Pay off high interest loans.

Purpose of loan:
This loan will be used to pay off high interest business loans.?

My financial situation:
I am a good candidate for this loan because I have been in business for myself for almost eight years.? Each year the business has grown from the previous year.? My business has steady income from regular, long term clients.? I am a responsible small-business owner and conduct my business with honesty and integrity. I appreciate your consideration .

Monthly net income: $ 10000

Monthly expenses: $ 5960
??Housing: $ 2380
??Insurance: $ 400
??Car expenses: $ 1200
??Utilities: $ 430
??Phone, cable, internet: $ 150
??Food, entertainment: $?800
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 500
??Other expenses: $

Path to Becoming Debt Free

Purpose of loan:
This loan will be used to consolidate?my credit cards?at a lower interest rate.

My financial situation:
I am a good candidate for this loan because I have never, ever?missed a payment and?I have a job that I have been at for almost 2 years now.

Net Income:
2700/month (after taxes, 401k contribution and pre-tax benefits)

Monthly Expenses:
Rent - 565
Utilities - 55
Student Loan - 150
Food/Groceries - 250
Loan - 225
Misc - 200
Credit Card Payments - 500* (Will be less once I get this loan)
Assisting retired parent's utilities - 150
Total: 2095


Thank you for your consideration and I hope to earn you a great return on your money.

Expanding!! 3rd year doubling sales

Dear all,

The loan the I am looking to?acquire is for a landscape business that has been around for over 17 years and has an excellent proven track record. With over 95,000 dollars?in contracts already for the new year (2010)?we are looking to expand which in return means more equipment etc... to keep up with demand. I will be purchasing lawn mowers, trailers, as well as consolidating a few higher interest loans.

Currently I have been working this business for?2?years after my acquisition of it in August of 2007. I have expanded revenue by?from $26,000 the first summer, to?$56,000 this past year. For 2009 I am on schedule to make over?$95,000?so as you can see I have been expanding at a fast rate. Last year I had a customer return rate of 98% which is unheard of in the lawncare/landscaping business.

I feel I will use the loan correctly because I know a good business when I see one. Having owned?two other businesses; I have the edge that it takes to make it in the small business world.?? I have graduated from a private school in the Midwest?with a Bachelors in Small Business Management as well as owning 3 other service and internet based businesses.

Absolutely NO late payments have ever been made on my prosper account.?My payments are ALWAYS MADE ON TIME? EVERY TIME!? I am extremely trustworthy and have always been responsible with my money.

Following is a breakdown of my expenses.
Rent: 1100
Insurance: 225
Car payment: 0
Utilities: 115
Phone: 95
Loans: ZERO i recently paid off my first prosper loan!!!
Credit Card Debt: 4,000
Food:?250
Misc: 200
* As you can see I live very well within my means and budget extremely tight every month.

I do have more information on the financials as well as the actual copies of the contracts that our clients have signed for company that I am buying. Average income is 9000 per month for over 10 months out of the year.

After?I bought the business, I?have?hired one?part time employee help?to expand the business. In the spring I will be bringing 2 others onto the crew. All clients are extremely satisfied with the businesses work and have signed contracts for this year. Many of them want extra landscaping done throughout the year as well which will help me pay for this loan.

I thank you for your consideration in the matter and I look forward to working with you soon. If you have any other questions please feel free to contact me. Thank you.

Best wishes,
Kosko Lawncare LLC

Help us restart

A brief introduction to who we "really are". We are a husband and wife team.? Between the two of us we have 3 jobs.?Two full-time and one part-time. "Corporate downsizing" has made that possible. We fit into that the catagory to old too be young, yet too young to collect any retirement funds.
.
????? ?We have been selling on the internet via a variety of venues since 2004 our startup inventory was all funded by personal and sales income.?We also have a booth at the local antique mall..?We recently have?entered into the internet affliate marketing area.
?????.?
?????Some of our sites at:?http://easybuymalls.com?and http://etchingsandcollectibles.ecrater.com/?. We also?created and maintain?a local website.?http://fairburynebraska.info

Mrs. works full time at a local care facility, as well as on-line sales. Mr. has started a portable welding service in May 2007. His service caters to the agricultural community and?private?persons needing metal fabricating or repair.?Mrs. was?unemployed for about 6 months due to cutbacks?has?now?been employed now for 3 months.?
Looking for a ?few funds to catch us back up from the unemployment and to get back on track..
The funds will go to all those many little things that build up..that have been put on the credit cards
We would like to put them in one place.

This our third Prosper loan. The first was paid off? all payments made on time. The second is 1/2 paid with all payments on time.
??? We live a frugal life style.?. Our vehicles are paid for.. Of course, repayment of any loans would be from sales and earned income.?
We look forward to working with you!

Family income: (winter) $2,000.00 Rest of the year average: $3,500.00
Housing: $265.00 Including taxes and insurance (we are purchasing our home)
Auto insurance: $50.00
Total credit card balance: $1899.00 minimum payment $50.00
Current Prosper loan $169.00
Other loans (including student loan): $160.00
Food: $150.00
Gas: $100.00
Utilities: $200.00
Phone: $95.00
Auto payments:$0
Total $1238.00
Relisting at a lower requested amount. Thank you to all those that bid on our 1st listing.

New Product- Stable, Profitable LLC

PURPOSE OF LOAN:Development of a new product to meet growing market demand. I?d be happy to provide a link to my company?s website if you'd like to learn more about our business. I appreciate your time and interest.WHY I'M AN EXCELLENT CANDIDATE FOR THIS LOAN: * Owner of a fast-growing, stable business * $45,000 contracted A/R payable within 90 days * Monthly personal net income- $9,000/Monthly family expenses- $5,980 * Excellent borrower payment history * Access to a variety of liquid assets if needed * Home-owner with positive equityWHY MY PROSPER SCORE IS MISLEADING: * First-time Prosper user- detrimental effect on score? * Excellent FICO scores dropped from high 700?s to high 600?s after taking on spouse?s numerous credit accounts to consolidate them at lower interest rates from my credit being much better than her?s * Major factor effecting drop in credit scores is high number of revolving accounts * Score does not take into account that my monthly net income is substantially greater than expenses

Pay off high interest credit cards

PLEASE NOTE THAT THE INCOME AND DEBT TO INCOME RATIO ARE NOT INCLUDING MY HUSBAND'S INCOME

Purpose of the loan: My husband and I got behind on our mortgage a little over a year ago due to my husband suffering from an illness.? During that time he was temporarily laid off because he had to spend a lot of time at the hospital.? We did not have health insurance and as you can imagine the bills went through the roof!!? His health was first and foremost to us at the time.? He has since been diagnosed and treated and is back to work full time as an electrician.? We have modified our mortgage and are current on all our bills (thank God!!)? We are looking for this loan to consolidate our credit card debt, the interest rates are extremely high.? We are turning to Prosper because our debt issues have been hard to overcome with conventional lending.? We want nothing more than to erase those issues and improve our credit scores to better our future.?

My financial situation: We are up to date on all our bills. This loan will be used to consolidate all our credit card debt and to pay off a pay day loan.

Why am I a good candidate for paying back this loan? Because my husband and I are working as hard as we can in the crazy economy to keep our heads above water.? We have overcome so many hardships in the past year and just want to feel free!!? We are hard working, honest people whom have had a tough time this year and just want to be on track financially so we can think about starting a family.

Monthly net income: $2,400.00 plus my husband's income of $2,800.00 - TOTAL INCOME: $5,200.00

Monthly expenses:

House: $1400.00
Insurance: $120.45
Car expense: $412 for my husband's car
Utilities: $200.00
Phone, cable, internet: $100.00
Food, entertainment: $200.00
Credit cards, other loans: $200.00
TOTAL EXPENSES: $2,632.45

Feel free to ask me any questions you may have.? I am worth the investment and will be able to make the monthly payments - this can change our lives!!? Thank you for your interest!!

reduce interest rate, medical debt

Purpose of loan:
This loan will be used to pay off a medical bill which we financed on a high interest (30%), health care credit card;? this will help me with some of my longer-term cash flow goals.

My financial situation:
I am a good candidate for this loan because I am a Realtor and a seasoned investor and I am actually thriving in this current real estate market because I began specializing in foreclosures 9 years ago.? In fact, I already have a Prosper loan out which is in good standing and I have always paid on time (except for one payment I was 3 days late - but this was because of a technical mishap which arose when I tried to change the payment date).? My three FICO's are all over 700 (at least according to the subscription credit monitoring service I belong to, CreditCheck.com), and, except for the Prosper mishap, I have never been late or missed a payment on any of my credit accounts.? Also, I think it is worth mentioning that while the Prosper credit scoring is showing my scores as having gone down since I obtained my last loan, this is not what I see when I look at CreditCheck.com, or what my mortgage broker is seeing - my scores have gone up according to those bureaus, which I think is a notable accomplishment given how hard it has been out there in the real estate market.? My hunch is Prosper has downgraded me because it sees the credit card I want to pay down is maxed out.

Print Manufacturer Loan Deposit

Purpose of loan:
This loan will be used to place a deposit on a SBA 7(a) loan acquired from a local banking institution.? The SBA loan will be used to start up ColorQuest Inc. in Waynesboro, Va.? In brief this wil be a full service business center specializing in Quick printing, Self serve printing, self service computers, office supplies, design, and business consulting.

My financial situation:
I am a good candidate for this loan because of my background in the retail business industry and my strong knowledge of running a business, and entrepreneurial spirit.? I have been a manager with Staples for 4 years and run my own print reseller business for two years.

Monthly net income: $ personal (3700) projected business (497,000)

Monthly expenses: $
??Housing: $ 1054
??Insurance: $ 100
??Car expenses: $322
??Utilities: $ 100
??Phone, cable, internet: $ 130
??Food, entertainment: $ 400
??Clothing, household expenses $ 20
??Credit cards and other loans: $ 60
??Other expenses: $

Paying off my credit cards

Purpose of loan:
This loan will be used to?
pay off high interest credit cards
My financial situation:
I am a good candidate for this loan because? .
My credit rating is good. i have always honored my debts, and shown an ability to repay. I am now, and always have been current in my repayments on all forms of credit.
I have a good, reliable, high level of income. I am well respected at work, and my group has slightly expanded recently, while showing no signs of contracting.

Buying a new car

Purpose of loan:
This loan will be used to help my fiancee buy a car. She has $5000 that?she is going to put down on a?used Honda Insight.? (And yes the car will be put in?both our?names) The cost will be approx.?$25000

My financial situation:
I am a good candidate for this loan because i have a secure job. I have a current prosper loan in good standing (which will be paid off before the new year)?and this debt will be repaid sooner than the 36 months (about 28 months).?I also have extra money from a roommate ($750)?who has been living with me for?24 months and will be for at least another?24 months.

If you have any questions please ask.

Take home pay is currently $3500 per month

House payment is $1100
Car and Insurance $400
Power/TV/Internet $250
Then this prosper payment would be about $800
total bills =? $2550

Left over money would be $950 + $750 from roommate = $1700 left over each month

Doctor seeking cash flow for growth

Looking for some capital to invest in a growing business model.? Two years ago opened first practice with first prosper loan.? Since then I have opened 5 practices and am in a cash flow crunch.? Looking for help to get over the top.? My credit score is actually a 760+ ,but went down due to a mistake by capital one which is should be coming off with 30-60 days, hence it shows as a lower score as of todays report.? For my previous?prosper loan?i posted the following summary in case anyone is curious.? I borrowed 15k and paid it off completely.?
Previous report:Graduate June 2006 as a Chiropractor.? I am currently working with 4 different companies which are all commision based positions. Two of them are in the Anti-Aging field, one is a Chiropractic Concierge service, and the fourth is a Marketing company.? My goal is to fix up my credit and stabilize myself for the rest of my life. I am looking to be financially independent within the next 5-10 years. I am a very energetic individual who has owned his own furniture company in the past, which was successful while I did it. Hoping that this will match with someone's interest to help each other out.

Employments:
1)Whole Food Nutrition sales-Franchise owner
Length of employment:1 month
2)Whole Food Nutrition-self employed affiliate LOE:1 month
3)All Care Consultants-marketing LOE: Start 2/20/07
4) Marketing Sub-Contractor LOE:1 month
5)Chiropractor-self employed LOE:2 years?

Current debts:
Student Loans currently in deferment period for up to 3 years
8000 in credit cards

Delinquencies:
zero

Present Budget:
Income $4000/month currently, income is projected to be $10k/month after investments are made from prosper loan.

Expenses:

Mortgage/ Rent: 0
Utilities and Gas : 100
Food 200
Household/misc: 1000
Total Expenses: $1300/month

Budget after Prosper Loan

Prosper Payments: 750
Mortgage/ Rent: 0
Utilities and Gas : 100
Food 200
Household/misc: 1000
Left over from Income: $8850/month
Savings due to Prosper Loan: $8850/monthly

The Kids are Coming!!!

Purpose of loan:? Recenty divorced, new home, and making it a home for kids! New furniture, beds, lots of paint! Just need a little extra funds to complete their bedrooms, so it's a home for them.

My financial situation: Excellent.? have a lot of integrity and commitment; I've gone through divorce, took my lumps, and am rebuilding. I am committed to creditors, I'm a business and real estate attorney, and deeply understand the relationships between lender and borrower.?? I budget, and am only asking for a relatively nominal amount to "test the waters" with Prosper, to see how it works, and to be sure I'm comfortable with repayment schedule.

Monthly net income: $ 12,000

Monthly expenses: $ 4,425
??Housing: $ 2200
??Insurance: $?225
??Car expenses: $ 325
??Utilities: $ 200
??Phone, cable, internet: $?175
??Food, entertainment: $ 400
??Clothing, household expenses $ 300
??Credit cards and other loans: $?200
??Other expenses: $ 400

Moving Expenses & New Furnishings

Purpose of loan:
This loan will be used to??

I am moving into a new apartment, I was hoping to purchase new furnishings before the move so i can sell my existing items so I will not have to move them.
With the funds I can purchase the new firniture and have it delivered to my new place. The rent will be going down $50.00 a month as well.

Business use epquipment snow plow

Purpose of loan:
This loan will be used to purchase a used vehicle for?only business use. Specifically used for plowing, transporting supplies for property preservation projects and landscaping. My company does the grounds keeping and property preservation of bank owned properties (foreclosures) and we are responsible for keeping the properties accessible for realtors, inspectors, etc. Also we subcontract work for various cities having vacant properties.... The third aspect of the business is the property management aspect of the business where we take percentage of the rents and do the marketing, collecting of rents, responding to various problems that may arise and interviewing and selecting tenants for our clients... This Truck will carry a salt spreader, plow and supplies to these properties allowing us to get the job done more efficiently...

We are hard working individuals, Chasing the American Dream, While expanding our range of services offered and creating jobs one at a time....

My financial situation:
I am a good candidate for this loan because? I am an individual who is looking expand my business, I not only have experience in business but through those experiences and the experiences of my mentors I have a simple business model which keeps expenses minimal and seeks to optimize cash flow. I have sufficient cash reserves to pay for this loan amount, however I find it more cost effective to use a loan to finance the purchase of this equipment and not pay such a large amount of available capital at once.

My personal debt: Credit cards... Amex: limit 18k owe 5500 10.24%, 3k is business debt, master card, limit 2800 bal 1600 1.99% rate for life, visa, limit 7800, balance 800, 14.99% visa 500 limit $50 balance best buy 2500 limit 1400 balance 0% 36 months...

Negatives in credit report:
University of Toledo was delinquent in 2006, My understanding of this agreement was that as long as I made 10% payments on this loan it wouldn?t be sent to collections however when I viewed my credit score through the monitoring service I used I was surprised to see it listed as seriously delinquent on my file, I immediately paid the remaining balance the day it was reported to the credit bureaus....
Length of history is only 5 years almost 6 years.
These are the only negatives.
Monthly net income: $
$2300myself, wife $1600
Monthly expenses: $
Housing: $ mortgage 475
Insurance: $ 134
Car expenses: $ 0 2003 Tahoe z71 90k miles blue book value 15k paid cash several months ago
Utilities: $ 250
Phone, cable, internet: $ 100
Food, entertainment: $ 150
Clothing, household expenses $ n/a
Credit cards and other loans: $ 250

Paying off 1big bill and some small

Purpose of loan:
This loan will be used to?pay off a tax bill and some smaller bills?

My financial situation:
I am a good candidate for this loan because?my debt ratio is low and I have a good, stable job history with a good monthly income?

Monthly net income: $ 4500

Monthly expenses: $ 1800
??Housing: $ 0????
??Insurance: $ 600
??Car expenses: $ 100
??Utilities: $ 100
??Phone, cable, internet: $ 200
??Food, entertainment: $ 150
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 600
??Other expenses: $

Someone trusted me to buy a house

Purpose of loan:
This loan will be used to complete repairs on our new home. The home was appraised for more than the purchase price but is not liveable for health reasons.

Here is?a breakdown of what needs to be done:

New flooring to replace cat pee stains in Great room: $2000
Laminate counter tops to replace broken ones in bath and kitchen: $1000
Garbage disposal: $100
Electrical work: $250
Fireplace repair: $600
Paint: $250
Mold removal and cleaning: $300
General repairs: $500


My financial situation:
I am a good candidate for this loan because I just purchased a home.While this can make your score go down, we alll know how hard it is to get a loan without?stable finances these days. My other tri-merged scores are over 640.?Other than a six month period 2 years ago when I went on temporary disability, I have never been late on a single payment for anything. I have also had a previous loan on prosper which was paid on time.

Monthly net income: $ 3200

Monthly expenses: $?2669
??Housing: $ 806
??Insurance: $ 76
??Car expenses: $ 312
??Utilities: $?150
??Phone, cable, internet: $ 250 (we use the phone for business purposes so it can get expensive)
? Water/sewage/trash: $50
??Food, entertainment: $ 400
??Credit cards and other loans: $100
??Savings: $200
? Gas: $125
??Taxes: $200

Paying off credit cards

Purpose of loan:
This loan will be used to pay off credit cards

My financial situation:
I am a good candidate for this loan because of my excellent credit. I also have a bachelor's degree and have had steady employment since college.

Growing Business - Finance Orders

Purpose of loan:
This loan will be used to pay for cabinets from the manufacturer in advance.? I have several orders for a large custom home builder and pre-paying the orders will result in best prices from manufacturer.? I have worked with this builder and the vendor many times in the past.

My financial situation:
I am a good candidate for this loan because I have a track record with both the vendor and this customer.? This customer has always paid on time.? I have been in the cabinet business for 6 years and branched off on my own in 2009.? I have been able to carry over some of my best accounts with me.

Paying off credit cards

Purpose of loan:
This loan will be used to pay off all our debts and make one single payment every month.

My financial situation:
I am a good candidate for this loan because I am responsible and I am just trying to get rid of all my debts once and for all.

Monthly net income: $ 3600

Monthly expenses: $
??Housing: $ 600
??Insurance: $ 100
??Car expenses: $ 320
??Utilities: $ 200
??Phone, cable, internet: $ 150
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $?300
??Other expenses: $

2nd Time (Never Late) Borrower

Thanks for your consideration!!!

I've been a Perfect Prosper borrower, and due to my great payment status, Prosper invited me to reapply.? My loan is almost paid in full.? I need to perform some necessary repairs on my house.?

PURPOSE OF LOAN:?

House Maintenance
My HVAC unit is in dire need of being replaced, in Arizona, you cannot do without the A/C unit.? Replacing it during the off season will save us $1,000.? Total cost of everything is just about $4,000.? I also need to replace my?garage door which?has developed an enormous crack?due to the?torsion spring breaking a few months ago, and is no longer safe to open and close.??

My financial situation:
I have been steadily employed with my current company for?7 years, the previous company 9 years until they shut down.? I earn $40,000 year and my wife earns $55,000.?


My wife is steadily employed for 1 year 11 months as an accountant, and her status with her job is great.
We have 2 children:?8 and 12 years old.

Monthly net income: $ 5800 (with my wife's take home)

Monthly expenses: $
??Housing: $1,062?
? Prosper Loan: $185.82
??Insurance: $?240
??Car expenses: $300?
??Utilities: $345
??Phone, cable, Internet: $320
??Food, entertainment: $1,000
??Clothing, household expenss $380
??Credit cards and other loans: $650
??Child care: $150
The remaining?$1,168.18 for unexpected expenses (which always pop up) and savings.

Car repairs

Purpose of loan:
I will be using proceeds from this loan to pay for vehicle repairs. Frankly, given the high interest rate that I expect this loan to fund at, I will be paying off the loan early, as I continue to concentrate on methodically eliminating high-interest debt. In the meantime, however, I need to fix my vehicle so I have a reliable way to get to work on a daily basis.


My financial situation:
I am an Army officer making good pay and excellent benefits. Though I made some financial mistakes several years ago that negatively impacted my credit, I am now very meticulous in managing my personal finances. As required by my profession, I possess a high level of responsibility and integrity and will fully repay this loan without fail.

The 1 account showing as now delinquent is a charge-off from 2003. I do not owe a balance on it, but it continues to be reported as delinquent.

Following is a summary of my current financial situation. Please note that the Army will be paying off about $27,000 of my student loans over the next 2 1/2 years, so with an effective after-tax interest rate of 3.6%, I have chosen to pay interest only in the meantime.



Debts:
Student Loans $32,633 ($109/mo)Car Loan???????? $14,341 ($353/mo)Credit cards:?? $5,478 ($117/mo)

Monthly Income: $3,052 (Net take home pay)

Monthly expenses: $ 2,700
Housing / Utilities: $ 619Car expenses / Insurance: $ 251Food / Clothing / Household / Entertainment: $ 600Debts (including car, credit cards, and student loans): $ 579Other expenses: $ 500Expected Prosper loan: $151
Leftover: $ 352

Paying off credit cards

Purpose of loan:
This loan will be used to? pay off some credit cards and installment loans with high interest rates.

My financial situation:
I am a good candidate for this loan because? I am dilligent about paying my debts.? I also have a side business of creating house plans for contractors and home owners.? In the last year, my business has taken a real hit.? I do not have any debt with this business.? Last year, I was able to gross approximately $10,000 from this business.? I am seeing signs that the economy and the housing market are picking up in my area.? When this business gets going again, I plan to use any extra money to help pay off this loan.

Monthly net income: $ 2800 me $2400 my wife

Monthly expenses: $
??Housing: $ 1067
??Insurance: $?house insurance is included in mortgage,?health insurance is from my wife's employer.? Her net income accounts for deductions for premiums
??Car expenses: $ 750
??Utilities: $ 150
??Phone, cable, internet: $ 150
??Food, entertainment: $ 500
??Clothing, household expenses $ 500
??Credit cards and other loans: $ 1000
??Other expenses: $
Using this loan will save approximately $400/month on existing credit card bills and installment loans that I currently have.

Start-up Photography Studio capital

Purpose of loan:
This loan will be used for the first 2-3 months working capital of Dan O. Photo studio business in Harvard, IL.? It will be used for monthly rent and supplies until the cash flow increases to pay it off.? Harvard, IL has no studio in town, and with over 9,000 people living in town and roughly 20,000 in the greater Harvard area, the potential of clients is high.

My financial situation:
I am a good candidate for this loan because the potential of clients in Harvard, IL is great.? By joining the Chamber of Commerce, and locating ourselves in the downtown strip one block from the Metra, we will have ready access to many potential people as clients.

Monthly net income: $3530.80

Monthly expenses: $1605
??Housing: $550
??Insurance: $200
??Car expenses: $220
??Utilities: $150
??Phone, cable, internet: $60
??Food, entertainment: $250
??Clothing, household expenses $25
??Credit cards and other loans: $0
??Other expenses: $150

Paying off high int. credit cards

Purpose of loan:
This loan will be used to pay off two of our highest interest credit cards.

My financial situation:
I am a good candidate for this loan because we do not use credit cards anymore for anything other than groceries or gas.? Payment is made directly via cash or check.? I want to reduce the interest so I can finish paying off our debt as quick as possible.

Monthly net income: $ 6000

Monthly expenses: $
??Housing: $ 1300
??Insurance: $ 500
??Car expenses: $ 500?
??Utilities: $ 150
??Phone, cable, internet: $ 150
??Food, entertainment: $ 100
??Clothing, household expenses $ 500
??Credit cards and other loans: $ 1500.00
??Other expenses: $ 100.00

Help an Elderly Relative

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because? I am?financial responsible for any and all debt incurred.? As indicated by my credit score I always pay?debts as agreed upon.? Currently, I am?trying to help an elderly relative secure in home care.

I would be primarily responsible for this loan and the relative hopes to make small contributions when possible.

Fortunately, I am still employed and?would be able to make monthly payments.

Paying off high rate credit cards

Purpose of loan:
This loan will be used to consolidate a high interest rate credit card.?

My financial situation:
I am a good candidate for this loan because the payment for my Prosper loan should be about the same as my credit card payment.

Pay off high interest credit card

Purpose of loan:
This loan will be used to pay off a high interest rate credit card.

My financial situation:
I am a good candidate for this loan because....Several years ago, I was deep in debt and my credit rating was awful.? I have spent the last few years paying everything off and rebuilding my credit, but my credit card rates are still sky high.?

I am in good financial standing and pay all my bills on time.? I have had a stable, secure, good paying job for many years and recently purchased a new home.? This is the year I would like to become debt free and I'd rather see my money go toward principle and people instead of the banks.?

Monthly net income: $ 3440

Monthly expenses: $ 2860
??Housing: $ 875
??Insurance: $ 95?(car and renters)
??Car expenses: $ 350?
??Utilities: $180
??Food, entertainment: $ 700 ( for a family of four)
??Clothing, household expenses $ 100
??Credit cards and other loans: $?140/student loan + $300+ credit card payments
??Other expenses: $ 120

Fixing my car

Purpose of loan:
This loan will be used to? fix my car, which it's in relatively good condition but needs some serious maintenance and service repairs in order to keep running. The parts and labor are very expensive but I am not in the position to buy a new car at this moment. I also need to pay down some small credit card debt that has crawled up and I have been unable to pay in full.

My financial situation:
I am a good candidate for this loan because? I just got a raise at work (even in the current economic condition); however, since I need the lump sum the raise doesn't help me because I need the money right away for the car.? The raise however, would allow me to make prompt payments on a loan and I can secure it by having it directly withdrawn from my account.? I had struggles with credit like any recent college graduate but I've been working on paying off all debt and have never defaulted on my car payment, school payment or any other automatically withdrawn account on my name.

Monthly net income: $ 4,600

Monthly expenses: $
??Housing: $ 850
??Insurance: $ 170
??Car expenses: $ 325?
??Utilities: $ 100
??Phone, cable, internet: $ 0 included in rent
??Food, entertainment: $ 150?
??Clothing, household expenses $?100
??Credit cards and other loans: $ 200
??Other expenses: $ 100 Gasoline

HELP ME EXPEND MY BUSINESS!!!

Purpose of loan:
This loan will be used to expend my holiday sales - most of my product I sell right now is healthcare programs/workout programs, and as you and I know it will be sold like crazy starting next week until the end of the year. I have 2 sales reps right now, plus I am interviewing 3 more, so very soon I have some additional people who will be selling for me. Great seals team, lots of New Years Resolutions will help me double my sales! This is my second land, so I know how Prosper work as a Lender, I know how to pay my bills and why it would be very important ;-) Please help me PROSPER!

My financial situation: I can do just right with my personal bank account and credit cards that I can pay in 30 days, I have about $25K in credit card balance, so I can do this OK, but what I do is to do better then just OK, I want to be THE BEST I CAN BE! With Prosper and your help I will be THE BEST! Just in my saving account I have about $12500 - this is "in case of" money, I don't touch it, have not touched it in 5 years.
I am a good candidate for this loan because, my credit is clear of anything bad or anything that would make you say, this Guy is bad borrower. Second I know how to pay my bills on time, in the past 7 years I have 0 lates. I am going to stay like that. In my warehouse I have little over $50K in inventory - this is for all of my sales reps and for me - not all of it is "HOT" - everything is 80/20 - 80% of my Profit comes from 20% of my product, same as my sales reps, not all of them in "on fire" - but healthcare business will not slow down, it was just up 100% from June for me, so ask me any questions you would like - will be happy to answer!
ANYONE WHO WOULD LIKE TO HELP ME SELL MY PRODUCT - PLEASE EMAIL ME - I AM LOOKING FOR SALES REPS ALL THE TIME - MY BEST REP MAKES ABOUT $1000/WEEK, NOT KIDDING, AND SHE IS SINGLE MOM WHO IS IN SCHOOL! SO, PLEASE, PLEASE LET ME KNOW IF YOU KNOW ANYONE WHO CAN HELP ME SELL MORE PRODUCT! MORE I PURCHASE, LESS I PAY ;-)

Paying for Medical School

Purpose of loan:
This loan will be used to fund some of my clinical rotations for medical school. I am currently a graduate of the Basic Sciences program at the University of Sint Eustatius School of Medicine. I am now in my third year of medical school and need help funding my clinical rotations. With the current turn of the economy, all of the lenders at our school have left, leaving students to bear the burden of paying for our medical education.

My financial situation:
I am a good candidate for this loan because I have taken on the responsibility of three part-time jobs to try to pay for medical school. The combination of these jobs still falls short of the income needed for my clinical rotations. I am a very responsible student and have scored very well on my boards. I pay all of my bills on time and do not spend excessively. I simply want to finish my rotations for the 2010 residency match and complete my dream of becoming a doctor.

Monthly net income: $ 2,000

Monthly expenses: $
??Housing: $ 590.00
??Insurance: $ 0.00
??Car expenses: $ 0.00
??Utilities: $ 20.00
??Phone, cable, internet: $ 90.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $ 0.00
??Credit cards and other loans: $ 100.00
??Other expenses: $ 86.00 (mass transit)

Home Improvement

Purpose of loan:
This loan will be used to make home repairs.

My financial situation:
I am a good candidate for this loan because I have always paid my bills on time.? I carry a balance on credit card but always make the payments on time.

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Roque's House

Purpose of loan:
The purpose of the loan is to buy a house and become a home owner. I would like to invest my savings together with the loan I am requesting in order to buy my own property. This property is a good buy due to the foreclosure status that I would like to take advantage knowing the real state market at this time.
I am a good candidate for this loan because I am a?very responsible person and I always pay my debts on time.
Thank you.

Debt Consolidation

Purpose of loan: My husband and I am seeking a loan to consolidate?credit card debts and seeking to get a lower rate of interest while we pay this balance off over time. The rates offered by Prosper.com are better than we are currently receiving through?credit cards.

Financial situation: Have approximately $25,000 in credit card debt, $4,000 was?for higher education costs,?emergency travel, and misc. home improvements,?my employer will eventually reimburse us for the higher education part of the balance due.?Our plan is to pay off all credit cards, get a better interest rate and NEVER use those evil little cards again!

Our financial situation:
My husband is?employed by a fortune 100 company?and? I have a good paying job as a medical technician. We own our own home and have lived here for?11 years.

Monthly net income: $6500

Monthly expenses: $
Housing: $ 1450
Insurance: $ 150
Car expenses: $600
Utilities: $?180
Phone, cable, internet: $ 150
Food, entertainment: $?300
Clothing, household expenses $ 200
Credit cards and other loans: $?350
Other expenses: $ 200

paying off my credit cards

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Getting credit score back to 740+

Purpose of loan: to consolidate my credit cards and begin to re-establish my previous strong credit (740+) after an unfortunate event
My financial situation: I am a technology business consultant currently making about $5,000 per month. Repeat history of $100,000+ years. And I have a significant success fee coming in Q2 of 2010 that I intend to use to pay down this loan.
I am a good candidate for this loan because I am extremely responsible, have high earning potential. I had a change of address error that caused a $90 dermatology bill to go to collections and my credit card company reduced my credit by $10,000. The combination of the collections event and the credit decrease severely impacted my credit. I am trying to begin to restore that credit to qualify for a business loan in 2010 for my company. Your help is a great blessing and appreciated.

Monthly net income: $5,000

Monthly expenses: $3500
??Housing: $800
??Insurance: $300
??Car expenses: $500
??Utilities: $200
??Phone, cable, internet: $300
??Food, entertainment: $700
??Clothing, household expenses $200
??Credit cards and other loans: $500
??Other expenses: $

Updating

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

2 months living expenses

Purpose of loan:
This loan will be used to?
2 months living expenses
My financial situation:
I am a good candidate for this loan because? starting in 2010 my monthly income will be about $2,800 per month from retirement account plus part time work.

paying off our current credit card

Purpose of loan:
This loan will be used to?better our financial situation. My husband is self employed and we would like to pay off at least part of his?truck loan. Also, to lower some of our credit cadr bills. ?

My financial situation:
I am a good candidate for this loan because?i am a very stable employee. i have been working steadily since 1978. I have worked for the State of New Jersey since. ?I had one major setback where i was held responsible for a line of credit that my exhusband took out under my name. Since they could not find him,?I had to repay the loan. i have done so and finish paying it last july in full. If you see my current credit card bills, i am in good standing . I think i can well repay the loan I ?am granted, i can afford to pay monthly up to $450.00 .I am trying to help my husband thru the winter months which is when our business is slow. The business picks up again in March. i also have three outstanding medical bills which my insurance is investigating for possible fraud. If necessary they can be paid off.?

Monthly net income: $ gross is 3056.45. We also work OT so that my earnings are always higher. On a regular paycheck w/o OT i bring home $1800 every two weeks.

Monthly expenses: $
??Housing: $ o.00 mu husband pays the mortgage.
??Insurance: $ my husband pays it
??Car expenses: $ 400 and $322; i pay for our car leases with honda.?????????????,
??Utilities: $o. my husband pays??Food, entertainment: $ 200. biweekly
??Clothing, household expenses $ 150 monthly
??Credit cards and other loans: $ 300. monthly
??Other expenses: $ 0.00

High fashion boutique model agency

Purpose of loan:This loan will be used for working capital for my small business: a boutique sized, high fashion model agency.Description: My small business, a boutique sized high fashion model agency, has been growing steadily since late last year. My models have participated in LA Fashion Week and worked for such diverse clients such as Glamour magazine, Elle magazine, Wal-Mart, Wrangler Jeans, and Virgin Mobile. Yet, in order to continue growing, I will need loan assistance.

With a cash injection from a loan, I will be able to put myself on the path to becoming a more viable player in the model agency field in Los Angeles. With the funds, i will be able to afford to market myself in a manner which will reach more potential clients. I will also be able to travel for business, to scout for more models to add to my roster, meet clients in NY, etc. It will allow me to have my webmaster update my website regularly with the latest news and photos of my models, which is vital in order to stay fresh and relevant. It will help with taking care of my yearly LLC fee and tax, thus allowing me to focus my detailed attention to business at hand. My financial situation:I am a good candidate for this loan because ultimately, i am a responsible and dedicated small business owner. I have borrowed from credit cards to fund my small business, therefore i have a higher revolving credit balance. But despite this, i have a good/fair credit rating, and have not been late for any of my payments as i am dedicated to repaying my debt. My top priorities are my dedication to my business, and to the repayment of this loan.To be a viable and long standing player in the LA fashion industry, i believe i have 110% of what it takes...i hope that you believe in me and my business as well! Thank you in advance for your consideration.

furniture/debt

Purpose of loan:
This loan will be used to? purchase new furniture and pay off some debt.

My financial situation:
I am a good candidate for this loan because? I never default on my loans I will pay back as promised!

Consolidating Credit Cards

I work for a small company, and receive handwritten paychecks, that's why I cannot provide stubs. I can provide a letter from my employer confirming my income, and/or can provide bank deposit information as needed.

I am 28 years old, and purchased a home last year. After a few months of owning a home, my credit card companies started lowering my limits and raising my rates. I have never missed a payment on anything in my life, and have zero late payments on my credit history. I currently do not have a problem paying my credit card payments, I am simply looking to cut down the interest. (In turn cutting down the amount I am paying) By taking a loan like this, I will be paying significantly less per month than I do on my cards, which cuts the risk to lenders. (since i've never had a late payment) With my continually lowered limits, on paper I look like a risky borrower because my balances are close to my limits. But again, that's because as I'm paying down my balances, my limits are lowered.

This loan will strictly be used to pay off my credit card balances. Thank you for your consideration.

Need $3000 loan to help startup

Purpose of loan:
This loan will be used to? Startup a small business

My financial situation:
I am a good candidate for this loan because? I have always made my payments, and barrow?if I can pay it back. I make $90000.00 per year as a therapist and would not have problem paying back $3000.00. I would like the money to start up a small ebay business on the side.

Monthly net income: $ 7500

Monthly expenses: $
??Housing: $?800
??Insurance: $ 175
??Car expenses: $ 533
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 750
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1500
??Other expenses: $ 0

credit card payments

Purpose of loan:
This loan will be used to pay off credit cards.

My financial situation:
I am a good candidate for this loan because I have a steady job and continuously pay my credit card bills on time.

Monthly net income: $
$1,000
Monthly expenses: $50.00 I only pay for cosmetic items for myself.
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

To expand a Catering Business

I offer lunch deliveries hot or cold inside and around Ridgewood area for offices Monday through Friday. Therefore this loan will help me out to equip the business with the necessary tools and vehicle in order to transport lunches at the same time that I will grow in publicity achieving the expansion of the business benefiting parties involved.