Office building for business

Purpose of loan:
This loan will be used to buy?and set up an office building for my bookkeeping business. It is a small kit cabin type - cabin approx $2500 with the remailing money used for furnishing, signage etc. We own the property that it will sit on. ? The location is better and more professional and I am hoping it will attract more clients with a friendlier atmosphere.

My financial situation:
I am a good candidate for this loan because my business is growing and?I have a great record with Prosper with keeping my promise and making payments on time .? While my credit may not be perfect it is improving each year and I am getting closer each month to being debt free.

Monthly net income: $ 2400.00

Monthly expenses: $
??Housing: $?350???????????
??Insurance: $ 59
??Car expenses: $ 50.
??Utilities: $?45
??Phone, cable, internet: $?79
??Food, entertainment: $ 300
??Clothing, household expenses $?75
??Credit cards and other loans: $ 300
??Other expenses: $ 100

Operating Cost for Tanning Salon

Purpose of loan:
This loan will be used to provide operating costs and advertising materials for a Tan Republic. I will be taking over operations of an already successful location and using part of the money to begin an aggressive marketing campaign. The salon is ideally located within two blocks of both a major mall and a 24 hr fitness.

My financial situation:
The location is currently breaking even (about $160k per year in sales) with no advertising and little attention from the owner. Because of my good relationship with the owner and my personal confidence in my abilities to reach a sales target of around $250k per year, I am confident that this loan will work for me.

Paying off debt

Hello and thank you for viewing my listing.I am a single female who is gainfully employed.I work as a respiratory therapist and have been for 9 years now.I am a hard working person that works two jobs.I am determined to take back control of my life instead of letting the cash advance companies take it over.Unfortunately, since I got myself into these payday loans, I need help getting out of them.I would use the prosper loan to pay off the following:
Citi financial$4600
Cash force$700
First premier$250
car repair $1000
Total amount to be paid off= $6550
My current monthly income is $2400..Here?s my monthly budget with prosper loan in place:
Housing $1200
Electric60
Water80
Gas40
Phone70
Gas for car 100
Grocery100
Credit cards 150
Car insurance 125
Prosper175
total monthly expenses= $2100
I have learned a valuable lesson about credit worthiness.To assure that my payments to prosper are done in a timely manner, I will have payments withdrawn automatically each month.I am so very grateful to re-establish myself and my credit again.

Paying off my infants medical bills

Purpose of loan:
This loan will be used to pay down my second childs hospital bill and my own.? We found out after the birth of our second child that our new health insurance did not cover maternity.?

My financial situation:
I am a good candidate for this loan because, I'm a hardworking parent with a stable job, ?who is just trying to provide a good life for my children.? The birth of our second child was meant to only be a joyous occasion, and while it was and an absolute?blessing to my husband and myself, ??it should not have been overshadowed by the worry of how we were to pay for our hospital care.? We recently found out that our new insurance did not cover maternity care, our insurance would only have covered us completely if there were complications during the pregnancy or if something would have happened during childbirth to either myself or our daughter.? It was extremely disturbing speakinig to our insurance rep who informed me that we would have been in a better situation if complications had occured, then more coverage would have been provided.? I work full time for a medical company and am fortunate in the fact that they are doing very well in these hard economic times. However between providing for my two year old and trying to pay off old debts that acrued during the loss of my previous job some years back, we were not able to put away savings for an emergency, thus leaving me without the means to put the required amount down that the hospital is asking for before they send this bill to collections.? We do not qualify for financial aid through the hospital nor can we afford the near 1000 dollar a month payment they are asking for.??Without a substantial down payment they will send this to collections, where I was told they would garnish a large portion of my ?wages until this is paid off.? Please help our family avoid financial ruin and help us to simply enjoy being a family with two beuatiful healthy children.

Monthly net income: $ 1854.54

Monthly expenses: $
??Housing: $ Husband
??Insurance: $ 27 dollars a month for car insurance
??Car expenses: $ 183 a month lease
??Utilities: $ Husband
??Phone, cable, internet: $ 50 dollars for?phone, husband pays other utilities
??Food, entertainment: $?600 dollars approximate
??Clothing, household expenses $ 100?approximate
??Credit cards and other loans: $ 400 approximate
??Other expenses: $

Consolidate and Relocate

Purpose of loan:
This loan will be used to pay off outstanding debt and assist in my relocation to Florida in the first quarter of 2010.

My financial situation:
I am a good candidate for this loan because?I have a steady job with the same employer for 4 plus years.? I will remain employed with my current employer after my relocation, so my income will not be affected.

I currently have a loan with Prosper and have never been late on payments. My credit score has also improved since the last loan with the Prosper community.


Monthly net income: $2400.00

Monthly expenses: $ 1900.00
??Housing: $ 650.00?
??Insurance: $ pd through employer
??Car expenses: $?250.00
??Utilities: $?200.00
??Phone, cable, internet: $ 200.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 100.00
??Other expenses: $ 100.00 (employer's 401k plan)

Remaining Funds:? $500.00 (enough left to pay the Prosper loan automatically!)

Thank you for your time and I will be glad to provide additional?information if needed!

Christmas Money

Purpose of loan:
This loan will be used to buy Christmas presents for my children

My financial situation:
I am a good candidate for this loan because I have been employed at the same job for 24 years?

Monthly net income: $ 2000.00

Monthly expenses: $
??Housing: $ 1300
??Insurance: $
??Car expenses: $
??Utilities: $?125
??Phone, cable, internet: $ 300
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Holiday Help

Purpose of loan:
This loan will be used to??
?To help with holiday aid. My husband had a nice career with Wells Fargo Bank and decided to pursue a new endeavor with a company called National Educational Services. They flew my husband out to Ohio in July and and interviewed him. They hired him on the spot but he needed to get his insurance license as a life only agent. This took time and money but he completed it in a timely manner so that he may pursue his new career in provding educators 403 B. My husband resigned from Wells in September and had a start date of Oct first. Well, October first came and NES pushed back his start date and my husband did not mind because he wanted the to work for the comapny and we had a couple of months in reserves to live off. Well, it is now December and NES still is pushing back his start date. This left my husband to seek other employment and he has with ING. However, he will not see a check for another couple of weeks and we need to stay afloat and not get too far behind. We are looking to pay back this loan in 6 months and we will. Please help us not get any further behind. Thanks and God Bless.
My financial situation:
I am a good candidate for this loan because?

We have a low debt to income ration because our rate is 550 due to our owner being a family member and we had a year to date of 95,000 in October before NES strung along my husband
Monthly net income: $

2300 but with my husband's new job would be minimum 6,100
Monthly expenses: $
??Housing: $?550
??Insurance: $ 110
??Car expenses: $ 515
??Utilities: $ 125
??Phone, cable, internet: $ 70
??Food, entertainment: $ 250....I live next door to my mom and we split the bill
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Legal Reference books

Purpose of loan:
This loan will be used to purchase those expensive legal reference books for my new solo attorney practice which is planned to open in January, 2010.I have secured the costs for my other star-up needs, but financing this important part of the practice would be extremely comforting at the early stages of the business.My financial situation:
I have worked at non-for-profit law firms for the past four years. In the last two years I have specialized and acquired legal expertise on an area of the law that has seen recent increase in demand.? The demand for legal services will continue to be high regardless of the present economic outlook. I have the expertise and expect to deliver high quality services for my future clients. I currently make 49,000 at my non-for-profit position.I expect to double that amount in the first two years.

Monthly net income: $ 3200

Monthly expenses: $
??Housing: $ 725
??Insurance: $ 80
??Car expenses: $ 330
??Utilities: $ 30
??Phone, cable, internet: $ 150
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 130
??Other expenses: $
 

Pying crdit card of for lower rate

Purpose of loan:
Due to the credit card bill passing, my credit card rates were increased form 1.99% to 11.99%.? I want to try and get a loan for around 8 to 9%, which will allow me to consolidate 2 credit cards and pay them off easier.

My financial situation:
I am a good candidate for this loan because?I can make the payments for the credit cards, but I hate being in a position of be "raped" by their increased percentages.? I rather pay someone else then to pay the banks with their ridiculous interest rates and how they have no regulation.

Monthly net income: $ 4400.00

Monthly expenses: $
??Housing: $ ???? ??? 1000.00
??Insurance: $???????? 0
??Car expenses: $??? paid off
??Utilities: $ ???????????? 450
??Phone, cable, internet: $??? 0
??Food, entertainment: $???????? 700
??Clothing, household expenses $??? 200
??Credit cards and other loans: $??? 2000 ( this includes the 2 credit cards I want the loan for )
??Other expenses: $

divorce

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Help pay for college and snowmobile

Purpose of loan:
This loan will be used to help purchase things for me to go off to College. I am accepted and will be attending St. Olaf College in Northfield, MN this fall 2009. This is a very good school and I absolutely love it there. I will use the money to pay off my second semester tuition as well as pay off a 2003 Polaris snowmobile I just purchased.

I currently have a credit score of 765 from TransUnion as well as have a pretty decent credit history for only being 18 years old. I have always been wise with my money and I have over $20,000 saved up in my bank but I am just using this loan to experiment with Prosper as well as build my credit score even higher. As you can see, I already took out and paid off my first $2,000 prosper loan in less than a month after receiving the funds. Please feel free to ask me any questions that you want to. Thanks for considering my loan!

P.S. I also see that Prosper put me at level "A" for credit rating. They show me at 700-720 for a credit rating but because of my short credit history, I have a lower rating. Also, you will see that I have 0 delinquencies and I rarely use my 4 credit cards and when I do, I pay them off right away. Although I am at a "A" rating, I promise you that I will perform at an "AA" level in paying off this loan. I am planning on paying off the loan a little early as well. Thanks!



Monthly net income: $3,000

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 40
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 0
??Other expenses: $ 0

Remodeling my home

Purpose of loan:
This loan will be used to? Remodel the bathroom in my house

My financial situation:
I am a good candidate for this loan because? I have a great stable job as a Therapist working with disabled children and make $7200 per month (I can even show proof of income). I have never ever been delinquent regardless of the amount of debt because I always know how much monthly payments I can afford. The only reason money has been tight and I need a loan for the remodeling is because a pretty good chunk of my monthly income right now is going to my parents. They both?been laid off 4 months ago from their jobs and I have been supporting them until they can get back?on their feet. Bottom line is, I will have no problem paying this loan off and would really appreciate it if someone is willing to help me with the $2000.

Monthly net income: $ $7200

Monthly expenses: $
??Housing: $ 1000
??Insurance: $ 175
??Car expenses: $500
??Utilities: $ 100
??Phone, cable, internet: $100?
??Food, entertainment: $ 400
??Clothing, household expenses $100
??Credit cards and other loans: $ 1200
??Other expenses: $ 0

Paying of credit card and loans

Purpose of loan:
I'm going to pay off my credit card and my sons student loan.

My financial situation:
I am a good candidate for this loan because? I always pay my bills on time, But I would rather pay them all off, and then just have one payment to worry about. I've also never been late on a payment and make sure I pay more than minimum. I'm also clear on how the credit system works so I'm very careful with that. Thank You for taking your time in reading this.

Monthly net income: $
3,600

Monthly expenses: $
Here are my Monthly Financial Details:
My Income:$ 1,100
Spouse's Income:$ 1,500
Son's Income:$ 1,000
Total monthly family Income $ 3,600

Mortgage/Rent: $ 1,100
Phone: $ 30
Cell Phones: $120
Gas: $ 150
Electricity: $ 50
Food: $ 200
Insurance: $ 330
Cable/Internet: $ 110
Clothing,etc: $ 150
Credit cards and loans:$ 100, 85, 50, 25
-----------------------
Total Monthly Expenses : $ 2,500 (Est.)

Business debt consolidation

Purpose of loan:
This loan will be used to? consolidate some credit card debt that is in my name, but paid by my business in order to improve my personal credit score.

My financial situation:
I am a good candidate for this loan because? my 15 year-old business generates $500,000.00 in income yearly and we are on track for a near record profit in 2008 which currently sits over $50,000. We have been paying down vendor debt with these profits and now want to work on some of the credit card debt that is in my name, but owed by my business and paid by my business, but currrently counted against my personal credit score.

Monthly net income: $ 40,000-$50,000

Monthly expenses: $ See credit report for personal expenses
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

new business for holidays

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Business Expansion

Purpose of loan:
This loan will be used for the expansion of our business.? We have taught automotive mechanic skills & fabrication as CIE?for several years, while doing small fabrication projects and hot rod builds on the side.? Those side projects have now become the bulk of our business, prompting us to start a new entity called CalFabz.? We still do the training as well, and recently upgraded to a 5000 sf facility that can house both businesses.? With that said, the money from this loan will go to the purchase of a CNC mill - much needed to do the custom fab work that we are constantly asked to do but as of now often must turn away.? It will also help to free up funds for us to purchase our own project car or truck and restore it for use at events - to showcase what we do.? Yes - we are masters at budget builds!

My financial situation:
I am a good candidate for this loan because my business is well established with work lined up.? We have an excellent reputation.? In addition to CIE & CalFabz I have income from rentals & from my full time position as a safety director at a large construction company.? Making payments will not be a problem, we just need help with this last large sum of money to really take our company to the next level.

Monthly net income: $ 11,500 (expected to increase by $3800 per month minimum once CNC mill is purchased)

Monthly expenses: $?7900

Fresh 2010

Purpose of loan:
This loan will be used to? catch up after a rough 2008.

My financial situation:
I am a good candidate for this loan because? I am a hard worker and I beleive in paying debts that I create in a timely manner.

Monthly net income: $ 2200

Monthly expenses: $
??Housing: $ 600
??Insurance: $ 100
??Car expenses: $ 300
??Utilities: $ 50
??Phone, cable, internet: $ 50
??Food, entertainment: $ 50
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 300
??Other expenses: $ 250

Great Credit

Purpose of loan:
I have a couple of Credit Cards I want to consiladate into one loan.
My financial situation:
I have been working n banking for the past 8 years and am currently a bank manager. I have great credit and am reliable.

Monthly net income: $ 4,500.00????

Monthly expenses: $
??Housing: $ 400.00
??Insurance: $ 50.00
??Car expenses: $ 0.00
??Utilities: $ 50.00
??Phone, cable, internet: $ 50.00
??Food, entertainment: $ 50.00
??Clothing, household expenses $ 0.00
??Credit cards and other loans: $ 800.00
??Other expenses: $ 300.00

700+ score... INVEST HERE!

Purpose of loan:
I will be paying off some old debts including credit cards.

My financial situation:
I have a stable job with a great company.??

Please take notice that my average credit score is 718. The only thing on my credit?report?that is a negetive mark is?1,800 in medical bills from almost 5 years ago that should have been paid by my old medical insurance company. But you?will see from my numbers above?that I am a very responsible borrower.

Monthly net income: $3425

Monthly expenses: $2515
??Housing: $700
??Insurance: $90
??Car expenses: $ 650
??Utilities: $125?
??Phone, cable, internet: $75
??Food, entertainment: $ 400
??Clothing, household expenses $150
??Credit cards and other loans: $75
??Other expenses: $250


If you have any questions at all please feel free to ask me anything and I will gladly reply in record time!

Paying off credit cards and trip

Purpose of loan:
This loan will be used to? to pay off my credit card and take my daughter to Orlando for basketball tournament

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $ 1100????????

Monthly expenses: $?
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 200
??Utilities: $?0
??Phone, cable, internet: $ 0?
??Food, entertainment: $?0
??Clothing, household expenses $
??Credit cards and other loans: $?250
??Other expenses: $

College payment

Purpose of loan:
This loan will be used to pay a one time college payment

My financial situation:
I am a good candidate for this loan because I am not in debt and have no problems paying an easy monthly fee.

Monthly net income: $ 900

Monthly expenses: $ 0/live with parents
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

fixing my kitchen

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

to get ahead

Purpose of loan:
This loan will be used to get ahead during the off season and during the holidays.?

My financial situation:
I am a good candidate for this loan because I don't have unrealistic debt and my credit score is good.? I work a full time job 40 hours a week and waitress during the busy season in the evenings.? I would likely have this paid back prior to the term agreed upon.

Thank you for taking the time to read this.? I look forward to hearing from someone in the near future.

Income Properties

Purpose of loan:
This loan will be used in conjuction with a home equity loan to purchase more low, low, low priced homes to create active income streams.

Once purchased we will re-enter the reconditioned homes into the market place

The goal is to get them to produce an income stream for rental or lease option contracts.

We will re sell 2 of the properties in 5-10 years.

The properties we get cheap enough

we will whole sale to other investors (just clean out the property to make them smell nice and show off all the defects to other investors who want to fix and flip)

My financial situation:
I am a good candidate for this loan because?I have 3 other free hold estates and own them free and clear with a active cash flow.

I just recently sold my main home and made 35k
and split that between my X.
I dont pay rent since I live with my daughter and take care of her 2 children.


These free hold properties currently produce 400-500 a piece.

I live with my 25 year old daughter
and help toward the food? 200 per month
I dont make much on my W-2 income

Currently we are creating money machines with these houses that are placed back into the active market for income streams.

The financing will secured by a Trust Deed on the actual property.

Goal is to continue to make more cash and Keep living expenses LOW.

Credit card debt is low @ $1,000

Paying Off Creditors

Purpose of loan:
This loan will be used to payoff two creditors. I fell on some difficult times and made a mistake when trying to get out from under some credit card debt.
Even after making these mistakes I know I can rebound if just given a little wiggle room. The loans would be used to pay off two credit card bills and an
outstanding medical bill.

My financial situation:
I can afford a sizable monthly payment, in excess of $600 an month, I just can't come up with the lump sum required to satisfy my creditors. I can only give
you my word that I have the means in which to pay off this only in a timely fashion.

Auto Repair

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Additional tools for winter season

Purpose of loan:
This loan will be used to add a ladder rack and a logo wrap around my company truck as well as purchase additional equipment to increase interior workload for the winter season

My financial situation:
I am a good candidate for this loan because I have extensive advertising and referrals in place to continue a healthy workload to expect a continued revenue stream into the business.? I hope to hire two additional employees for the winter season which in turn will bring in more income to the business

Monthly net income: $ 5200

Monthly expenses: $
??Housing: $ 1200
??Insurance: $ 186
??Car expenses: $ 150
??Utilities: $ 60
??Phone, cable, internet: $ 120
??Food, entertainment: $ 80
??Clothing, household expenses $ 600
??Credit cards and other loans: $ 450
??Other expenses: $

Getting Rid of Credit Cards

Purpose of loan:
This loan will be used to pay off four credit cards, two of which have interest rates above 20%.? I am currently being charged almost $250 per month on a debt balance of around $15,000.? I hope to use this loan to eliminate my credit card debt, which will free up extra cash every month from anticipated lower interest rates.

My financial situation:
I am a good candidate for this loan because I have demonstrated my ability to use debt responsibly.? I have another Prosper loan that I took out almost three years ago and have never been late for a single payment.? These credit cards only became necessary when I was a married, fulll-time graduate student, and student loans weren't sufficient to cover my tuition and living expenses.? I have since graduated with an MBA, and have worked at a large (Big 4) accounting firm for over a year.? I plan on sitting for Part One of the CPA exam next month.

Monthly net income: $ 3,799.69

Monthly expenses: $
Housing: $?939.97
Insurance: $ 132.38
Car expenses: $?113.11
Utilities: $ 152.03
Phone, cable, internet: $?232.25
Food, entertainment: $ 694.87
Clothing,household expenses $ 153.97
Credit cards and other loans: $ 1,096.79 ($166.82 in student loans, $426.80 car note,?$97.68 for current Prosper loan which is paid off in Feb 2010, and 405.49 in credit cards, most of which will be eliminated?as a result of the full funding of this loan request)

Other expenses: $ 177.89

"Day Trading Capitol"

Purpose of loan:
This loan will be used to trade stock equities and etfs

My financial situation:
I am a good candidate for this loan because of my personal credit payment history and my ability to?generate income using proven daytrading strategies.

Monthly net income: $ 3300

Monthly expenses: $
??Housing: $?867
??Insurance: $?102
??Car expenses: $490?
??Utilities: $???120???????????????????
??Phone, cable, internet: $?95.06
??Food, entertainment: $?200????????????
??Clothing, household expenses $?0
??Credit cards and other loans: $396?
??Other expenses: $

Relist: Trying Again, Not Giving Up

Thanks for viewing my listing. I am asking for another chance to prove myself, get my debt back under control, and improve my credit.

Since my 1st Prosper loan, I did really good staying on track. Since I received help, I felt compelled to help others. In addition to my own home and car repairs, I've helped several family members out to avoid them from being homeless to car-less. Before I knew it, I was back in debt utilizing payday loans. I knew better and feel ashamed. I understand Lenders are hard-working people too and I will not let you down!

I will use this loan to pay off: $2500 payday loans; $500 Real Estate tax; and $500 Dobbs. This will free up $850. Next, I plan to pay off USB. My 1st Prosper loan ends in June 2010. This will help my credit ratings and allow me to start saving again. Monthly Net Income is $3,6521465 ? Mortgage, Utilities, Groceries, etc. (Spouse pays the same)
256 ? 1st Prosper Loan # 16369
235 ? CitiFinancial
150 ? PCU Credit Union
50 ? USB Credit Card
50 ? Dobbs Credit Card
145 ? Surety Finance
320 ? Cell, Gas, Personal, Misc.
800 - Payday Loans
0 - No Car Payment
$3,471 - total monthly expenditures

As my Prosper track record shows, I am a good candidate for this loan and repayment will not be a problem with automatic payments.

Thank you again for viewing my listing, and may God bless you!

A few Notes: USB decreased my credit limit putting me at a higher usage. I?ve only been1-day late & 2-days late when made manual payments. Since then, I make sure enough money is always available.

I need HELP getting rid of debt

Purpose of loan:
This loan will be used to? pay off my credit card debt faster help me start my way toward retirement now that my children are taken care of.

My financial situation:
I am a good candidate for this loan because? I am a honest hard working individual and always make my payments on time - just need some help getting out of debt faster.? I need to payoff these credit cards as the min payment will take 20 years versus a 3 year loan.? Most of these balances were from helping my children attend college and with this amount I will be able to payoff 2 of my credit cards and concentrate on my other ones.? I know this is a stupid situation to be put in but with your help I can learn from this and put myself in a better position to retire in 10 years.? So please help!!!!!

Career advancement course

Purpose of loan:
This loan will be used to pay for a career advancement course and licensing for me to become a Close Protection Officer.

My financial situation:
I am a good candidate for this loan because after completion of this course I will pay back the loan and the interest in a timely fashion. This is because my current employer will increase my pay to about three times what I am making now, and I will also be able to work as an independent contractor, with my current employers and with other contractors.

Monthly net income: $ 1200

Monthly expenses: $
??Housing: $ 0 (I currently Live At Home)
??Insurance: $ 0
??Car expenses: $ 0 (I Don't Own A Car)
??Utilities: $ 100
??Phone, cable, internet: $ 150
??Food, entertainment: $ 200
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 50
??Other expenses: $ 100 (Public Transportation)

paying off my credit cards

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off taxes

Purpose of loan:
This loan will be used to pay off taxes to IRS and Real estate taxes.

My financial situation:
I am a good candidate for this loan because I have the capacity and character to repay and not have any deliquency.

paying off 1 credit card & xmas

Purpose of loan:
This loan will be used to? to pay off 1 credit card and to use remaining for christmas

My financial situation:
I am a good candidate for this loan because? I am willing to have the monthly payment either debited from my checking account or down via a payroll deduction agreement.? My job will be offering overtime come the new year and I plan to send in extra payments when I can as well.?

Monthly net income: $ 3261

Monthly expenses: $
??Housing: $ 650
??Insurance: $ 125
??Car expenses: $ 100
??Utilities: $ 200
??Phone, cable, internet: $ 200
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 682
??Other expenses: $ 75

2009-2010 Property Taxes

Purpose of loan:? This loan will be used to pay the fiscal year 2009-2010 property taxes on our home and principal residence.

My financial situation:? I am a good candidate for this loan for several different reasons.? I am a single working mother of three children.? My character is excellent.? One of my three children has just started high school.? Two of my three children are in college.? I am very fortunate to be a homeowner in the San Francisco Bay Area.? I am an entrepreneur, with a successful home-based business.? Currently, I am self-employed as an eBay PowerSeller and Top-Rated Seller.? As an eBay PowerSeller, I am a customer service specialist, having achieved eBay requirements for sales volume, customer satisfaction, policy compliance, and account standing.? As an eBay Top-Rated Seller, I am proud to be able to say that I have achieved the highest eBay requirements for customer satisfaction.? I am very good at what I do.? I also have a professional degree in the allied health sciences, and thankfully, because of President Obama's economic stimulus plan, I should be returning to work in my profession very soon.? My credit is excellent.? Until recently, my FICO scores were in the low to mid eight hundreds.? My FICO scores are lower now, because I have had to increasingly rely on my savings, my investments, and my excellent credit to help carry myself and my children through these tough economic times.? My mortgage is current.? I have no delinquencies or late payments on my mortgage, or on any of my credit card accounts or revolving credit accounts.? My high revolving credit account balance reflects a second mortgage used to make home improvements.? I am a hard worker, and all of my hard work, my tenacity, and my perseverance has paid off.? Against all odds, I have held on to our home and principal residence, and with Prosper's help, I hope to continue to do so.? If need be, I will list our home and principal residence for sale in the Spring of 2010.? Conservatively, it appraises for more than $900,000.? Of that, my equity or unencumbered interest is approximately 50%.? Property taxes in the fiscal year 2009-2010 are due in two installments.? The first installment is to be paid on December 10, 2009.? Thank you for your consideration.

Fixing House Roof

Purpose of loan:
This loan will be used to fix?roof on?my house leaking water?into?garage better be fix before rainy season in?Florida. ?

My financial situation:
I am a good candidate for this loan because, stable job working for the same company for the past 3 years. Stong company.

Monthly net income: $1,100.00

Monthly expenses: $
??Housing: $ 1,100.00
??Insurance: $ 100.00
??Car expenses: $327.00?
??Utilities: $ 150.00
??Phone, cable, internet: $?145.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 100.00
??Other expenses: $

The engagement ring of her dreams

Purpose of loan:
This loan will be used to buy an engagement ring for my girlfriend.? I already have a significant amount to start with, but the extra money will allow me to bump up the carat size to a level fitting for something she will be wearing every day for the rest of her life.? In addition, by obtaining the loan from Prosper I will be able to pay a cheaper price from the diamond dealer, and avoid their costly in-house "financing" options.

My financial situation:
I am a good candidate for this loan because I have a steady job that I love at Turner Broadcasting.? I have been working for Turner for over two years now, since my graduation from college.? I have a Bachelors Degree in Sociology from Boston University, but I am fortunate not to have any student loans.? The only major debt I currently have is a car payment.? I don't have any outstanding credit card debt and I make the full payment or nearly full payment every month.? My girlfriend has been employed with her company for over two years, as well, providing in-home behavioral therapy to kids with special needs.? She has a Bachelors Degree in Psychology from Simmons College and is currently attending classes at night to obtain her Masters in Social Work.

I suspect that my lack of credit history is contributing to my HR Prosper rating.? I didn't obtain a credit card until after college, and therefore have not had time to build much of a credit history.? However, I am very good at managing my money, as you can see from my credit score.? I have never missed a payment on any loan or bill. In addition, I look at not having a credit card during college as a good thing.? With my parents help, I was able to budget my money (most of it saved up from summer jobs) and live within my means.? Is that such a bad thing?? Also, the $400 balance on my credit card is from a recent plane ticket I bought.? Most of that balance will be paid off on 12/1 (this listing was submitted on 11/30).

You can rest assured that you will not lose money on this investment.? My employment and credit score should be proof that I am a responsible borrower and will pay back this loan in full.? The 18% rate was the lowest I could enter, however I would ideally like to get the rate below that (in the 8-10% range), as I view myself as a very responsible borrower and a low risk.

And most importantly you will be helping to buy my girlfriend the beautiful ring that she deserves!

Please feel free to contact me with any questions regarding this listing.

Thanks!

Monthly net income: $2200

Monthly expenses: $1200
??Housing: $400
??Insurance: $85
??Car expenses: $200
??Utilities: $40?
??Phone, cable, internet: $75
??Food, entertainment: $150
??Clothing, household expenses $50
??Credit cards and other loans: $100
??Other expenses: $50-100

Paying off Credit Card

Purpose of loan:
This loan will be used to payoff high interest credit card?

My financial situation:
I am a good candidate for this loan because have a good payment history and good job

Monthly net income: $ 9500

Monthly expenses: $
??Housing: $?3100
??Insurance: $?400
??Car expenses: $450
??Utilities: $ 300
??Phone, cable, internet: $200
??Food, entertainment: $ 500
??Clothing, household expenses $ 500?
??Credit cards and other loans: $ 2100
??Other expenses: $ 500

Payoff Payday Loan

Purpose of loan:
This loan will be used to help pay off a title loan. I am currently paying about $250 a month in interest to loan sharks and I need to stop. I have a great full time job and I am in a post-baccalaureate pre-medical school program at UC Berkeley. This money will remove the loan sharks from my life.

My financial situation:
I am a good candidate for this loan because of my earning ability and my low expenses. I live with family and don't pay any rent. I also don't make a car payment and I have no credit cards. I have some school loans that add up to about $19k. $9k of which is at 2.7% fixed for 15 years and I pay them $200/month to pay it off as fast as possible.. The rest is at 8% and I don't need to make any payments on that until I finish medical school. I graduated UC Berkeley with a degree in economics. I have a great full time job that doesn't interfere with school. I work for CoStar Group as a commercial real estate consultant. I make $42,000+ bonuses and expenses.

Monthly net income: $2500

Monthly expenses: $1000
??Housing: $0
??Insurance: $200
??Car expenses: $100
??Utilities: $0
??Phone, cable, internet: $100
??Food, entertainment: $200
??Clothing, household expenses $0
??Credit cards and other loans: $0
??Student Loans: $100
Title Loan and Payday Loans: $250

paying off my credit cards

Purpose of loan:
Pay off credit cards and debts inherited as a result of a divorce two years ago????????

My financial situation:
I am divorced and even though it shows on my credit report that I have a home and several vehicles they are not my debts. Our assets were split in half as a result of the divorce. I really need to pay off some credit cards and creditors to have one fixed payment not a lot of little ones. I have been employeed?by this company as a State Trooper for over 12 years. I have never filed for bankruptcy. I am a disabled war veteran recieving monthly compensation as well as a?Military reservist. I have gone to several places but no one will give me a chance and loan me the money to get out of the current situation I am in. Since being divorced I have lived pay check to pay check having little to nothing left over monthly.

Monthly net income: $
3300
Monthly expenses: $
??Housing: $ 500
??Insurance: $ 250
??Car expenses: $ 770?
??Utilities: $ 150
??Phone, cable, internet: $ 270?
??Food, entertainment: $ 200
??Clothing, household expenses $ 300?
??Credit cards and other loans: $ 600
??Other expenses: $

debt settelment

Purpose of loan:
This loan will be used to make settlement offers on my outstanding debt

My financial situation:
I am a good candidate for this loan because, despite my current credit situation , I have never missed a house payment since i bought my first home in 2001. In 2002 I lost my job and was in the middle of renovations.I made a terrible decision and took advice from an institution call credit solution to stop paying my bills so they could make settlement offers to my creditors. I have been steadily employed for over 5 years and i have 3 small credit card debts along with my main house hold bank who has a lean on my house. I`m currently doing fine with my payments but i want to take advantage of refinancing my home. i need this loan so i could make a settlement offer to household and they could release the lean. the money i`ll` be saving would help me to pay off the 3 cards quicker.

Monthly income 3500

Monthly expenses: $ 2634
??Housing: $ 1093
??Insurance: $ 101
??Car expenses: $ 200
??Utilities: $ 175
??Phone, cable, internet: $ 135
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 530
??Other expenses: $ 100

pay off loans

Purpose of loan:
This loan will be used to?pay off credit cards wife also works full time.hoping some will look past credit?. have came a long in the past year?

Monthly net income: $

Monthly expenses: $
??Housing: $ 650.00
??Insurance: $ 75.00
??Car expenses: $ 0
??Utilities: $ paid by?landlord
??Phone, cable, internet: $ 75.00
??Food, entertainment: $ 250.00
??Clothing, household expenses $
??Credit cards and other loans: $ 550.00
??Other expenses: $ 100.00

Home improvement

Purpose of loan:
My fianc?e and I bought a house a year ago and we just had our first baby. We are looking to make some improvements to the bathroom since it does not have a tub we can use to shower the baby when she gets older and the tile in the bathroom is from 1960 when the house was originally built in the 60?s. I have been current for the past 3 years on all my bill and I have not been late at all on my house payments. I know have made mistakes in the past but?I was very young and I have learned from them and want to continue to build my credit.?