards and other loans: $ 120
??Other expenses: $ 100

Extending our kitchen island

Purpose of loan:
This loan will be used to extend the island we have in our kitchen.? We have a decent amount of unused space in a dining area that is part of our kitchen but since we added a morning room when we built our house and we use that are for dining, we'd like to fill up that space with an extended kitchen island.

My financial situation:
I am a good candidate for this loan because my income can afford the monthly payments and I pay all of my bills on time, every time.?We plan to make extra payments to pay off the loan early wherever possible.

Emergency Funds

Purpose of loan:
This loan will be used to consolidate debt. I have been employed full-time as an Account Executive for 2 years after graduating from college and pay my bills on time.

My financial situation:
I am a good candidate for this loan because I am employed full time, am reliable?and a pay my bills on time.

Monthly net income: $ 2,750

Monthly expenses: $ 1,498
Housing: $ 400
Insurance: $ 108
Car expenses: $ 165
Utilities: $ 25
Phone, cable, internet: $ 25
Food, entertainment: $ 100
Clothing, household expenses $ 25
Credit cards and other loans: $ 600
Other expenses: $ 50

Payoff my credit cards!

Purpose of loan:
This loan will be used to consolidate my credit card debt.

My financial situation:
I am a good candidate for this loan because I have a stable job with good pay and have never missed a payment on anything.

Helping daughter pay for wedding

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan becausee I hace paid my other loan on time.

Monthly net income: $ 2800

Monthly expenses: $
??Housing: $ 400
??Insurance: $ 80
??Car expenses: $ repairs only no car payment
??Utilities: $ 130
??Phone, cable, internet: $ 110
??Food, entertainment: $ 400
??Clothing, household expenses $
??Credit cards and other loans: $ 400
??Other expenses: $

Paying off a debt

Purpose of loan:This loan will be used to

Consolidation of personal loans

Purpose of loan:
This loan will be used to?
Pay off 2 other personal loans that I have out... consolidation and lowering my monthly payment as well as gaining the ability to be a future prosper canidate..
My financial situation:
I am a good candidate for this loan because?
I have a steady income ,, been emplyeed the last 12 years with the same compnay...I have? been trying very hard to bring my credit score up from when I was ill and unable to work.. my credit score is very important...I try to check?the?accuracy of?my report at?least 3 times a year... ( it is about time again)?
?I will? be trying my hardest to?pay everything on time to the very best of my ability .. I am trying to keep my goal of all my credit card usage between 35-40 %.. and try to pay it all off at the end off the month... just enough to keep them open and leaving positive ratings... Since ?Christmas was this month, it will take a couple of months to achieve this again.. but it will be done shortly..?


Monthly net income: $
3300.00

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $0
??Utilities: $ 150.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $ 400.00
??Credit cards and other loans: $ 650.00
??Other expenses: $ 125.00

Chaminade University

Purpose of loan:
This loan will be used to? pay for college expenses such as books, dorm neccessities, my plane ticket, etc.

My financial situation:
I am a good candidate for this loan because? I know good credit is extremely important and is essential for virtually everything in this era. I need to have excellent credit therefore I need to pay back all lenders. I may not have my dream job right now to pay back everyone, but very soon I will and I know school will do that for me.

Monthly net income: $ 2500

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 400
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $?0
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 400
??Other expenses: $ 0