Combine small amounts to lower rate

Purpose of loan:
I have some small credit accounts that I would like to consolidate into one loan to make it easier to pay them each month.? This will help me get them all paid off quicker and improve my cash flow.? I am preparing to start my own business and want to eliminate debt first.? Once these small balances are paid, I will be in a better position to start my own business.

My financial situation:
I am a good candidate for this loan because I am easily able to pay it back.? Also I am very well organized and pay all of my bills on time.? I use Microsoft Money and online bill payment to be sure everything is kept track of and paid promptly.

Monthly net income: $ 7,400

Monthly expenses: $
??Housing: $ 1375
??Insurance: $ 150
??Car expenses: $ 1000
??Utilities: $ 350
??Phone, cable, internet: $ 180
??Food, entertainment: $?500
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 400
??Other expenses: $

Buying a motorcycle

Currently in need of money (loan) to buy a used motorcycle for personal transportation to work and school.

I have a credit history of a little over a year, have been busy saving for college tuition instead using it on miscellaneous items. I have a part-time job but the college tuition + book costs means that I will have to save quite a bit more before I am able to acquire any form of transportation.

I am only going to buy a clean titled, safe, and fuel efficient motorcycle.

My actually credit score is 700+, but for some reason Prosper.com displays something different.

Let me pay you instead of Chase

Purpose of loan:? My goal is to refinance a credit card through Prosper. I currently owe a remaining balance to Chase bank that I had negotiated monthly payments of $346, which I've been paying for the last 3 years. I would like to pay them in full, so I can make the smaller payments through Prosper and have some financial flexibility.

My financial situation:? After getting laid off last year from my full time job, I had to make my side job as a pizza delivery driver a full time job, getting hourly wage plus tips. Also, I do freelance videography work which provides additional income. I currently have an existing Prosper loan, of which I am current. I have had a few late payments through Prosper, but they have never been longer than a week late, and I have never failed to make a payment on my previous loan.

Monthly net income: $ 2800

Monthly expenses: $?2440
??Housing: $ 600
??Insurance: $ 60
??Car expenses: $?400
??Phone, cable, internet: $?130
??Food, entertainment: $ 400
??Credit cards and other loans: $ 950

Debt consolidation, pay off 2 cards

Purpose of loan:
This loan will be used to? Pay off 2 credit cards that went to 30% recently.

My financial situation:
I am a good candidate for this loan because... I can easily?afford the monthly payment and I take my debt seriously.? The payment for this loan will replace the minimum monthly payment on 2 of my high interest cards so my monthly expenses will remain the same.? My housing, utilities and phone cable payments are my half of the monthly bill. My husband pays the other half.?I was forced into bankruptcy 5 years ago due to a very very stupid decision to loan a so called "friend" a very large amount of money, only to have them disappear.? All 12 delinquincies come from that bankruptcy.? Before that my credit was flawless.? I just need to be given the chance to prove again that I am credit worthy and responsible.? I have learned a very hard lesson.?I will never again?allow myself to be in the situation I found myself 5 years ago.? Since the bankruptcy I have a perfect payment history.? One word about the revolving debt that is shown above.? $27,000 of that figure is?from?a HELOC?I?used to be able to move back into my house after having rented it out for several years while married to my first husband.? The city I live in had a very long?list of items to be corrected?before they would issue me a certifiate of occupancy.? ?If you can help, awesome.? If not, I certainly understand. Thanks!

Monthly net income: $ 2628

Monthly expenses: $ 2127
??Housing: $ 425
??Insurance: $ 110
??Car expenses: $ 612
??Utilities: $ 95
??Phone, cable, internet: $ 40
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 345
??Other expenses: $ 0

Paying off Credit Cards

Purpose of loan:
This loan will be used to pay off?2 high rate credit cards and retire some additional debts.?

My financial situation:
I am a good candidate for this loan because I have an excellent earnings history, a superior payment record of over 10 years and a committment to not abuse trust. The payments that are being made now on the credit cards (all in good standing) will be used to make the payments on the loan.

Bringing down credit card debt

Purpose of loan:
To consolidate some of my business credit cards and lower the interest rate

My financial situation:
I have a steady client base that is growing and I have been working in the industry for over ten years. I also am married to a Physical Therapist who makes a solid living.

Monthly net income: $ 4600 me/ $8000 combined

Monthly expenses: $
??Housing: $ 1900
??Insurance: $ 300
??Car expenses: $ 300
??Utilities: $ 150
??Phone, cable, internet: $ 120
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 600
??Other expenses: $ 100

Growth Capital Needed

Purpose of loan:
This loan will be used to? fund growth even in a bad economy.? Most people are staying in their current ?home and renovating to make more enjoyable . We have increased our yearly sales from the previous year.? Had to hire more employees to keep pace with the projects. We have increased our sales over 30% from the previous year.? Sales this year will be over $400,000.? We need additional funds to buy product (kitchen cabinets, vanities, tile, trims, etc) as well as two or three extra employees.

?We are based in Marietta, GA a suburb of Atlanta, with a market of over 1,000,000 people.We have a store front on a main thourghfare, with over 35,000 cars per day in front of our showroom of 6,000 sf.
My financial situation:
I am a good candidate for this loan because? We pay for our product as the job comes in, therefor have no real debt acculation.? We do have open credit accounts and current owe less than $5,000.00 for all open lines of credit.? We are making a modest net profit each month which would allow us to pay back this loan.

Monthly net income: $ 5,000

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Wish to Lower my monthly payments

Purpose of loan:
This loan will be used to? pay off other debt simple as that nothing fancy or?"sexy" about it?I wish to lower my monthly payments. Two of my payments amount to my loan request, (3500) the payments for both is 650.00 per month.?and I wish to?take the savings and attack the other bills...?Prosper has already financed a loan for me and I am paying it off faithfully. I wish to utilize?this loan?to pay off other debts and consolidate my efforts.

My financial situation:
I am a good candidate for this loan because? my payments to all credit vendors including Prosper?has been impeccable for 5 years, no late payments ever and I will prove that I will continue to be letter perfect on repayment

Monthly net income: $ 7,200.00
Monthly Expenses:??? $ 5,650.00
Monthly Remainder:? $1,550.00


Monthly expenses: $
??Housing: $ 1295.00
??Insurance: $ 130.00
??Car expenses: $ 600.00
??Utilities: $ 400.00
??Phone, cable, internet: $ 200.00
??Food, entertainment: $ 600.00
??Clothing, household expenses $ 600.00
??Credit cards and other loans:$1650.00
??Other expenses: $ 150.00

To those good people that consider and lend on my request, I thank you in advance, to all on this great site, I wish you the best of holidays and a "prosper" ous New Year

Thank You
Joe

Pay off credit cards/personal loan

Purpose of loan:
This loan will be used to pay off my a personal loanand?consolidate?a couple of?credit cards which have recently raised my rates and
lowered my limits.
My financial situation:
I am a good candidate for this loan because I have been employed by the same company for over 26 years. This loan along with my savings will allow me pay off my current personal loanand several credit cards which will significantly lower my monthly obligations. I have a current prosper loan which I have made on time payments on for 21 months. I had a bankruptcy in 2000, but since then I have made 100% of all payments of any kind on time.
Monthly net income: $ 4542
Monthly expenses: $ 3690 (will be reduced to $3470 with this loan)
??Housing: $ 800
??Insurance: $ 100
??Car expenses: $ 200 for gas and maint.
??Utilities: $?300
??Phone, cable, internet: $ 150
??Food, entertainment: $ 250
??Clothing, household expenses $ 100
??Credit cards and other loans: $?1740 (will be reduced to $1520 with the proceeds of this loan and applying savings to my debt)?
??Other expenses: $

paying off credit cards

Purpose of loan:
This loan will be used to?
Pay off my credit cards and have only one payment to make and at a lower interest rate and to finish off in less then 3-4 years
My financial situation:
I am a good candidate for this loan because?i am sincere in paying my debts and would like to be debt free as soon as possible.?

Monthly net income: $ 2,998.00

Monthly expenses: $
??Housing: $ 1200.00????
??Insurance: $ included in my employment expenses as deductions
??Car expenses: $ 150.00 monthly
??Utilities: $?195.00
??Phone, cable, internet: $ 265.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $100.00
??Credit cards and other loans: $ 900.00
??Other expenses: $ 100.00

Clearing High Interest Rate Cards

Purpose of loan:
The purpose of this loan is to clear high interest rate cards and consolidate debt.

My financial situation:
I have a great financial situation as to where my?monthly liabilities are?super low. I have excellent credit and I intend to increase my scores even higher with a prosper loan.?

Monthly net income: $ 2800.00

Monthly expenses: $
??Housing: $ 0.00
??Insurance: $100.00
??Car expenses: $ 0.00
??Utilities: $ 0.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off credit cards

Purpose of loan:
This loan will be used to? pay off credit cards

My financial situation:
I am a good candidate for this loan because? We have had our construction company over 20 years and rental properties for over 15 years and have been in our home over 10 years.? We have a net asset position of over $500,000 but are experiencing a cash flow issue currently.? Our options are to sell a rental property at a reduced price due to the current real estate condition or borrow money for the short term.
Thank you.

Monthly net income: $ 10,000

Monthly expenses: $
??Housing: $ 1800
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 200
??Phone, cable, internet: $ 150
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 4000
??Other expenses: $

Consolidate credit cards

Purpose of loan: This loan will be used to consolidate some high interest credit cards. I am working on building my credit. I am having issues with the credit card companies raising interest rates in the last year and saying I can refuse, but they will close the account, I need them to remain open so I can build credit. So, I am trying to consolidate them into one payment and pay a little extra each month to pay them off quicker, but still build credit history in the process. The 3 delinquencies on my credit were before 2005. The public record is from my BK that was discharged in October 31, 2005. I was laid off in 2001from Avaya Communications, while I was going to school for my degree in computer networking, had a hard time keeping up, lost my car and got behind on bills. I had no back up plan then, but now I have built up my 401k over $5000 and will use if needed.

My financial situation: My wife Deanna and I bring in a good monthly net income of $4686. We are not in any financial binds; we are just working on building for the future and paying off some credit cards will help us build a higher credit score. We purchased our first 3 bedroom home in February 2008, which to this date has been the best decision I ever made with my credit. We have been married now since July 14, 2007. I appreciate your consideration for a bid and wish you the best for the holidays and a Happy New Year in 2010.

Monthly net income: $ 4686.00

Monthly expenses total : $3270
??Mortgage: $ 930.00
??Insurance (2 auto): $ 200
??Car expenses (2 auto): $ 500
??Utilities (electric, water, garbage): $ 190
? Mobile, cable, internet: $ 250
??Food, entertainment: $ 500
??Clothing, household expenses $ 300
??Credit cards / other loans: $ 200 / 200

Bailout A Wall Street Fatcat

Purpose of loan:
This loan will be used to pay off my credit cards at ever-increasing interest rates. I may work on Wall Street, but I'm far from a fatcat. I volunteered for years at a NYC hospital, gave free eye exams to local residents in North Philadelphia, and donate what I can to several charities every year.

My financial situation:
I am a good candidate for this loan because I have no instances of late payment in my credit history, I am an integral team member in my workplace which is expanding its business in 2010. I am dedicated to increasing my positive net worth, as I have taken on a roommate and?selling unnecessary items on eBay to supplement my six-figure income.?I traded?my Bimmer in for a Hyundai. The horror.

Helping my daughter

Purpose of loan:
This loan will be used to help my daughter pay her school tuition for the remainder of the year. She is currently raising two babies on her own and he husband just walked out on her and drained the account. This is our only option to help her right now. I do not want her to drop out of school, so the money borrowed will be put to her tuiton at the University of Phoenix - online campus were she is studying Psychology. This will? be my third time listing so hopefully third times a charm.

My financial situation:
I am a good candidate for this loan because I will pay extra and will do about anything to get it so she can continue her education. I can not afford to just give her the money right now, and with her personal situation her bank account is negative and she can not qualify for this loan on her own. Please consider us for a loan.

Monthly net income: $ $4214 - sometimes more.

Monthly expenses: $ 3425
??Housing: $?1200
??Insurance: $ 300
??Car expenses: $ 600
??Utilities: $ 200
??Phone, cable, internet: $ 150
??Food, entertainment: $?75
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 300
??Other expenses: $ 300

Paying property/city taxes

Purpose of loan:
This loan will be used to? assist my husband with paying?the property and city ?taxes on?our home. If any funds are left over?I?will use it to pay off my son's medical bills from his four surgeries on his ankle. The medical bills are small amounts....

My financial situation:
I am a good candidate for this loan because??my credit is good and I pay? all my bills and I?pay them ?on time.. My credit history reflects this...

Tree Company Expansion

Our company is going through some very promising acquisitions, where we will be taking over Tree Care work for multiple landscape companies.? We have been given sole rights to perform tree work for these companies, which all have been in business for no less than 25 years.

Landscape companies are beginning to see that their operations are optimized by concentrating on landscape work, and outsourcing tree work.? And because of the nature of Tree Work, it is a very different line of work than landscaping, requiring different equipment, vehicles, insurances, workers comp., etc.

This loan will be used to provide short-term liquidity to the company.? Since we are acquiring new vehicles, equipment (already financed), and employees, we will be taking on more overhead starting Jan. 1.? I need to provide a buffer for any unforeseen problems we may run into.

I do have financing elsewhere, but I don't want to tie up all of my other money, and it makes sense to take this and incur the interest.

My financial situation:
We are a great candidate for this loan because our management has decades of experience in this field of work, OUR COMPANY IS PROFITING (despite the economy), we have never defaulted on a loan, GREAT CREDIT, and all loans have always been paid faithfully.

please help me consolidate my debt

Purpose of loan:
Consolidate my debt.?

My financial situation:
If I receive this loan, I will have the ability to pay off a lot of smaller debts that I am having trouble emliminating, which are costing me a lot of money over time.? Paying them off where to where I have only one payment a month, which will be much less, will help tremendously.
Monthly net income: $
$1646

Monthly expenses: $?
??My total monthly expenses equal $1350.? If I get the loan, it will become less.

Paying off my credit cards

Purpose of loan:
This loan will be used to consolidate and pay off credit card balances.

My financial situation:
I am a good candidate for this loan because I'm a professional, working magician for the past twenty-five years with a great credit history.? In good financial times and bad I just seem to keep rolling along because everybody loves magic.? For this I am very grateful.? Like the rest of the country I'm just trying to tighten my belt during these trying times.

car repairs

Purpose of loan:
This loan will be used to?pay repair bill for me and my daughters car?

My financial situation:
I am a good candidate for this loan because?i have a good steady job and i am trustworthy?

Monthly net income: $
2800
Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $ 100.00
??Phone, cable, internet: $ 46.00
??Food, entertainment: $
??Clothing, household expenses $ 300.00
??Credit cards and other loans: $
??Other expenses: $

paying debts off

Purpose of loan:
This loan will be used to? pay off debts. i owe 1650.0 on my car and want to pay it off also.? i pay 432.00 a month. so i can pay at lease that a month

My financial situation:
I am a good candidate for this loan because?
i will pay it on time and i want to get a better credit rating
Monthly net income: $ 2269.0

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 250.00
??Car expenses: $ 432.00
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $?0
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 0
??Other expenses: $ 100.00

Paying of my credit cards

Purpose of loan:
This loan will be used to pay off my credit cards
My financial situation:
I am a good candidate for this loan because? I have a great salary and ive been at my employee establishment for over 8 years.? Im doing this to get a lower?percentage on interest.? I pay my bills?and figured ide try prosper out after hearing great things about them ?Thanks in advance.

RDM Start Up

Purpose of loan:
This loan will be used to start?home based business?

My financial situation:
I am a good candidate for this loan because I have been in business for 30 years, own my on home, and have established good payment history on previous loans?

home improvement loan needed

Purpose of loan: This loan will be used to purchase and install a ne water heater and do some repair work for my heating system.
This loan will be used to?

My financial situation:? I am a good candidate for this loan because I have good employment in the Healthcare field. I do not owe very much in loans. My spouse also worksd. I have verifiable rental incomew of 1100.00 a month. I also do owe anything on my home.
I am a good candidate for this loan because?

Monthly net income: $ 4700.00

Monthly expenses: $
??Housing: $?
0.00??Insurance: $150.00
??Car expenses: $
0??Utilities: $ 400.00
??Phone, cable, internet: $
40.00??Food, entertainment: $
??Clothing, household expenses $
200.00??Credit cards and other loans: $
10.00??Other expenses: $ 0

Paying off credit cards

Purpose of loan:
This loan will be used to payoff high interest rate credit cards.

My financial situation:
I am a good candidate for this loan because I have met all my obligation in the last 10 years and have the capacity to repay without any delinquencies.

Paying Off My American Express

Purpose of loan:
Pay off my American Express

My financial situation:
I am a good candidate because the loan will be paid off by April. I am never late on any of my bills. I need this loan because of a a conflict with an expense report that has taken forever to be approved. The loan will be paid off in full no later than April of 2010.

Monthly net income: $ 1414.00

Monthly expenses: $
??Housing: $ 550
??Insurance: $ 75
??Car expenses: $ 0
??Utilities: $ 90
??Phone, cable, internet: $ 90
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 500
??Other expenses: $ 0

Got Engaged, Consolidating My Debt

I am looking to consolidate my previous Credit Card Debt.? I just got engaged and have been working away at my debt for a while doing balance transfers and paying them down monthly.? I would like to consolidate it and be debt free in my future with my wife to be
 

home improvement

Purpose of loan:
This loan will be used to? purchase new furniture.

My financial situation:
I am a good candidate for this loan because? I have always paid my bills on time and have had a good credit history.?

Monthly net income: $ 1800.00????

Monthly expenses: $
??Housing: $ 450.00
??Insurance: $ 71.00
??Car expenses: $ 333.00
??Utilities: $ 70.00
??Phone, cable, internet: $ 60.00
??Food, entertainment: $
??Clothing, household expenses $ 150.00
??Credit cards and other loans: $15.00
??Other expenses: $

Just bought house...now what!

Purpose of loan:
Looking to improve on our house we just bought!? Love the idea of Prosper!

My financial situation:
My Wife and I?have?well paying jobs as well as online business.??

Monthly net income: $95,000.00

Monthly expenses: $
??Housing: $1000
??Insurance: $ 280
??Car expenses: $260
??Utilities: $0
??Phone, cable, internet: $50?
??Food, entertainment: $ 100
??Clothing, household expenses $ 30
??Credit cards and other loans: $300
??Other expenses: $

Lower interest rate for credit card

Purpose of loan:
This loan will be used to consolidate all credit cards at a lower interest rate!? The 1 year?introductory?0% interest rate?is over,? Now the "fatcats" want to charge me almost 24%!? We have flawless credit!?I would prefer to pay a prosper.com investor the interest instead of anyone from the banking sector!

My financial situation:
I am a?GREAT candidate for this loan because I do have a stable job and steady income!? My husband and I have Flawless credit and ALWAYS pay our bills every month on time!

For,college, laptop, transport

Purpose of loan:
This loan will be used to finance my living and education while i'm enrolled in college, such as a laptop, books, transportation.

My financial situation:
I am a good candidate for this loan because i am about a year away from graduating from college and being able to start my career so my income won't be declining anytime but increasing. I currently don't have any expenses such as rent or insurance so i would not have any financial obligations that would stop me from paying back the loan.I have a good credit standing for as young as i am. All my credit cards have no or low balances and i handle my money very carefully.

Monthly net income: $ 1000-1200

Monthly expenses: $
??Housing: $ 0
??Insurance: $0
??Car expenses: $100
??Utilities: $ 0
??Phone, cable, internet: $0
??Food, entertainment: $ 100
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 0
??Other expenses: $0

PayOffHighInterestMasterCard

Purpose of loan:
This loan will be used to pay off a high interest Master Card credit card.

My financial situation:
I am a good candidate for this loan because I am an IT professional with over 15 years of IT experience, currently working,
and recently re-financed my current home mortgage from a 15-year to a 30-year loan, which in turn frees up cash for a this personal
loan of 10K, over 5 years, at approximately $200-per-month payments.

Monthly net income: $ 4,000

Monthly expenses: $
??Housing: $ 1,300
??Insurance: $ 200
??Car expenses: $ 0
??Utilities: $ 200
??Phone, cable, internet: $ 200
??Food, entertainment: $ 100
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 300
??Other expenses: $ 0

Paying Off Debts To Buy A House

Purpose of loan:
Over the past 15months i have been busting my butt to pay off credit cards and debts so i can put my self into a position to buy my first home. I have been very successful in dong so. I have increased my credit score by over 100 points and have pretty much have no credit card debt. The purpose of this loan will be to pay off old collections that are preventing me from buying a house and a college loan which i have paid on time every month

My financial situation:
I am a good candidate for this loan because? i have a career with a company on the rise that is up 49% in sales and growing and i am happy to be apart of there success. I have no car payment so it will be easy for me to pay this debt back

Monthly net income: $ 1700

Monthly expenses: $ 845
??Housing: $ 365
??Insurance: $ 75
??Car expenses: $ 0 (company car
??Utilities: $ 50
??Phone, cable, internet: $ 65
??Food, entertainment: $ 150
??Clothing, household expenses $
??Credit cards and other loans: $ 40
??Other expenses: $ 100

Medical Debt is Frustrating

Purpose of loan:
I got sick earlier this year, and the hospital bills from my stay are piling up faster than I can pay them.

My financial situation:
I am a good candidate for this loan because I have never, ever missed a payment for anything (loans, credit cards, rent, etc).? I just need more money up front to pay for medical expenses than I have on hand.

Monthly net income: $ 3400

Monthly expenses: $ 2900
??Housing: $ 800
??Insurance: $ 140
??Car expenses: $ 200
??Utilities: $ 100
??Phone, cable, internet: $ 120
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 800? (mostly student loans)
??Other expenses: $ 240

personal loan

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off my credit cards

Purpose of loan:
This loan will be used to consolidate three credit cards at a fixed interest rate.? The credit card debt was all incurred while I was in law school.??When I graduated from law school in 2006 I had?$46,000.00 in credit card debt.? So far I have successfully paid off over $20,000.00, but I'm looking for faster results.?

My financial situation:
I am a good candidate for this loan because I pay everything on time, I have never defaulted on a debt, I have a good job with plenty of income, and I can afford to make much higher payments than the loan I am requesting.? Also, I have a home and a car which I am currently paying for.? I make $134,000 / year.? After taxes, I take home roughly $7500 / month.

My fixed monthly expenses are as follows:
Mortgage and utilities -- $2500
Student loans -- $1000
Car (payments, insurance and maintenance) -- $500?

I have no dependents or other fixed expenses.? That leaves $3500 / month for other expenditures (such as repaying this loan).? A $20,000 loan is clearly something I can afford.???

Finally, I should add that I am a good person too: I donate 2% of my income annually to United Way; I teach low-income children how to read; and I gave a year of service to my country as an AmeriCorps volunteer back in 2000-2001.???

Thank you for your consideration!

Paying off car

Purpose of loan:
This loan will be used to pay off vehicle. I still owe around 2300 and my payments are 178 a month. With this loan and a bonus i received in January my car will be paid off.

My financial situation:
I am a good candidate for this loan because I am a pharmacy technician, i make?close to 15hr and work 40 hours a week. Thanks for your time. Any questions please feel free to ask.

Monthly net income: $ 2200????

Monthly expenses: $ 1453
??Housing: $?650
??Insurance: $?husband pays
??Car expenses: $178
??Utilities: $ 140
??Phone, cable, internet: $ 135????
??Food, entertainment: $?husband pays
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 250
??Other expenses: $ 50

Furnishing Apartment

Purpose of loan:
This loan will be used to furnish my one bedroom apartment.? I want to get a small sectional to replace couches they are taking too much space up in living room and there are other areas that need a makeover with home decor

My financial situation:
I am a good candidate for this loan because?past credit issues were due to loss of job and some things I disputed?with the credit bereaus were not removed ?but I have been at my current?job for 4 years and all my current bills have been paid on time.?? Having my own bachelor pad? is great but it gets fustrating that I cant?get a simple loan to make?it look decent.? It dosen't have to be like MTV cribs but I just wanna make it?look like a grown man lives here so I can invite family, friends, and the ladies over. ?I'm just tired of being told no and need a chance to show I take my bills seriously.? I can make a monthly payment of $50

Monthly net income: $ 1600

Monthly expenses: $
??Housing: $569
??Insurance: $84?
??Car expenses: $166
??Electric: $30
??Phone, cable, internet: $ 87
??Food, entertainment: $100???
??Credit cards and other loans: $23

Paying off high rate credit cards

This loan will be used to pay off high interest rate credit cards.

I am a good candidate for this because I have had a solid job for over 11 years as a Chemist for a fortune 500 company. My financials are listed below.

Monthly net income: $5,200

Monthly expenses: $
Housing: $ 1,500

Auto Insurance: $ 100
Car expenses: $ 200.00
Utilities: $ 200
Phone, cable, internet: $ 100
Food: $ 350
Entertainment: $50
Household expenses $ 100

buying a trailer house

Purpose of loan:
This loan will be used to? buy a trailer house that i intend to fix up.

My financial situation:
I am a good candidate for this loan because? i always pay my debt back. i have had a loan through prosper for almost two years now and never been late or missed a payment.

Monthly net income: $ 3200

Monthly expenses: $
??Housing: $ 350
??Insurance: $ 95
??Car expenses: $ 20
??Utilities: $ 100
??Phone, cable, internet: $?30
??Food, entertainment: $ 50
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 188
??Other expenses: $ 0

Paying off my credit card

I am currently paying 23% interest on my credit card and would like to pay it off with a lower rate loan.

paying off bills

Purpose of loan:
This loan will be used to? payoff debts necessary to get my debt to income ratio down enough to obtain a loan from the VA to buy a home

My financial situation:
I am a good candidate for this loan because? I have sufficient income to repay loan in a timely manner and lower my debt to income


Monthly expenses: $
??Housing: $ 0
??Insurance: $ 66
??Car expenses: $ 150
??Utilities: $ 100
??Phone, cable, internet: $
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 750
??Other expenses: $ 100

Advance Of Year End Bonus

Purpose of loan:
This loan will be used as an advance against my year end bonus. This will allow me to pay a few bills and get some gifts for my family.

My financial situation:
I am a good candidate for this loan because my bonus is over $5,000 and I have a full time job and good credit.

Consolidating smaller loans

Purpose of loan:
This loan will be used to? consolidate smaller high interest loans that I have now.

My financial situation:
I am a good candidate for this loan because?I am only requesting a small amount to
consolidate high interest debt, that will allow me to free up more money monthly.???

Monthly net income: $ 4,500.00

Monthly expenses: $
??Housing: $ 1,250.93????
??Insurance: $ 354.00
??Car expenses: $ 430.00
??Utilities: $ 200.00
??Phone, cable, internet: $ 175.00
??Food, entertainment: $ 180.00
??Clothing, household expenses $?130.00
??Credit cards and other loans: $ 800.00
??Other expenses: $ 160.00

Working/School/Family

Purpose of loan:
I am paying off the debt of my family as being the sole contributor helping to support them along a fun and exciting path of an entrepreneur father on the brink of success. Unfortunately, the brink of success hasn't shown me that we're financially stable for the next few months, and that is why I look to Prosper. Although I can easily obtain a loan from the banks, I am curious to find what happens when people lend to people, and see who I can meet and who can make an impact along my path.


My financial situation:
I am a recent graduate with a degree in Chemistry working for an exciting Bay Area Pharmaceutical. I worked all through college, helped support my family, and owe no money to my previous institution. I now sit with the responsibility of maintaining my status as a full-time employee and full contributor to my family's expenditures. I work at the same restaurant I have worked at for the last 4 years over the weekends and struggle to pay off the family debt which sits with a nice interest rate of 25% over two different credit cards.

I use Prosper because I am drawn to the personal aspect of borrowing within this community. I feel that the model represented within Prosper is in line with the good nature of the world and finance which will drive my generation forward. I am ambitious beyond belief and hope to use this process in my future loans and am eager to find out what happens when people lend to others at lower rates through the internet.

I have never been late with my payments and have worked since age 15, paying my own bills and eventually paying that of my entrepreneur father. I fully support my father in his endeavors and that is why I have had no gripes with his path, in fact we work together! Through personal responsibility, hard work, and ruthless ambition, our family has managed to overcome a lot over the years. I have managed to carry us this far with our finances, consolidating much of our debt from 5 credit cards down to two, and managing to pay off over 75% of it.

You can rest assured with this borrower. Please feel free to ask as many questions as come to mind. I will be in the forums as well asking questions of those lending, because I am curious as to this whole process. Thanks for reading all of this.

Monthly net income: $ 3500

Monthly expenses: $
??Housing: $ 2500
??Insurance: $
??Car expenses: $ 150
??Utilities: $ 80
??Phone, cable, internet: $ 70
??Food, entertainment: $ 100
??Clothing, household expenses $
??Credit cards and other loans: $ 10,000
??Other expenses: $

I look forward to hearing from you all and am definitely eager to embark on this financial and social journey. Best wishes.