Consolidation of baby medical bills

Purpose of loan:
This loan will be used to consolidate all credit card debts in order to pay off medical bills for our newborn.

My financial situation:
I am a good candidate for this loan because I have a steady job for the past almost 20 years and will not be laid off any time soon based on my employer and seniority status.? I am exceedingly responsible, but the newborn laid costs upon us that were unexpected.? This will pay off our credit card debt incurred in paying off our recent newborn's medical bills and allow us to get back on our feet without deciding more negative measures.?

Proven Prosper Borrower

This will be my?third loan with Prosper.? My first and second?were retired with ALL payments made on time!

Why HR--hell if I know...

I am a good candidate for this loan because I have great credit, and always make payments on time.? The delinquencies shown are pulled from a credit file that does not belong to me.?You will also notice that my first credit line was opened in 1974, I was born in 1967 so that would make me 7 yrs old when my first credit line was opened!? I have had trouble getting this information removed from my file permanently.?

The proceeds will be used to expand our operation!? I own an Insurance Agency that uses Allstate products exclusively.? We were the Agency of the Year last year in the West Central Region which is a 9 state region.?

My monthly business cash flow for 2009:

Expenses:

Rent $1278
Utilities $200
Marketing $950
Payroll $5400
Loan Payment $1100
Other/Misc $1,000

?Monthly Total Expenses $9,928


Income:
Commission and Renewal
? Monthly Average $11,970

We are ready to expand!? We will be bringing on?another sales producer,?additionally my wife is transitioning in from Allstate Corporate to the Agency to start generating?business leads from our client base to offer worksite benefits to.?It such an appropriate time for this with the uncertainty on where Healthcare is headed.? We carry three months of expenses in our business savings.?

roof and siding

Purpose of loan:
I recently bought my first home, the house is valued at $165,000.00 I paid only $95,000. I now need to replace the roof and siding, the roof is 15+ years old and is currently 4 layers, the siding is asbestos cement shingles. the estimate I received for the roof is just shy of $8000. the siding will need to be taken down and treated as hazardous waste in CT you can do this yourself as long as it is recorded with the state and disposed of properly. I have chosen to hire someone to pull all the old siding off this should cost between $4000-$6000. I will be spending the rest of the money putting up new siding and painting myself. I'm also using $5000 of my own money in case of overruns or for anything that happens to pop up.

My financial situation:
I have worked for the same mom and pop for 13 years, I am currently the General Manager and have job security and a steady paycheck. I will also be taking over the 40 year old business when the current owner retires in a few years. I will easily be able to pay back this loan, i will have no problem paying this loan back see my financial breakdown below. I am also a prosper investor with $1000 invested. this will be my second loan, first loan was paid in full with no late payments. Also as this is my first home I qualify for the $8000.
Monthly net income: $
$2150 after taxes
Monthly expenses: $
??Housing: $ 408.00-this includes taxes and insurance also my fiance pays the other half, total Mortgage payment $816.
??Insurance: $ 38-car
??Car expenses: $ 100
??Utilities: $ 50
??Phone, cable, internet: $ 45
??Food, entertainment: $ 150
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 100
??Other expenses: $
Total $ Out:$1041
This Leaves Me $1109 monthly for savings and paying back this loan

Paying down my credit cards

Purpose of loan:

This loan will be used to pay off my credit card debt.

My financial situation:

I had excellent credit and no credit card balances until last year, when funding for my startup fell through and I had to support my company (until it closed earlier this year) and myself with no cash until I found a job. To get over the hump, I turned to my credit cards as a last resort.

Thankfully, now I have a healthy salary at another company in a secure position (I'm critical to company operations), but still carry a significant credit card balance. Meanwhile, the interest rate on my largest balance recently went up. I'm paying more than minimum balances every month, but given my large balances and high interest rates, it'll take me approximately *forever* to get out of the credit card debt hole. I'd much rather be giving my money to Prosper lenders than to the credit card companies who are doing their best to gouge me and others.

I pay all my debt balances (which include the remainder of my grad school loans) on time every month.

Monthly net income: $4,335 (not including $100-$200 extra per month from blogging)

Monthly expenses: $3,670
? Housing: $1915
? Insurance: $0 (medical covered by employer, and I don't have a car)
? Car expenses: $100 (gas money and service for company car)
? Utilities: $35 for power (water, trash, etc. covered by building owners)
? Cell phone: $90
? Phone, cable, internet: $70 (internet only, I disconnected the land line and cable)
? Dining out, entertainment: $100
? Groceries: $350
? Clothing, household expenses $70 (I work in the Bay Area, where you don't need to spend a lot on clothing to be professionally successful. :)
? Other expenses: $150
? Grad school loans: $140
? Credit card interest: $650

Paying off high interest loan

The purpose of this loan is to pay off a high interest loan I took out in order to help my grandparents do repairs on their car. I have a good credit rating so I was a better candidate for the loan than they were. After reviewing the terms and interest rate for this loan I came to the conclusion that it's highway robbery!! It is a $2500 loan and they want $8000 in interest with ridiculous monthly payments. The place is CASH CALL. I did this based on my granny's suggestion. The agreement was that they would make the monthly payment, but because of their limited income I would just like to pay for it myself but under better terms and a comfortable monthly payment.
I am a previous borrower of prosper and I made all payments on time and in full just as I promised in my last listing, as well as I paid it off way ahead of schedule. I have three credit card accounts with zero balances and a car note in which my husband pay's for that. other than my monthly bills which total approx. 850.00 a month I have no other debts or collections or public records outside of a bancruptcy from 9yrs ago and will come off my credit in Jan 2010.
My income is work, social security disability, and child support which total net is around 2978.00 per month.
Although there was a lot of doubt when I obtained my 1st loan from prosper, I proved those in doubt to be wrong as well as I have brought my credit rating up. If I am successful in obtaining this loan I give you that same promise. To pay on time every month with the possibility of early repayment. Please help me get from under this ridiculous loan with these cash call people. Although my plan was to stay debt free, I had to help my grandparents for they are the ones who basically raised me and I didnt want to be worried about their safety on the road. Feel free to ask me questions, I am more than open to answer...

Bathroom Remodel

Purpose of loan:
This loan will be used to?
Remodel our Bathroom
I am a good candidate for this loan because?
I am a Truck Driver and I have been with the same company for 24 years.? I have lived in the same place for 24 years. My?wife also contributes her income.? I have always paid my bills and have never been late on a payment.? Most of the revolving credit is from a home equity line of credit (75%) we took out when my son was young to pay medical bills.???My Son?just graduated from high school and we just spent money on enrolling him in Tech. School, now?we find?there is a?need to remodel our bathroom.? It has mold and there are things that need to be ripped out and the plumbing repaired.? I will be doing most of the work myself along with a plumber friend, saving us thousands of dollars?.? Making the prosper payment will not be a problem we have a? second income my wife brings in.??I will also have my payments? automatically deducted through my bank account.?I also have a 401K?(with over 100K) I can tap into if the need arises.? I would appreciate any help and bids I can get.? Any questions are welcomed and I can verify Income and 401K if need be. Thanks?
My financial situation:
Monthly net income: $ 3,500
Wife's Income 2,000
Monthly expenses: $
??Housing: $ 450,00
??Insurance: $???200.00?
Car expenses: $ 100.00
??Utilities: $ 125.00
??Phone, cable, internet: $ 110.00
??Food, entertainment: $?400.00
??Clothing, household expenses $
??Credit cards and other loans: $ 1300
??Other expenses: $ 200.00????

Small Business Loan for Newlywed

Purpose of loan:
Fund a portion of a new small business venture.? I have the majority of the initial capital.
I have prepared a full business plan, including a cash flow analysis and demographic data.
The business idea is similar to a business that has taken off (www.SmashShack.com) and will do well in the college town that I currently live in.

My financial situation:
I am a good candidate for this loan because I have good credit and am very business minded.? This loan will be the only loan for the business so it will be the only debt and the first to be paid in full and promptly.

Monthly net income: $ 2,500

Monthly expenses: $ 1,275.00
??Housing: $ 400
??Insurance: $ 75
??Car expenses: $ 300
??Utilities: $ 125
??Phone, cable, internet: $ 75
??Food, entertainment: $ 200
??Clothing, household expenses $ 100

Trying to keep job and home.

Purpose of loan:
This loan will be used to payoff credit cards and loans. If this is not done then I will lose my job.

My financial situation:
I am a good candidate for this loan, because I am willing to pay off in a 2 year period at a higher interest rate. Recently, my wife lost her job 2 1/2 years ago and has finally found employment. The problem is during that time we had to use everything we have to stay afloat with the children. Now that she is working we are paying down the debt we owe, but recently I fell behind on a credit card I need for work and if I can not pay it off by the end of the month I will lose my job. This loan will to pay off my credit cards as well as loans I have out. This will take over for the 600 I owe to credit cards and loans a month. This will wipe out all of my credit card and loan debt except for student loan that is deferred. All other expenses are a monthly debt that is ongoing. Mortgage, insurance, utilities, car payment, etc. will remain but all other debt with this loan wil be eliminated.?

Monthly net income: $ 6000 (I get a quarterly bonus which I have added into this total. The bonus is guaranteed. It averages net about 3000 a quarter)

Monthly expenses: $
Housing: $ 2950
Insurance: $ 400
Car expenses: $ 711
Utilities: $ 120
Phone, cable, internet: $ 150
Food, entertainment: $ 250
Clothing, household expenses $ 0
Credit cards and other loans: $ 600
Other expenses: $

Small Biz Internet TV Station

Purpose of loan:
This loan will be used to? create the first Internet TV station dedicated to entrepreneurs and small business networking

My financial situation:
I am a good candidate for this loan because? I have 9 years of online business experience and have help establish webcasting on the Internet

Monthly net income: $ 1100-1800

Monthly expenses: $ 980 total
??Housing: $ 775
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 80
??Food, entertainment: $ 75
??Clothing, household expenses $ 25
??Credit cards and other loans: $ 0
??Other expenses: $ 25

Finishing repairs of Hurricane Ike

This loan will be used to finish the rebuilding of our family beach cabin in Crystal Beach, Texas that was completely destroyed by Hurricane Ike in September of 2008. We are almost finished, but lack about $7,500 to complete the project. We are still fighting with the insurance company for some of our damages, but we don't want to have to delay the project any longer while waiting on them. The reasons for my high debt level are partially due to this project taking most of my time for the last 6 months. I have paid all my bills and am not late on any of the balances nor will I be. Due to the current conditions in the banking and credit industries, getting additional money from the credit card companies or banks is nearly impossible. This loan will bridge the gap between now and when the banking situation normalizes and the house can be refinanced or the insurance company pays the money that they owe us. Thank you for your consideration.

Undervalued Property Purchase

Purpose of loan:
This loan will be used to purchase some properties that are severely undervalued. I have been in RE since I was 21, I am now 40. There are a few friends that are having trouble and are in need of funds, and they are unloading their homes to me for cash. They are selling and holding for me because I have helped them in the past. The market for these properties is currently in the mid 30's to mid 40's after cleanup, and I can get them for around 16k or so. They don't need much cleanup, so maybe 3k for quick turn around. These properties should be around 55k + if not for the panic. I may sell quickly for 28k+, or I may hold them for 6-12 months for 40k+. The stabilization of this market before the last panic at the end of last year was around 50k. Opportunity of a RE career is an understatement.

My financial situation:
I am a good candidate for this loan because our business cash flow has been better than we could ask for in these times. We are still selling off some equipment from a previous investment a couple of years ago that we sold for a nice profit for only a 1 1/2 yr turnaround before the bottom fell out of the economy last year. The equipment should bring in around 28k after sales, but only because we are not going to sell at liquidation prices at the bottom of the market. Within the next 3-6 months we will possibly get even more, and will pay off this loan with those proceeds. We look forward to establishing a great working relationship and even starting to lend in this community after sale. Thank you for your time and have a great day!!

Paying off my credit cards

Purpose of loan:
This loan will be used to? Pay off two credit cards with high interest rates.

My financial situation:
I am a good candidate for this loan because? I have a few credit dings, but I do pay my bills on time.? My other prosper loan is 100% current.? Don't let the rating intimidate you from lending. Every loan I have ever taken, I have paid them off early and never missed a payment.

Monthly net income: $ 2400

Monthly expenses: $
??Housing: $ 370
??Insurance: $ 75
??Car expenses: $ 0 (paid off vehicle loan)
??Utilities: $ 55
??Phone, cable, internet: $ 50
??Food, entertainment: $ 100
??Clothing, household expenses $ 25
??Credit cards and other loans: $ currently my credit cards run me about $150, my other prosper loan is $138
??Other expenses: $ Gas runs about $160

Engagement Ring/Wedding Costs

Purpose of loan:
I am hoping to acquire a loan to give me the financial backing to purchase an engagement ring for my girlfriend, and give me the rest of the money needed to put towards a very small, economical wedding for us.? Under my current financial plan, I can handle a monthly payment plan of less than or equal to $200 a month for 36months.

My financial situation:
A few years ago, I had a nasty separation and unfortunately I was stuck with the majority of the unnecessary debt created by my ex-wife and me.? While my revolving debt level remains high, I continue to work at paying down the debt with every extra penny I have.? I have never defaulted on any loan I've ever received, including the one I already have through generous prosper members, which I've never been late on.? I've been military for 12.5years now which should hopefully gives you the idea about my level of commitment.? I appreciate your time in looking over my loan request.

Monthly net income: $ 4800

Monthly expenses: $? 2990
??Housing: $510
??Insurance: $ 80
? Utilities: $ 150
??Phone, cable, internet: $ 150
??Food, entertainment: $ 400
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 1500
??Other expenses: $

Credit Card Help

Purpose of loan:
This loan will be used to pay off my credit card that just got hit with more interest.

My financial situation:
I am a good candidate for this loan because I work full time and always pay my bills in a timley manner.? I never have been late making payments and have good credit.?I don't have alot of expenses?as?I do not pay rent due to the fact I live at home in order to save money.?

Monthly net income: $ 3500

Monthly expenses: $ 906
??Housing: $ 0
??Insurance: $ 35
??Car expenses: $ 391
??Utilities: $ 0
??Phone, cable, internet: $ 80
??Food, entertainment: $ 100
??Clothing, household expenses $
??Credit cards and other loans: $ 300
??Other expenses: $ 0

Pay Off Rest of Mortgage

Purpose of loan:
This loan will be used to pay off the rest of my mortgage.
I have about $40 000 in cash and I need about $25 000 to pay off the rest of my mortgage,
which is $65000.
The property is a condo which I bought on November 4 2008 for $245000. I bought the condo
with seller financing which was an agreement to pay the condo in three installments.
I paid $110000 at closing, then I paid $70000 plus interest at the end of July, 2009.
I still need to pay the rest of $65000, which is why I am using Prosper.com.

My financial situation:
I am a good candidate for this loan because:
1. I have a large equity in the condo ($180 000) so your loan is guaranteed. That is, I am
willing to sign a lean to the lender on my property.

2. I have a good credit. My credit is around 700, but my credit is better than that, simply
because I chose to buy the condo with seller financing instead of bank financing, which means
that the real estate transaction was not considered in calculating my credit score.

3. I have a nice income, which I can prove via bank statements.

4. My only debt --other than the condo mortgage-- is a small student loan of around $7000.

Eliminating credit/education debt

Purpose of loan:
This loan will be used to? finish paying off my the education debt we created.? We chose to use credit cards instead of the student loan route for my wife to finish her masters degree.? It was a non issue until the recent financial collapse.? We had nothing with an interest rate greater than 7.99%.? Now that other folks who are financially irresponisble our interest rates on our cards are around 13.99%.? We are being punished as responsible borrowers because other folks can't meet their commitment.? Our rates have been raised to cover their bankruptcies and frankly I am just tired of it.? Once I get these things taken care of we are done with it.? Neither my wife or I have ever even had a late payment on anything, but the credit industry just doesn't want to work with anyone because of the economical fear that is gripping everyone.

My financial situation:
I am a good candidate for this loan because? my wife and I both have steady jobs/incomes.? I work in the oil/gas industry.? My wife is a Special Ed teacher with a Master is Autism.? She just started her 10th year of teaching.? Our combined incomes are just north of 100k annualy.? Our credit scores are in the 725-750 range. Our expenses are minimal but I will list:

Home - 1780.00 a month (We refinanced 1.5 years ago down to a 15 year fixed at 5%.? We have 13.5 left.? Been in the home 8 years.)
Cars - 950 a month (One car is 3 years old, the other 2.? Have 2 and 3 years left on loans respectively)
Internet - 47.00
Cable - 150.00
Cellular - 180.00 (we carry two kids on the plan plus MIL)
Food - 500.00
Current CC payments - 1000.00 (That isn't minimum payment, that is the payments I am currently making.? Minimums are somewhere in the 550 range.? Can't be certain as I have never been concerened about minimums.)

Thanks for taking your time and looking into this investment.

Rental property Improvements

Purpose of loan:
This loan will be used to? Any repairs to needed to new rental units. 5 residential houses

My financial situation:
I am a good candidate for this loan because? I have repaid every loan I have ever had, early. I have been a home Inspector for 13 years and built a house from a book.

Monthly net income: $ 3127.00

Monthly expenses: $
??Housing: $ 341
??Insurance: $ 0
??Car expenses: $ 73
??Utilities: $ 0
??Phone, cable, internet: $ 20
??Food, entertainment: $ 165.00
??Clothing, household expenses $ 20
??Credit cards and other loans: $?200
??Other expenses: $ 0

Paying off Credit Card

Purpose of loan:
This loan will be used to pay off my 0% credit card.

My financial situation:
I am a good candidate for this loan because i have always paid my bills on time and i will keep it that way.? I usually pay all my bills via ACH and they are usually scheduled before my statement's arrive.? My plan is to pay this loan back with my year end bonus from work.

Monthly net income: $ 2,750

Monthly expenses: $
??Housing: $ 867
? Insurance: $125
? Credit cards and other loans: $ 675

Consolidate Debt & Son's Student Lo

Purpose of loan:
This will be my?third Prosper loan...I am going to pay off some debt and then use the remainder to help with college expenses for my youngest son.? With my first loan I was able to help my older son pay off his car and also I paid off a credit card.?? I paid off my first 2 loans in less than 2 years.
My past rating was a AA...I think the only reason I am not a AA is because of debt ratio...but I am ahead on every single payment for all my creditors.? I just need to get rid of some debt.

My financial situation:
I have a very good job, my husband takes care of paying the house expenses and I tend to pay double payments on my bills monthly.? I see myself paying off this loan in 18 - 20 months.? I am doing what I can to become debt free in order to be able to help others.?

Monthly net income: $ $1600

Monthly expenses: $?1200????
??Insurance: $ $50
??Car expenses: $ $320
??Utilities: $ Paid by husband
??Phone, cable, internet: $ Paid by husband
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ $250 (this will become my payment to Prosper.com)
??Other expenses: $ $300

Debt Consolidation

Purpose of loan:
This loan will be used to consolidate my credit card debt

My financial situation: Excellent.
I am a good candidate for this loan because I refuse to pay continually increasing credit card fees. Also, I paid off my previous Prosper Loan in half the time.

Monthly net income: 3800

Monthly expenses:
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $ 0
??Utilities: $ 100
??Phone, cable, internet: $ 50
??Food, entertainment: $ 500
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 300
??Other expenses: $ 0

Opening costs for Health Concept

Purpose of loan:
This loan will be used to?open a new health concept/studio in Newport Beach, CA called "Sweet Sweat"....?It will be modeled after the tanning salon concepts only we will be using INFRARED SAUNAS.? Clients will pay per session (or through pre-paid bulk packages) to sit in these saunas for 30 minutes.? They were just featured on Oprah (by Dr. Oz).? Visit www.sunlightsaunas.com to see the saunas we will be using.? We already have about 30 clients (friends/family) committed to signing up and the health benefits are amazing!? We will begin franchising the concept by years end, with several people already interested after we get the first unit open.? Again, I am highly experience at developing franchised concepts and my fiancee, who will be running it, has been working for J&J (orothopedics) for over 5 years (for the sane company).? This is her dream and we are building it together....WITH YOUR HELP and SUPPORT!!!? Thank you!? I have always been intrigued by this form of P2P lending..and I am excited to see it work in action!? Together, this will be a "win-win" scenario!

My financial situation:
I have over 13 years experience with launching new businesses.? First was a 34 unit franchise concept (Papa John's Pizza)?I built in Orange County, CA.? I also have helped grow, as well as invested in, several other startups including www.digitalsports.com where I was VP of Business Development and www.brandamericainc.com where I am a major shareholder and on the Board of Directors.? I also am working on another concept I invested in www.nightcaresleep.com where I am acting as VP Business Development as well, assisting with raising capital and developing new sales channels.? My fiancee is opening?the new?studio (with me, although she will be running it full time) in the Health & Wellness industry which I intend to franchise soon after opening.? I am pretty taped out with investing in this (we already spent 10K and have a signed lease) due to my other investments as well as current debt situation.? My income have always been about $120,000 in the past several years and I have never missed a payment on any loan or credit card.?

Monthly net income: $ 10,000

Monthly expenses: $
??Housing: $ 2000
??Insurance: $ 150
??Car expenses: $?900
??Utilities: $ 150
??Phone, cable, internet: $ 300
??Food, entertainment: $ 1000
??Clothing, household expenses $ 300
??Credit cards and other loans: $?700
??Other expenses: $

LOOK! Fighting jacked up card rates

Purpose of loan:Please help me fight back against unreasonable card rate increases!
I have 2 credit cards that have arbitrarily jacked the rates from low fixed to unreasonable variables.
I have closed one and am closing the other.? Now I want to stop doing business entirely with those companies!

Long time stable employment.
Low debt ratio

Prosper shows my credit score as 680-700 (based on an old report, before I closed one of the cards),
I just pulled my credit score today from Experian and it is 725, and will provide a copy on request.

I have not missed any? payments on any accounts, but
I am just not happy with new variable card rates, which will go up even higher if the prime goes up.

Monthly net income: $ 2,100+

Monthly expenses: $
??Housing: $ 225
??Insurance: $ 40
??Car expenses: $ 50
??Utilities: $ 120
??Phone, cable, internet: $ 130
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 150
??Other expenses: $

College Bound Dtr.-needs trans.

Purpose of loan:
This loan will be used to pay off a high?interest loan (HSBC?is 2400) and assist with the addition on our house to make father in law a little more comfortable.? We are short $3800 for this.??

My financial situation:
I am a good candidate for this loan because I am trustworthy, pay my bills on time (I know it appears I have too much credit, because of my debt to income ratio, but one loan for motor home at 11% (1991 winnebago which is up for sale for balance owing), one is for car for daughter, since she wasn't able to get a loan (finance company-honda prelude at 12%, one is HELOC with AG @7.8% fixed), one is new business loan @11%, one is 2006 Expedition @9%) plus various credit cards, one credit card almost maxed for tuition assistance for daughter @11/99%). ?I also have begun some consulting work from my home, and did that loan on my own,without my husbands assistance.
Monthly net income:? $7400

Monthly expenses: $
??Housing: $ 1348.00?Wells Fargo @6.00%? (PITI)
??Insurance: $ Auto is $60 per month, health?insurance fully paid by?employer, same for life?and disability
??Car expenses: $ 200?(I do get a mileage reimbursement which averages $300 per month)
??Utilities: $ 250?
??Phone, cable, internet:? $99?(comcast bundle)
??Food, entertainment: $ 300
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 2500 (includes those items I've mentioned above)
??Other expenses: $ 50

Pay off Debt! * No DQs*

this loan.
Purpose of loan:
This loan will allow me to pay down my high interest credit card debt and student loans I acquired while in school.? I work hard to pay my bills, but with multiple cards and student loans it has become increasingly difficult to keep track of what is coming and going.?I plan to pay off my BOA credit card with this loan. Paying down some of these remaining credit cards will be a huge relief.? I work for a very successful group of doctors with great job security. I always pay on time and have no delinquencies.?Please bid with confidence!!!?? Thanks !

Monthly net income$ 3200
?Housing: $ 300- I pay rent to my sister
??Insurance: $ 103
??Car expenses: $ 412
??Utilities: $ 0
??Phone, cable, internet: $ 100
??Food, entertainment: $ 150
??Clothing, household expenses $ 100
??Credit cards and other loans: $?674

Pay off Car Loan

Purpose of loan:
This loan will be used to? pay off Auto Loan.
My financial situation:
I am a good candidate for this loan because? I pay my bills when due and almost always pay more than the minimum amount. I've never been late in 18 months on original Prosper loan. This payoff releases more than double the amount of funds to pay down (and off) other debts.

Monthly net income: $ 1,950
Monthly expenses: $ 1,790
??Housing: $ 250
??Insurance: $ 50
??Car expenses: $ 185
??Utilities: $ 120
??Phone, cable, internet: $ 100
??Food, entertainment: $ 200
??Clothing, household expenses $ 125
??Credit cards and other loans: $ 520
??Other expenses: $ 240

Mortgage strong in 2010

Purpose of loan:
Pay off 2 creditors to which I do not really owe debts. I have tried getting the police involved?with no satisfaction. I have settled internally with the idea that rather than continue fighting these creditors, I will pay them (1 judgement/1 ex-girlfriend account) as they are hindering my ability to get a mortgage at a decent rate. My Equifax and Transunion reports are fine, but Experian has troubles. Paying these two items in a lump sum would immediately get my Experian score on par with the others and allow forward movement financially.

With regard to my judgement, I have?learned that issues with illeged creditors must be met head on even if I regard them as invalid.

Thanks for your consideration and Grace.

My financial situation:
I am a good candidate for this loan because I firmly believe that if?I recieve comething with terms, I should honor the?same. I?acknowledge that while at times, things can be difficult, they are potentially difficult for others as well. Further I support the mindset that?others should be buffered from any personal shortcomings.?

Monthly net income: $ 47606

Monthly expenses: $ 2364.62
??Housing: $ 1325.00
??Insurance: $?134.62
??Car expenses: $120 Insurance only(vehicle owned)?
??Utilities: $ 155
??Phone, cable, internet: $ 160
??Food, entertainment: $ 120
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 150
??Other expenses: $ 200+ varies because of contributions to an ill relative.

emergency expense

I have a fair credit score and often denied by banks for a personal loan. I just started working as a registered nurse recently. I want a this $5000 loan to pay for 4 new tires on the our vehicle and do work on the bathroom which has a leak. I am confident I will be able to pay off this loan 2-3 years. I can pay around $150-180 dollars per month on the loan.

Equipment Upgrades

Purpose of loan:
This loan will be used to? I would like to upgrade my current Morbark 290? (12-inch capacity) wood chipper with a newer and larger version.Also pay-off the remaining balance on my current loan. The purchase would enable many jobs to become more cost effective.

My financial situation:
I am a good candidate for this loan because? I? still have a good customer base and make every attempt to be very competetive in my bidding practices. I still work five days a week with some Saturdays. Your consideration is appreciated.

Monthly net income: $2750.00

Monthly expenses: $ 1354.00
??Housing: $ 625.00
??Insurance: $ 24.00
??Car expenses: $ 80.00
??Utilities: $ 129.00
??Phone, cable, internet: $ 108.00
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Website for Law Students & Lawyers

Purpose of loan:
To build a website that allows law students and lawyers to post and share comments and reviews on law firms, schools, and judges. Currently, no such service exists for legal professionals; they mostly rely on their own personal networks for gathering career information.Business professionals can use sites such as www.glassdoor.com, but there is no such site for lawyers.I have already compiled a unique database of hundreds of law firms, schools, and thousands of judges and have a comprehensive design for the site planned.
My financial situation:
I am a good candidate for this loan because I am a Stanford Law School student with reliable income (I work for the local office of a large New York law firm) with an offer of full employment next year.I have also invested a significant amount of my own resources and time into making this business a success.Finally, I have over ten years experience in managing website projects.

Portion of down payment on new Semi

Purpose of loan:
This loan will be used to? I have been gainfully employed, accident free Professional Truck Driver since Aug 13, 1992. I am currently a owner operator, leasing my truck from the company i am leased to. I have been a? profitable o/o since 5-11-06. I would like to purchase a more fuel efficient semi truck to excel help my future profit margin. I am needing help with a portion of the down payment in order to do this.?

My financial situation:
I am a good candidate for this loan because? I am a honest hard working individual striving to make a successful living for my family.

Monthly net income: $ 5000

Monthly expenses: $ 3652
??Housing: $ 830
??Insurance: $ 250
??Car expenses: $ 522
??Utilities: $?250
??Phone, cable, internet: $ 200
??Food, entertainment: $?400
??Clothing, household expenses $ 100
??Credit cards and other loans: $?700
??Other expenses: $ 400

WEDDING EXPENSES

Purpose of loan:
This loan will be used to pay wedding expenses.?

My financial situation:
I am a good candidate for this loan because i have a stable job with a State entity and teach part-time at a community college. My income is approximately 109,000 per year. My household income is higher.? My credit score has suffered in the past several years, since I just finished putting my last of three children through college. The money to pay the monthly loan payment will be deducted automatically from my paycheck and deposited into a checking account at a credit union. I have no checks for this account, so there will always be adequate funds available. I will not default on this loan.

Monthly net income: $ 6,400

Monthly expenses: $
??Housing: $ 900
??Insurance: $ 300
??Car expenses: $ 150
??Utilities: $ 200
??Phone, cable, internet: $ 100
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 1,200
??Other expenses: $

BUSINESS

Purpose of loan:
This loan will be used to?
pay off car and credit cards and expand my Tax Accounting business
My financial situation:
I am a good candidate for this loan because? My debt is paid on time, and my Tax business is very lucrtive

Monthly net income: $ 4000.00

Monthly expenses: $
??Housing: $ 695.00
??Insurance: $ 351.00
??Car expenses: $ 393.00
??Utilities: $ 150
??Phone, cable, internet: $ 156
??Food, entertainment: $200
??Clothing, household expenses $ 150
??Credit cards and other loans: $
??Other expenses: $

Rapid Growing Business

Purpose of loan:
This loan will be used to purchase inventory and market my rapidly growing business. I am a well established event designer who has secured a business location that has secured several bookings in just a few months. The venue is very sleek/elegant and can be used for wedding receptions, business events, retirement parties, and Christmas celebrations.?The amenities of this location include a state of the are kitchen, marble floors, and outdoor gazebos that take your breath away!? If you contact me I can send pictures of the space.

As a full service event designer adding?my personal venue takes my marketing packages to another level.......this loan will secure?advertising/marketing for the venue,?purchase inventory, and?give a few months operating expenses (i.e insurance, licensing, etc.).???

My financial situation:
This debt will be by paid by my company that is currently generating approx. $20,000 a month in revenues. I expect this to increase by at 12% per month as we enter into the holiday season. I am also a full-time employee with the US Government and gross over $100k per year. I plan to maintain my full-time employment so all profits can be retained by the business for the next few years. I currently have 6 pending events that are contracted to pay over $16K. I have been a successful client with Prosper for the last few years and know the importance of this community.

I have proven success in this business and know that these funds would increase that success.

Thanks for reading my post......

Payoff Wedding and Expand Business

Purpose of the Loan

This loan will be used to help pay off the expense of getting married, expanding my business, and consolidating my debt.

My wife and I have been together for several years, and only just recently have been in a position to get married.

Since this was the first marriage for both of us I wanted the day to be special which it was and provide my wife with everything she had dreamed of ever since she was a little girl. This caused the cost of the wedding to go over budget.

In the midst of this all, I am trying to pay-off the last of my student loans and trying to expand my growing business.

This loan will allow me to start a new life with my wife.


My Financial Situation

I am a great candidate for this loan because I own a stable and growing business. My business specializes in web design, and (seo) services.

I have a credit score over 725 on all three credit reporting agencies. My current income is more than adequate to repay this loan in a timely fashion.

Evil Chase bumping me to 5% from 2%

Purpose of loan:
This loan will be used to? pay off a credit card.?

My financial situation:
I am a good candidate for this loan because? I was happily paying off my bill already, when evil Chase bank raised my minimum payment from 2% to 5%.? This is a credit card which offered 2.99% and 3.99% transfer rates "until the balance is paid".? I thought I was being clever by transferring other higher interest credit card balances to this one.? I don't use the card at all for purchases, simply as a reservoir for the transferred balances to take advantage of the rate.? Then I just set up automatic payments from my bank, and was set to have the balance paid off in 41 months. No biggie.

In June 2009 I got a notice from Chase that they were going to raise my minimum payments per month from 2% to 5%.? Obviously, this more than doubles my monthly, and results in the balance being paid off in 24 months (which is not as convenient for me as my planned 41 months). When I called and asked why, they said that in this economic climate (read: pending Congressional legislation) they "cannot afford accounts like yours".?

So to me, this means they are wishing that thrify people like myself had not taken advantage of their 2.99 and 3.99 balance transfer rates, and are using the only weapon in their arsenal to get back at me.? I don't think that's fair.? So, due to their business practices, I'd rather pay you than pay Chase!

Want to consolidate bills

Purpose of loan:
This loan will be used to? pay down bills and build up a good credit history
My financial situation:
I am a good candidate for this loan because? I have been employed by the same company for 25 plus years and I pay my bills.?My financial picture is improving, I just received a raise that pushes my income up to over $50,000 per year. My husband's income is rising as well, if?it helps his income will be helping to make the payment and his?monthly net?is?$3734.?

Monthly net income: $ 2104

Monthly expenses: $
??Housing: $?750
??Insurance: $ 90
??Car expenses: $411?
??Utilities: $?154
??Phone, cable, internet: $150
??Food, entertainment: $?500
??Clothing, household expenses $
??Credit cards and other loans: $600
??Other expenses: $

Paying off credit cards

Purpose of loan:
This loan will be used to? pay off my credit cards and get myself back on track with my life. I took a chance on my previous job at a full-commission employer. I made some unwise choices with my credit during that time, and now that I've left, I'm going to work hard to fix those mistakes. I'm currently engaged and I want to start off my married life with as clean a slate credit-wise as possible.

My financial situation:
I am a good candidate for this loan because? I've never had a delinquent account, I always make monthly payments, and minus my credit card payments, my monthly expenses are very low. I'm currently living at home with my parents, which keeps certain expenses from demanding too much of my income.

Monthly net income: $ 2000

Monthly expenses: $ 1105
??Housing: $ 0
??Insurance: $50
??Car expenses: $200
??Utilities: $ 0
??Phone, cable, internet: $80
??Food, entertainment: $ 25
??Clothing, household expenses $50
??Credit cards and other loans: $ 600
??Other expenses: $ 40

fix my truck and get a lawn mower

Purpose of loan:
This loan will be used to buy a new lawn mower and fix my truck.

My financial situation:
I am a good candidate for this loan because i have not missed a payment in over 4 years.

Monthly net income: $ 5000

Monthly expenses: $
??Housing: $ 814
??Insurance: $ 108
??Car expenses: $0
??Utilities: $ 500
??Phone, cable, internet: $ 100
??Food, entertainment: $ 100
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 400
??Other expenses: $

pay off credit cards/family loans

Purpose of loan:
This loan will be used to?To pay off all my store cards and some family loans used to start a small internet?business?

My financial situation:
I am a good candidate for this loan because? I believe in paying my debts off. I always try to stay current on my accounts. I have worked with a company for 26 years that is in excellent?condition and is still growing. I would like to have this payment taken out of my checking account each month to make sure that it is always paid on time.

Credit Cards are the DEVIL!!!!!!!!!

Purpose of loan:
Get rid of credit card bills!!!!!

My financial situation:
I have a great job managing a? hotel?and want to get out of CC debt. Made some dumb mistakes when I was younger ie.. semster of college on a credit card & knee surgery on a CC, and now I just want it all to go away. Once I get out of my debt I can help other get out of theirs!!!!!!! This is my second listing the first i paid off a year a head of time help me so i can help others!!!

Thanks!!!

Steve

Monthly net income: $2200
Monthly expenses: $?around?1800
??Housing: $?1200
??Insurance: $ 48
??Car expenses: $?50 - gas
??Utilities: $?32
??Phone, cable, internet: $ 80
??Food, entertainment: $ 80
??Clothing, household expenses $?0
??Credit cards and other loans: $?425?
??Other expenses: $ 50

Rose

Purpose of loan:
This loan will be used to help my girlfriend relocate to the United States.

My financial situation:
I am a good candidate for this loan because I have never paid a bill late or failed to pay a bill.

Monthly net income: $ 1750

Monthly expenses: $
??Housing: $ 685
??Insurance: $ 50
??Car expenses: $ 135
??Utilities: $ 50
??Phone, cable, internet: $?70
??Food, entertainment: $ 40
??Clothing, household expenses $0?
??Credit cards and other loans: $ 120
??Other expenses: $ 136

Aiming to Purchase 1st Home

I currently have received a promotion with my job which is helping me pay off more of my debt, but I still need some help. This loan will be used to?help pay off revolving credit that has been acquired during my attendance to college.?I have also,?just recently had?to have eye surgery which adds to my financial responsabilites.?I aim to?be purchasing a house in the future and need to improve my?financial situation now.?

My pervious prosper loan?payments are being completed next month, earlier than agreed upon in the promissary note. The revolving credit of $12,000 will be?signifcantly decreased. I did notice that on my last credit protection report last month my score was 640. The?score listed of 600-620 is slightly?skewed. This loan is being used to lower all open and revolving credit in order to higher my credit score.

Monthly net income: $2,320

Monthly expenses: $ 2030
??Housing: $ 600
??Insurance: $ 30
? Car expenses: $ 100
? Utilities: $ 150
? Phone, cable, internet: $ 100
? Food, entertainment: $ 400
? Credit cards and other loans: $?650

Money to grow energy company

Purpose of loan:
This loan will be used to? grow my inspection and green energy company

My financial situation:
I am a good candidate for this loan because?business is really starting to pick up