Investing in Small Business Opp.

I am listing this loan to start a small business with some friends.? This business is fairly simple in that it involves buying some inventory from a company that is having a tough time and redistributing the goods.? Both of my partners (and friends) work as distributors in this exact industry and already have very firm verbal orders.

I just finished paying my last prosper loan from $18,000 with a virtually perfect payment record.

I am a great candidate for this loan for a number of reasons.? I have made over 100k for the last eight years with the exception of the year where I was running my own start-up ( I made nothing that year!).? I am a home owner and have about 60K in home equity.? We own an new Toyota Prius.? People have a high degree of confidence in my character professionally and personally.?

Should be an easy decision to lend me money.

Debt Consolidation

Purpose of loan: This loan will be used to help better manage my finances by being able to pay off my credit card debit in a timely manner. I am learning to control the use of these cards and rarely use them anymore. So, I feel that this loan will helpful in freeing me of my current debits.

Current debit breaks down to the following:
Chase Bank #1-??????????? $3564.24
Chase Bank #2 -?????????? ? 8106.25
Bank of America -???????????1335.73
Kohl?s -??????????????????????????? 251.29
Best Buy - ?????? ??????????? ????890.60
Dell - ?????????????? ??????????? ????254.15
Ameri. Furn. Warehouse??? 590.56
Medical Bill - ??? ??????????? ????926.09
Total:??????????????? ?????????? $15117.37

Another purpose of this loan ($ 2500) would be for the purchase of a reliable car that I can use to commute to work. The current minivan is developing major mechanical problems, and it is rear wheel drive. During times of snow it has little traction on the road. The major concern about this is that I use the minivan to pick up my boys from school, and I am concerned for their safety.

Grand Total: $17620.37

My financial situation: I am a good candidate for this loan because, I have always paid my debits, I have never declared bankruptcy, which has enabled me to have a good credit. And I have a desire to pay off my current debits rather than try to got out of responsibility for them.

Being kicked out of our home

Purpose of loan:
This loan will be used to?
We have been living in my wife's father's second home, which was uninhabitable when we moved in, and making repairs and remodeling with the original understanding that we would buy the house from him when the time was right for the balance that he owed on it. Well, now that the time is right, he wants to make $100k off of our expense and hard work in the property. He owes $110k and wants to sell it to us for $210k (market value). We have dumped our money into making this place a home for our 3 children and now don't have the money for the down payment on another home. To make matters worse, he has said that not only will he not sell it to us, he wants us out so that he can lease it out and make money on it every month. We have been paying the mortgage, taxes, insurance, making repairs and updating the house for the past 3 years. We are in a bind and need to move in December and just don't know what to do.
My financial situation:
I am a good candidate for this loan because I have a steady job that I have been at for 3 years. I make $70k per year and will have enough money to pay this loan back. I have job security because I have a good work ethic and always get the job done. This is only a short-term loan, I will repay in full in January when my funds come in. My family has to move before then though.

Monthly net income: $ 5500

Monthly expenses: $
??Housing: $ 1000
??Insurance: $ 100
??Car expenses: $700
??Utilities: $ 200
??Phone, cable, internet: $250
??Food, entertainment: $ 1000
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 250
??Other expenses: $ 100

Paying off Debt

Purpose of loan:
This loan will be used to pay off high interest credit cards in order to continue to build my credit.

My financial situation:
I am a good candidate for this loan because I am a?very responsible person who has never?been late on making any of?payment obligatins.?

Monthly net income: $? 7583.00

Need Help with Property Taxes

Purpose of loan:
This loan will be used to catch up on delinquent property taxes due to paying our college son's rent when he was out of work over the summer....it allowed him to keep his apartment so he wouldn't have to move out and then search for another during this his senior year of college.

My financial situation:I am retired and collect a pension and Social Security...my wife works full time
I am a good candidate for this loan because?we have had a Prosper loan and were never late with payments and we have every intention of loaning to others when we are able to do so....

Monthly net income: $ 5600 (this includes my wife's monthly income)

Monthly expenses: $ 3819.00
??Housing: $ 1413.77
??Insurance: $630.00 (auto and homeowners combined)
??Car expenses: $311.00 (car payment) our other vehicle is paid for
??Utilities: $ 260 (electric) 100.00(water) 50.00 (sewer) 46.00 (trash)
??Phone, cable, internet: $ 139.00 (cable /internet) 50.00 (landline phone) 120.00 (cells)
??Food, entertainment: $ 200.00 (groceries) we don't really go out or to movies
??Clothing, household expenses $ approx. 50.00
??Credit cards and other loans: $ 70.00 (credit cards) 250.00 (vinyl siding) 130.00 (Prosper)

Stopping the Bleeding

Purpose of loan:
This loan will be used to pay closing costs required to sell my rental property. Unfortunately, I have owned the property for 7 years and still find myself having to bring $7000 to closing. After 6 months on the market and 80 showings, this is our 2nd offer. Nearby foreclosures have significantly decreased the value of the property and this offer is probably the best that we can expect.

My financial situation:
I am a good candidate for this loan because I have plenty of discretionary income to pay back the loan. With the rental mortgage ($1240) eliminated, I will have $2745 a month to pay back the loan.

Monthly Income: $ 5785

Monthly expenses: $3040
Housing: $ 1850
??Insurance: $ 150
??Car expenses: $60 Gas (No Car Loans)?
??Utilities: $ 120
??Phone, cable, internet: $60
??Food, entertainment: $ 400
??Clothing, household expenses $100?
??Credit cards and other loans: $ 300
Net Income: $2745

My delinquencies are from over 7 years ago when I was laid off and fell behind with my bills. They should actually be falling off my credit report any day now.?

Paying for College

Purpose of loan:
This loan will be used to? Pay off college classes and books

My financial situation:
I am a good candidate for this loan because? I don't have a history of any debt.

Monthly net income: $ 1200

Monthly expenses: $ 150
??Housing: $ 0
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Home Repair

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Payoff personal debt

Purpose of loan:
This loan will be used to?payoff personal debt/dental bills

My financial situation:
I am a good candidate for this loan because?I have always had credit in the high 700's.?? I was unemployed for an extended time in 08, and while I made payments for most of that time, fell behind in the last months of unemployment.?? My credit has suffered and while I wait for my mortgage company to do a modification for the unemployment period, it is very high interest I am willing to pay.?? I am not at risk of being unemployed again in the foreseeable future.?? I work hard and make good money.?

Monthly net income: $ gross 6933, net $5503 plus overtime

Monthly expenses: $
??Housing: $ 1781
??Insurance: $?700
??Car expenses: $?350
??Utilities: $?300
??Phone, cable, internet: $?300
??Food, entertainment: $ 300
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 20
??Other expenses: $ 100

BUYING A USED CAR

Purpose of loan:
This loan will be used to? BUY A USED CAR

My financial situation:
I am a good candidate for this loan because? I AM A TRUSTORTHY PERSON WHO JUST NEEDS A BREAK

Monthly net income: $ 2300

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off two high interest loans

Purpose of loan:
This loan will be used to? Pay off?Cashcall and Delaware Bank high interest loans and help out with the vet bill from my dog Chopper who had a tumor removed from his side, it was negative for cancer?($1133.00). ?

My financial situation:
I am a good candidate for this loan because? I am in the process of lowering my monthly debt for good. I had to refinance my home in 2006 when my daugther turned?18 as part of my divorce and give my ex-wife half the equity which gave her $135,000.00. At this time I am working with my mortgage lender to lower my payment from $1955.00 to $1795.00. I know thats not much but every bit helps towards my goal. I work for a large water company with job security considering the state of the job market I feel very blessed. My wife also has a family partnership which her late father setup which gives her a monthly payment which I cannot include as income. Thank you very much and your consideration would be greatly appreciated.

Monthly net income: $ 6143.00 not including overtime

Monthly expenses: $ 3747.00?
??Housing: $ 1795.00
??Insurance: $ 133.00 auto
??Car expenses: $ 534.00 2 car payments?
??Utilities: $ 175.00
??Phone, cable, internet: $ 60.00?
??Food, entertainment: $ 350.00?
??Clothing, household expenses $ 100.00?
??Credit cards and other loans: $600.00
??Other expenses: $

Holiday Consolidation Celebration

Purpose of loan:
This loan will be used to consolidate variable interest loans.
My financial situation:
I am a good candidate for this loan because I have a good job as a tenured teacher (17 years with no employment?lapses)?and have zero expectation of being unemployed.

new service line

Purpose of loan:
This loan will be used to? develop new?service line

My financial situation:
I am a good candidate for this loan because? my business has prospered for >30 years

Alternative Mortgage

Purpose of loan:
As consultant I have worked for a large international company for 18 months now. With the credit crunch I can not get a mortgage even though I have work for all of next year and look to increase what I am currently making. I have 50K to put towards a condo, but need extra cash to cover the difference and to give some flexibility in my bank account.

My financial situation:
I am a good candidate for this loan because I always repay my debts. I have a great job, have more projects in process and see this year as my best yet. I am looking to launch my own website that will bring in more money, but will not be my primary source of income.

FICO 700 PLS READ: Business Growth!

PLEASE NOTE:? Our Prosper rating is misleading since it does not reflect our true creditworthiness. FICO, VantageScore, TransUnion, & Equifax provide a higher credit score. No delinquencies, late or missed payments. Prosper uses only Experian, not including other ways of measuring creditworthiness. Please take this into account when investing in our company.

We decided it is better to put money in your pockets than the pockets of the big banks. Ten percent of total investment will also be given back to the local community. Whatever amount, large or small, please invest from your heart. Thank you for?investing in your future!

A well positioned company:
Power Signatures Mobile Notary, a Power Signatures company, provides mobile notary and document signing services. The mobile notary industry is about to explode. People are getting busier with their lives and are willing to pay for the convenience. Time is money. Banks and mortgage companies are increasing their client care and incorporating mobile loan signing services as part of their packages to their clients. An estimated seventy six million American babies were born between 1946 and 1960. So what?

That is where we come in. We provide these services to fill a niche and to help people live better. There will be an increasing need for mobile notaries to take care of document services at the client's location. There is money to be made and we are well positioned to take advantage of the growing market for mobile notary and document services.

Purpose of loan:
We want to position our company for the exciting?growth opportunities?in the coming year. The following is a small sample of our immediate needs.
1. Website remodel (2,000)
2. Advertising & Marketing (1,800)
3. Sales team expenses (500)
4. Technology team expenses (500)
5. Legal team expenses (500)
6. Small office location opening (1,900)
7. Community sponsorships (800)
Total Requested: $8,000

Our?financial situation:
Since launching in July 2009, our company has been profitable July, August, and September 2009. Despite the overall downturn in the economy and small business challenges, we impressively broke even?in October and November 2009!

About a month ago, I checked my personal credit through TransUnion, Experian, and Equifax. My average credit score was 700. Prosper may have rated me much lower, but this is peer to peer lending. I will personally promise that our Prosper lenders will be first in line to be fully repaid as our company returns to profitability by?end of next year. We provide monthly updates on where your dollars are spent. We're confident you will invest in us?today for tomorrow's return.

Business Investment

Purpose of loan:
This loan will be used to? supplementing payments for December rents for business.? December reaps high profit for the business, but rent must be paid in advance (as you may know).? Business is in form of kiosks, several links together by leasor.? If rent is delinquent for one or more kiosk, balance of kiosks cannot sell.

My financial situation:
I am a good candidate for this loan because? I have a high credit score as a result of diligent and consistent payment of my debts and diligent attention to my finances.? I am mature and am a well established and responsible employee (23 years).? I also have supplemental rental income ($15,300 annually). I?did not find a means to include on this standard form)

INJECT CAPITAL INTO NEW CORP.

This loan will be used to capitalize a new corporation and prove credit worthiness to the Prosper community and my group in order to secure larger loans for future capitalization.

I am a good candidate for this loan because YOU WILL MAKE MONEY. I have recently paid off and closed all credit card accounts, student loan accounts and others. I have only one current/open account ($ 11,000 auto). I have fair credit score nearing 700. I have a very manageable debt/income ratio. I keep a bank account average in the $ 4,000-$ 5,000 range. I am now employed at part-time status with health/dental/vision and 401k. My stated net income of $2,500 is a fair estimate. My net income ranges between $2,250 and $3,000. I can pick up additional hours. This is my fourth listing. Browse through my previous listings to see any questions answered. This is the minimum request at the max rate, "my prosper initiation".

Monthly net income: $ 2,500

Monthly expenses: $
??Housing: $ 200
??Insurance: $ 100
??Car expenses: $ 125
??Utilities: $ 50
??Phone, cable, internet: $ 75
??Food, entertainment: $ 150
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 375
??Other expenses: $ 150undefined 

Getting Married & Fixing Home

Purpose of loan:
This loan will be used to??Our home needs some minor repairs due to normal wear and tear, so a majority of the funds will be used for that.? Also, we intend to have a modest wedding?in the Spring so some of the funds would take care of the necessary deposits needed to start our life together.? It's my every intention to repay this note no later than July 1, 2010 as we anticipate that a good amount of the wedding costs will be recouped.?

My financial situation:
I am a good candidate for this loan because? I have a current loan with Prosper to pay off some credit card debt that I've paid on-time since the loan began.??I am excited to say that I anticipate being able to pay my original loan off ahead of schedule in April of 2010.??I have had such a positive experience with Prosper that when they sent me an email advising that I was eligible for another loan I thought I would give it a try.??I'm grateful for the people that have and may help me moving forward.? I have a solid job, have worked hard to pay down my debt and although there is still some left to take care of it has been substantially been reduced.??I have successfully paid off a number of my accounts and am proud of that accomplishment.? Although this loan request is based solely on my net income as noted below, please note that my fiancee's net income would also be used to pay off this loan which is an additional?net monthly income of $3,400.00 and he has approx. $600 owed on a Visa with no other debt and a paid off vehicle.

Monthly net income: $ 4,700.00

Monthly expenses: $
??Housing: $ 1,750.00
??Insurance: $?150.00
??Car expenses: $?0
??Utilities: $ 125.00
??Phone, cable, internet: $ 163.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $ 50.00?
??Credit cards and other loans: $ 779.00
??Other expenses: $ 62.00

Reducing high interest cards

Purpose of loan:
This loan will be used to? I plan on utilizing the funds for a credit consolidation in order to reduce the unneccesary high interest rates.? I am currently working on improving my credit score as well which has proven to be very time consuming.? I am not late or behind on any bills and strive to increase my overall portfolio.

My financial situation:
I am a good candidate for this loan because?? I have been with a fortune 50 company now for over 9 years and have advanced several times.?I have struggled in the past and have learned the value of keeping your financial position in order.? I have a family and like most others want to provide?in a reasonable manner and make the right decisions for a bright future for their retirement as well as their childrens future.

Monthly net income: $ 4815

Monthly expenses: $ 4287
??Housing: $ 1483
??Insurance: $ 356
??Car expenses: $ 598
??Utilities: $ 200
??Phone, cable, internet: $ 150
??Food, entertainment: $ 550
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 550
??Other expenses: $ 300 (Fuel)

Credit cards & Prosper laon

Purpose of loan:
Consolidate my debt

My financial situation:
I have never missed a payment on anything!?????????

Monthly net income: $ 3,000

Monthly expenses: $
??Housing: $ 0????
??Insurance: $ 140
??Car expenses: $ 0
??Utilities: $ 200
??Phone, cable, internet: $?200
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 490
??Other expenses: $

Paying off my credit cards

Purpose of loan:
This loan will be used to pay off an existing credit card. The interest rate recently went up making the payments higher. If I could pay this credit card off with a lower interest rate, it would be beneficial and allow me to pay off the laon quicker.

My financial situation:
I am a good candidate for this loan because I have secure employment with the government. I have also not been late on payments.

Monthly net income: $ 5500

Monthly expenses: $
??Housing: $ 1200
??Insurance: $ 60
??Car expenses: $ 200
??Utilities: $ 300
??Phone, cable, internet: $ 45
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 500
??Other expenses: $ 200

Needed For Family Emergency

Purpose of loan:
This loan will be used to? for a family emergency. Money is needed very quickly and I have no time to go through the process of a bank loan and all the waiting time.

My financial situation:
I am a good candidate for this loan because?my credit score and payment history are high and extremely well. I just need quick help and I am hoping someone can understand and help.

PROSPER LENDER NEEDS LOAN

Purpose of loan:
This loan will be used to? Consolidate my credit card debt and get better interest rate.???I want to get rid of all my credit card debt. All my cards were switched from a low fixed rate to high variable rate for no good reason.???

My financial situation:
I am a good candidate for this loan because? I?ve never been late paying my bills and have very good credit. I am diligent about not being late and?paying down?my debt.? In one year I have cut my $20,000 debt to $0,000. I will pay this loan ASAP which means I will pay more than the minimum each month. I am also a lender on prosper with about $800 invested, so I will pay this loan because I want to have a good reputation on Prosper.? I have also been at my current job for 3 years working for the state of NV and will get a promotion Aug. 2010.

Net income $2100
Wife?s net income $2200
Mortgage $1700
Utilities $300
Phone/Internet $250
No car payment
Car Insurance $100
Gas $150
Entertainment $200
Food $400
Credit cards $1000

GETTING A NEW TV FOR MY MOM

Purpose of loan:
This loan will be used to? GET A NEW TV FOR MY MOM

My financial situation:
I am a good candidate for this loan because? I LIVE AT HOME SINCE MY DIVORCE IN 2006, I HAVE WORKED FOR MY PRESENT EMPLOYER FOR THE PAST 7 YEARS

Monthly net income: $ 2500-3000

Monthly expenses: $
??Housing: $ 250
??Insurance: $ 65
??Car expenses: $ 0
??Utilities: $ 50
??Phone, cable, internet: $ 150
??Food, entertainment: $ 200
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 2000
??Other expenses: $ 0

new floor

Purpose of loan:
This loan will be used to for a new floor in my kitchen, a turn around for the drive way and a few side projects.

My financial situation:
I am a good candidate for this loan because i will pay back the loan on time.

Monthly net income: $ 43000

Monthly expenses: $ 1167
??Housing: $ 550
??Insurance: $107
??Car expenses: $ 0
??Utilities: $ 200
??Phone, cable, internet: $ 110
??Food, entertainment: $ 100
??Clothing, household expenses $ 50
??Credit cards and other loans: $
??Other expenses: $ 50

Our 2nd Hookah Pipe Product

Purpose of loan:
This loan will be used as working capital to get our second product to market, the HoboNargile.

The Product:
The HoboNargile is the follow up product to the HoboHookah (another product funded partially through prosper). We have added a number of new features that were requested by our user base, including a removable down stem, release valve and capacity for a second hose. In addition, we now have more competitive pricing that allows us to access the higher-volume distributor market.

This is not a new business, and we have been around for 2 years. We have an established website, with a full compliment of products (http://www.hobohookah.com), a strong following (including 600+ email list with a 10%+ conversion rate), and 3 distributors confirmed all in different countries.

The Need:
We have completed the redesign and need to place a large initial order with the manufacturer (3000 units). In order to complete the order, we need to take out a loan for additional working capital. This loan will be used exclusively to secure product and will be paid back on an advanced time schedule as the product sells out of the initial product run.

Interesting links about the product and company:
Product Specs Page - http://hobohookah.com/hobonargile-specs.php
Our online sales platform - http://hobohookah.com/
Product blog - http://hobohookah.com/blog/

Cash Flows and Plan of Repayment:

Units
Inventory
Sold
Revenue
Wholesale
Online Retail
Total
Expenses
Cost of Goods
Debt Repayment
Total
Cash FlowNov
150
100

$9350
$3950
$13300

$13250
$1000
$14250
-$950Dec
1850
1250

$14500
$4700
$19200

$27420
$1000
$28420
-$9220Jan
550
100

$0
$4700
$4700

$0
$3000
$3000
+$1700Feb
450
150

$0
$6950
$6950

$0
$4000
$4000
+$2950Mar
300
100

$0
$6950
$6950

$0
$4000
$4000
+$2950Apr
150
150

$0
$6950
$6950

$0
$4000
$4000
+$2950

2ND TRY! Please help!

Purpose of loan:
This loan will be used to pay off my high interest credit cards, a personal loan, my last semester of school, and some small payday loans.? I can?give anyone a complete list if they would like to know specifics.? This amount is a lot to ask for, I know, but it will pay everything off and give me only 1 monthly payment other then my student loans and house payment. This is?a 2nd request...Please help me to get rid of?my credit cards and loans!!? Banks are increasing interest rates and changing them to variable rates which doesn't help.? I will be closing them if I can pay them off.??? Feel free to ask me questions...I will answer them truthfully.
My financial situation:
I have been at my current job for over 21 years and it is very secure.? I currently have 1 prosper loan which I have never missed a payment on.? I also have paid off 1 prosper loan which I never missed payments on and paid it off early.? I know this is a lot of money to ask for,?but I would really like to get out from under the strain of high interest credit cards that take forever to pay off.? The HR rating given on this application, I don't believe is right.? I have not missed any payments in at least 6 years.? I believe it is listed as that because of the outstanding credit cards/balances which I want to pay off and close. I promise I will not default on this loan if given the chance. Please help me.

Monthly net income: $ 2900
Monthly expenses: $
??Housing: $ 1068
??Insurance: $ 106
??Car expenses: $
??Utilities: $ 110
??Phone, cable, internet: $ 155
??Food, entertainment: $ 100
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 600
??Other expenses: $ 250

Paying off my credit card

Purpose of loan:
This loan will be used to? pay off a "bad credit" card which has turned into a card with outrageous charges and I want to get rid of it, I would like to have no credit debit at all.

My financial situation:
I am a good candidate for this loan because? I am a responsible person, with a good job, who will pay this back sooner than needed.

Monthly net income: $ 3600

Monthly expenses: $ 1900
??Housing: $ 1100
??Insurance: $ 80
??Car expenses: $ 50 (no car payment, own my car)
??Utilities: $ 200
??Phone, cable, internet: $ 50
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 100
??Other expenses: $ 75

Last Semester of College

Purpose of loan:
This loan will be used to pay for my final semester for my undergraduate degree.

My financial situation:
I am a good candidate for this loan because I? make all my payments on time, and save for potential issues in life.? Also, my student loans are not consolidated, once I graduate my debt to income will decrease vastly.

Monthly net income: $ 1200 ????

Monthly expenses: $
??Housing: $ 400
??Insurance: $
??Car expenses: $
??Utilities: $ 75
??Phone, cable, internet: $50
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $250
??Other expenses: $

Home Improvement Loan

Purpose of loan:
We just closed on our first home November 12. I will be using this loan to address some immediate needs, such as carpeting for our upstairs bedrooms and some painting which needs to be done throughout the home. Additionally, we would l like to add a storm door before the Wisconsin Winter sets in. I will be leaving for the Middle East the first week of January for four months and it would be nice to take care of as much as I can before deploying.

My financial situation:
I am a good candidate for this loan because have an excellent credit payment history, as well as an excellent work history. I work for a military contractor. I am a veteran and was honorably discharged in 2006. I changed employers in March, but I am working in the same career field and have been since I joined the Air Force in 2000. I switched employers so that we could relocate back to Wisconsin and be nearer family. We just purchased our first home on November 12 and I will be repaying the Prosper Loan with our first time home buyers tax credit. The credit is worth $8000, plus we will be getting our normal return which will be between $7500 and $10000.
Monthly net income: $ 8500

Monthly expenses: $ 4500
??Housing: $ 1091
??Insurance: $ 250
??Car expenses: $ 680
??Utilities: $ 200
??Phone, cable, internet: $ 150
??Food, entertainment: $ 150
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 800 ($500 in student loans)
??Other expenses: $ 500 

expand my business

Purpose of loan:
This loan will be used to? I want to expand my electrical business. I have recieved some more bids for work but cant not keep up on my own. I also need to purchase some other tools for the futurew jobs i am beign asked to do.

My financial situation:
I am a good candidate for this loan because?I pay all my bills on time and mostly ahead of time each month. I take my credit very seriously.?

Monthly net income: $ 4600

Monthly expenses: $
??Housing: $ 335
??Insurance: $ 45
??Car expenses: $ 200
??Utilities: $ 200
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 175
??Other expenses: $

Refinance of working capital

Purpose of loan:
This loan will be used to convert high interest working capital to fixed rate.

My financial situation:
We have been in business since October of 2003.? We employ 7 developers and service the interactive training needs of a handful of clients with gross revenues of a half million dollars a year.? While the recent economic slowdown has impacted our access to traditional working capital, our business has consistently met its regular annual revenue. We recently hired our first national sales manager and see ourselves increasing our annual revenue by 40% in 2010.

Acquiring short term working capital for debt consolidation will allow us to continue to operate through the first quarter of 2010.

Paying off High % Credit Cards!!

Purpose of loan:
This loan will be used to? Pay off the Credit cards that have high interest rates.? I have done a good job in reducing my debt and raising my income, but fighting 20% credit card rates make it an uphill climb. This loan (depending on the final rate) will help me pay off my debt faster.

My financial situation:
I am a good candidate for this loan because? I have had a Prosper loan in the past and paid if off in full. I was never late on any payment.? I?do have some money invested in prosper. I feel?this?is a great option for me as a borrower and you as a lender.?

Monthly net income: $ 5000

Monthly expenses: $
??Housing: $ 850
??Insurance: $ 250
??Car expenses: $ 350
??Utilities: $?200
??Phone, cable, internet: $ 125
??Food, entertainment: $ 500
??Clothing, household expenses $ 250
??Credit cards and other loans: $ 1500
??Other expenses: $

replacing boiler for heating system

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Combining Small Loans

Purpose of loan:
This loan will be used to?? Payoff some small loans that I have taken out to fund my child's college expenses.?

My financial situation:
I am a good candidate for this loan because? I have a very good job and a steady income.? I have been employeed by the same company for obrt 22 years.? I have a very strong work ethic and have been promoted several times due to my work habits.? I am now an Accounting supervisor.? I have made a few?incorrect choices when it comes to financing my son's college career.? I would like to reduce my debt to earnings ratio,?by combining some of my smaller loans, which will enable me to work on paying down my credit cards as well.?? I have lived at the same address for 23 years, and I have always paid my debts. I have never defaulted on a loan because I was taught by my parents that you always pay back what you owe.? I just need some extra help to get myself back in the financial position that makes me comfortable.? I plan to payoff the debt as fast as possible, so that I can increase my credit score by decreasing my debt to earnings ratio.? I am a strong family person that enjoys spending time with my children and husband.? I have been married for almost 25 years, and I am a very committed mother, wife and employee.? My joys in life are spending time with family and friends.? I also love to bake and do yard work.
Monthly net income: $ 4441.00

Monthly expenses: $?3000
??Housing: $ 325
??Insurance: $ 259
??Car expenses: $?515
??Utilities: $ 200
??Phone, cable, internet: $ 65
??Food, entertainment: $ 300
??Clothing, household expenses $ 300
??Credit cards and other loans: $ 1036
??Other expenses: $

Paying off credit cards

Purpose of loan:
Consolidate two high interest credit cards for a total of?making budget more affordable-cutting overall interest paid-rate on both cards right now is 15.24%

My financial situation:
My credit rating speaks for itself, all debts paid on time, everytime-Want to better debt to income ratio by reducing revolving debt. Bills paid first, then entertainment. It is evident our priorities are in line, just trying to take care of past debts incurred at a time in my life where I wasn't so responsible. However, I have never been?late on what was due.

buying used car

Purpose of loan: Been having car trouble for quite some time and come to the conclusion that it's time to replace my vehicle
This loan will be used: Purchase a used car
My financial situation: I am in good financial standing
I am a good candidate for this loan because: I am in good financial standing, responsible adult, FT student,


Monthly net income: $ 2,700
Monthly expenses: $ 1,700
Housing: $ 650
Insurance: $ 80
Car expenses: $ 200
?Utilities: $100
Phone, cable, internet: $60
Food, entertainment: $ 300
Clothing, household expenses $200
Credit cards and other loans: $200

??Other expenses: $

Paying off a car loan

Purpose of loan:
This loan will be used to?? Pay off the remaining balance of our Honda Civic, that we are selling.

My financial situation:
I am a good candidate for this loan because?I am getting deployed with the Army in January. I will be making over 4,000 per month tax free, we are selling one of our cars, and renting our house, so we will have less than 600 dollars a month in bills.

Pay off

candidate because? I have been a professional banking for over 25 years and not paying off this loan could affect my employment. Currently we are able to pay our bills and we pay on-time. Our credit score is low because of the Debt to Available credit ratio, which as you know available credit drops as we pay down. If you look beyond our credit score you will see that we pay our bills on time and most months pay more than the minimum payment. My wife is self-employed and became entangled with CC promotions, to no avail. When we pay off a card we will cancel the card. We are also willing to cancel any cards as a stipulation of an agreement with you. The late payments to Citimortgage are because of an on-going dispute we have with them about the escrow. Suddenly, they thought it would be a good idea to escrow our taxes, however, we did not agree, so as we paid our P&I each month, Citi delayed applying the payment--- because they do not accept partials. We would very much appreciate your assistance and thank you.?

M income: $ $15000

expenses: $
Housing: $ 4000
Insurance: $ 5000
Car expenses: $ 400
Utilities: $ 300
Phone, cable, internet: $ 200
Food, entertainment: $ 600
Clothing, household expenses $
Credit cards and other loans: $ MIN PAY RATE BALANCEAmex $ 300.00 29.99 12,481.74 Pay off with loan--- we will close
Sears $ 284.50 29.99 7,621.69 Pay off with loan--- we will close
FIA Card Services $ 180.00 29.99 5,627.16 Pay off with loan--- we will close
Barclays $ 86.56 29.99 3,414.86
Chase $ 110.00 29.99 3,182.69
Bof A $ 169.00 23.99 5,692.90
Bof A $ 82.00 19.99 2,977.48
Discover $ 93.00 18.49 4,693.58
Barclays $ 106.47 14.9 4,809.61
Citizens $ 114.39 12.99 5,559.61
Capital One $ 89.00 3.25 7,065.12

Eliminating high rate payments would cover payments to you.

Paying off Credit Cards

Purpose of loan:
This loan will be used to? Pay off some existing credit card balances.? My dog had to have unexpected spinal surgery in January for a ruptured disc (which paralyzed him for a?brief period); between the surgery, physical therapy, time off work, etc. I've just not been able to catch back up.?

My financial situation:
I am a good candidate for this loan because? I work two jobs, seven days a week and try very hard to get caught up on my bills.? The extreme rates make it virtually impossible to do - paying the minimums every month will never get the debt paid off and I refuse to file for bankruptcy!? This $7,500.00 will not pay near everything off, but it would help out so much to allow for larger payments be made to other debts every month.? Thank you for taking the time to read this!

Monthly net income: $ 4,000.00

Monthly expenses: $ 3800.00
??Housing: $ 1,435.00
??Insurance: $ 75.00
??Car expenses: $ 60.00
??Utilities: $ 120.00
??Phone, cable, internet: $ 175.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 160.00
??Credit cards and other loans: $ 1,575.00
??Other expenses: $

money needed, Why waiting for a che

Purpose of loan:
This loan will be used to pay bill till we finish a job we are on.?

My financial situation:
I am a good candidate for this loan because it will be paid back as so as we receive payments for work done.

Reduce Debt and Expand Business

Purpose of loan:
This loan will be used to? reduce debt and expand current small business into a more profitable business. ???

My financial situation:
I am a good candidate for this loan because? I have had past loans and have paid them off in full at least 4 times in the last ten years.? They have have helped start and build a business.

Monthly net income: $?8800 ??

Monthly expenses: $ 6700
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

good job pay on time

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because? good job pay on time good credit

Monthly net income: $ 2800-3300

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

High interest cards be gone

Purpose of loan:
This loan will be used to pay off 2 credit cards, as the interest rates continue to go up, and no matter how much I pay, the balance never goes down.

My financial situation:
I am a good candidate for this loan because I feel it would irresponsible of me to get another credit card with no interest to pay off the current two credit cards for? 6 or so months, and then have the interest rate kick in at some 19+%, which defeats the purpose of reducing the debt.? Since being self-employed, I have generated over $50K in taxable income, and have learned to reduce expenses.? In addition, I have sought advice from a business accountant on how to manage my income to ensure all expenses are paid on time.? In many instances, I have my basic living expenses paid 3 mos in advance to give me the extra cushion when things are slow. I am proud to say I will not have a car payment after my last payment on January 5, 2010, which will remove the $512.48 expense each month.? The credit card elimination of these two cards will be another step toward debt reduction.? I am constantly evaluating my expenses, and feel eliminating these two high interest rate credit cards will help me greatly in my financial success for 2010.?

paying off credit card high rate

Purpose of loan:
This loan will be used to? pay off a credit card with high interest.

My financial situation:
I am a good candidate for this loan because? I have had good credit but ex-wife left me with this card in settlement. Interest so high cuz of her screw up that I can't pay it down due to ridiculous rate.

Monthly net income: $ 6,000

Monthly expenses: $
??Housing: $ 2,000
??Insurance: $
??Car expenses:?gas paid by work
??Utilities: $ 200
??Phone, cable, internet: $ 130
??Food, entertainment: $ 500
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 1000.00
??Other expenses: