CLEAR DEBT AWAY

Purpose of loan:
This loan will be used to?pay off some bills and some taxes. My wife has bills also so we decide to add hers in too since both of us will be paying money back. I will get all monies payed back at income tax time. Thank you for bidding on my last loan.

My financial situation:
I am a good candidate for this loan because?This is my second prosper loan and i have always payed on time.?loan will be payed in full and it will be my first priority. I am a very responsible individual and i will pay it on time. This loan will set the pace for our future because we want to buy some more investment properties. The monies will get payed back. My other loan speak for itself.

Monthly net income: $ 2800.00

Monthly?2400.00
??Utilities: $ 200.00
??Phone, cable, internet: $ 49.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 100.00
??Other expenses: $

Rental Property Loan

Purpose of loan:
I currently own a rental house with my business partner. We need the additonal funds to?consolidate some debt on the rental property.? Currently, there is a bank that holds the first mortgage on the property.?We have?a 2 year lease on the property that started in July 2009 that runs us thru June 2011.? The rental income currently covers all the cash flow expenses related to the property.?

My financial situation:
I am a good candidate for this loan because we are cash flow positive on the rental property, I have excellent credit, and currently employed.? I bought this house as a side investment with my partner as he is in the construciton industry and I am a CPA.? Between the both of us, we handle all the duties for the property.?We are currently above water on the house as compared to the tax appraisals and other comps in the neighborhood.? We are looking to minimize our interest expense and pay down the debt on credit cards.? I would rather pay someone else than pay the credit card companies.

Newborn

Purpose of loan:
My financial situation:
Due to a recent event in our family we?are in the process of having to adopt our?grandchild.??The baby was born on 3 Aug 09 and we have been taking care of him in our home since.? We were not prepared for the additional cost as we already have an adopted child with a disibility called OI better know as Brittle Bone Disease.?My wife is the primary caregiver and currently unemployed due to the?fractures of our daughter.? We just need a little help to purchase baby items and also to help with the daily neccessities for the infant until my wife is able to find other employment.??

Monthly net income: $ 7000

Monthly expenses: $
??Housing: $ 2746
??Insurance: $?
??Car expenses: $ 125
??Utilities: $ 315
??Phone, cable, internet: $ 323
??Food, entertainment: $?275
??Clothing, household expenses $
??Credit cards and other loans: $ 1546
??Other expenses: $

Getting rid of High Intrest Loans

Purpose of loan:This loan is to consolidate high interest loans that my husband and I have.We will be paying off multiple loans that have >22% interest rates.I have a longer credit history and better credit score than he does, which was above 800 prior to the purchasing of our last car ? which went on my credit for obvious reasons.I am 5 months pregnant and we need to lower some costs and get out from under these credit companies? thumbs.I would rather be paying interest to hard working people helping other hard working people, than help some credit card company pay for it?s VPs annual vacations.That is why I like Prosper.com so much, it lets us help each other.My husband paid off a loan recently with Prosper for $5,000, that was how I found about Prosper.com.He also says that it was the best loan he ever got, it actually felt good to get it and pay it off. With the interest rate and time frame of this loan my husband and I will save thousands of dollars due to the suppressive games that I would have to play with the loan and credit card companies.
Financial Stability:I have had no late payments on anything in over 3 years on any of my loans or credit cards.This Loan:$362I make good income and so does my husband. We earn over $50,00 a year and live frugally.My income is stable for the time being while his has been on a rise for over a year.

Monthly expenses (calculated post baby birth): $3,130
? Housing: $550
??Car expenses: $620
??Phone, internet: $20
??Food, entertainment: $480
??Credit cards and other loans: $400
??Daycare:$600

Need New Roof!

Purpose of loan:
This loan will be used to purchase a new roof before winter?

My financial situation:
I am a good candidate for this loan because I have never missed a payment and I am tired of giving interest to banks.

Monthly net income: $ 8500

Monthly expenses: $
??Housing: $ 1400
??Insurance: $ 143
??Car expenses: $?550
??Utilities: $ 110
??Phone, cable, internet: $ 175
??Food, entertainment: $?400
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 1250
??Other expenses: $ 600

pay off debt

Purpose of loan:
to pay off credit cards and detal bills not covered under my insurance.

My financial situation:
I have worked very hard over the past?3 years to improve my credit score. I have reduced my debt to just my car and house paynent.

Monthly net income: $ 2816

Monthly expenses: $?2065
??Housing: $ 999????
??Insurance: $ 124
??Car expenses: $396
??Utilities: $ 100
??Phone, cable, internet: $60
??Food, entertainment: $?200
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 0
??Other expenses: $ 0
I have a roommate that pays me $200 a month rent that is not included above and neither is the mileage reimbursements.

Debt Free in 4 years

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because? I work hard and pay my bills monthly . With the economy I ran into problems . I am looking at getting back on track and eliminating my businnes and personla debt . What ever amount I get? will help .

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Credit card consolidation

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?I pay all of my bills on time and work on commission for Chase.? I am a mortgage loan officer for 16 years. It has been very busy this year however; our operations department have been overwhelmed in the first half of the year.??We are now caught up and I anticipate on doubling my income by the end of the year.? ???

Monthly net income: $7500 +

Monthly expenses: $5308?????
??Housing: $2800
??Insurance: $100?????
??Car expenses: $383
??Utilities: $150
??Phone, cable, internet: $175?
??Food, entertainment: $500
??Clothing, household expenses $250?
??Credit cards and other loans: $700?
??Other expenses: $250

For college, parents cant help

Purpose of loan: Pay off tuition and help get by, I cannot get help.
Amount ob University Bill still adds up after Stafford loans are subtracted.

My financial situation:
I have always had to take out loans. I got subsidized and unsubsidized,?but don't have cosigner for private loans.
Mom has gone bankrupt twice before, and cannot take out a plus loan anymore. The aide advisors said I can't
take out anymore unsubsizied loans. I just need a little bit more to pay off my October and November amounts
of almost $600, and I won't have a whole bunch for groceries.?




Monthly Net income- $250
Round about number~Job on campus, just started working on 9/11/09

Monthly expenses: $
??Housing: $?
??Insurance: $ 75
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $ 300??
??Clothing, household expenses $ 150
??Credit cards and other loans: $
??Other expenses: $

Paying off remainder of mortgage

Purpose of loan:
This loan will be used to?pay off the remaining balance on our mortgage after selling our home. We (my wife and I) will be relocating to launch our new careers. Due to the housing market, we had to sell our house for less than the balance of our mortgage ($14000 will cover the rest of that balance). While we hate to sell our house for considerably less than what it is worth, we could not pass up these new jobs.

My financial situation: With these new positions, our gross annual household income will be $100,000 (double our current salaries). Our ONLY debt is a couple of student loans (totaling around $17K) and our mortgage (which will be paid off when we close on September 30, 2009). Otherwise, our cars are paid for, our credit card is paid in full every month. While we would love to move into a new home, we will be moving into a small apartment for a period of time to get financially ahead.
I am a good candidate for this loan because?both my wife and I are extremely good stewards of our money. We are very conservative when it comes to purchases and are strong advocates of household budgets (our household budget is an Excel workbook (14 sheets) with correlating formulas, etc.). With our extremely low debt load, it proves that we are disciplined with our money and are great candidates for this loan. Your investment in this loan will be very well rewarded Thank you in advance!!

Not High Risk I Need to Fix my Van

Purpose of loan:I am a single Mom with 2 boys. I have a great job and it is very stable. I?have received two raises since I started?3 years ago. I need to get my van fixed. It needs a hub replaced and new brakes. The warranty on the hub just ran out. So I have to pay for it out of pocket.

I?currently have a prosper loan and have made all my payments on time.?I hope I have shown that I would be a great candidate for this loan.?I would rather pay my interest to people who are willing to help others than to a bank.?I have been through a?lot and my credit has been through the ringer. Prior to my husband and I splitting up in 2001 my credit was fantastic. I would like to rebuild and get back to that point.?Because?Washington is a?community property state I show his debt and mine. He is currently paying the debt that is delinquent through a garnishment.My financial situation:I truly want to change my situation.?I am current on my car payments, credit card payments and prosper payments. I really need to?get?my car fixed so I can get my kids around safely.?

Monthly net income: $?2200 (work) $900 (child support)
Monthly expenses: $???
Housing: $?450??
Insurance: $ 110??
Car expenses: $ 560??
Utilities: $ 100??
Phone, cable, internet: $ 100??
Food, entertainment: $ 400??
Clothing, household expenses $ 150??
Credit cards and other loans: $?325??

Paying off my credit cards

Purpose of loan:
This loan will be used to pay off cards, help a family member get through school and help parents pay off some bils.

My financial situation:
I am a good candidate for this loan because I will repay this loan back to everyone that has help fund it.? I pay everything on time and never late.? I need to get on track financially and I really need this to get on track.? Your help is appreciated and will not be forgotten because I do want to come back here and pay it forward.

Fresh Start For my Family

Purpose of loan:
This loan will be used to Pay off debt and taxes,?Help us equalize, so that my family can live a better life with a new start.?

My financial situation:
I am a good candidate for this loan because Iwill always pay on time, I just need a chance to prove it. Up untill the medical issues hqappemed I was never late on a bill, As a result my debt increased and having to juggle the debt, We are slowly fixing the issues, All I can do is ask for some help, other than family thats all I got left, If I can get a loan we have a fighting chance without declaring Bankrupcy.

Help my Parents

Purpose of loan:
This loan will be used to help my parents get caught up on their bills.? My father, a retired Army man,?recently lost his job as a teacher at the local community college.? After being frustrated with the job search, decided to try his hand at entrepreneurship using his experience as a truck driver.? He developed a relationship with a broker and used his savings to buy his own truck.? Since he bought the truck, he has only gotten two routes from the broker he's working with.? My father has knee problems, and despite this, he's been working in his off time to cut lawns and make any money he can here and there.? My mother cannot afford to support themm both on her salary alone.? I can afford to help them on their bills going forward, but I do not have the lump sum they need to get them up to date.? My parents are really good people, my dad is the minister of education at his church, he also ministers to inmates in the local jails.? My mother dedicates herself to assisting the elderly and mentoring children.

My financial situation:
I am a good candidate for this loan because I have a good, stable income, VERY little credit card debt (around $300 if that) and my monthly obligations are minimal.? I pay all my bills in a timely manner and tend to pay off loans and credit cards early.? My work history listed is short, I started a new job with a very stable company.? Before I worked for a Big 4 Accounting Firm for over 2 years doing business valuations.? I changed jobs for a new and better opportunity.

Small Business Expansion Loan

Purpose of loan:
This loan will be used to Expand my Structural Engineering Business..?
Our Business is rapidly Expanding here in the Bay Area so we need to take on extra staff.
This loan will bridge the payroll gap for the first month or so that comes with new employees.?

My financial situation:
I am a good candidate for this loan because I have a steady Income, solid work flow, and fantastic payment records.
I purchased a home two months ago and Credit Score was dinged because I made the mistake of shopping for home loans on lendingtree.com.?
15 or so companies pulled my credit score and it knocked down my score 50 points or so... Ridiculous Right!..
As you can see, I have never missed a loan payment in my life, I am extremely responsible and take my position with high regard.


Monthly net income: $ 13554

Monthly expenses: $
??Housing: $ 2113
??Food, entertainment: $ 750
??Clothing, household expenses $ 750
??Other expenses: $ 750

**One cc down.-one to go! **

Purpose of loan:
This loan will be used to? Pay off our medical debt acquired on our CC!

My financial situation:
I am a good candidate for this loan because life just kept raining on us after our 1st prosper loan.? My husband went on full duty for his law enforcement job but in December of last year had an emergency appendectomy.? Then in March of this year, discovered he had to have surgery on his ankle he injured during his law enforcement training.? He is currently on light duty and working but the monies we were hoping he would earn with overtime so we could pay our CC down did not happen.? We were able to pay off one credit card and 1/2 of another one.?My husband will also return to full active duty at the end of September and will be eligible for overtime pay once again.? ?I will use this?loan to pay off my last credit cards and like I did with my other one I paid off?cancel one of the cards and have only ONE for emergencies.??? In less than two years both cars will be paid off leaving us with this debt and my student loans.? I am currently pursuing a doctorate degree and?in the past year, we have been 100% on time with our?current?Prosper loan.?

*I know about the negative comments on my credit report.? They have been there since my BK and I have tried to remove them but have not been able to do so - no respons from credit bureau to my repeated letters!!*

Monthly net income: $ 2990 (My husband brings home $3000)

Monthly expenses: $
??Housing: $ 1400.00
??Insurance: $ 156.00
??Car expenses: $?790.00 (Two auto payments)
??Utilities: $ 161.00 (flat rate)
??Phone, cable, internet: $? $200
??Food, entertainment: $ $100
??Clothing, household expenses $?150?
??Credit cards and other loans: $ 400.00
??Other expenses: $ 600 per mo.

Repairing Car

Purpose of loan:
This loan will be used to? repair my car that came down with unexpected issues.? Have to fix the front with the wheel barrings, ball joints, etc.

My financial situation:
I am a good candidate for this loan because? I will have the money in a couple of weeks once I get my rebate for purchasing a house (Frist time home buyers credit of $8000).? I am waiting on the check, the car issues just came at the wrong time; I have most of the money, just need the extra $1200.

Monthly net income: $ 2246

Monthly expenses: $
??Housing: $ 750
??Insurance: $ 150
??Car expenses: $ 300?
??Utilities: $ 120
??Phone, cable, internet: $
??Food, entertainment: $75
??Clothing, household expenses $20
??Credit cards and other loans: $ 400
??Other expenses: $

"Paying off misc. debt"

I would like to pay off misc. debt and use some to carry through to the new year. Although the standard payback period is three years I am planning on cashing significant stocks in the new year to clear all remaining debt in 2010.

Treasures in heaven

Purpose of loan:
Put in a lawn and small patio in my backyard so my family can play safely. The backyard is currently dirt so my girls have to play inside.

My financial situation:
I am a good candidate for this loan because I have a stable high income position with a small company in a stable and growing niche. I also do referral consulting on the side for extra funds not included in listed income. My debt is sizable but, sometimes you have to be willing to do things for those you love. Some of my debt was acquired caring for my youngest daughter who died recently from congenital heart disease. We traveled across the country for the best care and we cherish all the moments we had with her. She will always be in our hearts and while she is in heaven now, my family and I look forward to seeing her again one day.

My current budget has me paying my credit cards and loans within 5 years and they are at low interest rates until payoff. I could put the backyard on a credit card but, I prefer to have a fixed payment and not use my credit cards anymore.

Budget:
Monthly Income $13,750 doesn't include side income or bonuses
My portion of house payment P&I $1261
Car payment $715

Knitting, Kids, and Kars!

Purpose of loan:
First I wish to pay off a high-interest rate credit card I am carrying - $2800.Second, I wish to start a home-based knitting business. $2500Finally, I need to purchase new tires for my car $700Knitting Business Mini Business PlanA home based, custom knitting business aimed at making jackets for high school dance dresses. When a girl is asked to a dance the first place she heads is for the mall to check out the dresses. After a few weeks she realizes that she needs a jacket or something for her shoulders. What to wear?Operations;Knitting machines and accessories as well as yarn and consumables cost $2500. I would start jacket construction immediately in common sizes and colors to build some inventory and prevent being unable to meet demand. Truly custom jackets would be priced somewhat higher.FinancialsFirst year sales 100 @ $60 = $6000Advertising $1000Debt service$ 2400Taxes @ 30%$800Net $1800
I
My financial situation:
I am a good candidate for this loan because the new business will cover the loan plus I will be saving the high interest credit card payment

Big Show Push Need Inventory!

Purpose of loan:
This loan will be used to increase inventory and pay down some debt.

My financial situation:
I am a good candidate for this loan because I have NEVER been late on any installment loan and I make very good money.

Monthly net income: $ 7900

Monthly expenses: $
??Housing: $ 3800
??Insurance: $ 300
??Car expenses: $ 400
??Utilities: $ 800
??Phone, cable, internet: $ 300
??Food, entertainment: $ 150
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 400
??Other expenses: $ 800

Home Improvement , Advertising

Purpose of loan:
I am remodeling my basement this year ,?so I can add square footage , I am wanting to move in a couple of years and this will add value to my home?,staying here in Oklahoma City of course. I am an established Realtor?here in OKC. I also need to?invest in a little more advertising, the market in OKC is still good but I want my business to continue growing.???

My financial situation:
I am a good candidate for this loan because I have owned a home for 7 years..I have little debtload, I am a good person and am?
impressed with how?Prosper works! Although my income can fluctuate as a Realtor I keep my overhead low.?

Monthly net income: $ 8000

Monthly expenses: $
??Housing: $ 650
??Insurance: $ 300
??Car expenses: $?768
??Utilities: $ 300
??Phone, cable, internet: $ 300
??Food, entertainment: $?500
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 300
??Other expenses: $ 400

Pay off credit cards

Purpose of loan:
This loan will be used to??Pay off credit cards.? Nursing facility that I worked at was taken over by new management.? I was one of 7 nurses let go by new management.? I had to?use my credit cards to pay bills until finding new job.? My?landlord is a lifelong friend and let me go late on a couple of months rent that I?am now catching up, but am having difficulties because of high credit bills.?

*** PLEASE NOTE, the large majority of my family and friends are here in MD, which doesn't have lender status with Prosper at the current time, so that is why I don't have friends/family bids.


My financial situation:
I now have a new job with much better salary.? I recently had 6 week job eval with rave reviews.? I am working all scheduled shifts and OT if available but not much available at this time.? I am a good candidate for this loan because? Single, not responsible for anyone else's debt.? No vices ie drinking or gambling.??? Homebody...Live alone with dog and provide physical but not monetary support to 87 year old mother.?

Monthly net income: $ 3000.00

Monthly expenses: $
??Housing: $ 600
??Insurance: $ 40
??Car expenses: $ 450 payment plus gas
??Utilities: $ 207
??Phone, cable, internet: $ 175
??Food, entertainment: $ 100
??Clothing, household expenses $ 0
??Credit cards and other loans: $350
??Other expenses: $ 100

Additional funds for Business

Purpose of loan:
The purpose of this loan is to make first lien position offers on REO investment properties. The cash will be used for multiple homes and will be in first position at far less then the current appraised value of the property and thus not at risk.

My financial situation:
I am a strong candidate due to my extensive experience as an attorney and also in real estate investing.? My credit profile shows I have always paid my debts on time and have never put myself in a position that I couldn?t handle the cost of funds I?ve borrowed.

Buy forklifts to rent

Purpose of loan:
This loan will be used to? purchase 3 used forklifts and (I will need more financing) and rent them out. The forklifts will be stored at the SJ Convention Center
rent free, because I am not charging for delivery. I am going to rent these to companies who have trade shows there.
My financial situation:
I am a good candidate for this loan because?
I work with the San Jose Convention people and to break even on this? I need to rent only 1 out for 10 days a month and pay these off in 5 years.
Monthly net income: $

Monthly expenses: $
??Housing: $ 800
??Insurance: $ 50
??Car expenses: $ 0
??Utilities: $ 50
??Phone, cable, internet: $ 100
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans: $
??Other expenses: $

Paying for College-Related Expenses

Purpose of loan:
This loan will be used to? Pay for college-related expenses for my daughter now off to school. SURPRISE!! A lot more expenses than tuition and housing!!! Need to get laptop computer, books, and addiional supplies and some living expenses.?

My financial situation:
I am a good candidate for this loan because I have been a Prosper borrower for over 2-years and have never missed or been late on a payment. I pay my bills when due and have other resources to cover this payment, in addition to my income.?

Monthly net income: $2,500.00????

Monthly expenses: $
??Housing: $ 750.0
??Insurance: $ 90.00
??Car expenses: $ 350.00
??Utilities: $?250.00
??Phone, cable, internet: $ 200.00
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

ONE-CARD-AT-A-TIME!!!!!!

Purpose of loan:
This loan will be used to?pay off high interest debt on CC and personal loans?

My financial situation:
Please take this chance, I will not let you down!? I can pay off a high interest loan and a CC and still not pay more out than I am now with a set schedule, which will allow me to pay more on the payment.? I am a good candidate for this loan because I pay my debts and honor my word, and after many years of being in debt, I am fed up with the whole credit?thing.? My plans are to use this loan to pay off a higher interest loan, once paid off, re-apply again and again until I have all of this mess cleaned up.??I have some high interest credit that is costing me about $50 more on the same amount as this loan.? I would like to attack and work towards getting my life back, I am looking at trying to repay within a year or so.? Thanks for the consideration.? I have a very secure job as a Regional Sales Manager in a secure career field, only my base salary is listed and includes no commission, which is rewarded quarterly and? annually.??This is about another $10K annually.?I?own a home and have no car payments.

Monthly net income (after taxes) : $ 3200 + comm, also spouse has an income of $2000

Monthly expenses: $
??Housing: $ 1850
??Insurance: $ 150
??Car expenses: $ 100,?
??Utilities: $ 200
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 500
??Other expenses: $ 100

Debt Recovery

Purpose of loan: This loan will be used for paying on my bills.
This loan will be used to?

My financial situation:
I am a good candidate for this loan because? I believe that i would be a good selection becaus i work hard and my work does provide a service to my immediate community serviceing firearms for those who like to collect and compete using old collectable firearms.

Monthly net income: $? 1200.00????????

Monthly expenses: $
??Housing: $ 335.00????
??Insurance: $ 89.00
??Car expenses: $ 298.04
??Utilities: $ 65.00
??Phone, cable, internet: $ phone 75.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $ 75.00
??Credit cards and other loans: $ 301.00
??Other expenses: $ 50.00

Executive Assistant/Fashion Student

Purpose of loan: Hello there. I would like this loan to consolidate debt?so I can afford fashion school after I pay off this loan.

Proposed Interest Rate: 9%

My financial situation: I am a good candidate for this loan because I have multiple credit cards, rent and a mortgage and I always pay on time. I have NEVER been late on a rent payment and I have been renting for 9 years.??This site shows?that I am currently delinquent on?one credit card account,?which is incorrect. I?am getting a letter to clear up this discrepancy.?I am?current on?ALL accounts and can give you proof.?(once it is fixed,?this site will no longer?rate me at a minimum proposed loan rate of 18.8%.)

You may have heard of the company I work for,?The Gores Group, a very successful private equity firm that has 1.7 billion dollars in equity under active management. www.thegoresgroup.com . I have job security because the owner of the company is a friend of mine.?I will continue to be an?executive assistant?at Gores until I become successful in fashion. (which will be down the line) I have many ideas to start my own business down the line, (my own clothing/jewelry line and/or fashion boutique) and I am hoping if I put a good enough business plan together, I can get an investor. (I have had a couple people say they may be interested already) I want to pay off all debt within 3 years so I can make my dream reality.

Monthly net income: $5550.00 net/ $6983 gross ($4400.00 net/ $5833 gross pay + $1150 rental income)?

After using the $16K to pay off credit cards/debt, this is what my new situation will look like:

Monthly expenses: $3040.85?
???Rent: $1100.00??
?? Car expenses: $238
???Utilities: $20 (roommates split costs with me, so this is my total)
?? Phone, cable, internet: $30.00 (roommates split costs with me, so this is my total)
?? Food, entertainment: $200.00 (my job caters food every day from restaurants in LA, so I save money there)
?? Clothing, household expenses $100.00??
?? Credit cards and other loans:?NONE (This loan will pay everything off besides my car which is already listed above)???
?? Other expenses: Mortgage $1102.50 ($1,330.50 PITI)??

Plus.. ? New Proposed Monthly loan payment @ 9%: $509??

New Residual Income: $3433

Thank you for taking the time to review my loan proposal, and again I?assure you?I will never have a late payment (which you can see by my history)? ?:)

Consolidating my high-interest loan

Purpose of loan:
This loan will be used to?consolidate two student loans currently at 6.8% for a total of $4500. Being a current lender, I'm also using this as an opportunity to see how Propser works from the borrowing side.

My financial situation:
I am a good candidate for this loan because?I'm an established professional in my field, have a professional working spouse, no kids, I own 2 homes, 1 car is paid off and one is a lease, and have very low credit card debt.

BNL

Hello I am a 47 year old small business owner in san diego, ca.? My company Binational Logistics is involved in the warehousing and distribution business.

I have had a prior loan with Prosper which i paid off in full over the 3 year term.? So i have a history that i pay my debts.? I would like to?go to the Prosper market again now that it is once more available for lending.? The funds will be used for working capital and cash flow.?

My company website is www.binationallogistics.com

more information can be obtained there regarding my business and personal history.?

"Debt Free Before Retirement"

Purpose of loan:
This loan will be used to?pay off credit card debt and student loans?I have acquired with four sons and six grandchildren.? I am trying to be smarter for my retirement and help myself first before I help others, then I can give back!? I would love to be debt free to help other on Prosper and not owe the government run banks or credit card companies none of my money.?

My financial situation:
I am a great candidate for this loan because? I have always been a great worker and have 24 years of teaching experience.? I went back to school and got another degree to increase my income by 7500.00 a year because I only have 8 more years to teach and wanted to bump up my retirement.? I had to take out a loan to do this.? But I want to be debt free in 3 to 5 years and not rely on anyone but myself to enjoy my retirement. I want to live my later years enjoying my 6 grandchildren and helping them fulfill their dreams by being a great role model.? I always pay my bills. And I am grateful for my first Prosper Loan.? And if my second loan is funded I can complete my goal and then I would like to become? Prosper investor and help others accomplish the same goals. America needs to get back to this way of banking and helping people!

Monthly net income: $ 3640.00

Monthly expenses: $ 3200-3400.00
??Housing: $ 1200.00
??Insurance: $ 259.00
??Car expenses: $ 324.00
??Utilities: $ 100.00
??Phone, cable, internet: $ 152.00
??Food, entertainment: $ 50.00
??Clothing, household expenses $ 200.00
??Credit cards and other loans: $ 1050.00
??Other expenses: $
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Paying off high APR credit cards

Purpose of loan:
I wil pay my high interest credit cards as a plan to get rid of debt in 4 years)

My financial situation:
I have never missed or been late in any payments, I work very hard and I really care about my credit history)

Monthly net income: $ 3000

Monthly expenses: $
??Housing: $ 1100
??Insurance: $ 100
??Car expenses: $ 300
??Utilities: $ 100
??Phone, cable, internet: $ 150
??Food, entertainment: $ 400
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 200
??Other expenses: $ 100

Chiro Clinic - Need some Capital!

Purpose of loan:

This loan will be used to? Give us that little extra to make this practice work! We bought a practice last November and got one-overed on the deal. We were promised an active patient base and got 0. Our original business plan was based on acquiring an active practice, but what we got was a start up. We did not plan to start from scratch, so our original financing was modest and also just a line of credit. Now, almost a year in, we are averaging 80 patient visits per month and $3500 in collections. Our overhead is $4800. Unfortunately, our bank is terming our line of credit so our payments will increase and we have also depleted our small capital account, we just didn?t plan to start from 0. So now, we are very close to having an even cash flow, we just need that little bit to get us through the next six months. Within the next six months, given our steady growth in both patient visits and collections, we know our collections will be covering our overhead and this loan payment.?? In our Chiropractic Wellness Center we offeri chiropractic health care and health promotion counseling.?I also act as office manager to save funds on staff. We have a massage therapist who rents space in our clinic and another space for rent that will help to lower our overhead more when it is filled. We all are active marketers, participating in networking groups, local chamber events, fairs, various volunteer events, canvassing with door hangers, and speaker opportunities.

My financial situation:

I am a good candidate for this loan because? we both have good credit, around 730. We have invested $12,000 of our own funds into the practice so far, and?we have not given?ourselves a paycheck since the practice opened, so we are very personally invested in making sure that our practice succeeds and all our obligations our met.?My husband (the chiropractor)?works in the practice full time, and I work with the state Department of Health full time; and I do health classes at the practice in the evenings and handle the administrative tasks on the weekend.

Monthly net income: $ 3950 Salary, $1300 Student Financial Aid??

My salary comes from my full time job. I pay all our personal expenses so we do not have to draw a salary on our business until the business is stronger. I am also a PhD student, so my financial aid will continue through 2010.

Monthly expenses: $?

? Housing: $ 800
??Insurance: $ 100
??Car expenses: $ 800?
??Utilities: $?100
??Phone, cable, internet: $ 100
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 500
??Other expenses: $ 200

Consolidate Credit Card Debt

Purpose of loan:
This loan will be used to pay off existing credit card debt from an adoption at a lower interest rate than what is being experienced with multiple lenders.

My financial situation:
I am a good candidate for this loan because I am not in distress with current payments.? I am simply looking to reduce my payment and interest rate.

Monthly net income: $ 10500

Monthly expenses: $
??Housing: $ 2650
??Insurance: $ 150
??Car expenses: $ 900
??Utilities: $ 250
??Phone, cable, internet: $ 150
??Food, entertainment: $ 350
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 1000
??Other expenses: $

Inventory for my Online Store

Purpose of loan:
This loan will be used to? Purchase Inventory Products

My financial situation:
I am a good candidate for this loan because? It will be an automated payment deducted from my
Business checking account

PAY MEDICAL BILLS/BILLS

Purpose of loan: I am currently in desperate need of help. Usually?I am the one helping others that is what I?have dedicated my life to. I am a United States Army Veteran of 6 years serving in Operation Iraqi Freedom, Operation Enduring Freedom, and Operation Noble Eagle. I was honorably discharged twice from active duty and was highly decorated. When I was 18 I started working at the Local Sheriff's Office as a Communications Officer (911 dispatcher), joined the National Guard as a Military Police Officer, and joined the local Fire Department. If funded this loan will assist me in paying off multiple medical bills from a very sick wife that had surgery the beginning of this year and needs another one shortly, a propane bill, and a small credit card.?My credit score is?getting better. I have been working very hard to clean it up, and ensure every financial obligation is taken care of without default. I currently own a new home on a three year land contract and want to do everything I can to ensure my credit stays clean to ensure I get a good rate on my home loan. Every financial obligation will be met on time.

My financial situation: I am a very responsible person with a great understanding of what obligations are. I have a full time secure job with a steady income.

Monthly net income: $ 2000.00

Monthly expenses:????

Housing: $ 300.00???
Insurance: $ 55.00??
Car expenses: $ 269.83??
Utilities: $60.00??
Phone, cable, internet: $ 15.00??
Food, entertainment: $ 100.00??
Clothing, household expenses $ 0.00??
Credit cards and other loans: $ 142.85??
Other expenses: $ 0.00?

Pay Hospital Bills

Purpose of loan:
This loan will be used to?Pay several hospital bills?

My financial situation:
I am a good candidate for this loan because? I am responsible

Monthly net income: $ 2462

Monthly expenses: $
??Housing: $
??Insurance: $?150.00
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $ 65.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Purchasing a Cleaning Business

Purpose of loan:
This loan will be used to purchase a well established business with good positive cash flow.? This business provides carpet cleaning services to residents, restaurants, and other commercial businesses.? The business has a net positive cash flow of $104,000 per year which has been verified through financials.? The price of the business is $80,000.??The current owner is selling the business due to illness.? I currently own a carpet and tile cleaning business which will be merged with the new business to form a business that will net close to $200,000 per year.? The net of $104,000 per year is made currently low due to the owner selling because of illness and the expenses for the business are high. With a new owner and a reduction in the expenses the new net of the business will increase by approximately 25%.? Thank you for bidding on this loan and if you have any questions please feel free to ask.?

My financial situation:
I am a good candidate for this loan because I have a degree in finance and am trained to review a Balance Sheet, Profit and Loss, and other financial statements to determine if a business is a wise investment.? And this one is!? This loan will be used to supplement the down payment for this business.? The owner will be carrying a note for the rest of the purchase amount and therefore he has every intention of seeing that I do well.

Make A Difference With Me

Thanks for reviewing my request.??
I had a prior loan with prosper that I paid off completely. I have finally been able to reset my mortgage to save my house but now I need to get my bills current.? I can finally?get back on track with a little help.??I work part time for an airline.? I work part time because I have a muscle condition that makes it difficult to work full time hours all the time.? I normally pick up extra hours at the airline or I do substitute teaching.

To make ends meet I rent out a separate in-law house on my property and also rent out some rooms in my house. ? My problems started when hours were reduced at the airline and at the same time my property was vacant for a couple of months.? I finally got the house rented but I?got behind?on my bills.

Prior to these troubles, I had excellent credit.? I had a budget and I managed my?finances using Quicken.? I know what direction that I need to take in the future but that will be difficult until I can get my bills current.??

I would like to get back on a budget and improve my credit rating to where it was before the above problems.

Paying for son's college

Purpose of loan:
This loan will be used to? pay for my son's tuition for a year which he desperately needs.

My financial situation:
I am a good candidate for this loan because? I have been a full time employee with a wonderful?company and have a?husband who makes alot more than me but credit isn't as good?

Monthly net income: $ more than 40,000????????????

Monthly expenses: $ 2000.00
??Housing: $ 0 (own home)
??Insurance: $ 400
??Car expenses: $ 950
??Utilities: $ 400
??Phone, cable, internet: $?50
??Food, entertainment: $?150
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 50
??Other expenses: $ 0

FINANCIAL FREEDOM-3RD LOAN

I have never been closer to financial freedom than I am now...However, in attempting to pay off everyone and everything, I have stirred all of my debts at once...I now need relief...

Avg monthly income 3300....
Mortgage??????????????? 850
Loan???????????????????? ?231
Credit Cards???????????150???????????
Prosper??????????????????149
Misc???????????????????????200
Total???..................1580/month

??Prosper loan will be used towards the purchase of a much needed used auto and to payoff a?401k loan?of $1,600.
Thank you for your consideration and for helping me find FINANCIAL FREEDOM...

~Because GOD is my source, I am abundantly wealthy

Home Improvement

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because I have been?working as a teacher for 14 years in the same school district.? My current yearly salary is 83,460.00.? My credit is considered fair/good and I am?responsible when it comes to paying back loans.? NOTE:? My credit score has dropped because I am in the process of buying a condo and creditors have been looking into my credit files.? I do NOT consider myself a high-risk at all!!

Monthly net income: $?? 8346.

Monthly expenses: $
??Housing: $ 650.00
??Insurance: $ 175.
??Car expenses: $ 500.
??Utilities: $ 0
??Phone, cable, internet: $ 125.
??Food, entertainment: $ 200.
??Clothing, household expenses $ 75.
??Credit cards and other loans: $ 200.
??Other expenses: $ 200.