Coming Back from Unemployment

*NOTE* I was not born yet in 1977! I am not sure how much of the credit report is accurate or combined with another person's.
Purpose of Loan: I want to get caught back up on rent after being unemployed for three months so I am not served eviction papers.
I was starting to turn around my financial standing before I lost my job and I really want to get back into the upswing! I have explained my situation to my landlord, yet I am worried that at any moment I will be served with eviction papers.
Family: I tried to put forth money from my loan to move my Grandma out of Miami to be closer to family. Instead she fell ill and passed away. My savings and part of my loan money went to travelling back and forth between my home and grandma several times a month to take her to doctor's appointments, visit her in the hospital, and ultimately for her funeral.

Other Current Debt:
-?I owe about $9,000 in college loans. Both loans are being paid off with a payment plan that I am happy with since I pay more than the minimum amount.
- $2990- back payment for 2 months rent.
Every month I put in as much as I can which has covered my full rent-so I have not gone an entire month of NOT paying anything, but I have not gotten caught up from?my unemployment?when I could only put a few hundred dollars toward rent.? The balance has carried over for a year.

My Financial situation: Last summer I was forced to quit my job of 3 years. Since it was right before the economic blowout, it was difficult for me to find another job quickly. I?was unemployed for 3 months. I took a bar job and restaurant counter job-working 60 hours a week for tips in order to keep my utilities on and to eat. I fell behind on rent. I started a new job last August and am very happy to be working. Due to the situation in the architecture world, my current job can not pay me as much as I was making before.?I am very lucky to even have a job.?? I have side jobs as a pace leader in an organized running group once a week, and as a night aide for a man in a wheelchair-doing easy nursing tasks twice a week. These two?extra paychecks pay for my groceries and phone bill. I also clean homes and babysit occasionally.

Monthly net income: $2176 salary + $300 side jobs
Monthly expenses: $
Housing: $1475
Insurance: $0
Transportation- Travel via subway- $89 monthly pass
Utilities: $80
Phone, cable, internet: Only Cell-$85
Food, entertainment: $200 ( I am very savvy with coupons and finding free entertainment-and have cut down dramatically over the past year)
Clothing, household expenses: $75
Credit and other loans: $276 (educational loan payments and previous Prosper loan payments)??

Debt consolidation

Purpose of loan:
This loan will be used to?
consolidate Credit Cards

My financial situation:
I am a good candidate for this loan because?
I have good credit and have payed off previous loans in a timely manner

Monthly net income: $? 800

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 0
??Car expenses: $250?
??Utilities: $ 0
??Phone, cable, internet: $50
??Food, entertainment: $ 200
??Clothing, household expenses $0
??Credit cards and other loans: $ 200
??Other expenses: $

Paying off Credit Card Debt

Purpose of loan:
The purpose of this loan is to pay off?some high interest rate?credit card debt.
My financial situation:
I am a good candidate for this loan because I have good credit and pay all of the bills on time.

Monthly?Net Income:? $1800

Housing?????? $505
Insurance??? $52
Auto Loans? $325
Utilities??????? $112
Food??????????? $200
Crdit Cards?? $500
Doctor Bills?? $20
Total??????????? $1714

Credit card payoff

Purpose of loan:
This loan will be used to consolidate credit card balances and make monthly payments more affordable.

My financial situation:
I am a good candidate for this loan because as a military member, I have learned the true value and learned to budget my spendings.

Monthly net income: $2400

Monthly expenses: $
??Housing: $ 200.00
??Insurance: $ 295.00
??Car expenses: $ 180.00
??Utilities: $ 0
??Phone, cable, internet: $ 93.00 ????
??Food, entertainment: $ 160.00
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 700.00
??Other expenses: $ 0

pay off a high APR rate credit card

Purpose of loan:I had an emergency trip to overseas. I had to use my high interest rate credit card. I ask the help of the Prosper Community so that I can pay off that $3000 with a lover APR. I don't want to turn to banks for help. Thank you in advance.

My financial situation:
I am a good candidate for this loan because?? This is my second loan from prosper. I have made 15 payments toward my first loan so far, all of them were on time. I always pay my bills on time and I stick to my budget. I can certainly afford the monthly payments as I have a steady job. This loan will also help me to continue improving my credit rating.

Monthly net income: $ 3000

Monthly expenses: $
??Housing: $ 500
??Insurance:
??Car expenses: $ 370
??Utilities: $ 75
??Phone, cable, internet: $
??Food, entertainment: $ 200
??Clothing, household expenses $ 250
??Credit cards and other loans: $
??Other expenses: $ 250

paying off my credit cards

Full-time employee, 55K annual salary, able to make monthly payments. Would like to pay my credit card. Thank you!

Family member losing home

Purpose of loan:
This loan will be used to? Help family member losing home

My financial situation:
I am a good candidate for this loan because? Always pay bills on time, good credit history

Monthly net income: $ 5300.00

Monthly expenses: $
??Housing: $ 1000.00
??Insurance: $ 125.00
??Car expenses: $ 150.00
??Utilities: $ 225.00
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 300.00
??Clothing, household expenses $
??Credit cards and other loans: $ 250.00
??Other expenses: $ 200.00 (Childcare expenses)

Just in dire straits

Purpose of loan:
To pay my property taxes.

My financial situation:
I am a good candidate for this loan because? I have never been caught in this situation before. Just having a hard time keeping up with my bills.

Monthly net income: $ 2200

Monthly expenses: $
??Housing: $ 2100
??Insurance: $ 200
??Car expenses: $ 0
??Utilities: $ 400
??Phone, cable, internet: $ 200
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Installing new windows

Purpose of loan:
This loan will be used to? Install new windows for my house.

My financial situation:
I am a good candidate for this loan because? I have a steady job and this would be my 3rd loan with Prosper.

Monthly net income: $ 2800.00

Monthly expenses: $?1280.00
??Housing: $ 0.00(husband pays)
??Insurance: $ 0.00(husband pays)
??Car expenses: $ 0.00
??Utilities: $ 300.00
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 100.00
??Clothing, household expenses $?300.00
??Credit cards and other loans: $?230.00
??Other expenses: $ 200.00

Family Vacation

Purpose of loan:
This loan will be used to take my family of 5 on a much needed vacation.

My financial situation:
I've worked for the same employer for 12 years and have a steady dual income household. I have a current prosper loan I used to consolidate debt that is paid on time every month.


Thanks for the help!?

Paying off Tax Debt

Purpose of loan:
This loan will be used to pay off a tax?debt from 2004 and 2005.? This is the only reason my score has decreased.? Please?know that I?have no late or slow pays on my report at all.? I have been disputing these taxes for some time and while I was disputing they filed a lien.? I have been paying $550 on an installment agreement but I think if I pay off all the tax, which is $29,000 they will accept and forgive the penalties and interest (at least I hope so).? It does not appear I will win my dispute so this is the best way out I think.? Which my imcome from work and?the Air Force Reserve I will be able to secure another loan once the lien has been satisfied.?

My financial situation:
I am a good candidate for this loan because I am not a late payer.? The only reason I cannot get a loan from a bank or refinance my home is due to the tax lien.

Look detail below

Purpose of loan:

This loan will be used to paying off credit card debt, home improvement and? business expansion.


My financial situation:

I am a good candidate for this loan because I have a fair credit score (according to prosper), own my home and a small business, have a professional job and a portfolio close to $100000 in stock and mutual funds. I have never been late or defaulted on any loan to date. I used to walk to Chase bank or call Capital one and get this amount of loan for a reasonable amount of interest rate within minutes. Thank you for the economic crisis that is not possible anymore. So I promise you, your money is safe with me and I will pay off the entire amount of the loan with in a year or? year and half time from today.

Thank you.

Teacher Needs to Fix Home

Purpose of loan:I need to update my new house (as of Aug. 20 ?09) to get a decent rental rate. If fixed, this house will generate a positive cash flow.

My financial situation: I am rated HR by Prosper because I am a new permanent resident and has just started building my credit almost 3 years ago. Prior to migrating to the US, I had a successful private school for special needs abroad but have relocated in the US to be with my hubby. I am a credentialed Education Specialist and currently working on my M.A. and expect to finish next year. I will also go up the max of our pay scale for this year because of the units I have taken and years of experience. I have a stable income. I am an excellent candidate for this loan because I take care of my obligations on time. Again, I have a high risk rating because my credit is new but I have never missed a payment.Monthly Income: $5275 plus rental units
Monthly Expenses: $3875

Rehab of a couple of houses

Purpose of loan:
This loan will be used to? finish the rehab work on a house I purchased at an extremely low price as a short sale property (my specialty and focus).? My intent is to fix it up a bit to make it more saleable?and then sell it to either an end-buyer or another investor?who wants to finish the job.

My financial situation:
I am a good candidate for this loan because? I've been investing in real estate on a full-time basis since 2002 focused entirely on properties like this one.? Unfortunately with the credit market freezing up the 2nd half of last year and just beginning to loosen up the past few months, I had very few transaction over the past 9 months and had to hold onto properties longer than usual (so my costs went way up) but things are picking up.? I just need a little money to tide me over and flipping this property will do just that.? I have about 15 properties in the pipeline right now and at least 8 - 10 should close in the next 4 months which will net me about $250,000.? Then I'll be rocking again! Also, I'm 48 years old so I'm not a newbie, I have a great network?of realtors, mortgage brokers?and other investors who bring me deals constantly, and I just celebrated my 25th year reunion from Stanford University (degrees in Electrical Engineering and Economics).? And my hobby is:? I love to work!? Thanks for your consideration.

Buying a Car for myself

Purpose of loan:
This loan will be used to buy a new or used car.

My financial situation:
I am a good candidate for this loan because I have a steady Job and I am paying all my bills in time

Monthly net income: $ 1700/- (approx)

Monthly expenses: $
??Housing: $ 400/-
??Insurance: $ 61/-
??Car expenses: $ 40/-
??Utilities: $ 50/-
??Phone, cable, internet: $ 53/-
??Food, entertainment: $ 150/-
??Clothing, household expenses $ 100/-
??Credit cards and other loans: $ 500/-
??Other expenses: $ 50

Final Year of Grad School!

I have been a very, very careful in my 28 years to monitor and control my credit. I have made no requests for credit frivolities, and now that I have reached the point where I am funding my final year of my Master's in Healthcare Administration degree I have found that my housing costs, in addition to required materials for courses, have skyrocketed in the recession. I am eligible for student loans, which I plan to take advantage of this year, but I was blessed to have been left a small trust that has funded my education until this final year without the need for loans. I do not have an auto loan, or loan or any other nature, and I have three credit cards, which have never been paid late and have not approached their limit, instead I have always paid MORE than the amount required. In fact, I can document proof that I have recently paid between $850.00 to $1000.00 to each account to bring their balances down to $1000.00 each, respectively. As these payment have been made in the past month, I am unsure if they are being reflected on my credit report - but as I said - I have bank documentation that confirms these facts.

While studying, I am also employed full time - a fact that has allowed me to maintain an excellent credit rating and have the security that the economy has taken away from citizens. I hold undergraduate degrees in Economics and Politics, and unfortunately the lending systems remain frozen in regards to loans of the personal nature unless your credit score is 700+. The student loans I am eligible for cover the cost of tuition, they do not provide excess for housing, etc. and thus I am making this loan request.

I am a responsible borrower and student, I am just seeking a small level of assistance to complete my studies. Thank you for taking the time to read this, and regardless, always remember that good goes around.

3rd Prosper Loan - Credit Cards

Purpose of loan: My FICO score is increasing, and my debt is decreasing - thanks to hard work and people at Prosper who have helped me make my debt more manageable. I plan to use this loan to pay on my existing credit card balances, and to help me with expenses until teaching paychecks start coming in again (mid-September). I will be substitute teaching this year and working in an after school program for at-risk students. It has been a slow road to financial recovery, but I am getting there. Thank you. Monthly expenses: Housing: $ 575.00
? Insurance: $50.00
? Car expenses: $ 50.00
?? Utilities: $100.00
?? Phone, cable, internet: $50.00 Food, entertainment: $ 200.00
?? Clothing, household expenses $40.00
?? Credit cards and other loans: $245.00
??Other expenses: $25.00

Paying Off Credit Cards & Hospital

Purpose of loan:
This loan will be used to?
Consolidate credit card debt.
My financial situation:
I am a good candidate for this loan because?
I have worked at the same company for 14 years. Have a stable job and good income. I never miss a monthly payment. This is my 2nd try at this, the first attempt was funded at 74% and expired.
Monthly net income: 11,200

Monthly expenses: $
??Housing: $ 1609
??Insurance: $ 120
??Car expenses: $ 336
??Utilities: $ 120
??Phone, cable, internet: $ 180
??Food, entertainment: $ 200
Hospital $2000
Hospital $3500
Hospital $3000
Hospital $2000
Hospital $4000
Hospital $5500
??Clothing, household expenses $ 100
??Credit cards and other loans: $10,500
??Other expenses: $ 11,000 Hospital

Paying for my son's tuition

Purpose of loan:
My son did not get financial aid so I need the money to pay for his tuition and books.
My financial situation:
I have worked at the same company for almost 20 years and have only a car loan and a little credit card debt.

Monthly net income: $ 2,200.00

Monthly expenses: $
??Housing: $ 500
??Insurance: $ 50
??Car expenses: $ 279
??Utilities: $ 150
??Phone, cable, internet: $ 120
??Food, entertainment: $ 500
??Clothing, household expenses $ 150
??Credit cards and other loans: $ 150
??Other expenses: $

Please Read! Never Missed Payment!

Purpose of loan:
This loan will be used to cover some short term expenses. I am still a full time assistant making $30,000 per year but have incurred some 1 times fees to get my real estate license (Test fee, application fee, background check, classes, association fees, mls fees, lockbox key). I have had to put on a high rate credit card I would like to pay that off and have a little cushion for new expenses such as more money towards gas.

My financial situation:
I am a good candidate for this loan because I just bought a house and have re filed my taxes to get the $8000 first time homebuyer tax credit. I also have an sale in escrow already after just a week of having my license. Scheduled to close 10/2/09. Please also notice that I have never missed a payment on my first prosper loan or any other line of credit ever!

credit card payoff

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Paying off credit card

Purpose of loan:
My credit card recently raised my APR, so this will be used to pay it off

My financial situation:
I am a good candidate for this loan because? I am current on the credit card payment, if I transfer it accross to prosper, I will lose that CC payment aqnd can make it to prosper.? My monthy expenses are very low.

Monthly net income: $ 1000

Monthly expenses: $
??Housing: $ 325
??Insurance: $ 100
??Car expenses: $ 0?
??Utilities: $?0
??Phone, cable, internet: $ 0
??Food, entertainment: $ 0
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 0
??Other expenses: $ 0

Moving Costs

My name's Vince. I'm 28 and I've spent the last year working as a Producer's Assistant on a major motion picture. I'm originally from Pittsburgh and will be returning? there in October to take on a new career in the Entertainment field. I started with Prosper just over a three years ago and experienced great success with the service. I took out a loan to consolidate debts on two occasions and successfully paid off in full ahead of schedule. Now I'd like to take another loan in order to help with some moving costs and some unexpected repair work needed on my car before I make the drive cross country.? Please understand that upon arriving in Pittsburgh, I will be living with family members rent free. Currently, my monthly budget is approx. $2800,? once in Pittsburgh, without having to pay rent and some other LA specific costs I expect my monthly budget to be only $1400.? My job in the film business is the budgeting and management process of multi-million dollar movies. If the studio can trust me to be financially responsible, can't you?
Please feel free to email me with any other questions or concerns. Thank you for your consideration.

Help Launch My Online Newsletter

I am a professional with an advanced degree. I am in the process of establishing an online newletter geared towards project management professionals.

I have a good income and a steady employment history (16 years with current employer). I am a homeowner with a spotless mortgage history - no lates in over 17 years).

The 1 collection on my credit report is from a dental bill- there is an on-going dispute between my insurance provider and the dentist. The claim is currently in appeal and I hope to get it resolved and off my credit report very soon.

I currently have a loan from Prosper (borrowed $2,500 one year ago) and my one year payment history with Prosper is excellent - no lates.

Paying off credit cards

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because? I am a hard worker and a family first man.? I work hard to provide a good life for my family and a good head start for my children future.? I had a previous loan from Prosper for $15,000.00.? I was never late on a payment and I paid the loan off over a year early.

One of the lenders from my first loan said I could use him as a reference.

Monthly net income: $ 32,000.00

Monthly expenses: $
??Housing: $ 700 half of our mortage (In my wife name)
??Insurance: $ 170.00
??Car expenses: $ 100.00
??Utilities: $ 200.00
??Phone, cable, internet: $600.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $300.00
??Credit cards and other loans: $ 600.00
??Other expenses: $ 200.00

Pay off credit cards.

Purpose of loan:
This loan will be used to?Need Additional?Breathing Room?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $ 4028.00

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Professional Couple Rebounding

Loan purpose:
Following 2 years of perfect payments to Prosper, I would now like to pay off a credit card with a super high interest rate that also has high maintenance fees.

Financial ability:
With over 20 years of working full time in the field of Energy my ability to repay is solid. Payments to Prosper have been impeccable.
Monthly net income: $4,200Monthly expenses:
Existing Prosper loan: $39.23
Housing: $ 784
Insurance: $ 94
Car expenses: $331
Utilities: $ 101
Phone, cable, internet: $ 48
Food, entertainment: $ 178
Clothing, household expenses: $ 20
Credit card debt: $ 190
Savings $ 100
Other expenses: $ 150

Final word:
The perfect payment history with Prosper says it all. Thank you for the previous loan and for considering this one.

Looking for a loan

Purpose of loan:
Moving expenses.? I am a little short after making a down payment on my first home. I just paid out everything I had to buy a house while it's still affordable.? I would prefer a term loan for expenses rather than running up credit cards.

My financial situation

I have an excellent debt-to-income ratio.

Monthly net income: $

$4500.00

Monthly expenses: $
??Housing: $ $700
??Insurance: $ 45
??Car expenses: $ 0
??Utilities: $ 200.
??Phone, cable, internet: $ 85
??Food, entertainment: $ 650
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 200
??Other expenses: $ 200

Paying off some bills

Purpose of loan:
This loan will be use to consolidate my current debt. I originally ask for $15,000 but withdrew my listing. I don't need the 15,000 anymore because I paid down 5500of my debt from a bonus check I recieve from work. I now need 9500.

My financial situation:
I am a good candidate for this loan because I always pay my bills on time every month. I just want one statement every month. This loan will help me get oit of debt faster and would make my life run more smoothly .

2nd loan, funds for porch repair

Purpose of loan:
Repair settling damage to the middle of the front porch?($3,000)

My financial situation:
I am a good candidate for this loan because?I am well employed as a nurse.? (RN - Registered Nurse $20.25/hr, $2.80/hr evening shift, $1.50/charge nurse diff and all the overtime that I am willing to volunteer for).? I have a property management company that I started in 1997 ($850/mo net), and am a real estate investor ($1,640/mo - all housing exenses listed below are for this 4 unit building where I live in one of the units - so I essentially have very low housing costs).? I receive $800/mo in child support for my son.

I declared bankrupcy (2004) in order to return to school as a single mom.? I did this to "buy time" from home lenders to divest 26 units of rental property so that I could have time to sell them in a slow economy versus foreclosure when tenants started losing jobs in record numbers.? I sold the houses for my mortgage balances, not at a profit, just to have the houses not "sell short".? The lenders did not lose a penny.?

I have a?680 credit score that does not reflect in my rating because of the bankrupcy.? I pay all bills on time.? The delinquincy listed is a reporting error from a second mortgage that was sold to another mortgage lender.? They have removed the balance, but not the mark, though it was their reporting error.? I am still working on having this corrected.

Monthly net income: $5,725

Monthly expenses: $4,230
??Housing: $618? (mortgage balance $72,000,?2009 tax appraisal $178,000) 5 bedroom, 4 bath house divided into 4 studio apts
??Insurance: $36 house
??Car expenses: $500 pymt and ins, 150 gas and maint
??Utilities: $525
??Phone, cable, internet: $150
??Food, entertainment: $500
??Clothing, household expenses $150
??Credit cards: $200
? Child care:? $435
? Student Loans:? $230?
??Other expenses: $650 misc

Current Credit Card Debts and Interest Rates:? (Lender/Payment/Total/Interest Rate)
? Sears?????????????????? $10.57???????? $344.57?????????? 20.47%
? Capital One?????????? $44????????????$1458.10????????? 17.9%
? Household????????????$15????????????? $138.49????????? 15.99%
??Prosper Loan??????? $34.13???????? $762.01??????????16.03%
??Bank Cash Line???? $7.05????????? $507???????????????15.99%

Complete Debt Consolidation

ABOUT ME:? Thanks for taking the time to read my ad.? I am presently a 50-year-old, soon to be 51 on 08/29 ?single mother living with my 16-year-old son.? I am working full-time as an at-home Medical Transcriptionist which I have done for the past 16 years.? I have made great successes in improving my credit and?will continue to do so.? For?four years I have gotten back on my feet and paid all my bills on time including my car and rent.? ? I have previously paid off one loan through Prosper and am paying on a current loan which I would pay off also with this new loan.?

WHAT I WILL DO WITH THE MONEY LOANED TO ME: The $15,819 loan?will pay off?will pay?off ALL MY DEBT including my car and present loan with Prosper.??After three years of paying Prosper I will be DEBT FREE!??I presently pay $735.00 for this debt so Prosper loan will be less and a great B-day present to myself!

HERE ARE MY MONTHLY FINANCIAL DETAILS: Net income after payroll deductions from all sources: $2,600; Total monthly Income $2,600; Mortgage/Rent: $ 830.00 (this includes water); Phone: $ 72.00; Gas for car: $50.00 (work at home); Electricity:? $70.00;? Food: $ 200.00;? Eating out and entertainment:? $50.00; Insurance: $ 286.00; Cable/Internet: $ 145.00; Clothing, expenses for children, etc.? (Paid by father); Medical/Nonessentials: ?Have $100.00 deposited in Health Account for this.?????
Total Monthly Expenses: $ 1703.

I will have $897.00 left to make the payments on my Prosper loan.

FHA Downpayment

Hello,

This loan will be used to secure a home in the new york area. My financial situation is good. Credit is good with scores above 700 on all 3 bureas.

I have an IT Management business with year round steady clients that pay in advance. Computers continue to break and cause people angst and as many companies have let their in house computer staff go I have benefited by providing service to select companies that matches their in house experience with out the expense.

The loan will be use to secure a mutlifamily home with excellent rental potential in the Brooklyn, NY Area. Some of the properties will cos me less to live in than my current monthly rental amount.

Im a good candidate for this loan as I have a perfect record for rent payment above the 2300 per month threshold and excellent references to back this up. I have also been working with my major client for 8 years and the other 3 years.

My monthly income is around 12,000 per month with expenses of 8,000 pre tax. I have recently spent large sums on expansion and business development ideas as well as school tuition for my son which is why I find myself downpayment shy.

I can repay this loan monthly at 750 per month until it is paid off.

Paying off a credit card

Purpose of loan:
This loan will be used to pay off some debt incurred through a divorce

My financial situation:
I am a good candidate for this loan because I believe?that everyone should be debt free.? Do to a divorce,? I was forced to handle the situation the best I could at the time.? I am a very resoponsible person with a good credit score.? I've been working for the same company 19 years.? I am currently seeking another job to help my family get in a better financial situation.? I plan on being debt-free one day with?enough cash on had to help others through prosper.com and have an emergency fund for future unforseen financial issues.

Thanks for considering me.

Loan for Printing Project

Purpose of loan:
I will be doing a Printing Project in China
and I need some funds to complete it...

The project has been secured, the timing of the project will occur at the beginning of September

Profit margin is high, and in place

My financial situation:
I am a good candidate for this loan because?

I am a good creditable person ...high credit rating...
after the project is paid by the end user the money will be returned as agreed on with interest...

Putting a garage in

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

A leg up

Purpose of loan:
This loan will be used to?
Get ready for back to school as well as get my daughter in braces before the start of the new school year- Our down payment is $500.00.
My financial situation:
I am a good candidate for this loan because my husband and I have worked very hard at improving our credit situation and we have had a lot of success in that area. I have a current prosper loan that has been in excellent standing for 2 years with never a missed or a late payment. I have had no late payments or missed payments on my credit for the last 3 years. I have been in my current job for 15 years and I am responsible and dependable.
My husband and I fell on some hard times about 5 years ago- we filed a chapter 13 debt consolidation. We paid that chapter 13 off 2 years early at 100% by makeing extra payments and working really hard to get out of it. Our credit has been perfect since then. Our credit scores used to be under 550, now they are approaching 700- I hope to hit the 700 mark in the next year

Monthly net income: $ 6,000.00 (combined spouse and myself after taxes and deductions)

Monthly expenses: $
??Housing: $ 1428
??Insurance: $ 191
??Car expenses: $ 797
??Utilities: $ 212
??Phone, cable, internet: $ 156
??Food, entertainment: $ 400
??Clothing, household expenses $ 100
??Credit cards and other loans: $?614
??Other expenses: $ 100

Auto Repairs

Purpose of loan:
This loan will be used to repair my grandson's car.?

My financial situation:
I am a good candidate for this loan because i have very little debt and money saved.

business expense

Purpose of loan:
This loan will be used to? insurance renewal

My financial situation:
I am a good candidate for this loan because? pay all my bills on time


Monthly net income: $ 12000

Monthly expenses: $
??Housing: $ 4500
??Insurance: $?200
??Car expenses: $338
??Utilities: $ 200
??Phone, cable, internet: $ 200
??Food, entertainment: $ 750
??Clothing, household expenses $ 1000
??Credit cards and other loans: $ 2500
??Other expenses: $

Small Ecommerce Business

Purpose of loan:
I am starting a small ecommerce business. This loan will allow me to purchase the web design and allow for a small marketing budget. I have excellent credit and have never missed a payment in my life. I do have a full time job which pays all my bills and have been in this job for several years.

Monthly net income: $ 1600.00

Monthly expenses: $
??Housing: $ 515.00
??Insurance: $ 65.00
??Car expenses: $ 0.00
??Utilities: $ 200.00
??Phone, cable, internet: $ 90.00
??Food, entertainment: $ 150.00
??Clothing, household expenses $
??Credit cards and other loans: $ 200.00
??Other expenses: $ 200.00

consolidating all creditors

Purpose of loan:
This loan will be used to repay business expenses and to?repay other expenses at home.?

My financial situation:
I am a good candidate for this loan because?I have a great repay history and I pay my bills on time. While a prior bankruptcy is showing on my credit report, the bankruptcy was discharged in July 2001.

Monthly net income: $ 1125.00

Monthly expenses: $
??Housing: $ 530
??Insurance: $ included in mortgage
??Car expenses:?80.00
??Utilities: $?70.00
??Phone, cable, internet: $ 56.00
??Food, entertainment: $?
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 300.00
??Other expenses: $

Paying the Taxman

Purpose of loan:
Pay the Taxman

My financial situation:
I took my first prosper loan out nearly 2 years ago.? At that time I was eyeball deep in credit card and payday loan debt.? Since that time I have paid off all payday loans and settled my credit card debt.? I have also made automated payments to prosper each and every month.? I am in a much better financial situation then 2 years ago.? My credit score is lower at this time because of the settlements that we did make on the credit cards, although, the score has increased 40 points since taking out my first prosper loan, despite the debt settlement.? The last credit card was settled in April 2008.?

My husband, who was in Human Resources for years, has returned to school full time to pursue an engineering degree. I am currently the sole supporter of our household that includes 2 college students and 1 highschool student.? We owe the IRS 3000.00 for 2008 Income Taxes, which I do have an extension until Oct. 15.? We currently do have savings that would cover the bill, but I would prefer to make monthly payments and not deplete the savings that we have so that we can use that for college expenses as they come up.? He will finish the degree program in Dec. 2010.


Monthly net income: $?2798 (after taxes, 401k, insurance, etc.)

Monthly expenses: $?

??Housing: $?750
??Car Insurance: $?200.00
??Utilities: $ 200?
??Groceries: $400?
? Gas: $200.00
? Gym:$75
??Prosper Loan #1-71.00 (scheduled to end Sept. 2010)
? Chase Credit Card-23.00

Total Expenses: $ 1919.00
I do not have car payments listed because all of our cars are paid off.

$879.00 left after expenses to pay prosper loan payment and additional school related bills as they come up.

Our current savings account is in the amount of 8000.00.

Bills I will pay with Prosper Loan:

IRS-3000.00


Again, I ask that you check out my payment history with my current prosper loan, and know that if you choose?to fund me, you will not be sorry.? Please contact me with any questions that you might have.

Paying for College

Purpose of loan:
This loan will be used to? pay for my summer?tuition that is due?

My financial situation:
I am a good candidate for this loan because? I am fresh out of college and work for JPMorgan which will allow me to make the necessary payments required

Monthly net income: $
about $1600
Monthly expenses: $
??Housing: $?400????
??Insurance: $ 200 (every other month)
??Car expenses: $
??Utilities: $ 100
??Phone, cable, internet: $
??Food, entertainment: $ 100
??Clothing, household expenses $
??Credit cards and other loans: $ 400
??Other expenses: $