Home Improvement

Purpose of loan:
Need the loan to finish basement.? It's a newly built house with unfinished basement.? I have the rest of the fund, but needs additional $15,000.

My financial situation:
Software Developer, Full time employment.

Monthly net income: $ 6,000

Monthly expenses: $ 1,900
??Housing: $ 1,6000
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 100
??Phone, cable, internet: $ 0
??Food, entertainment: $ 200
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 0
??Other expenses: $ 0

Eliminating last Credit Card Debt

Ok, Here is my plan

This will be my 2nd prosper loan, the first was paid off earlier this year, I paid off my car with that loan, I used automatic payments and will do so on this loan as well...

Purpose of loan:
To pay off my LAST credit card!!!!? I owe $6,000 on my Discover card, this is my last card that has any balance on it!? This eliminate my credit card debt!? I currently pay $250 per month so this loan is well below that monthly price!

My financial situation:
I recently spent $14000 of my personal savings to pay off all of my credit cards, I was able to pay off all of them except this discover card, (I don't know if those payoffs are reflected in my credit report yet or not) My Credit Score is low because when I closed my credit cards as I paid them off, this jumped my "bankcard ulilization" to very high,?and lowered my score (I wish I'd known that 3 years ago!? hindsight is 20/20).?I did?make some poor credit?choices about 5-7 years ago so my score isn't as strong as it should be but It is improving and those items are ready to fall off. ?When I? was Just out of high school I ran up a bunch of debt and paid the price with my credit rating. ?I learned from that mistake and paid everything off but the reminder of that bad time remains on my credit report.?

A little more about me:
I am a Regional Performance Improvement Supervisor with Con-way Freight, It?is similar to a Solutions Engineer or Compliance Manager?position.

My household expenses are?very low as I am a single guy who travels 5 days a week, The company pays for my meals/expenses while traveling so the only time I spend money on myself is the weekends, as a result my non-fixed expenses are quite low...

Monthly net income: $ 3800?

Monthly expenses: $ 3260? (The bulk of the balance goes into retirement savings and paying down education loans)
??Insurance: $210
??Car expenses:?Vehicle paid off, only insurance and maintenance costs
??Utilities: $200?
??Phone, cable, internet: $150?
??Food, entertainment: $300
??Clothing, household expenses $150
??Credit cards and other loans: $550 (250 credit card, $300 education loan)

PAYING FOR MOVING EXPENSES

Purpose of loan:
This loan will be used to?MOVING/DEBT EXPENSES?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $ 870.00

Monthly expenses: $440.56
??Housing: $219.00
??Insurance: $0
??Car expenses: $0 (DON'T DRIVE)?
??Utilities: $17.56
??Phone, cable, internet: $54.00
??Food, entertainment: $0 (GOT FOOD STAMP)?
??Clothing, household expenses $150.00?
??Credit cards and other loans: $
??Other expenses: $

Paying off Loan and Home Repair

The purpose of this loan is to payoff one of my existing personal loans and complete some needed home repairs.?

Budget:

The ability of borrowers to pay their debts is important in any lending decision you make.? I earn a six-figure income at a large financial services company (16 years with the same employer).? Also, I have a 23-year credit history with no late payments ever.? I successfully paid a $25,000 Prosper loan earlier this year.? The following is my existing budget:??

Monthly Net Income????????$8,326.00

Mortgage????????????????????????? $2,066.00
Car???????????????????????????????????? $597.00
Revolving Credit???????????????? $2,351.00
Fixed Loans????????????????? ?????? $695.00
Utilities???????????????????????? ?????? $600.00
Phones???????????????????????? ????? ?$210.00
Gas????????????????????????????? ????? ?$400.00
Groceries????????????????????? ?????? $700.00

Remainder????????????????????????$707.00

Monthly payment on the loan to be paid off with the Prosper loan is $316.? Based on the projected payment of the new Prosper loan ($316), there will be no net effect on my budget.? Could reduce my monthly payment if bidding drives the interest rate down further.?

Home repairs include patio, auto, dishwasher, and water heater.?

Assets:???

Monthly cash flow is probably your primary concern when deciding which loans to bid.? However, another factor that many borrowers fail to mention is other assets.? These assets are ones that are not presently liquid, but may?become so during the life of the loan.? The following are my other assets:??
My wife and I have about $80,000 in home equity.? However, home equity lending in Texas is very restrictive.? Based on my home?s present market value and my outstanding mortgage, I could access $20,000-$25,000.I have $1,750 in company stock that will be fully vested in 4 months (01/2010), with similar amounts vesting in 2011.? If you have any additional questions, please feel free to ask.? Thank you kindly for your consideration.

Consolidating remaining debt

Purpose of loan:
This loan will be used to consolidate the remaining balance of my student loan, car payment and unexpected medical bills.
This will assist me in paying these debts off earlier and allowing me to have a lower monthly payment.?
Your assistance is appreciated in advance.? Thanks

My financial situation:
I am a good candidate for this loan becaus I'm financially responsible and I have good credit which is something I value.?? I've borrowed from prosper before and payed the loan off way in advance.? I will do the same thing for this loan as well.? Thanks again

Monthly net income: $ 3000

Monthly expenses: $ 2500
??Housing: $ 1150
??Insurance: $ 115
??Car expenses: $ 500
??Utilities: $ 115
??Phone, cable, internet: $ 115
??Food, entertainment: $ 350
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Expanding Vending Business

Purpose of loan:
This loan will be used to double the size of my vending business, from 6 full line locations(snacks/soda) to 22 locations, my gross sales would then be around 50k per year

My financial situation:
I am a good candidate for this loan because my business has no debt right now, all machines are paid in full,I am also still working full time while this business grows into a full time job

Monthly net income: $ 2160

Monthly expenses: $
??Housing: $ 750
??Insurance: $ 36
??Car expenses: $ 296
??Utilities: $ 120
??Phone, cable, internet: $ 80
??Food, entertainment: $ 150
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 100
??Other expenses: $

Paying off a ThinkCash Loan!

Purpose of loan:

This loan will be used to pay off a ThinkCash.

My financial situation:

I am a good candidate for this loan because this loan will be paid without fail.
Here is what I'm trying to get out of:

I have 16 scheduled payments left with ThinkCash at $91.96 every two weeks!
I must get out of this and never go back.

Any help would be greatly appreciated.

Monthly net income: $ 1500
Monthly expenses: $ 1272

Housing: $ 576
Insurance: $ 83
Car expenses: $ 30
Utilities: $ 150
Phone, cable, internet: $ 0 / I work for a cable tv, internet, and phone co.
Food, entertainment: $ 200
Clothing, household expenses $ 20
Credit cards and other loans: $ 213
Other expenses: $ 0

P.S.

In total, I am in debt $3,954.52 (this is with credit cards -- mortgage is current)
If anyone can tell me how to consolidate this debt without using those dirty traditional consolidating companies, please let me know what I should do. I would like to get some kind of loan to pay off my cards and just have one monthly payment. This would be the best thing to help me boost my credit rating. I can't get a loan to do this with low credit ratings. PLEASE HELP-- I NEED ADVICE!

Invest in Prosper

Purpose of loan:
This loan will be used to? Invest on Prosper , and at the same time help people in Need :)

My financial situation:
I am a good candidate for this loan because? It will be an automated payment deducted from my
checking account.

No Late payment , No delinquencies.

Bailing Out Citibank

Purpose of loan:
This loan will be used to pay off my Citibank credit card.? I have spent the past few years digging out of debt I ran up while in grad school.? A few months ago Citibank decided that since I am such a good customer, they would raise my APR to 29.99%.? Since I never miss a payment, this was an easy way for them to make more money off of me.? Instead of paying down the loan at a rapid pace, I feel like I am treading water at this usurious interest rate.

My financial situation:
I am a good candidate for this loan because I do not miss payments.? My income/monthly payment leaves plenty of headway to continue to build liquid savings as I pay down my debt.? I have $20,000 in 401ks that I can access in an emergency.

I have $11,200 of other credit card debt that I am paying down at a comfortable rate at reasonable interest.? I also have a $12000 student loan with fixed monthly payments and a $2.3% interest rate.

I noticed that Prosper rates the loan as a D.? This is disappointing, but I guess understandable due to the stupid amount of debt I am carrying.? Please take notice of the fact that there are no delinquencies/past dues/etc. listed at all.?

Expanding Business

Purpose of loan:
This loan will be used to??make second?deposit payment on expo hall.?I had until Nov.?30 to make second payment but another promoter wants the hall so the state fairgrounds is demanding payment in full by end of September.?Exhibitors don't send their fees in until first of November. Here's a breakdown of the family expo profits in March 2010.?

There is room for 160 exhibitor spaces with a projected revenue of $82,000. The building can hold 20 more exhibitor spaces for an added revenue of $9,500.
The show can have 1 major sponsor @ $10,000 and 2 entertainment sponsors @ $5,000 for an added revenue of $20,000.?

There are 24 pages in the program guide with a projected revenue of $24,000 minimum.?

The pre-sale ticket program has a projected revenue of $37,500. Door sales have a projected revenue of $15,000 ($7,500 per day x 2 days).

The estimated expenses should not exceed $50,000. Location ($15,000), Services ($10,000), Advertising ($15,000), Printing & Distributing ($5,000), and Misc ($5,000). Projected revenue of $188,000 minus estimated expenses of $50,000 = $133,000 profit.


My financial situation:
I am a good candidate for this loan because?I already had a smaller show and it was?successful. I've used the profits to make?initial deposits on the second show.
I have?over 100 exhibitors signed up but their?contract give them until Nov. 1-15 to make their booth payments.

My credit score use to be 789 until my divorce. The divorce papers said the house had to be put up for sale. After a year on the market, it went up on short sale. After a year on short sale, it went into foreclosure.?I bought my house for $265,000. It's current value is $142,000 because of the housing?market collapse.?

Monthly net income: $ 2750

Monthly expenses: $
??Housing: $ 868
??Insurance: $ 50
??Car expenses: $ 50
??Utilities: $ 90
??Phone, cable, internet: $ 70
??Food, entertainment: $ 120
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 0
??Other expenses: $

Buy First Home - Home Foreclosure

Purpose of loan:
This loan will be used to?help buy a home foreclosure at auction where I plan to then to get a mortgage on the property. The loan would be very low risk and is primarily only needed since you must pay cash down at auction. I would truly only need the loan for a thirty day period until I can get the property appraised and inspected. I think it offers a great opportunity for someone looking to make a quick percentage gain in likely a thirty day time span. Since I will be a first time home buyer and be applicable for the $8,000 tax credit, I am willing to sacrifice a healthy interest rate in return for being able to capitalize on current market conditions

My financial situation:
I am a good candidate for this loan because?I have excellent credit and I have a full time job and no debt. I am very experienced in financial markets and investment properties but unfortunately do not have a lot of cash on had to make the deal happen on my own. Thanks for you consideration.

Making "Good" Changes in My Life

Purpose of loan:
This loan will be used to pay off?3 high interest loans that I have and to make my payments more manageable.

My financial situation:
I am a good candidate for this loan because my husband pays most of our main?living expenses. To start with I need to tell you a little about myself and how I got myself into this trouble. I have had a gambling problem for several years, as of March 24, 2009?I quit gambling!! That?was one of the best turning points in my life! I have been free from this addiction for nearly 6 months! ?I have made some mistakes in the last?few years, mostly because of the gambling addiction,?and at one time I had several?"payday" loans and borrowed money anywhere I could?to try to stay afloat. I have since paid off all?of the payday loans and 3?other loans. It is?these 3 loans that?I would like to consolidate into one payment and this would make my paychecks go further every month so that I can make more headway on?my?other bills. The payments on these three loans alone are over $600 and most?of it goes to interest, so they just aren't getting paid down.?Please consider helping me, this is my second Prosper loan, the first one I paid off in about a year and a half. I know I can do the same with this one.?I am really trying hard to budget my money and at this point, my paycheck just isn't going far enough. I am lucky to still have my husband by my side, but he has agreed to?pay most of the main living expenses, but I still need to pay off the rest of my loans and credit cards. I am current on all my payments and was never late or never missed a Prosper payment either.??I am a Christian woman and would love to be on the lending side of this website if all works out for me. I do believe in "giving back" to?those in need as I am in need now.?

Monthly net income: $1940.00

Monthly expenses: $
??Housing: $800 (my husband pays this)
??Insurance: $300 ( my husband pays this)?
??Car expenses: $185 ( I pay this)
??Utilities: $300 (my husband pays this)?
??Phone, cable, internet: $250 (I pay this)?
??Food, entertainment: $400 (we split this)?
??Clothing, household expenses $400 (we split this)?
??Credit cards and other loans: $800?(I pay this)
??Other expenses: $300 (misc. expenses?for kids and gas, I pay this)?

Paying off my credit cards

Purpose of loan:
This loan will be used to? pay off credit cards.

My financial situation:
I am a good candidate for this loan because?I have the ability to pay it back and it is needed for a very good cause to get me?out of financial hardship.?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $400.00
??Utilities: $
??Phone, cable, internet: $80.00
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 120.00
??Other expenses: $

Medical bills from son in hospital

Purpose of loan:
This loan will be used to pay off medical?bills.? I have a son with disabilities and due to his hospital stays, I have incurred?a lot of medical expenses above and beyond what my insurance would cover.

My financial situation:
I am a good candidate for this loan because I have a stable income.? I have been employed with the same company for the past 13 years.? I am an honest and hard working person that will pay this loan back....I promise.

Monthly net income: $ 4062

Monthly expenses:
Housing: $ 850
Insurance: $ 115
Car expenses: $ 100
Utilities: $ 150 - $ 200
Phone, cable, internet: $ 100
Food, household: $ 250

Thank you for taking the time to consider my loan request, this would help us out so much.

THANK YOU for being my angel of hope!!

Payoff High Interest credit card

Purpose of loan:

I have a high interest credit card with home depot and the pomotional period is too end in October and the interest rate will reach 29.9 by default, greedy bankers.

My financial situation:

I have just consolidated my other student debt to a installment loan and will have all my debt paid off in 1.5 years.

I will receive my RN Nursing License in two months.

Worth It All

Purpose of loan:
This loan will be used to consolidate debt.?

My financial situation:
I am a good candidate for this loan because? I pay all my bills on time as reflected in my credit information you are able to view.? There is one public record, which is a bankruptcy that was discharged August 2006.? The decision to file the bankruptcy was very difficult one to make as at the time my credit had no flaws whatsoever.? However, I had to consider not only?myself but two very special people in my life....my wife and the child that we started caring for overnight about a year before the bankruptcy was filed.? We had been married for a very short time when this situation faced us.? While we were able to pay all our bills, in order to secure this childs future, the expenses were adding up monthly.? I didn't want to take on a loan that I wasn't sure we would be able to pay due to the ongoing and unexpected expenses.? Therefore, I made the decision to file the bankruptcy.? The adoption was final last August and we are a very happy family and can say the biggest blessing in our lives so far.? We have been able to save money for unexpected situations that may come up in the future.?

Update:? We are?still working on the expenses of the adoption and would like to consolidate debt into one payment.

While I know this loan will be my responsiblity I would like to say that my wife enjoys a very sucessful carrer with a modest income that helps with household expenses and childcare.

Monthly net income: $ 3,000 (average)? My income only.
Monthly expenses: $ 1840.00
??Housing: $ 616.00
??Insurance: $ 74.00
??Car expenses: $ 450.00
??Utilities: $ 270.00
??Phone, cable, internet: $?154.00
??Food, entertainment: $ Wifes income handles
??Clothing, household expenses $?My wife handles.
??Credit cards and other loans: $ 485.00 (includes current Prosper loan andl will be paid off with this load).
??Other expenses: $ Wife's income handles

Need load to purchase used vehicle

Purpose of loan:
The loan requested is for additional funds needed toward the purchase of a used vehicle. ??

My financial situation:
I am a good candidate for this loan because I am reliable, responsible, and pay my bills on time.? I work two jobs and my monthly net income is $2,000.??My living expenses are low because I have no kids to care for and live with roommate.?I have a good credit rating and pay all my bills on time. I have a stable job and been with the same employer for the last seven years.? Part-time job is also reliable income.?

Monthly net income: $
$ 2000

Monthly expenses: I share my living expenses with roommate
Housing: $ 500.00 (Rent)??
Car Insurance: $ 90 Monthly ?
Utilities: $ 50
Phone, cable, internet: $ 50
Clothing, household expenses: $ 100.00
Credit cards payment: 200.00

Better Education for Children

Purpose of loan:
This loan will be used to fund my start-up tutoring business to help educate the children.

My financial situation:
I am a good candidate for this loan because I pay my bills (mortgage, credit cards, and utilities) in a timely manner.? Due to the economic downturn my pay has been reduced since last year and I don't know when it will go back up.? I have evaluated one of the tutoring franchises and I really like their mission statement.? I really don't want to miss this opportunity to own my business?but I'm in need of assitance with financing the business.

Thank you in advance for your help.

Consolidating Bad Credit Card Debt.

I am listing this loan to consolidate my credit card debt into a lower interest loan.? I started a business that went under a year ago and am just trying dig out from under the debt that it created.? I've had a great, high paying job, since my company folded.? No worries there.

We're not in bad shape, we just want to get this credit card debt on better terms.? I am a great candidate for this loan for a number of reasons.? I have made over 100k for the last eight years with the exception of the year where I was running my own start-up ( I made nothing that year!).? I am a home owner and have about 50K in home equity.? We own an almost new Toyota Prius completely.? Professionally and personally people have a high degree of confidence in my character.?

Should be an easy decision to lend me money.

Pay Off Bills

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?? We need to consolidate debt????

Monthly net income: $ 2800.00

Monthly expenses: $
??Housing: $ 827.00
??Insurance: $ 146.00
??Car expenses: $ 477.00
??Utilities: $ 300.00
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $
??Credit cards and other loans: $ 600.00
??Other expenses: $

Debt consolidation

Purpose of loan:
This loan will be used to? Pay off high interest debt and manage bills until some significant income becomes available in January to further reduce debt.

My financial situation:
I am a good candidate for this loan because? I have a good solid income source and have never ever been late on a payment. Recently credit card companies have increased my interest rates significantly even though I have never been late.?I take great pride in my payment history and want this to continue. According to this site my credit score is 760-780 because of my long record of paying on time. The issue is the amount of debt?I currently have. This is a good way to make a very good return on a short term risk.

Paying off debt

Purpose of loan:
This loan will be used to? to pay off check advance place that i borrowed to help my daughter and family, such as car repair book etc.

My financial situation:
I am a good candidate for this loan because? Because i have a reliable job and i am a dependable worker and i do my best to take care
of my debt.? I also am committed in trying and doing the right thing.? If i am granted this loan it will allow me to get back on track
in the finanial part of my life and when i get my taxes in February i can pay extra towards the loan.? i also will refer people that i know that
has had hard times but seem to always do the right things in taking care of their debt.? my debt and credit situation came along with trying to help every one
now its time to get myself? together.

Monthly net income: $ 2200

Monthly expenses: $ 1500
??Housing: $ 0
??Utilities: $?0??Phone,40 cable,0 internet: $21??Food, entertainment: $ 150
??Clothing, household expenses $?50??Credit cards and other loans: $?200??Other expenses: $ car payment 345.00 truck payment 163.00 personal loan credit union furniture 120.00 credit union lawn mower 70.00

Pay high interest credit cards

Purpose of loan:
This loan will be used to pay off some credit cards with high interest.?


My financial situation:
This loan will be used to?payoff?high interest credit cards.? I am working hard to bring down the amount I owe on my credit cards but the completx interest rates makes this a very long and hard process. This loan will help by lowering the amount of interest that I am currently paying and will increase my cash?flow? by approximately $600 per each month and this extra money can be used to pay off other credit,?bills and medical expenses.??

I have been on time with all of my payments and I am scheduled to pay off my current Prosper loan 9-10 months early.? I have?raised my credit score by over sixty points and?have also?brought down my credit balances from $12,000 to $7,000.??

I have worked consistently and continuously for the past 25 years, fifteen of them at my current job (Company merged 3 years ago).?

I believe in keeping my?commitments (financial and other) that I make?and I have especially?honored the one that has been financed by regular folks.I am trying to move forward.? Please help me achieve this.? The loan payments would be auto deducted from my checking account .? Please consider me.?Thank you. ??

Monthly net income: $ 6068

Monthly expenses: $
??Housing: $ 800
??Insurance: $
??Car expenses: $?
??Utilities: $ 200
??Phone, cable, internet: $ 185
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 500
??Other expenses ( support to mom): $ 150

Paying off credit cards

Purpose of loan:

This loan will be fully used to pay off the credit cards debt that I have. ?I have been a client of Citibank and Bank of America for more than 5 years and never had a late payment, but recently received a letters increasing my credit cards rate to around 24%. I like to consolidate credit cards debt and lower the interest rate to reasonable level. I?m planning on paying the prosper?loan off early by making extra payments to principal.

My financial situation:

Net salary+ guaranteed bonus???? ?$ 3150 a month
Rent with utilities ?-???????????????????? ?-$550 a month
Cell phone bill/ internet/ cable???? ??-$200 a month
Car expense / gas???????????????????????-$200 a month
Credit cards??????????????????????? ?????? ?-$400 a month ( which will be paid off with this loan)
Insurance ?-????????????????????????????????-$100 a month
Misc expense?????????????????????????????-$100 a month
Groceries/ dinning out???????????????? - $500 a month
Education expense?????????????????????-$ 300 a month???????????????????????????????????????????????
????????????????????????????????????? ??? --------------------------------?????????????????????????
??????????????????????Total left ??around?? +$800 a month?????????????????????????????????????????????? .

????As you can see I make enough to pay for the loan. I also have a savings account which I could use to pay off half of my debt but I rather keep that money for unforeseen emergency situations. Better safe than sorry. ?This loan will eliminate my monthly credit cards payments and I?m planning on making same payment amount towards new prosper loan. I?m currently finishing up my MBA and expecting promotion/rise in the near future.

I am a good candidate for this loan because of my excellent credit history and credit score . In the past I had a loan with Prosper which was paid off 1.5 year earlier

I listen to Clark Howard!

Purpose of loan:
This loan will be used to? pay off a high interest credit card.

My financial situation:
I am a good candidate for this loan because? I began a new business 4 years ago, and the last two years it has taken off.

Monthly net income: $ 1600.00-2200.00? Husband 2500.00-3500.00

Monthly expenses: $
??Housing:?????
??Insurance: $?48????
??Car expenses: $ 365????????????
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 370
??Other expenses: $

Paying off Funeral Costs

Purpose of loan:
Need money to pay off Funeral costs for Mother-in Law
My financial situation:
Solid job, multiple incomes.?Since this was an unexpected expense, we do not have the extra funds budgeted. If we have a payment plan ~($34/mo) we can easily afford to pay the loan back over time, we have done well with our other Prosper loan as you can see.? Thank you.

Monthly net income: $ 4700

Monthly expenses: $?2470
??Housing: $?850
??Insurance: $?295
??Car expenses: $?245
??Utilities: $?60
??Phone, cable, internet: $ 20
??Food, entertainment: $ 400
??Clothing, household expenses $?500
??Other expenses: $ 100

CONSOLIDATE BILLS

Purpose of loan:
This loan will be used to consolidate bills with a better interest rate.

My financial situation:
I am a good candidate for this loan because my credit score reflects my good payment history

Debt Payoff

Purpose of loan:
This loan will be used to?pay off debt?

My financial situation:
I am a good candidate for this loan because I chose to pay my debt instead of walking away from them

Looking to grow business.

Purpose of loan:
The purpose of the loan is to buy more inventory for my?business.? I am?a full time Police Officer for the last 13 years.? Instead of working off duty I started a small business on the side.? ?I buy and sell cars of particular interest.? It is only part time at the moment, but will be full time when I retire from the Police Department in?7 years.? I have currently been in business for the last 5 years.? My background before joining the Police Department was at a World Challenge Corvette Race team.? I am able to identify and work on special interest vehicles.? I average around $35000/yr from my business and it is still only part time.??? I have already recieved?two Prosper loans and paid?them off on time and without any problems.? My business is doing great and I'm excited about my Prosper family helping me achieve the next level.? I thank you in advance.?

My financial situation:
I am a good candidate for this loan because? I am trustworhy and honest.? My wife is a Physical Therapist and I'm a Police Officer so we both have job security.? Our house will be paid for in?7 years from a 15 year loan.? You can trust me that you will not make a mistake.

Paying off my credit cards

Purpose of loan:
This loan will be used to?
Consolidate my debts, primarily paying off credit cards. I am making over $63,000.00 per year and can easly pay monthly payments.? I have retiremenst coming in from the USAF, Northrup/Grumman and Social Security. I have never had a late payment or any marks against my credit.
My financial situation:
I am a good candidate for this loan because I have enough income to easily pay off the monthly payments. I am very reliable and have never had a late payment or any marks against my accounts.

Monthly net income: $? 5,268.60

Monthly expenses: $
??Housing: $? rent - $1390.00
??Insurance: $? 0
??Car expenses: $ 0
??Utilities: $ 75.00

??Phone, cable, internet: $ 107.81
??Food, entertainment: $ 200.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 1200.00?
??Other expenses: $

Pay off High Interest C.Cards etc.

undefinedundefined Purpose of loan:
This loan will be used to consolidate high interest rate credit card debt as well as other debts. I will specifically be able to pay off 3 Credit Cards ($5700), my Bike ($600), and my Car ($1900) with this loan. This will reduce my total monthly payments for these debts by about 450 dollars. The credit cards all increased my interest rates drastically this year. I am not making payments late plus I always pay as much over the minimum payment as I can afford. However, my husband lost his job several months ago and this has made our budget very tight.

My financial situation:
I am a good candidate for this loan because right now I make almost exactly what I spend each month, but with this loan I will have more money each month to save for emergencies. This and the fact that my husband starts a new job Monday September 21st will ensure that I never miss a payment. With more money coming in and less going out (if I get this loan) I believe we will have zero trouble paying back the loan and be able to save money towards purchasing a house. The company i work for is doing well and we stay overloaded with work. I have a perfect attendance record and am in no danger of losing my job. Please consider helping us dump these high interest rate credit cards forever and rest assured that we will pay every cent back.

Monthly net income: $ 2200

Monthly expenses: $ 2155
??Housing: $ 700
??Insurance: $ 65
??Car expenses: $ 50
??Utilities: $ 130
??Phone, cable, internet: $ 120
??Food, entertainment: $ 300
??Clothing, household expenses $ 40
??Credit cards and other loans: $ 700
??Other expenses: $ 50 

Consolidating

Purpose of loan:
Loan will be used to retire construction loans on one of my apartment complexes..

My financial situation:
Potential lenders may rest assured that I have my own "skin" heavily leveraged in this venture.? This loan is a vehicle to a well-researched opportunity in the near future using economies of scale.? Paying off some of my revolving construction lines of credit make it possible to redeploy funds in a way that will increase rental income in the short term.

Monthly net income: $ 112K

Monthly expenses: $?
??Insurance: $ 600
??Car expenses: $ 270
??Utilities: $ 110
??Phone, cable, internet: $ 25
??Food, entertainment: $ 110
??Clothing, household expenses $ 40
??Credit cards and other loans: $?740
??Other expenses (grad student loans): $ 540

Finalizing Rehab of home for sister

Purpose of loan:
This loan will be used to? help out and pay for finalizing a rehab project for my sister's home.

My financial situation:
I am a good candidate for this loan because? I am currently working on a my job, full time with 20-30 hours per payday(every 2 weeks)?of 0vertime.? I do?not have a lot of credit debt.? I have had some bad breaks, (as with everyone else) but overall, I will pay.? Will also authorize payment from account. I do have some deliquencies, that was a result of a current divorce pending and credit in both my wife and my name, whereby she should have been paying but was not.? Not trying to place blame, but the truth is the truth.? My credit has been ruined for non payment of mortgage, and I am in the process of selling my home.? Its not a lot of money, but it will help out and I can pay.? I do not have a great deal of debt.? I am a good honest?person, just trying like everyone else.? ( I know you hear from everyone, but I am sincer in paying).? I have made mistakes with allowing my wife to take care of finances but a mistake I have now learned and will not allow again.? (one reason we are getting divorce.)? I am trying to get back on my feet.? I will pay.

Monthly net income: $ 3200.00

Monthly expenses: $
??Housing: $ 0.00
??Insurance: $?67.80
??Car expenses: $ 756.00????
??Utilities: $ 117.00
??Phone, cable, internet: $?66.00????
??Food, entertainment: $ 100.00
??Clothing, household expenses $
??Credit cards and other loans: $ 75.00
??Other expenses: $

Family Vacation

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?
I have continuously have been employed at my job the past 24 plus years and recently paid off a 411.00 car payment with The First Bank of Denver. However I will need to get some immediate funds for a family vacation and would like to stretch it out over a personal loan payment?if at all possible and could really use a loan for this purpose as well as improve and repair my credit.?
Monthly net income: $ 3900.00

Monthly expenses: $
??Housing: $900.00
??Insurance: $ 184.00
??Car expenses: $ 0
??Utilities: $ 250.00
??Phone, cable, internet: $ 109.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $ 300.00
??Credit cards and other loans: $ 570.00
??Other expenses: $ 120.00

'Helping My Sister"

Purpose of loan:
This loan will be used to? help my Sister.? We all need help at one time in our lives and She is in need at this time. I am updating information on a loan request I had applied for previously, but was not fully funded.? I was asked why I had (1) one negative report on my credit bureau report.? I had not checked my credit report in two years and did not have a answer.? I do now.? Capital-One and I had a battle over money I did not owe.? They won and I lost.? I did pay the $850.00 and they reported it to the credit bureaus.? I did not realize they did this.? I thought it was only for a bankruptcy.
I originally asked for $9000.00, since I last applied? I have raised $2000.00.? I really do not want to take the money out of my 401k unless there is no other alternative.
Thank you for considering this loan.

My financial situation:
I am a good candidate for this loan because?I am creditworthy with stability of the same job, house and married to my Wife for over 30 years.
Have even lived in the same state all my life with the exception of my stint with the Army.

S.M. Davidson Practice/Debt Red.

Purpose of loan:
This loan will be used to? pay off a credit card with too high an interest rate(Chase); pay $3500.00 to a consultant to market legal services in the Spanish-speaking community, and reduce balances on all of my credit cards.

My financial situation:
I am a good candidate for this loan because I have not been delinquent on any payments in over seven years.

Monthly net income: $ 10,000.00

Monthly expenses0Housing: $ 2500.00Insurance: $ 1000.00Car expenses: $ $525.00Utilities: $ 400.00Phone, cable, internet: $ 100
??Food, entertainment: $ 400Clothing, household expenses $ 250Credit cards and other loans: $ 600
??Other expenses: $ 500

Parents car and anniversary

Purpose of loan: My parents recently celebrated their 50th wedding anniversary. As one gift to them I would like to pay the balance they have on their automobile loan.? And I would like to send them on a vacation so that they can celebrate this occasion on their own. I don't want them to worry about finances on this trip wherever they might choose to go.?? Thanks to all who consider my request.

My financial situation:
I am a good candidate for this loan because I have a good payment history on my loans with Prosper.? I work a full schedule although other departments may reduce their work schedule.

Monthly net income: $ 1800

Monthly expenses: $675
??Housing: $0 ?? I live with my parents so I can help my father take care of my mother who has health problems.? They own their home.
??Insurance: $80??? Auto and Life
??Car expenses: $100
??Utilities: $ 100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 75
??Clothing, household expenses $75
??Credit cards and other loans: $165 for a Prosper loan. I have no credit cards.
??Other expenses: $ 100

Paying off credit cards

Purpose of loan:
This loan will be used to pay down debts

My financial situation:
I am a good candidate for this loan because I have proven track record.? Have no late payments and always pay on time, surprised at the low rating prosper gavee me. I currently own 3 homes and would gladly provided credit report minus ss # and would encourage people to search Douglas County Ne, and Sarpy county NE assessor page to see ownership of properties.? In Sarpy just type in 6914 S 32nd ave and 1603 Main St, and that will prove my ownwership.? in Douglas simply type in las name.? I don't really want to pull out equitty for a couple thousand.? Prosper u might want to tweak your grading criteria, to give a fair assesment, my score is well above 700.

Monthly net income: $ 3,200

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 150
??Car expenses: $ 440
??Utilities: $ 100
??Phone, cable, internet: $ 275
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Gamer Grub

During the past 11 years, Keith, has had extensive experience in toy product development,?computer gaming and project management.??Building on this experience, in 2008,?Keith developed?a unique product for computer users.?

This new innovative product is called Gamer Grub?.

Gamer Grub is offered in four flavors and is designed to support mental performance.? More information is at http://www.gamergrub.com/

Gamer Grub initiated shipping to retail locations in April 2009 and is currently being sold nationwide in 110+ electronic and specialty retail store locations such as; Fry?s Electronics, Play N Trade, Microcenter and CompUSA.

The $25,000 requested will be used for inventory, marketing and operational costs for Gamer Grub.? These funds are needed for bridge funding while Biosilo Foods, Inc. is in the process of raising $350,000 in venture capital funds, which will be used for repayment of the $25,000.

Please note that the lower credit score is only due to inquiries.

Paying off Higher Debt

Purpose of loan: Debt consolidation loan: If I am fortunate enough to receive a loan I am going to use the funds to pay off a current Prosper Loan that has a high interest rate (30%).? I will use the remainder of the loan to pay off other high rate debt.? With the additional funds I will be able to pay off a total of three credit cards and my payments per month will be lower than they currently are.


My financial situation:
I am a good candidate for this loan because I have had a Prosper Loan for approximately 18 months.? I have never been late or missed a payment on this loan or any of my other debts.? My Credit score does not represent me well.? It is what it is due to revolving debt.? The fact remains that I have always paid my bills on time and have not ever defaulted on anything, nor will I in the future.

Monthly net income: $ 9908

Monthly expenses: $
??Housing: $ 1304
??Insurance: $ 98
??Car expenses: $ 0
??Utilities: $ 210
??Phone, cable, internet: $ 150
??Food, entertainment: $?850
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 2000
??Other expenses: $ 200

Debt Consolidation Loan Needed

Purpose of loan:
This loan will be used to pay down the revolving debt and l have accrued.

My financial situation:
I am a very good candidate for this loan because I have always kept all my?debts in?excellent standing. A house purchase two years ago helped accrue the debt due to remodeling needs. Now the house is just about finished, and it is time to eliminate the credit card debt. I?am looking to pay off this debt so that I can cancel these credit cards.

Paying off a Small Loan

Purpose of loan:
I am currently in the need to pay off a small Loan that I have. It's about $1,200 and once I get rid of it, I'll somewhat?be debt free, which is great because I just married about 2 weeks ago. It'll be a big step in my life and in our relationship with my new wife.

My financial situation:
I am very confident I can pay back this loan because my current work income allows for me to borrow this amount. I make $32,000/year and the company I work for offers raises yearly that are not cents, but dollar raises. It's a good company and planning on staying here for a while. In addition, my personal expenses are not very much at all. My wife is also in very good economic standing. The only reason I am borrowing is because I need the money ASAP, but very confident I can pay it back in less than 6 months.

Monthly net income: $ 1,900

Monthly expenses: $ 1,370
??Housing: $?500
??Insurance: $ 100
??Car expenses: $ 220
??Utilities: $ 50
??Phone, cable, internet: $ 55
??Food, entertainment: $ 150
??Clothing, household expenses $?50
??Other expenses: $ 50

Starting a small business

Purpose of loan:
This loan will be used to?
This loan will be used to start my small business.? I will be buying foreclosed properties, fixing them up (as need be), and selling them to individuals and families who cannot qualify for a traditional mortgage due to stricter standards enforced by banks and lenders.? This money will be used to make down payments on properties, advertise my properties, and pay for additional business expenses such as business cards, flyers, and signs.

My financial situation:
I am a good candidate for this loan because?
I am a good candidate for this loan because I have high credit scores, am very responsible with money, and have never had a deliquent payment or account.? I hold a bachelor of science degree in business management so I am confident in my ability to successfully manage and market my business.

Paying off a debt

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Purpose of loan:
I need a short tem loan to cover the repayment of a credit card debt that must be repaid in the next 15 days.? My plan is to pay the loan back in 12 months or less.? I have a good, stable job.? This is my second loan with Prosper.? The first loan was in the amount of $15,000 and I paid the loan back in less than two years.?

My financial situation:


Monthly net income: $ 9800