Business Loan

Purpose of loan:
This loan will be used to pay off some credit card debt and expand my business.

My financial situation:
I am a good candidate for this loan because my business is good and I have always repaid my loans.

Monthly net income: $ 12500

Monthly expenses: $
??Housing: $?1719
??Insurance: $?85
??Car expenses: $ 100
??Utilities: $ 20
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 3000
??Other expenses: $ 100

Payoff auto loan

Purpose of loan:
I am selling to my vehicle and purchasing another much less expensive. I need this loan to payoff the negative equity.
My financial situation: I have had the same job for over 5 years, that comes with a very stable income. Several years back I wasn't very responsible with credit cards, since then I have paid off all unsecured debt.
Monthly net income: $ 4,400
Monthly expenses: $
??Housing: $ 727
??Insurance: $ 85
??Car expenses: $ 600
??Utilities: $ 125
??Phone, cable, internet: $150
??Food, entertainment:?I try to allow about $100/week for food and fuel
??Clothing, household expenses $
??Credit cards and other loans: $0
??Other expenses: $

Paying off credit cards.

Purpose of loan:
This loan will be used to pay off credit cards.? I am looking to get a loan at a much lower interest rate to pay them off quicker.? I am looking to sell my house in two or three years and would like to have eliminated most of the credit card debt before I purchase a new one.?

My financial situation:
I am a good candidate for this loan because I make very good money ($100k/yr), my wife makes about $30k/yr and have had no late payments in over four years.? Also, I do have $17k in equity in my current home but do not want to refinance and take money out due to the amount of loan fees added to the principal.

Monthly net income: $ 6,500 for me and $2,500 for my wife as we do share the expenses.

Monthly expenses: $
??Housing: $ 1100
??Insurance: $ 235
??Car expenses: $ 1400
??Utilities: $?200
??Phone, cable, internet: $ 150
??Food, entertainment: $ varies
??Clothing, household expenses $ 600
??Credit cards and other loans: approx. $900 plus or minus but would be eliminating a majority with this loan
??Other expenses: $

Pay off medical debt

Purpose of loan:
This loan will be used to? pay off medical bills and short term loan that I took out.

My financial situation:
I am a good candidate for this loan because? my annual income is $71,250.00. I have worked for the same company since 1994, I am the Human Resource Manager for 2 facilities. I have large annual bonuses 7,000.00 approx. and can provide proof.

My check is directly deposited into my account every other Friday, I can sent up repayment to come directly out of my account each month.


Monthly expenses: $
??Housing: $ Pay Mortgage 848.00
??Insurance: $?1800.00/annually
??Car expenses: $
??Utilities: $ 1200.00/annually
??Phone, cable, internet: $ 1200.00/annually
??Food, entertainment: $ not much
??Clothing, household expenses $
??Credit cards and other loans: $ 3000.00 plus
??Other expenses: $

Reinvestment in Prosper & Schwab Co

My financial situation: ??I am a good candidate for this loan because?have never defaulted on anything ever, I always pay on time and the amount due.? I feel I'm?a loyal and responsible person.? Prosper seems like a great website for both lenders and borrowers, and I would like to be?associated with a win-win situation!?

Purpose of loan: I am reinvesting the money in to Prosper and Charles Schwab Co. ?This is investment profile to show you how I invest your money the you lend to me. This is why you should consider me.? .

There are four factors in my investment profile:

-Duration - How long do you want to invest for?? This is Short term - 1 to 3 years
-Returns - Do you want income or growth?? This is income due to the timing.
-Liquidity - Do you need to get to your money easily?? This means the speed you can convert your investment into money before the end of your investment period, without taking a loss.
-Risk - Understanding the nature of risk involved in different forms of investment and taking account of your views on risk. ?The higher the risk you take the higher returns you could receive, but the more chance you have of taking a loss.

The investment club plan for this profile. ?The money will be invest in two differ place one Prosper and other Schwab Co. ?In the amount of $1000.00 Prosper you will see online.? And Schwab Co. of $2000.00 will be invest in stock, bond, ect.

Prosper have a trade profile with let you trade your investment to get the principle and internet back faster.? With the Business investment if we see that you invest in our loan we will buy back the loan order from you.?

Need more information?reply

Monthly net income: $ 6500

Monthly expenses: $ 2790??
Housing: $ 1102??
Insurance: $ 168??
Car expenses: $ 478??
Utilities: $ 200??
Phone, cable, internet: $ 175??
Food, entertainment: $ 150??
Clothing, household expenses $ 100??
Credit cards and other loans: $ 217?
?Other expenses: $ 200

paying off my credit cards

Purpose of loan:
This loan will be used to pay of 10 credit cards

My financial situation:
I am a good candidate for this loan because I have made my monthly payment on time with the loan I have with prosper. I also make sure that I pay my bill on time. I have been on my job for almost 3 years.

Monthly net income: $ 1400

Monthly expenses: $ 300????
??Housing: $
??Insurance: $ 150
??Car expenses: $ 360,71
??Utilities: $
??Phone, cable, internet: $ 243.37
??Food, entertainment: $
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 973.33
??Other expenses: $

Tired of CREDIT CARD DEBT, HELP!

The purpose of this loan is to consolidate two credit cards that I have been sending minimum payments to for what feels like an eternity! I would like to consolidate them and end this credit card nightmare!!! I do not have a problem when it comes to making my payments in a timely manner, and my current employment will allow for timely payments. I may even be able to pay my loan more quickly than I am required to! I simply do not want anymore monthly statements coming in from my credit cards anymore! Because of this current economic meltdown I would like to pay off my debt promptly-in order to have the freedom of placing extra income into an emergency savings account! I do not want to be tied down to credit card debt for the rest of my life! That would be a horrid nightmare I do not want to be a part of.

Pay it all off!

Purpose of loan:
This loan will be used to?pay off a high interest credit card

My financial situation:
I am a good candidate for this loan because? I have excellent payment history and am financially able to make payments. In recent months my credit lines were decreased and interest rates increased despite having perfect payment record and no negative items on my credit report. This would be first step to getting all credit cards paid off.

Monthly net income: $?9000.00

Monthly expenses: $
??Housing: $ 1100.00 ???? ????
??Insurance: $ 300.00
??Car expenses: $ 1600.00
??Utilities: $ 300.00
??Phone, cable, internet: $ 200.00
??Food, entertainment: $ 1000.00
??Clothing, household expenses $ 250.00
??Credit cards and other loans: $ 1500.00
??Other expenses: $

paying off credit cards

Purpose of loan:
This loan will be used to pay of my credit cards

My financial situation:
my financial situation is now stable. I made the typical error that most young adults make. I used my credit cards in excess and now have a revolving debt. I have a total of?3 cards with revolving balances on them. Most of my cards have a very high interest rate so my monthly credit card payments go more to paying off the interest rate than it does to pay my actual debt. This loan will help me consolidate my debt so it will be easier for me to manage. I currently live with my parents so most of my expenses are covered by them. After all expenses I am left with more than enough money to cover my loan payments. With all the credit cards I have I was only late on one do to an error on my behalf. I entered the wrong bank routing number for my account. this situation was rectified and I have not been late on any additional payments. I had to withdraw my previous listing due to the fact that i did not update my previous employment history. i had left my previous employer in May and have been looking for work.?I took a position in my families business as a general contractor.?I had money saved up and recieved some money from my parents but I quickly went through it taking care of my debt. Now with me working again i will have no problems repaying this loan. i intend to have this loan repaid by the end of this year. im requesting this loan to provide me with a means to pay off my debt until i recieve my first paycheck
Monthly net income: $ 3100

Monthly expenses: $
??Housing: $ 300
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $ 200
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 700
??Other expenses: $ 400

Buying used van for our family

Purpose of loan:
This loan will be used to?purchase a van?for our family. We have 3 children with disabilities and our van has 190,000.?

My financial situation:
I am a good candidate for this loan because?I am trustworthy, a retired RN, a Christian with a fixed income & husband works FT. This will be a short loan.

Paying off Funeral Costs

Purpose of loan:
Need money to pay off Funeral costs for Mother-in Law
My financial situation:
Solid job, multiple incomes.?Since this was an unexpected expense, we do not have the extra funds budgeted. If we have a payment plan ~($41/mo) we can easily afford to pay the loan back over time, we have done well with our other Prosper loan as you can see.? We have also committed to the New York State capped maximum interest rate.? Thank you.

Monthly net income: $ 4700

Monthly expenses: $?2470
??Housing: $?850
??Insurance: $?295
??Car expenses: $?245
??Utilities: $?60
??Phone, cable, internet: $ 20
??Food, entertainment: $ 400
??Clothing, household expenses $?500
??Other expenses: $ 100

Pay off high interest credit cards

Purpose of loan:
Payoff those ugly high interest credit cards.? I have been a long time browser of Prosper and want to dip my toe in the water.

My financial situation:
- I?pay all?bills on time and have never been late.
- The car has been paid off.?
- Between my wife and I, we have over $250k in retirement funds (401k, IRA, Brokerage accounts)
- We have equity in our house.

Paying off a ThinkCash Loan!

Purpose of loan:
This loan will be used to pay off a ThinkCash.

My financial situation:
I am a good candidate for this loan because this loan will be paid without fail.?
Here is what I'm trying to get out of: I have 16 scheduled payments left with ThinkCash at $91.96 every two weeks!
I must get out of this and never go back.

Any help would be greatly appreciated.

Monthly net income: $ 1500

Monthly expenses: $ 1272
Housing: $ 576
Insurance: $ 83
Car expenses: $ 30????????
Utilities: $ 150
Phone, cable, internet: $ 0?/ I work for?a?cable tv,internet,and phone co.
Food, entertainment: $ 200
Clothing, household expenses $ 20
Credit cards and other loans: $ 213
Other expenses: $ 0

Paying off my credit cards

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because? I pay my bills on time. and I would rather send you the money and pay you interest ?and not the credit card companies. I plan to cut these cards up once they are paid off.

Monthly net income: $
5015.00 take home a month with wife income
Monthly expenses: $
??Housing: $ 2213.00
??Insurance: $ 120.00
??Car expenses: $ 450.00
??Utilities: $?300.00
??Phone, cable, internet: $ 75.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 175.00 not including the cards I plan to pay off
??Other expenses: $ 200.00 misc

Combining Student Loan debt

Purpose of loan:
This loan will be used to combine student loan debt used to complete my MBA in Finance through the University of St. Thomas.? Normally, I would have consolidated through traditional manners, but because the Grad loans were private loans I was unable to do so.? I completed my degree this summer and am starting to pay down the money borrowed which wasn't covered by my employer.? The debt is from a few different lenders as well as a credit card used for the all too expensive textbook purchases.

My financial situation:
I am a good candidate for this loan because I have a job, have received a Prosper loan previously and paid it off timely and will absolutely do the same again.

Paying off credit cards for good!

Purpose of loan:
This loan will be used to pay off 2 credit cards: Bank of America and Chase. I was young and immature, and now decided to wise up and get rid of my dept for good. No more credit cards for me!

My financial situation:
I am a good candidate for this loan because my wife will be on my butt about getting these cards paid off ASAP.

Monthly net income: $ 2200

Monthly expenses: $ 1658
??Housing: $ 1100
??Insurance: $ 141
??Car expenses: $ 267?
??Utilities: $ 0- Wife?covers this bill
??Phone, cable, internet: $ 0- Wife covers this also
??Food, entertainment: $?50
??Clothing, household expenses $ 0?
??Credit cards and other loans: $ 100
??Other expenses: $ 0?

Lowering Interest Rates

Thanks for reviewing my listing! I am 30, I own my own home and I have a great job working for my family?s plumbing company as the Dispatcher. I spent the first two years out of college volunteering in an elementary school working on reading skills, and then a year getting my Masters In Teaching. I teach in the evenings at Sylvan Learning Center as a "Paid Hobby". (Something I love to do that has the advantage of putting a little extra money in my pocket every month.)I have not had any trouble meeting any of my financial responsibilities, but I take issue with credit card companies raising interest rates on their good customers for no reason and also lowering available balances; both of which have happened to me in the past 4 months. You'll notice my credit score has dropped slightly; this is because two of my credit cards lowered my limits without any provocation on my part. I currently have an active Prosper loan, and as you can see, I have never had a late payment or any delinquencies - ever. I'd really love to pay reasonable interest to a "little guy" instead of the huge credit card companies!

I drive a company vehicle, so I have no vehicle costs. My cell phone is also paid for by the company. ? If you check my credit report, you may notice that there is a JC Penny?s account that is attributed to me from 1990. To my knowledge, they weren't handing out credit cards to 10 year olds in the 90's. I?ve gone around and around with both JC Penny?s and the credit agencies, and I haven?t been able to get it removed. My real credit history starts in 1998 with my first credit card, which was for the Bon Marche. I got it under the direction of my mom, so I could start establishing credit early and kept it paid off in full. I bought my first car when I was 18 and had it paid off 5 months later.??

My monthly budget is as follows??
Income from full time job $2600 (before overtime and bonuses which average $200-$400 per month)
Rental Income $1000
Mortgage $1400
Credit cards $400
Utilities $125
Food $200
Life/Disability Insurance $120
Misc/Savings/etc $170??

I have my bills well in hand and I keep my discretionary spending to a minimum. I am just tired of feeling like I?m getting nowhere with the credit card debt.??

Thanks for looking!??

Jenny

1st loan! To reinvest in Prosper

Purpose of loan:
This loan will be used to reinvest in Prosper and establish my credit on prosper. This will be the first of many loans to come. I will be paying this loan off very quick so the next loans will be cheaper>?


My financial situation:
I am a good candidate for this loan because I don't need this loan. I make over 5k a month and have about 3k in bills. I'm currently being very aggressive about paying CC debt. And that is were most of the extra 2k goes towards

Need New Roof!

Purpose of loan: This loan will be used to purchase a new roof before winter?

My financial situation: I am a good candidate for this loan because I have never missed a payment and I am tired of giving interest to banks. I just checked my Experian credit report and my score is better than what Prosper says (708). If you have any questions please ask.

Monthly net income: $ 8500
Monthly expenses: $
Housing: $ 1400
Insurance: $ 143
Car expenses: $?550
Utilities: $ 110
Phone, cable, internet: $ 175
Food, entertainment: $?400
Clothing, household expenses $ 150
Credit cards and other loans: $ 1250
Other expenses: $ 600

Debt Consolidation

Purpose of loan:
I'm applying for a loan because I have several different credit cards and I would like to consolidate them all into one monthly bill. It'll also help me save money in the long run, considering interest rates right now.

My financial situation:
I am a good candidate for this loan because I'm employed full time as a young financial professional. I make more than enough to repay the loan, as shown in my financial profile.

Monthly net income:
I net roughly $3,000/month.

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $120 (gas)
??Utilities: $
??Phone, cable, internet: $ $100(Cell Phone)
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 500-$700
??Other expenses: $

Buying foreclosures

Purpose of loan:
This loan will be used to buy foreclosures and to flip these foreclosures.?

My financial situation:
I am a good candidate for this loan because I have never missed a payment or been late on any payment in my life!. I?have always made my payments and I again have never been late or missed any payment!.?

Monthly net income: $ 3500

Monthly expenses: $2900
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Pay off credit cards, never late!!

Purpose of loan:
This loan will be used to? payoff high interest credit cards. I would like to consolidate my credit card bills so I can hopefully achieve an excellent credit status to apply for a home loan in the future.

My financial situation:
I am a good candidate for this loan because? I am responsible in monthly payments and have never been late as seen in my credit report / history. I am a computer programmer for my company and have a stable job because I am the only computer programmer / security officer / administrator.

Monthly net income: $ 3,500

Monthly expenses: $ 1,800
??Housing: $ 0
??Insurance: $ 110
??Car expenses: $ 460
??Utilities: $ 200
??Phone, cable, internet: $ 0
??Food, entertainment: $ 100
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 930
??Other expenses: $ 0

Oh, to be free of Chase-Debt

Purpose of loan:
This loan will be used to? pay off high interest Visa card from Chase Bank.

My financial situation:
I am a good candidate for this loan because?I am married,? we have been paying all our bills on time, yet would like a lower interest rate in order to actually pay off credit card.?

Monthly net income: $ 4,000.00

Monthly expenses: $
??Housing: $ 1500.00
??Insurance: $ 300.00
??Car expenses: $ 345.00
??Utilities: $ 250.00
??Phone, cable, internet: $ 140.00
??Food, entertainment: $ 600.00
??Clothing, household expenses $ 150.00
??Credit cards and other loans: $ 1500.00
??Other expenses: $

Inventory for Dollar Store

Please visit this link for a more detailed description. Detailed Description
Purpose of loan: This loan will be used to purchase inventory for a dollar store that I am buying in the DC/MD/VA metropolitan area. Since its name is so generic, it?s very similar to a franchise. When the store opens, people already know what?s in there. So, you get customers on day one! I will manage this place after work and my brother will manage it while I am at work. My financial situation: I am a good candidate for this loan because I have an excellent credit score and I have never been late on a payment.? I chose to live at home with my parents instead of renting an apartment with friends because I wanted to save money to buy a business.? I have NO expenses. I live at home and my parents bought me the car I use. I would like to mention that I don't even need a loan because I have mutual funds that sum up to 31,000 at this very moment. I just don?t want to sell them because they have taken a loss from the market and I am waiting for it to go back up to par value. Please message me if you would like to see a snapshot of my mutual funds summary total. If everything goes wrong and I fail, I will still be able to make payments using my salary or I can sell my mutual funds to make payments. Income: Yearly Salary: 58,000 Yearly bonus: 5000Total income: $63,000Expenses: books/tv/entertainment: 200/monthTotal Expenses: 200/month

Help with graduate school expenses

Hello lender!? This is my second loan and hopefull my last one.? I'm currently finishing my doctorate in Physical Therapy.? I need help paying for some tuition and expenses that federal aid did not cover.? Tuition is $18,000/yr.? I usually take a loan out and use it to carry me?through the whole year.? Good news is that the job outlook and starting salary for my profession is great.?I'm confident that I can pay the loan back.? In addition, I'm current on my other loan due to my part time job?and I know?I can?afford the monthly payments until I graduate.?
I thank you for your support and trust in making my educational/career goals come true.

Fullfill State Contract

Purpose of loan:
This loan will be used to cover staffing expenses for a new state contract.
My business provides Compurer IT services to corporations and state government.We were just accepted into a business incubator program in New Britain, CT.We just signed a contract with the CT Judicial Branch to provide a payment gateway to the public to order legal transcripts.??

My financial situation:
I am an excellent?candidate for this loan because I have established a good track record, since my divorce 5 years ago. Due to my prior divorce, a few items still show up on my credit report that were paid off. These items affected my score by over 100 points, but are less than $900 in total. 2 of the items are duplicates of a $176 item that I paid off 6 months ago. I am submitting documentation to the credit bureaus to clear this up. In the last 3 years, I have never been late on any credit card, loan, or car payment. The 3 items appearing as collection accounts were telephone and utility bills, in my name, ?that my ex-wife was paying, but then stopped paying. 1 item was a medical bill, which I paid, but was sold twice and appears twice on my credit report, which is illegal in CT.
On 9/14/2009, one of the credit bureaus cleared up all the items and re-scored my credit score to 765.

Monthly net income: $ 7,800 salary from business net profits of over $10K per month.

Monthly expenses: $
??Housing: $?600
??Insurance: $ 100
??Car expenses: $ 500
??Utilities: $ 200
??Phone, cable, internet: $ 150
??Food, entertainment: $ 450
??Clothing, household expenses $ 80
??Credit cards and other loans: $ 0 - pay off each month.
??Other expenses: $ 0

Most of the funds used in my business will come from personal savings. This loan should be paid off in less than 1 year.
As you can see from above, there is plenty of cushion to pay off this loan.

Summary
Due to errors in my credit report, my credit looks bad. Only 1 collection item can reduce a credit score by over 100 points. This is not fair and I have retained an attorney to correct this.
I am very responsible with my debt and pay all my bills on time. This is not correctly reflected in the credit score.
If you could see my entire credit report, you will see that I have paid off loans in excess of $250K.
Thank you in advance for your participation. You will not be let down.

Painting outside of house

For additional information that will not fit here, please check my profile.

Thanks for looking at my listing.

Purpose of Loan:
This loan is for the cost of having the outside of my house completely repainted.? The house will be 10 years old this coming December.? I purchased the house in September of 2002.? I had plans to have the outside of the house repainted this year.? I wanted to get it ready for the winter,?the outside does need repainting.? I was planning on using saved money to accomplish this.??However, about 4 weeks ago, I had a leak in my upstairs master?bathroom.? It put?enough?water down to the ceiling of my family room to damage sheetrock and a small area of carpet.? I had the leak completely repaired, and a restoration company came in, dried everything out, and removed damaged sheetrock and some of my carpet.? I have had the sheetrock repaired?completely.? My insurance claim (already have received my claims check) covered the repairs done so far plus a considerable amount of carpet replacement.?I am using the insurance claim money and the money I had set aside for painting my house, to upgrade to wood floors.?The wood floors are going in now.? But I still need to get the house painted.??I have had three estimates, on the painting, got a good contractor lined up ready to go, but need to take a Prosper loan to pay for it, don't want to pay the high interest rate with someone else than Prosper.

I take great pride in my home, and I am working on increasing its value in the uncertain economic time.?

Income:
My?net income is $5064 per month from my full time job, employed as a computer specialist with the federal government (I have been with the same government agency over?30 years).? I also have?a?part time with a local retailer with an average net monthly income of $1550, (I have worked for them for over 9 years). I don?t mind working hard for my goals I have set for myself.

Repayment:
This loan will present no problem for me to repay.?

Note to Lenders: I would prefer to pay this loan off as quickly as possible. But I do respect the wishes of the lenders, and will consult with all lenders prior to doing so to make sure it is acceptable to the majority.?

Consolidate Debt

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?I am working full time and also receive child support so?non-payment is not an option for me. I?would like to consolidate my debts so I can have fewer monthly payments due to interest rate hikes by credit card companies and my busy lifestyle. It is much easier to set up direct pay from my bank for one account than to keep track of multiple accounts. This?gives me more time to concentrate on work and paying down my debts. ?

Monthly net income: $ 3185.00

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 100.00
??Car expenses: $ 250.00
??Utilities: $ 200.00
??Phone, cable, internet: $ 215.00
??Food, entertainment: $?400.
??Clothing, household expenses $ 300.00
??Credit cards and other loans: $ 765
??Other expenses: $ 200.

Paying for Son's College

Purpose of loan:
This loan will be used to? help pay for my son's 2009/2010 college tuition.

My financial situation:
I am a good candidate for this loan because?
I have made all payments on my first loan on-time.? My son and I will both be responsible for re-paying this loan.

Monthly net income: $ 4250.00

Monthly expenses: $
??Housing: $ 1784.00
??Insurance: $ 121.00
??Car expenses:?
??Utilities: $ 175.00
??Phone, cable, internet: $ 100.00?
??Food, entertainment: $ 100.00
??Clothing, household expenses $ 250.00?
??Credit cards and other loans: $ 450.00
??Other expenses: $ 275.00

Invest In Our Future (Engagement)

Purpose of loan:
This loan will be used to pay off the engagement ring I purchase for my now fiance (she said yes). I borrowed the money from my parents and I would like to pay them back in full and start structuring the payments. I have used Propser in the past to consolidate an existing loan with great success. I made all my payments on time and payed the loan off well head of schedule. I plan to structure the payments and pay it off within 6-8 months.

Credit Rating Note:
Propser currently doesn't have me as a homeowner, I'm working with them to resolve this as this should increase my credit rating.

My financial situation:
I am a good candidate for this loan because I have a solid payment history and have plenty of ability to pay off this loan, and pay it off fast. I have no outside monthly debt or expenses and I've successfully used and paid off a Propser loan in the past. I have consistent tax returns and have been consistently saving between 500-1000 a month, which I will be applying to this loan in the near future. Although wedding are a costly event, we have a healthy budget which we plan to stay well within the means of.

Monthly net income: $ 3005

Monthly expenses: $ 1886
Housing: $ 738 ($1,138.36 mortgage - $400 income from renters with a 1yr contract)
??Insurance: $ 78
??Car expenses: $50 ( 237 in car payments and? 50 in gas)
??Utilities: $ 150-90
??Phone, cable, internet: $ 150 ( 55 in cell and 20 in internet/cable)
??Food, entertainment: $ 500 (200-250 in food, 225 general expenses)
??Clothing, household expenses $ 120 ( general household items and an article of clothing)
??Other expenses: $ 100 ( for unexpected expenses )

Need a reliable car for work

Purpose of loan:
This loan will be used to?
My wife desperately needs a new car, mainly for transportation to and from work.? She has a 2003 Aztek that has about 150,000 miles on it and has already costs us over $1500 in repairs this year alone.? If we don't get her another car soon she may endanger her employment and we're not in a position where we can share a vehicle.

My financial situation:
I am a good candidate for this loan because?
I currently work two jobs and average about 65 hours a week and my wife works about 50 hours a week at her job, so we are both very hard workers.? We have made a few mistakes in the past, but we are both dedicated to getting out of debt and having a much better financial future, this is why we have decided to get a reliable used car this time rather than spend the extra money for new.?

Monthly net income: $ 3900
Monthly expenses: $?3020?
Housing: $ 1100
Insurance: $ 250??
Car expenses: $ 350??
Utilities: $ 250??
Phone, cable, internet: $ 170??
Food, entertainment: $ 400??
Clothing, household expenses $ 150??
Credit cards and other loans: $?150??
Other expenses: $ 200

Debt consolidation

Purpose of loan:
This loan will be used to? Pay off high interest debt and manage bills until some significant income becomes available in January to further reduce debt.

My financial situation:
I am a good candidate for this loan because? I have a good solid income source and have never ever been late on a payment. Recently credit card companies have increased my interest rates significantly even though I have never been late. In January significant income in the form of stock and bonus will be available to me to eliminate much of this debt but I need to manage these expenses over the next couple of months. I take great pride in my payment history and want this to continue. According to this site my credit score is 760-780 because of my long record of paying on time. The issue is the amount of debt?I currently have. This is a good way to make a very good return on a short term risk.

Pay off credit cards

Purpose of loan:
This loan will be used to??Pay off credit cards and some medical bills.? Nursing facility that I worked at was taken over by new management.? I was one of 7 nurses let go by new management.? I had to?use my credit cards to pay bills until finding new job.? I would like to get bills consolidated to one payment and pay off some medical bills.

*** PLEASE NOTE, the large majority of my family and friends are here in MD, which doesn't have lender status with Prosper at the current time, so that is why I don't have friends/family bids.


My financial situation:
I now have a new job with much better salary.? I recently had 6 week job eval with rave reviews.? I am working all scheduled shifts and OT if available but not much available at this time.? I am a good candidate for this loan because? Have worked hard at raising credit score after a 3 year medical leave of abscence and returning to the job market in 2007.? Single, not responsible for anyone else's debt.? No vices ie drinking or gambling.??? Homebody...Live alone with dog and provide physical but not monetary support to 87 year old mother.?

Monthly net income: $ 3000.00

Monthly expenses: $
??Housing: $ 600
??Insurance: $ 40
??Car expenses: $ 400
??Utilities: $ 207
??Phone, cable, internet: $ 175
??Food, entertainment: $ 100
??Clothing, household expenses $?150
??Credit cards and other loans:??$300 if this loan approved
??Other expenses: $ 50

Consolidating debt

Purpose of loan:
This loan will be used to? Pay off credit cards and other high interest revolving lines.

My financial situation:
I am a good candidate for this loan because?
Although my credit score is not "great," I do make monthly payments on time.? I was asked why I had a revolving balance of > $200,000.? This accounts for a $224,000 mortgage.? I do not know why it is reflecting as "revolving."? Any other questions, please ask.

Monthly net income: $ $5,200

Monthly expenses: $
??Housing: $ 1,200
??Insurance: $ 300
??Car expenses: $600
??Utilities: $ 300
??Phone, cable, internet: $170
??Food, entertainment: $ 500
??Clothing, household expenses $300
??Credit cards and other loans: $ 800
??Other expenses: $

I want to get rid of my debts

Purpose of loan:
The purpose of this loan is to pay off my credits cards and some personal bills that I have incurred during the course of the last two years. Once I pay these debts I will cancel all my credit cards once and for all
?The following institutions?require the following amounts:??????????????????????????????????????????????????????????????????????????????????????
1) Amex--$480????
2) HSBC-$666
3) Chase-$2000
4) Citi-$1300
5) Orchard-$400
6) Safeco Insurance-$2000
7) Bill me later -$350

My financial situation:
I am a good candidate for this loan because I am highly responsible person and pay all my bills on time.
I have worked at my place of work for the last seven years and by November of this year it will be eight years.
I own my own Condo and I have resided there for four years now.
I hold a high senior position at work?in which?I maintain and supervise the operations of the whole company.
Thats all I can attest about myself. If you have any questions please don't hesitate to call me or email me.
Thanks

Paying off credit cards

Purpose of loan:
This loan will be used to consolidate high interest rate credit cards.

My financial situation:
I am a good candidate for this loan because?I'm always helping other people by providing advice, support or a helpful hand.??I'd like to be debt free so that?I can help?others work towards obtaining their financial dreams by sharing my experience.

Monthly net income: $ 3000

Monthly expenses: $
??Housing: $ 500
??Insurance: $ 33/month
??Car expenses: $?no monthly car payment
??Utilities: $ 150
??Phone, cable, internet: $ 0
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 800
??Other expenses: $

Start a small "sweet" business

Purpose of loan:
This loan will be used to?Pay off my inherited?divorce debt which will?allow me to officially?start my small business venture, a cupcake bakery shop.
My financial situation:
I am a good candidate for this loan because? I am a smart?business professional?and have a solid?work history with the same company for 8 years along with a steady monthly income.?I plan?on keeping my current full time job as I grow my current cupcake?catering business which will?bring in?additional income.?I?have no other major financial responsibilities?which makes this loan my sole priority.???

Monthly net income: $ 2700

Monthly expenses: $
??Housing: $ 800
??Insurance: $ 50
??Car expenses: $ 310
??Utilities: $50?
??Phone, cable, internet: $50
??Food, entertainment: $ 350
??Clothing, household expenses $100
??Credit cards and other loans: $?
??Other expenses: $

Pay off Amex - Never Late

Let's see how low this interest rate can go!

The purpose of this loan is to pay off the one credit card I have that is not already at a fixed rate.? I would rather pay simple interest to the great people loaning on Prosper than?compound interest to Amex.? The current interest on this card is about 13% and all my other debt is less than 8% - so it is silly to be paying that high rate.

I have quite a bit in savings and a great income, but?I would rather take out this loan (if I can get a really good rate) than take from my savings because I think it is important to have some money put aside just in case.?? On the same note though, I would rather just pay this off if we can't bid this interest rate low enough...

I own my home and do not own a car (I don't need one in New York).? I have never been late on a payment.? I actively manage my money down to the cent, and I am extremely frugal (cheap really).?? So this is about as safe a bet as you can make.

Need funds to consolidate debt .

Hello,

Monthly Net Income : $3,100-$3,500

Monthly Expenses:??
?- Insurance : $350
?- Food : $400
?- Cell Phone/internet : $250
?- Gas : $300
?- Entertainment : $600
?- Credit Cards:? $500
?- Rental homes:?$300 (mostly due to repairs)

Total:? $2700

?- I am a native of the San Francisco Bay Area.? I am seeking these funds to consolidate some misc. debt.??I have two 5k credit cards at currently 21%?and 25%.?? I am an insurance broker by profession and own?a business as well.? My living expenses are minimal as I live at home and have no rent.? I own 4 homes in Texas and 1 home in New Mexico (equity $130,000 +).? Please feel free to ask me any questions you have.?

Thanks,

Mitchell

Goal: No debt = New life

Purpose of loan:
Consolidate debt & get lower rate
Goal: be debt free (with exception of mortgage and student loans) & raise credit score (see note @ bottom)
Finacial Situation:
I'm a good candidate for this loan because I am reliable, focused, committed & can pay it back
Job: university for 10 yrs & earned additional income as a real estate agent & owner consulting biz (recently incorporated)
Bought home 2 yrs ago
Credit card debt (fixing car, travel to & from FL for daughter's funeral arrangements & tend to daughter's legal case, and necessary house repairs/upgrades)Expenses:
Mortgage: 30 year fixed @ 4.5% - $2100/mo
Utilities: $150 - $190/mo depending on season
Time Share: $171/mo
Credit Cards: $700/mo (we pay more than min ea. month)
Student loan: $320/mo
Internet & real estate fees paid from commissions & consulting income (biz expenses)

Background:
Our teen daughter was killed 5 yrs ago & we are still awaiting trial in FL-hence the travel expenses
We work hard & consistently. Past 2 yrs gross income: $104k and $106k, w/ the most of the commission and consulting monies being invested back into real estate, IRS taxes, & consulting endeavorsHusband grosses $58k to $66k based on avail OT Lead simple & modest life with our Shih Tzu (pic), & wish to assist others once debt free & liberated I'm excited about this opportunity, humbled there are people willing to invest in individuals & families (all while taking into account circumstances that traditional banks do not consider) & hope that investors find our request both compelling & worthy. We will truly be able to "pay it forward" once we repay this loan (I'm thinking positively - smiles).

I am a board member of local community hm owners assoc, &? buy into a community farm share to support local farmers. Within 3 yrs, I'll establish an org in daughter's memory and it will be dedicated to helping teens. Thank you for looking and lending!

NOTE: Delinquency on credit due to mix-up between automatic payment withdrawals with my bank and Sallie Mae student loans.Correction in progress (ask ?'s for further info)

fixing debt and kitchen

Purpose of loan:
This loan will be used to pay off credit cards and other debt.

My financial situation:
I am a good candidate for this loan because I have a 3 year debt free plan and cannot have any credit issues anymore.

Monthly net income: $ 7800.00

Monthly expenses: $
??Housing: $ 1440
??Insurance: $ 150
??Car expenses: $ 325
??Utilities: $125
??Phone, cable, internet: $ 125
??Food, entertainment: $200
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 200
??Other expenses: $ 100

Getting ahead

I am a Senior Consultant for CedarCrestone and help to implement PeopleSoft SA in Higher Education institutes. My job is secure and steady with plenty of work in the pipeline despite the economy. I will have no problem making my payments. Purpose of Loan: consolidation of scattered high-interest debt thats very stressful to manage. My financial situation: I never miss payments and always pay the most I can. Monthly net income: $ 4360

Debt consolidation

Purpose of loan:
This loan will be used to consolidate multiple higher interest revolving debts into one single loan, paid automatically.

My financial situation:
I am a good candidate for this loan because I have already demonstrated payments to the creditors that I will be consolidating!? Our household generates nearly $100K per year, and we're clearing up issues from before this point in time.? Thanks for your consideration!

Monthly net income: $ 3,785.16

Monthly expenses: $
??Housing: $ 1150 (1/2 of mortgage held in joint deed w/wife who also works)
??Insurance: $ 120
??Car expenses: $ 285.00
??Utilities: $ 200.00
??Phone, cable, internet: $ 100.00
??Food, entertainment: $ 250.00
??Clothing, household expenses $ 250.00
??Credit cards and other loans: $?400 (will be?consolidated!)
??Other expenses: $

Home improvement

Yes I want to payoff 2 mortgages tying 2 properties fpr 45000 I have a 2 years balloon payment and if I untie one of this properties then is paid in full and i can move to another property because will be free and clear one of this properties income is 2000 another 1100 means I can pay very easy this loan I want payoff a 20 or 25k loan.
address of this property is 5573 ne 3rd ave miami fl 33137 and the other is 226 ne 56th stret miami fl 33137 I am a very good payer.House is fully refurnished