M.D.s Wife to Buy Investment Proper

Purpose of loan:
I purchase and regentrify bargain real estate for middle income families.? Currently, I own several mortgage-free homes, which I can give you references on.? The most recent was purchased for $125,100.00 CASH.? I have one on the market, one that can be placed on the market, and the most recent I am remodeling for my family.

PROPERTY DESCRIPTION:? 3 BR/1BA, 1264 square feet, brick/vinyl siding.? The garage was enclosed, and it can and would be made into a 4 bedroom.? I would convert the enclosed garage to a masterbedroom with a walk-in closet and masterbath.? Asking price is $32,400.00 OR LESS.? aSSESSED OVER $70k.
REPAIRS:? I should be able to have the repairs completed within two weeks which should cost no more than $5,0000.00? I have persons that work inexpensively.
FINANCING:? I have money for the difference and the anticipated and any unforeseen repairs.? Closing Costs are minimal for cash buyers.

My financial situation:

I am a good candidate for this loan because? I am the DEBT-FREE wife of a well-established, DEBT-FREE?physician in Arkansas.? We have several mortgage-free homes, two on the Foxwood Golf Course in Jacksonville.? One is being rented out.? We also own other debt-free real estate, and his personal practice as well.? I do NOT want to use my husband's money.??

Also, I own an upcoming website called:? www.BadBonds.com.

CURRENT MORTGAGE-FREE INVESTMENT PROPERTIES:
http://69.152.184.8/oncoreweb/showdetails.aspx?id=1754798&rn
http://69.152.184.8/oncoreweb/showdetails.aspx?id=1643345&rn=50&pi=3&ref=search
http://69.152.184.8/oncoreweb/showdetails.aspx?id=1829150&rn=49&pi=3&ref=search
http://69.152.184.8/oncoreweb/showdetails.aspx?id=1615144&rn=48&pi=3&ref=search (Marital Property)

*** THESE PROPERTIES ARE MORTGAGE-FREE AND DO NOT INCLUDE OUR CURRENT RESIDENCE, OUR RENTAL NEXT DOOR, THE CLINIC, OR ANOTHER HOUSE ACROSS TOWN. ***

paying off credit cards

Purpose of loan:
This loan will be used to?pay off credit cards?

My financial situation:
I am a good candidate for this loan because? I have a full time job and may be able to pay 1000 a month.

Monthly net income: $ 40000-50000

Monthly expenses: $
??Housing: $ 150
??Insurance: $
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 0
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

buy out my snow removal biz partner

Purpose of loan:
This loan will be used to?
buy out my snow removal business partner,who has lost his full time job and is moving to take care of his elderly parents
My financial situation:
I am a good candidate for this loan because? I get over 3,000 a mo. from Ford retirement and social security.
I have made timely payments on a previous prosper loan for a year and 6months and I usually have $900 to$1,000 after my bills each mo.Also I have paid down over $8.000 on my credit cards in the last 18 months By jan.1st they will all be paid off.
Monthly net income: $ 3100

Monthly expenses: $ 2100
??Housing: $ 440
??Insurance: $?400??Car expenses: $ pd?off
??Utilities: $ 100
??Phone, cable, internet: $ 160
??Food, entertainment: $ 400
??Clothing, household expenses $?100
??Credit cards and other loans: $?400??Other expenses: $ 100

Wanting to get out of Debt FOREVER!

Purpose of loan:
We have worked very hard to get out of debt in the past 4 years.? We were going through a credit counseling agency but want to pay things off on our own without paying them a monthly fee every month just to pay our bills for us.? We would like a loan that will give us one payment and the date of it being paid off in 3 years.? This way our debt is paid off by a set deadline and we can watch our debt dissapear!!


My financial situation:
My family has had some bumps in the past, but has recoved.? I got a substantial raise early this year and my husband will be moved up to a management position at his job within the next 30 days.? We also now own our own home and want to be on stable financial ground.? One payment for all our debt would allow that.? We have never *not* paid something.? I take my debt and bills very seriously.? I want a stable life for my family and financial stability would be a major part of that.?

Monthly net income: $?65,000

Monthly expenses: $
??Housing: $ 1,000
??Insurance: $ 100
??Car expenses: $300
??Utilities: $?150
??Phone, cable, internet: $50
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $?700
??Other expenses: $

putting in a new kitchen

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because? i have good stedy job been ther 30 years

Monthly net income: $ 2,800

Monthly expenses: $
??Housing: $ 1200
??Insurance: $ 150.00
??Car expenses: $ none
??Utilities: $ 75.00
??Phone, cable, internet: $ 90.00
??Food, entertainment: $ 50.00
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off car loan

Purpose of loan:
This loan will be used to:
First Let me start by saying I see that prosper has me at HR but I dont feel like I am.?Prosper has me @?36% debt to ratio.
The one delinquent account I have I didnt pay because it was a hospital bill, I went in and was misdiagnosed,
ended up gong to another ER and was treated and better in hours. Maybe that was wrong but I dont feel I owe it.
This will pay off wells fargo car loan and my 1100.00 orchard city bank card


My financial situation:
I am a good candidate for this loan because?
I have work for the same company for almost 5 years now.

Growing successful Web Site

Purpose of loan:
My partner and I have full-time jobs and we are working on raising some money to hire a web programmer who is about to graduate in December with a degree in Computer Science.? I have been operating the Mapawatt Blog since February of 2009 in order to build an audience for our main website, Mapawatt.com. We are focused on energy and water conservation education for residential users.? The biggest reason our traffic continues to increase is the increasing interest from the public in managing their energy consumption and the growing market of energy conservation and renewable energy products.? We are already seen as one of the top resources on the topic of home energy monitoring.

Some of the Blog's highlights:
Commented on by NY Times columnist and author Thomas FriedmanFirst page on google for "what is kwh"First hit on Google for our coverage of the energy scam "Magniwork"First hit (behind the company that makes it) for the energy saving device "Ted 5000"

The programmer has been building out the web application that will run on the main website, but we just need a small loan to pay his living expenses for the next few months until we complete our business plan and we are able to raise complete funding from investors.?

My financial situation:
I am a good candidate for this loan because we are currently making enough money from Google Adsense and Amazon affiliate links to pay off the monthly loan payment.? Even if we stopped working on the website right now, our ad revenue would continue because most of our site visits come from Google.?

As our blog traffic continues to build (currently it is increasing at about 40% a month) so does our Google ad revenue.? This is currently bringing in several hundred per month, and it will only grow as we gain in popularity and release our web tool.? My partner and I both have full-time jobs, so we dont need this revenue.? What we really need is someone to focus on developing our web application for Mapawatt.com so we can continue to make money from our blog AND our web application.? I have excellent credit as does my partner.? We can easily afford the loan without any Google ad money, but the Google ad money is basically just sitting there waiting to be used.? We want to use it to pay off this loan.

We feel that once we have a web programmer focusing 100% of his time on our main website, our traffic will go up exponentially, increasing our ad revenue, and allowing us to be very successful.? Even if our web traffic stayed static (which it won't because I will continue to write excellent content) we will have no problem paying off the loan.

paying off my credit cards

Purpose of loan:
This loan will be used to pay off high interest credit and consilidate into one payment?

My financial situation:
I am a good candidate for this loan because i have been in my current position with the same employer for over 20 years. I am salaried, commissions, and get an expense account so my incom is steady. my position is with a Fortune 100 company and I am the most senior rep in my office.?

Monthly net income: $ 11000????????????????

Monthly expenses: $
??Housing: $ 3156
??Insurance: $ 1000
??Car expenses: $ 365
??Utilities: $ 400
??Phone, cable, internet: $ 400
??Food, entertainment: $ 1500
??Clothing, household expenses $ 800
??Credit cards and other loans: $ 1500
??Other expenses: $ 500

Car repair

Purpose of loan:
The Engine light comes on yellow, I need to get it fixed before it turns red
My financial situation:
I understand the basics?of borrowing it will repay?it?in a timely manner...


Monthly net income: $ 3100

Monthly expenses: $
??Housing: $ 1500
??Insurance: $?131
??Car expenses: $ 50
??Utilities: $ 85
??Phone, cable, internet: $?75
??Food, entertainment: $ 100
??Clothing, household expenses $ 121
??Credit cards and other loans: $ 156
??Other expenses: $ 100

I"m paying off my plastic

Purpose of loan:
This loan will be used to consolidate my credit card payments into one reasonable sum a month at a good interest rate that will allow me to actually pay them off in a timely and scheduled fashion.

My financial situation:
I am a good candidate for this loan because I have a stable income of around 1500 per month.? Currently I spend approx 300 a month on? three credit cards but because of their high interest I cannot make any headway on paying them off. Most of this debt was accumulated while I was unemployed? just out of college and I would now like to clear it out so I can get on with life. So the loan would remove the credit card payments and redirect that money towards the loan so there is a comfortable sum in my income to make all payments I just prefer to make progress on this rather than let the CC companies keep me in debt.

Monthly net income: $ 1500.00

Monthly expenses: $
??Housing: $ 299.5
??Insurance: $ 65.00
??Car expenses: $ 90.00 in insurance? plus gas (about 200) the car is paid for
??Utilities: $ 100
??Phone, cable, internet: $ 150
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 300
??Other expenses: $

Making a teacher's salary work

Purpose of loan:
This loan will be used to get on top of my finances.? I have a stable job, I'm a fourth grade teacher in Lone Tree, CO.? I recently had to pay for several unexpected expenses and cannot catch up on my salary.

My financial situation:
I am a good candidate for this loan because my job is secure and I can make monthly payments.? I just need to be able to get ahead for a few months so I can rebalance my finances.

paying off credit cards

Purpose of loan:
This loan will be used to?pay off high intrest credit cards?

My financial situation:
I am a good candidate for this loan because? i have a solid work history as you can see i have a pre exsisting loan witch is in good standing i was not sure? how this worked when i took that loan so i didnt not take as much as i needed to get my bills paid off now that i know how it works and seen how far i have caught up i would like to pay off some more credit cards

Monthly net income: $
2800? Monthly expenses: $
??Housing: $?669
??Insurance: $ 60
??Car expenses: $80?
??Utilities: $ 100
??Phone, cable, internet: $70
??Food, entertainment: $ 160
??Clothing, household expenses $50
??Credit cards and other loans: $ 300
??Other expenses: $ none

Drowning in tears

Purpose of loan:

This loan will be used to? To redo a shower from a leak that?was discovered after the home was purchased.? The leak was in the side walls due to the tile not being sealed properly.? The walls need to be completely torn out and replaced, as well as part of the upstairs floor.? This was an expense we were not expecting. I was left with a debt from my previous marriage, which has effected my credit, but with the help of my fiance, and my diligence, I am doing all that?I can to? maintain and improve my current credit rating. Due to the divorce, I was left with a home that?is in another state, and that I am unable to?reside in, and as a result of debt to income ratio, my credit score went down. Before the debt that I incurred from the divorce, my credit was flawless. I was always very conscientious about paying my bills on time, and I still am. My fiance is very supportive and is willing to?help me too repay this loan. She has great credit, and between the both of us, we are getting back on track.

Explanation of Delinquency:?? During the divorce proceedings, the out of state home was left to me, in which her brother resided. At the conclusion of the divorce, her brother quit paying rent, which ended up in a delinquency and a foreclosure.? It only went to foreclosure due to lack of cooperation in selling the property from my ex.

All credit cards accumulated during the 15 year marriage was left to me, in which all was paid off.? As a result of closing my accounts, my credit rating went from a 800 plus to a mid 600's.

Expenses:????

Home :????????1400.00
Insurance:????83.00
Electric:????????130.00
Gas:????????????????00 (overpaid on gas bill)
Cable:????????????80.00
Telephone????60.00
Cell (including internet):? 150.00
Food/entertainment:????????200.00
Gas? (vehicles):????????????????75.00
Water:????????????????????30.00
Vehicles:? 0.00 (all vehicles paid in full)
Total:????????$2208.00

Monthly net income: $ 4400.00
I have been a Police Officer for over 23 years and always payed bills on time.? I expect to have this loan paid in full prior to 36 months.
I have relisted this loan request due to friends/family advising me that I did not explain my situation as well as I could have.

Finished a duplex using credit card

Purpose of loan:
This loan will be used to? pay credit card company.

My financial situation:
I am a good candidate for this loan because? I turned my Resort into Condo's and sold most of them.? I used the proceeds to start building duplexes (much better investment).? I was low on cash nearing the completion of the 5th unit so I used credit cards to buy material.? I finished the building and got it rented.? Banks won't loan me money because I'm "self-employed" and my rentals are not "seasoned" (they want to see 2 years of income from the rentals before they consider them as income).

Monthly net income: $ 9,500

Monthly expenses: $?2050
??Housing: $?500????
??Insurance: $ 200
??Car expenses: $ 0
??Utilities: $?100
??Phone, cable, internet: $ 50
??Food, entertainment: $ 500
??Clothing, household expenses $ 200
??Credit cards and other loans: $?500
??Other expenses: $

Getting out from under debt

Purpose of loan:
This loan will be used to pay off higher interest debt and consolidate the debt into one monthly payment rather than to have numerous payments to creditors.

My financial situation:
I am a good candidate for this loan because I do have two jobs, but recently just divorced and continue to have the family debt as well as support the children. I have a teenage son who resides in assisted care. In mid-2007, it was necessary to find placement for him. I was separated at the time and could not care for him by myself. With insurance and social services, he still required medical payments from me. I also have two other children that I raise. Between the child support and medical expenses I was able to make it working two jobs. I have eliminated a lot of my debt, I wish to consolidate the rest into a payment that is more easily manageable. This loan would allow me to pay off debt as well as consolidate the rest.

Monthly net income: $

Monthly expenses: $
??Housing: $ 2425.00 (mortgage + HOA)
??Insurance: $ 67.00 per month
??Car expenses: $ 330.00 (car loan only)
??Utilities: $ 100.00 - 150.00 (season dependent)
??Phone, cable, internet: $ 142.00
??Food, entertainment: $ 500.00
??Clothing, household expenses $ 300.00 (3 children)
??Credit cards and other loans: $ 600.00 (4 credit cards, no longer have since June 2007)
??Other expenses: $ 400.00+ (sons medical/support for assisted living)

Paying off debts

Purpose of loan:
This loan will be used to pay off a debt to my landlord and pay down my credit cards.

My financial situation:
I am a good candidate for this loan because I am very straightforward and hard-working person who?fell into some money trouble and I need this money to get?myself out of the holel?

Monthly net income: $ 1000

Monthly expenses: $
??Housing: $ 440
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 150
??Phone, cable, internet: $ 40
??Food, entertainment: $ 200
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 50
??Other expenses: $ 0

Paying off high interest cards

Purpose of loan:
This loan will be used to pay off and close high interest credit cards used for emergency home repairs / maintenance?before higher rates take effect.???

My financial situation:
I am a good candidate for this loan because I have an excellent job with a secure company for the last 10 years.

Monthly net income: $?4400 self / $1000 wife/part time business

Monthly expenses: $ 4110
??Housing: $ 2500
??Insurance: $ 100
??Car expenses: $ 610
??Utilities: $ 200
??Phone, cable, internet: $ 100
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $?200
??Other expenses: $

Paying off credit cards

Purpose of loan:
This loan will be used to?Pay of debt

My financial situation:getting better just started some new construction projections
I am a good candidate for this loan because? The loan will be payed back in a timely matter

Monthly net income: $ 4000.00

Monthly expenses: $ 800.00
??Housing: $0
??Insurance: $200.00
??Car expenses: $125.00
??Utilities: $0
??Phone, cable, internet: $0
??Food, entertainment: $200.00
??Clothing, household expenses $75.00
??Credit cards and other loans: $200
??Other expenses: $

No Debt/Excellent Credit

Purpose of loan:
This loan will be used towards closing expenses for a business purchase.The?business has net monthly income of $3500 to $4500(taking out rent,bills,payroll,taxes etc).

My financial situation:
I am a good candidate for this loan because i have very good credit.My current score is 727.I have no debt.My car is paid off.I pay off my credit cards every month.The total investment for the business is around 30k i just need $3500 for closing expenses.My net income would be around $5000(Net profit+payroll).This?would be just?my income.Household income is more as we both work full time.I?have stocks?of my employer to cover the loan but i dont want to sell it now.?My prosper rating is?low that might be because this is my first loan through prosper.I applied for Discover and got approved.I plan to use Discover for day to day purchase & expense?in business as it pays back 1.5%.I think the risk is very low in lending me as i am well managed and never late on payments.I will pay off the loan within 2 years.
I would be glad to answer any questions you have.

Monthly net income: $?



Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Expanding Existing 25+ yr Business

Purpose of loan:
I have recently expanded my existing successful pest control business to service another large metropolitan area.? The business has been profitable 100% of the time for the past 20 years.? Since?expanding to the new market area in March 2009 we have grown substantially and need to purchase additional equpment to service?that area. In addition to operating this pest control business I have had a full time government civil service job for 20+ years and still have that job today.?My credit and financial history is?impeccable.? This is my first prosper loan and I am giving it a try because I love the concept and hope to get a good interest rate.? ??

My financial situation:
I am a great candidate for this loan because? I ALWAYS pay my bills in full on time and am in great financial shape with money in the bank.?I have NEVER had a charged off account. ?The business is expanding in the new market?and doing better every month.?The only loan obligations I have are my mortgage and car payments.

pay me throug new credit card

The loan i am processing will be use for my car fix and i will use some for online business .i will be paying my loan back in ever month end .thanks

new car

Purpose of loan:
This loan will be used for a down payment on a new? car, safety is a major concern as i have a 4 year old son who spends most of his time with me even to the office and back , we have an on-site day care at my office, his mother passed away last year. we do a lot of driving, and so the old sled needs to be retired.

My financial situation:
I am a good candidate for this loan because i am a solid American with a firm grip.

Pay off bills

Purpose of loan:
This loan will be used to? pay of some high interest credit cards and the remainder of school taxes for our township.

My financial situation:
I am a good candidate for this loan because? My wife and I are hard working members of our community.? My wife tried to start her own cleaning company and was successful at first, but then things with the economy changed and people were less likely to hire a housekeeper.? She had also lost a majority of her steady clients and has now started taken odd jobs in order for us to stay "above water".? We have had to rely on our credit cards more than we would have liked to, so we can continue to provide for our family.? We would like the opportunity to start fresh and eliminate some of this debt.? We have lived in the same town for our whole lives and are a family with old fashioned values.? We try to teach our son that you take responsibility for your actions and commitments.? We believe you pay what you bills and try to live a good life.? Please allow us to show you we are a responsible family who does not wish to fall deeper into debt.? Thank you.

Monthly net income: $ 4,000

Monthly expenses: $
??Housing: $ 1092.00
??Insurance: $ 150.00
??Car expenses: $ 222.00
??Utilities: $ 266.00
??Phone, cable, internet: $ 154.00
??Food, entertainment: $ 175.00
??Clothing, household expenses $
??Credit cards and other loans: $ 300.00
??Other expenses: $ 150.00

Down pymt to take over Existing Bus

Purpose of loan:
This loan will be used as? Down payment on existing cash flowing Bar and Grill, This Business is? currently Neting $20,000.-35K per month currently?.
This cash flow is?would be in?addition to my income that?I stated on the application with my current day job,
As you can see re-payment would be no problem. Stated cash flow is verifiable upon request !
My financial situation:
I am a good candidate for this loan because?I am responsible for all my financial obligations. I am a honest and hard working entrepreneur. I Love to Work and make money.

Monthly net income: $ 3600.

Monthly expenses: $ 2818.25
??Housing: $ 1508.25
??Insurance: $ 200.
??Car expenses: $ 400.
??Utilities: $ 200.00
??Phone, cable, internet: $ 70.
??Food, entertainment: $ 40.00
??Clothing, household expenses $
??Credit cards and other loans: $ 400.00
??Other expenses: $

Getting caught up on bills

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

GOOD INVESTMENT!!! BETTER RETURNS!!

Purpose of loan:
This loan will be used to pay down my credit card debt. As you probably can see from this listing, my credit card?utilization is very high due to unused balances being cut by credit card companies. I am attempting to to increase my credit scores and payback this loan within 6 months. This will give me a better credit rating and increase my chances of obtaining a $15,000 loan needed to expand my current business.

My financial situation:

I am a good candidate for this loan because I have the means to pay it back in a very short period of time giving investors a much quicker return. This will give you, the investor, a quick return and free up cash to make bigger and better investments. I am a retired CFO with over 25 years experience in this position. With that being said, as a CFO you live by a code of ethnics and I know what investors want and that I usually give to my investors. Just by reviewing my profile, I have a long steady history of never having any late payments or delinquencies ever!! That is the number one reason you?can rely on?your investment?being better?secured. Please do not hesitate to bid because you will find that this is one of the better, more secure?investments you can make here on Prosper.. Thanks!

Monthly net income: $ 8,500

Monthly expenses: $
??Housing: $ 1250
??Insurance: $ 300
??Car expenses: $ 200
??Utilities: $ 300
??Phone, cable, internet: $ 100
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 600
??Other expenses: $ 2500

The last 10k I need to buy my house

Purpose of loan:
This loan will be used to?purchase a home cash in the Sarasota, Florida area.

My financial situation:
I am a good candidate for this loan because?I plan on taking a loan from my 401k and combing it with my savings. I need 10,000 dollars more to buy the home I want. I have no debt and make a decent income.

Monthly net income: $
3586
Monthly expenses: $
??Housing: $
??Insurance: $175
??Car expenses: $570
??Utilities: $175
??Phone, cable, internet: $150
??Food, entertainment: $200
??Clothing, household expenses $200
??Credit cards and other loans: $0
??Other expenses: $200

Medical expenses

Purpose of loan:
This loan will be used to? surgery

My financial situation:
I am a good candidate for this loan because? i am a responsable person, just i need to have done this surgery, and i need some money to complete the costs

Monthly net income: $ 3,300

Monthly expenses: $
??Housing: $ 700
??Insurance: $?270
??Car expenses: $ 330
??Utilities: $ 150
??Phone, cable, internet: $ 103
??Food, entertainment: $ 200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 350
??Other expenses: $ 200

paying bills

Purpose of loan:
This loan will be used to... pay off all my creidt cards and fix my car

My financial situation:
I am a good candidate for this loan because...i have a good paying job, paying off all the cards will make it easyer to have more money every month

Debt Consolidation

Purpose of loan:
This loan will be used to? consolidate the 2 CCs with balance of 16K.? I've recently went into business and maxed out the CCs.

My financial situation:
I am a good candidate for this loan because? I have a stable job and a business to back me up.

Thanks.

A+++ prosper credit / 2nd loan

Purpose of loan:
This loan will be used to?Refinance the current loan i have with prosper at a lower interest rate.? I would also like to pay down one card.? I can do this with 10k because my current loan is at 8k to payoff plus i have saved money on my own so i have a cash positive balance in life.??
By refinancing at a lower rate it will lower my payments significantly and help me out tremendously.

My financial situation:
I am a good candidate for this loan because? I have a loan now through prosper that i used to consolodate my debt and have never been late on any payments for anything.? I even purchased a car in the last year and have never been late.? My credit score has actually gone from 690 to 715 over the past year since getting my car.??I can't explain the HR rating because my credit score as of 10/31/09 is 714. I always pay on time plus i have the money and luxury to because my?fiancee has a good job and pays half the bills.? I have gotten thank you letters from previous lenders because i have never been late and i am on auto pay so even in these tough economic times i feel i am a great risk. The only explanations for the deliquencies is that they are old and back when i was in different times.? None are current.

Monthly net income: $ my monthly net income is 2100 with my fiancee add another 3200 so 4300

Monthly expenses: $ 1831
??Housing: $ 250
??Insurance: $ 102
??Car expenses: $ 350
??Utilities: $ 60
??Phone, cable, internet: $ 44
??Food, entertainment: $ 150
??Clothing, household expenses $ 75
??Credit cards $ i have a couple with small balances.? One will be paid with remaining balance?after payoff of prosper loan.? a target visa with 1400$ balance.
??Other expenses: $ 675 prosper loan

pay off a debt consolidation loan

Purpose of loan:
This loan will be used to? Pay off a consolidation loan and get a cheaper interest rate.? I have a serious illness and would like to only have one small payment a month.?

My financial situation:
I am a good candidate for this loan because? I have been at my job for 5 1/2 years.?I am a supervisor at one of the largest trucking companies nationwide.

Paying off my credit cards

Purpose of loan:
This loan will be used to? pay off a couple credit cards from dr bills and wedding?so I don't rack up tons of interest.

My financial situation:
I am a good candidate for this loan because? I can make a decent payment and I work two jobs. I also want to pay it off in a year.
I have spent three years rarely paying interest for credit cards.

Monthly net income: $ 1500

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 80
??Car expenses: $?200
??Utilities: $
??Phone, cable, internet: $ 150
??Food, entertainment: $?600
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 300
??Other expenses: $

Mac Computer

Purpose of loan:
I'm a graphic designer who is currently working in the fashion industry, and I want to have a better computer at home for my own freelancing projects.

My financial situation:
I am a good candidate for this loan because I have an excellent credit score, a full time job, and your interest rates seem way better than all credit card choices.

Please feel free to contact me for any further inquiries.

Thanks,

Payoff High interest loans

Purpose of loan:
This loan will be used to?
Payoff two?high interest loans.
My financial situation:
I am a good candidate for this loan because? I enjoy my work? and I am in the process of lowering my monthly debt in hopes of retiring in aprox. 6 years.
Monthly net income: $6260.00

Monthly expenses: $ 3685.00
??Housing: $ 1795.00
??Insurance: $ 130.00
??Car expenses: $ 500.00
??Utilities: $ 200.00
??Phone, cable, internet: $ 85.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $ 75.00
??Credit cards and other loans: $ 600.00
??Other expenses: $ 0.00

Car Purchase

I am about to drop full cash on a Cobalt that I want. I just need $2100 to finish the payment. I am a responsible person who takes my credit and financial serious. Besides this will also benefit my credit score, it will show I can be trusted with a loan.

Working Capital for New Orders

Purpose of loan:
This loan will be used to finance working capital, materials and labor for new orders of our Indivijual Custom Eyewear, a new business start-up I've been developing and funding with personal funds for six years.? Upon official launch in August, our expenses increased for marketing and customer service and as we take in new orders generated by our marketing and publicity we incur costs of materials and labor to design and manufacture the custom frames we build.? Important to note that we do not have inventory. We only build to order.? Please see www.indivijual.com for an explanation of our business.? Recent publicity and an interview conducted with me is posted on the web page titled "Stories and Videos about Indivijual".
My financial situation:
I am a good candidate for this loan because my credit history shows that I have never defaulted on a loan.? My first successful start-up in 1984 was funded by an SBA loan of almost $500,000 and was retired early when I sold the business to a subsidiary of Phillips Electronics.? I have retired several home mortgages and my present $550,000 home was paid off about 3 years ago. All cars in the family are also debt free.? Founder/Co-founder of over 15 start-ups.

Invest in Prosper

Purpose of loan:
Reinvest in Prosper
My financial situation:
I have no debt.? Any revolving credit card debt is paid off each month.
Monthly net income: $8,000

Monthly expenses: $5,100
??Housing: $2,800
??Insurance: $400
??Car expenses: $400
??Utilities: $300
??Phone, cable, internet: $200
??Food, entertainment: $1000

Catching up from being unemployed.

Purpose of loan:
This loan will be used to catch up on vehicle payments.? I have been looking for employment for?almost 9 months, and have finally found a job.? My husband has been carrying us, but it is not enough.? I am in the process of going on active duty status in the military?to become an officer, but the process is taking longer than expected.? We have fallen behind on vehicle payments, and need to catch up.? We have been able to defer?some of our debts until I am on active duty, but the?vehicles we have to pay now.? I?have been working at my new job just over a month now, plus I still have my?Army reserves pay, which I have been a member for almost 11 years.?

My financial situation:
I am a good candidate for this loan because the account I have given my routing number for, is the same account that my reserve pay directly deposits into.?My gross pay from the reserves is 405.00 per month minimum.? I am also currently working full time, and typically have overtime every week.? I am trying to re-establish myself after many months of not being able to find a job and I am determined to help my husband get us back on track.? I am trying to get mobilized also to help increase our income.? I am?in the process of doing?the paperwork for a year long mobilization, which will not?interfere with my?becoming an officer on active duty.? These plans will increase my income and concrete my ability to not only pay back my loan, but to hopefully pay down?debt in general.??My husband covers most of our monthly living expenses, my pay is currently only covering daily expenses.

Monthly net income: $ 1500.00
Monthly expenses: $
??Housing: $ 0
??Insurance: $?100
??Car expenses: $ 80
??Utilities: $?150
??Phone, cable, internet: $ 70
??Food, entertainment: $ 200
??Clothing, household expenses $ 40
??Credit cards and other loans: $ 0
??Other expenses: $ 60

Pay off high interest CC

Purpose of loan:
This loan will be used to?? Consolidate high interest Credit Cards

My financial situation:
I am a good candidate for this loan because? With the help of consolidating I will be in better control of my?finances and will? make? monthly payments easier.

Loan to help this holiday season

Purpose of loan:
This loan will be used to hlep pay down bills this holiday season.

My financial situation:
I am a good candidate for this loan because I have a full-time job and I pay my debts on time.? I am a good, honest person that you can always count on.

Paying off my credit cards

Purpose of loan:
This loan will be used to pay off credit card debts.

My financial situation:
I am a good candidate for this loan because I am employed and have a stable job.

Remodeling the Kitchen

Purpose of loan: My wife and I have been living in our new home for 2 years.? This home was built in 1994 and needs an updated kitchen.? The remodel will include new kitchen Cabinets, Granite Countertops, new Appliances and a new Center Island with sink.? Kitchen renovations have the greatest Return on Investment of all home remodeling projects.? I am expecting a greater than 20% ROI.
My financial situation: I am a good candidate for this loan because I am actually currently a Lender on Prosper with funds that I loaned in 2006 to multiple borrowers. So I am very familiar with the transactions that occur on Prosper. Most of the loans will be paid off by the end of the year.I am now taking the other side of the process by becoming the borrower instead of the lender.I signed for my first credit card at the age of 15 and so began building a solid and stable credit history of over 25 years.I have never defaulted on a loan and never had any late payments.My credit record is excellent with a FICO score of 740+

Monthly net income: $ 4,400.00

Monthly expenses: $ 3,513.00
??Housing: $ 2419.00
??Insurance: $ 50.00
??Car expenses: $ 220.00
??Utilities: $ 85.00
??Phone, cable, internet: $ 99.00
??Food, entertainment: $ 120.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 320.00

2nd Salon Grand Opening W-capital

Purpose of loan:
This loan will be used as working capital for a second hair salon that we have opened. I plan on expanding the amount of services offered and wish to purchase foot spa pedicure chairs. I need a lit sign with channel lettering. I plan to do a direct mail promotion. My stylist will require a guaranty for the first few months we're in operation.??

My financial situation:
I am a good candidate for this loan because I have been working in the salon business. I have a profitable salon and plan to duplicate our success at a our second location. I have BBA in accounting and I already have a good staff ready to work.

Monthly net income: $ 6800

Monthly expenses: $
??Housing: $ 1150
??Insurance: $ 41
??Car expenses: $250
??Utilities: $ 490
??Phone, cable, internet: $ 65 ????
??Food, entertainment: $ 275
??Clothing, household expenses $
??Credit cards and other loans: $ 1100 ???? ????
??Other expenses: $

2nd Prosper loan, consolidate bills

Purpose of loan:
I want to combine all my bills into one to get them paid off faster.? I have been working very hard at repairing my credit to which since the last loan my score has increased from the 560 mark to yesterday when I pulled up on credit karma it is up to 665.? I feel that if?I can combine all these together I can pay more on these each month and?hopefully instead of the 36 months I can pay off a little faster than the 36 months.? I have worked and strived hard to get my credit to back where?it was which was excellent and I feel I am on my way and this will help me even more to accomplish this goal.? ? The one bill that is in deliquency for $8400 is a Sears CC that had a $12,000 credit limit and balance that had fell behind and went to a collection agency but I have had a payment plan with them for over a year but feel not I am not making a lot of progress.? I have talked with this credit company about a reduction in amount taking off interest and late fees and can pay off for $4200. ? Would love to be able to pay that off and include all others bills.? It would just relieve some stress and help to get my credit back to top notch standing.? Please help me to do that.?


Monthly net income: $ 2900

Monthly expenses: $ 2133
??Housing: $ 1236??Insurance: $?53??????????Car expenses: $ 50??Utilities: $?175??Food, entertainment: $ 100? Credit cards?$320? Loans:? $199
My wife pays for part of the bills and me the other part so that is why I have not included some.
?I want to have just one basic payment a month.?? Please help me get debt free. Thank you so much for your consideration.