Debt Elimination for good

Purpose of loan:
Eliminate all Credit Card debt?

My financial situation:
I am a good candidate for this loan because I m a current Prosper loan holder never been late on payments in fact a couple months ahead. The only negative marks on my credit history is due to a previous engagement that went south. Debt went up due to wedding planning and a apartment discrepancy that is currently being investigated and disputed.My credit card payments have always been on time but minimums dont bring down the balances . This will be a great move forward for me due to the way Prosper works its automatically deducted from my checking worry free and headache free? ? ?

Monthly net income: $ 3600

Monthly expenses: $
??Housing: $ 0
??Insurance: $ 100
??Car expenses: $ 720
??Utilities: $ 0
??Phone, cable, internet: $ 110
??Food, entertainment: $ 80
??Clothing, household expenses $ 0
??Credit cards and other loans: $ 375
??Other expenses: $ 0

Purchasing Tournament Ready Boat!!!

I have been married for?4 years.? We have been in our home for?3 ? years and are loving every minute of it.??My credit score was hurt a bit after I was laid off from work and got 2 months behind on mortgage back in June of last year.??Since?then, I have been employed I have repaid those?behind months on my mortgage and paid off my?previous prosper loan.? My wife is an accountant for Coca Cola and together we gross over $100K annually.?

As you can see, my DTI is very low.? Besides our mortgage, we have 1?truck that we pay $430?which?I purchased for her at the end of??'07.??Our other two cars are paid for.? That leaves?the mortgage and the truck which we have to pay for which totals $2030.33.? We do have child care expenses which are $675 a month and utilities and food which normally?around $1000 a total (gas, phone, water, cable, internet, grocery).? In all, that totals $3705.33.? My gross income alone is $4850 per month which takes care of all the major expenses.? My DTI would be lower if?I could include?my wife?s?info.? We will?have no problem paying this back but would love to have a paid off loan and?another loan with?regular payments on?the?credit report.? I?plan to pay the loan off early also.

I did have a public record that will show up, but it was a repayment to the IRS and I paid them off and have completely satisfied them.

I wanted to get this loan to to purchase a bass boat for the FLW and BASS open series tournaments that I fish.? I love fishing and enjoy doing it with my family.? I fish for payouts of $20000 down to $5000 regularly.? I I have saved up $12500 for the boat but wanted to pay for the boat in full.? As I said before, I have paid off a loan earlier with prosper and am committed to paying off this loan as well.??Looking at my payment history on my previous loan, I completely believe in paying my debts and making good on monies owed.? Thank you in advance for your consideration.

Thank you very much for viewing my listing.

Paying off my credit cards

Purpose of loan:
This loan will be used to? Consolidate my credit card debt, and lower my interest rates.

My financial situation:
I am a good candidate for this loan because? I already have a great payment history with the Prosper loan I took out 1 year ago to invest in a couple pieces of quality furniture.? Since that time, I started a new job, and my?salary has increased by 43% !? If I was a good candidate last year for my Prosper loan, I am an even better candidate now.

Monthly net income: $4,246.67

Monthly expenses: $
??Housing: $ 1300
??Insurance: $ 75
??Car expenses: $ 390
??Utilities: $ 100
??Phone, cable, internet: $?97
??Food, entertainment: $ 600
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Payoff BOA - 2nd Prosper Loan

Purpose of loan:
This loan will be used to payoff Bank of America.? Bank of America raised my interest to 29.9% and claimed my risk category increased, even though I have no history of late payments and always paid more than the balance due each month.? The min payment of this loan was 145 per month.

My financial situation:
I am a good candidate for this loan because I have no history of late payments, am current on all outstanding loan obligations.?? I work in a very stable job for a large manufacturer traveling throughout the South as a Regional Administrator (Trainer).

Monthly net income: $ 4500

Monthly expenses: $ 2545
??Housing: $ 695
??Insurance: $ 150
??Car expenses: $ 300
??Utilities: $ 150
??Phone, cable, internet: $ 150
??Food, entertainment: $ 200
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 500
??Other expenses: $ 200

Paying off high interest loans

Purpose of loan:
This loan will be used to pay off several high interest loans

My financial situation:
I am a good candidate for this loan because I am not having a problem paying my loans, but I just hate to see so much of the payment going to interest and not principal.? I want to take advantage of today's lower interest rates to pay off my debts faster.? I can't find out how to have Prosper correct my FICO score.? They picked up a score from a few month's ago, but it is higher now.? They have between 640-660 but my most recent credit score with Equifax is 682 as of 7/22/09
Monthly net income: $ 8400

Monthly expenses: $
??Housing: $ 1300
??Insurance: $ 273
??Car expenses: $ just maintenance - my car is paid off
??Utilities: $ 400
??Phone, cable, internet: $ 100
??Food, entertainment: $ 1000
??Clothing, household expenses $ 400
??Credit cards and other loans: $ 2000
??Other expenses: $ 1000

Better Rates

I have never had a late payment on any of my credit accounts, but due to the tightening of lending standards my credit cards have seen some of the credit limits slashed tremendously. This loan will allow me to pay off all these accounts so, I will not be at the mercy of conventional lenders.

My credit score is over 660 and I have been employed with the Federal government for almost ten years. I am working towards my bachelors degree to ensure greater earning potential in the very near future and I am a proud member of The United States Marine Corps (E4).

I look at this system as a way of ushering in a different lending system so, like minded individuals are no longer at the mercy of large lending companies. While major corporations seem to get bailouts and make profits, blue collar working class people can't get approved for reasonable loans. Even if they have tier one or tier two credit scores and no derogatory items on their credit reports.

HR how? 680-700 CR 1st loan pd.

Purpose of loan:

I like to thank everyone who gave me a chance on my first loan with prosper. I hope that some of you will help me out once again. I would like to thank any new lenders who will give me a chance.

I've kept my promise I paid the first loan off in 6 mo. never late.

This loan will be used to?help my daughter?pay for her college tution. She is trying to go to nursing school. She can't get anymore loans on her own.

Please trust in me again I won't let you down. I'm not sure why prosper rated me HR with a credit score between 680-700.
I'm trying to get a interest rate of 12 % or less. because of the hr rating it won't let me put that request in. So i'm asking on this listing to help me .
My financial situation:
I am a good candidate for this loan because I pay all my bills? and I have a good steady job.? I'm not a? risk I just want a good interest rate and also I rather pay you the interest instead of the banks.


Funds will come out my account automatically. ( I have direct deposit)

Monthly net income: $ 6100 between my husband and myself.

Monthly expenses: $?5000 ( I pay half )
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

paying off credit cards

Purpose of loan:
This loan will be used to?
This loan will be used to consolidate some of my credit card debt. I feel like I am drowning slowly in all of my debt. I recently had a son, he now 4 months. With the birth of my son came a whole new outlook on life. It has made me reevaluate so many aspects of my life and I am now trying to get my finances in order so I may provide a better life for my son and a better debt free life for my self. ??
My financial situation:
I am a good candidate for this loan because?

I am a good candidate because I have good credit and I pay all of my payments monthly on time as?expected. The problem I have is that I am over extended and do not want to hurt my credit because I am truly living pay check?to pay check which is quite scary especially for a new mom. I am tired of living this way and am hoping to get some?help so I get a fresh start.

This is my last try

Purpose of loan:
A couple thousand directly toward bills and a few thousand to pay down higher interest credit cards. I need the cash flow through the end of 2009.
Ability to repay:
I have a good income with an excellent company. Car payments and four installment doctor bills will be over with by the end of 2009. I have a lot of debt from a job loss earlier this decade, but?with?my good income?level it is manageable, and I am in a repayment program. I have paid every bill on time my whole life.

Monthly net income: $
4970.00
Monthly expenses: $
??Housing: $ 1600
??Insurance: $?165
??Car expenses: $ 338
??Utilities: $ 200
??Phone, cable, internet: $150
??Food, entertainment: $ 600
??Clothing, household expenses $ 200
??Credit cards and other loans: $ 1825
??Other expenses: $ 100

Medical

Purpose of loan:
This loan will be used to pay medical bill and transportation
My financial situation:
I am a good candidate for this loan because I pay my bills. I am hard working and my husband is going on a transplant list for 2 things.? The closet drs we see is 1 1/2 to? 3 hrs one way...
Monthly net income: $ 2600

Monthly expenses: $
??Housing: $ 625
??Insurance: $ 800 per year
??Car expenses: $ 404
??Utilities: $ 200
??Phone, cable, internet: $ 162
??Food, entertainment: $ 500
??Clothing, household expenses $ when we can, bills?come first
??Credit cards and other loans: $ 385.81
??Other expenses: $ can't afford it

Flawless Credit - High Return

I have been a lender on Prosper since 2007, investing $1,000 to date. Now, the loan I?m requesting will cover the cost of my Level 1 CFA exam registration ($1,080) and payoff approximately $2,000 of remaining business startup expenses.??

As you can see from the statistics above, I am a great credit (one of my 2 credit cards is a no limit AMEX Platinum). However, you are getting a supercharged return due to Prosper?s?rating. Note that I have NEVER missed a credit card payment and I have NEVER missed a loan payment. In fact, all my prior loans have been paid back?EARLY and that is my intention for this loan as well.

Financial Position:
Typical Monthly Income: $4,200
Average Monthly Expenses: $3,100
Monthly Cash Flow: $1,100

Paying off my credit cards

Purpose of loan:
This loan will be used to?
Paying off my credit cards
My financial situation:
I am a good candidate for this loan because?
I pay my bills first thing every month most of the time the same day i receive them I'm hoping to get this loan with a lower interest rate so i can pay it off faster than my high interest cards this would allow me to leave my other job and spend more time with my family
Monthly net income: $
38000
Monthly expenses: $
??Housing: $ 1423.00
??Insurance: $
??Car expenses: $ 504.00
??Utilities: $ 84.00
??Phone, cable, internet: $ 130.00
??Food, entertainment: $ 200.00
??Clothing, household expenses $
??Credit cards and other loans: $ 350.00
??Other expenses: $

Pay off high rate credit card

Purpose of loan:
This loan will be used to pay off a high interest rate credit card (currently at 31.99%). This card company decided to?increase my APR without me defaulting on it. This is the reason i want to pay this specific card off. I hate how the card companies like to take advantage of good paying customers. I have already closed one other account because of this practice; Which I will have paid off in the next three months. This loan would lower my monthly payment by $25 or more. I do not plan on taking the full three years to pay this loan back. The amount of time I take to pay this off would depend on the rate I end up paying on it. The?better the rate, the longer I will take to pay it off.

My financial situation:
I am a good candidate for this loan because I have a great payment history.?I have also been employed at my current job for almost?eight years. Although I have a high percent of my income going to paying expenses every month, I am able to meet all my obligations and have money left over. A lot of my credit debt is from paying for school by myself.


Monthly net income: $ 2400 (Cash tips and paychecks)

Monthly expenses: Total $1650
??Housing: $?325 (My boyfriend pays half and lived at same place for 5 years)
??Insurance: $ 65???
??Car expenses: $?100
??Utilities: $?50
??Phone, cable, internet: $?150
??Food, entertainment: $?200 (I pay half and my?boyfriend pays other half)
??Clothing, household expenses $?75
??Credit cards and other loans: $?650?
??Other expenses: $ 35

Credit Card Monkey on my Back!

Purpose of loan:
I would like to stop robbing Peter to pay Paul.? Basically, I would like to consolidate my debt and stay?afloat.???We recently found out my daughter needs extensive dental work to avoid having the jaw surgery her father had as a child.?My husband, who works 2 jobs, is going back to school to be a paramedic.

My financial situation:
I have an Associates degree?for a job in the medical field. I have been in this, full time, ?line of employment for over 17 years.?I have been at my present employer for almost?7 years.??I am like most?Americans?lately who are feeling the credit crunch; getting hit with?lowering lines of credit and increasing interest rates.? I want to get the Credit Card Monkey off my back. We own a home (with a good mortgage) and are just struggling to make ends meet. We know once my husband completes his degree we will be in a better financial situation.

Monthly net income: $ 2539.00

Monthly expenses: $
??Housing: $ 682.00
??Insurance: $ 40.00?
??Car expenses: $?252.00
??Food, entertainment: $?360.00
??Clothing, household expenses $ 150.00
??Credit cards and other loans: $?600.00
??Other expenses: $ 260.00 (daycare)
???????????????????????????$ 200.00 (automobile gas)?

2 Loans Paid - Building Credit

Purpose of loan:
This loan will be used to pay for any expenses that may occur in my first year back in college. Also, to help build my credit profile, My credit score has went up more than 150 points since my last loan 2 years ago.

My financial situation:
I am a good candidate for this loan because I have 2 loans paid in full, never late. I have been a manager at my job for 5 years.

Monthly net income: $
2500

Monthly expenses: $
??Housing: $770
??Insurance: $ 30
??Car expenses: $ 0
??Utilities: $ 150
??Phone, cable, internet: $ 50
??Food, entertainment: $ 300
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 50
??Other expenses: $ 0

I Pay 20%-Prosper Pays 35% Default

Purpose of loan:
Isn't a guaranteed 20% Lender Yield Rate better than 30% to 35% that will probably go into default?? I am also a lender on Prosper and have had 5 out of 14 loans go into default.? I know how frustrating it is when that happens.? That feeling in itself would keep me from defaulting on this loan.? I was one of the 1st $25,000 loans with an E credit grade on Prosper.? I have since paid that loan off and got a 2nd loan for more inventory to sell on Ebay.? That loan has also been paid back.? My Ebay user id is cmjsupply.? I have been a member of Ebay since December 19, 1999 and have a 100% Feedback score of 3645 which is Very Rare.? I always put my customers first which I think you can see by my Ebay Feedback score.? I will use this money to again purchase more inventory.? My previous Prosper history should give additional confidence to anyone wanting to bid on my loan.? The new Prosper rating system seems a little messed up.? I went from a B to a HR but my Prosper history should answer any questions.

My financial situation:
I am still working to be debt free.? My son had brain surgery 4 years ago in March and some of those deliquencies have now shown up on my credit score.? I will pay these medical bills off in the future but I am focusing on getting debt free with creditors first.? The financial breakdown below does not include my Ebay income, which is about $1000 a month.?

Monthly net income: $ 7000.00

Monthly expenses: $
??Housing: $ 2200.00
??Insurance: $ 165.00
??Car expenses: $ 750.00
??Utilities: $ 400.00
??Phone, cable, internet: $ 150.00
??Food, entertainment: $ 400.00
??Clothing, household expenses $ 100.00
??Credit cards and other loans: $ 500.00
??Other expenses: $ 150.00
? New Prosper Loan: $ 357.00

? TOTAL: $ 5172.00

? Monthly Left Over: $ 1828.00

Combing credit cards!!

Purpose of loan:
This loan will be used to combine our credit cards into one payment to help on our pay off plan. We would love to be finished with credit card companies.? They have changed hands, changed our available credit amounts, changed our interest rates, and automatically closed accounts we weren't using.? This has started to affect our credit score by changing our debt to ratio amount?by?no?action of our own.? I would like to not worry week to week about the changes going on with these desperate companies.

My financial situation:
I am a good candidate for this loan because we are making steady payments on our bills and are not delinquent on our accounts. I work in the health field and my husband works in law enforcement and we both have an additional part-time jobs.?We have been fortunate to?not have to worry about lay-offs in this economy.? ?We are working on a debt payment plan at this time and it would? help to have it all in a low interest, one place option.? It also helps that we just made our last payment on the both of our kids braces and the last payment on our daughters college courses!? Thank you.

A FEW THINGS

Purpose of loan:
This loan will be used to? FIX MY VEHICLE AND MY DAUGHTER IS IN A TERRIBLE SITUATION I NEED TO HELP HER. AND INEED TO FIX FEW THINGS IN MYHOME

My financial situation:
I am a good candidate for this loan because?I REPAY ALL THAT I OWE. HELP ME TO HELP OTHERS. I WILL PAY YOU BACK.

Pay off credit cards

Purpose of loan:
This loan will be used to pay off credit cards and debt.

My financial situation:
I am a good candidate for this loan because I have decent credit and have a history of on-time repayment and with my income I make enough to afford to repay this loan.

Monthly net income: $ 2600

Monthly expenses: $ 2600
??Housing: $ 950
??Insurance: $ 90
??Car expenses: $ 350
??Utilities: $ 50
??Phone, cable, internet: $ 110
??Food, entertainment: $ 300
??Clothing, household expenses $ 100
??Credit cards and other loans: $ 600
??Other expenses: $ 50

Buying and selling

Purpose of loan:
This loan will be used to?

My financial situation:
I am a good candidate for this loan because?

Monthly net income: $

Monthly expenses: $
??Housing: $
??Insurance: $
??Car expenses: $
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

Land for Artist Residency Program

Purpose of loan:
This loan will be used to purchase 5 1/2 acres of land in the San Luis Valley.? My goal is to winter the property and use it as a friend and family campsite for the first few years while I raise the money to build a cabin and some additional housing and studio structures.? The ultimate goal for the land will be to house an artist-in-residency program and retreat center, where artists from all over the country can come for a few weeks to months at a time to work on individual and small group projects.? I am a co-founder of an arts collaborative that hosts art projects in cities all over the country, and currently we use space wherever we can find it.? My hope for this land is to begin building us a more permanent home.? I am applying for a personal instead of a business loan, however, because I also envision the space as being a haven for my family, and I want to be able to care for a piece of our beautiful state and then pass it down to the next generation.

My financial situation:
I am a good candidate for this loan because in addition to the income generated from my photography business, I have some diverse sources of income from independent contracting work that I do, as well as teaching.? I have excellent credit, which I built over years of successfully carrying and paying down good debt.? I am a homeowner and real estate investor, and I am extremely organized, responsible, and committed to being accountable on every level.? My business has grown year by year, and I am constantly looking ahead in my attempts to build a more secure financial future for myself.

Help my buisnees expand

Purpose of loan:
This loan will be used to? Pay off a credit card. I? have a buisness and have also been a police officer for over 20 years.?My credit score has always been high now But I am sure as we all know that owning a small buisness getting loans jusst dont happen. I am trying to expand but no bank will give us a loan due to we have only been in buisness for 5 years. Please help us if you can.

My financial situation:
I am a good candidate for this loan because?? I had a loan with prosper before for 15000 and I paid it back in 1 year. I will?pay this loan?the same way?within a year.

Monthly net income: $ 7000

Monthly expenses: $ 1800
??Housing: $ 1800
??Insurance: $ 250
??Car expenses: $ 300
??Utilities: $ 250
??Phone, cable, internet: $ 300
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 700
??Other expenses: $

Paying off my debt

Purpose of loan:
This loan will be used to pay off several small loans and a chance to increase my credit rating.

My financial situation:
I am a good candidate for this loan because I can easily pay one payment twice a month (when I get paid) instead of the difficulty of paying several small payments once a month.

Monthly net income: $ 1911.80????

Monthly expenses: $ 1427.00
??Housing: $ 300.00??
??Insurance: $ 85.00
??Car expenses: $ 328.00
??Utilities: $ 100.00
??Phone, cable, internet: $ 0
??Food, entertainment: $ 120.00
??Clothing, household expenses $
??Credit cards and other loans: $ 330.00
??Other expenses: $ 84.00 (mobile phone) $80.00 (gas)

Investment

Purpose of loan:
This loan will be used to invest in a new business

My financial situation:
I am a good candidate for this loan because I have enough money to pay off this loan even if I lose the entire amount in the investment. Most of my capital is tied up in the stock market and I am looking for some additional money.

Pay off my debt

Purpose of loan:
This loan will be used to?
Consolodate my debt into one payment
My financial situation:
I am a good candidate for this loan because?I had a previous Prosper Loan for $15000.00 which I paid off in under one year. My debt is rebuilt due to some auto troubles and my husband lost his?job so I moved his debt onto my cards to ensure everything got paid.?

Monthly net income: $
4166.00
Monthly expenses: $
??Housing: $?300
??Insurance: $ 150.00
??Car expenses: $ 319.00
??Utilities: $ 0
??Phone, cable, internet:?
??Food, entertainment: $ 150.00
??Clothing, household expenses $ 0.00-100.00
??Credit cards and other loans: $ 800.00 ish
??Other expenses: $ 0.00

Rising Sun

Purpose of loan:
This loan will be used to?
I have a decently running Investment business thru which we are able to meet our office expenses. I would like to improve the working capital by another 10000 usd inorder to get a better income

My financial situation:
Is good and have been responsible payer to all my loans so far. I own a home and this business runs in my home.

to pay off a few credit cards

Purpose of loan:
This loan will be used to? pay off my credit cards

My financial situation:
I am a good candidate for this loan because??I have little over head for business and living. I am a medical massage therapist, doing only outcalls for permamently disabled clients, wich means my only business expenses?are gas for travel and massage oil. My home?expenses are paid for by my grandparents who?I care for, and my?2nd home is paid for by my partner.? I own the title for my car with out owing any payments. My life style is fairly simple and I don't have many expenses. I have the need for this loan after a few of my credit cards raised my interest rates, even though my credit score had recently improved. With the help of this loan I will be able to afford to?improve my business with more credentials, which requires taking more classes. If I upgrade my credentials from CMP(cerified massage practitioner)?to HHTP(holistic health therapy Practitioner), I will have a better position in the competition of my field, which is quickly growing. Thank You for considering me.?

Monthly net income: $ 3690.00

Monthly expenses: $
??Housing: $ 0
??Insurance: $35.00
??Car expenses: $ 0
??Utilities: $ 0
??Phone, cable, internet: $ 50.00
??Food, entertainment: $ 350.00
??Clothing, household expenses $ 20.00
??Credit cards and other loans: $ 400.00
??Other expenses: $ gas-200.00

I need a dependable car.

Purpose of loan:
This loan will be used to purchase a used car.? I have my eye on a subaru?all wheel drive.? From the research I have done, their mantainance cost is low, they are great in the snow, and very dependable.? I have a car now that will cost?$800 to fix, or I can sell it for $800-$1000 and put that towards the new one.?

My financial situation:
I am a good candidate for this loan because, I will pay back the loan promptly.? This is my busy season, with plenty of overtime, therefore I can pay extra each month, getting it paid off quickly.

Monthly net income: $4000.00 (combined)

Monthly expenses: $ 2600.00
??Housing: $ 1500.00
??Insurance: $?150.00
??Car expenses: $ 250.00
??Utilities: $ 100.00
??Phone, cable, internet: $ 50.00
??Food, entertainment: $ varies, but never more than 150.00
??Clothing, household expenses $ 50.00
??Credit cards and other loans: $ 50.00
??Other expenses: $ -

CC Consolidation Success already

Need to pay off high interest rate of 29% on business loans. Had a success loan on here before for $7000 that was just paid off a few months ago.

Start-up organic "grass-fed" dairy

Purpose of loan:Thank you for considering my request for start-up capital for a beginning organic "grass-fed" dairy enterprise at Pasture?s Delights.? We focus on raising livestock primarily on pasture utilizing organic agronomic principles.? The grazing animals efficiently package the natural resources of these plants into a very nutritious food product for people.?

Currently we are attempting to start-up operations for a dairy herd-share enterprise. Basically this enterprise is a special boarding service for other peoples? dairy cows where we are paid a premium for knowing how to feed their cows a premium healthy diet and package the superior milk safely.?

Milking once a day, initially we anticipate 2-3 hours a day of wages paid.? The process for hiring good people is progressing very well with many people interested in working with us.? We already have 20 committed future customers?awaiting our boarding service to begin.? The marketing plan has the capability of finding us many more customers.? The key to this plan is a web-site which is nearly completed.? Blaine Hitzfield, a web designer and ?grass-fed? beef farmer himself (www.sevensons.net), is the person designing our website and is also very familiar with our business enterprise.? 100 customers is break-even point considering fixed and variable costs.? We should be up to 8 cows (100+ shares) by December.

Funds from a Prosper Loan would be used as follows:? $3,000 for installing cow milking facility; $2,000 for milking equipment; $1,000 professional fees and insurance; $3,000 for labor; $4,000 cow purchasing fund;? $3,000 unexpected costs and overruns. The loan will be repaid back with revenue from monthly boarding fees paid to us from the herd-share owners.? The boarding fee for each share of a cow is $26/month.? With the current list of prospective customers we will have a monthly cash income of $520.? With the financing we fully expect to be able to start the business, serve our customers and grow reasonably quickly to get us in the black as far as cash-flow.? However should things not work out so well I have $16,000 in hay, now reserved for the cows, which I can sell and a $6,000 tractor.? I?ve got the unencumbered assets which I will sell if necessary to repay this loan.Thank you very much for your consideration of this loan.? Whether loaning to Pasture?s Delights or somewhere else I hope your capital is put to meaningful use.? Have an outstanding day!

Last semester of college :)

Purpose of loan:
This loan will be used to pay for my last semester of college at Cal State Northridge!!!

My financial situation:
I am a good candidate for this loan because I have excellent credit, a steady job come mid August...I was not expecting to have to pay for my last semester but family funds are tight so Iam looking for some extra help this last semester...Thank you so much!

Funds for Investment Purposes

Purpose of loan:
This loan will be used for two things.? First, I am currently a lender in Prosper and have been for about a year now. ?I would like to check out the borrower side of Prosper as well.? The other purpose for this loan is to invest in stocks.? I started with about $80k last fall and have been lucky enough to grow this to over $200k right now.? I would like to borrow more than $25k from Prosper but that is the maximum amount allowable it seems.? Either way, I would like to invest the loan and then pay it off quickly with my gains and then use the "free" shares left over after the loan is paid off.? Those of you familiar with day-trading know what I'm referring to.

My financial situation:
I am a good candidate for this loan because I own my own home, have a good job and make a decent salary.? I have several vehicles that are paid off and could be sold if worse came to worse.? I also have over $200k in my stock porfolio that has?been growing steadily.? I pay all of my bills on time and I don't believe that I've had a late payment on anything in at least 5 years, probably more.

Home repairs. Moving states

Purpose of loan:
This loan will be used to?I recently purchased a home and need to make minor repairs.? I have been employed for 14 years and most recently, 6 years with my current company

My financial situation:?

My financial situation has improved steadily over the past few years.? Details below.

Annual Income:
2007-$74,000
2008-$84,000

Average monthly income:
$4400.00

I do receive quarterly and yearly bonuses.

Responsibilities:
Mortgage- $998.00
Auto-$550.00
Cable/Electric/Gas/Mobile-$200.00
Insurance-$98.00

I do not have any credit card debt however, I do assist my sister with an optional payment on average of $275.00 a month.

No DQ's! 2nd Prosper Loan!

Purpose of loan:
This loan will be used to? Help my daughter with college expenses & to get her into the nursing program. The State has cut their grant program due to budget cuts, and she needs to pay for her classes or she'll be dropped!? She is holding a 3.8 grade point average! ? I do have a small balance on a previous loan through Prosper, and have never been late with a payment.? My first listing was for more than double this amount, but my mother has offered to pitch in a help with some of the related costs. I'm keeping my fingers crossed, that you all will help me once again, and pitch in the rest.? Thank you, in advance, for all and any help that is offered.? It is so much appreciated!?

My financial situation:
I am a good candidate for this loan because? I work with for City government.? I am so high up on the seniority list, that they would have to close up, before a lay-off could affect me!? We are union workers, so my income and financial situation is stable.? I have never made a late payment on my current loan.? I am dedicated to my responsibilities and now, my daughter is just about through college!? We can finally see the finish line, and I'd like to help her through!

Monthly net income: $ 2540

Monthly expenses: $
??Housing: $ 239
??Insurance: $ 100
??Car expenses: $ 500
??Utilities: $ 70
??Phone, cable, internet: $ 100
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $ 450
??Other expenses:

to save my house

Purpose of loan:
This loan will be used to? catch up on my mortgage payment

My financial situation:
I am a good candidate for this loan because? i have another prosper loan and have paid it on time1900

Monthly net income: $ 1900.

Monthly expenses: $
??Housing: $ 740 including property taxes
??Insurance: $
??Car expenses: $ 50 insurance
??Utilities: $ 150
??Phone, cable, internet: $ 65
??Food, entertainment: $ 200
??Clothing, household expenses $
??Credit cards and other loans: $ 353
??Other expenses: $

Complete Renovations on 7 units

In order to complete renovations on a total of 7 units.? I am approximately 80% done, with only a few small things remaining. All units have signed rental agreements.? Extra-ordinary expense with electrical updates plus roofing took us over budget.? Project completion is set for Sept. 15th.? In the past I had a prosper loan to complete renovations on another property?I own.? I was able to pay of the loan quickly utilizing the rental income from that 8 unit building.

Need Money to Start School Fast!

Help me get back to school Fast!? I have been trying unsuccessfully to get a new loan to start back to school this Fall.? I haven't had any luck with Prosper as far as getting lenders (only a few nibbles). I originally wanted to consolidate my debt into one payment but that isn't working out with the amount that I need.? So I decided to request the intial start up cost for me to go back to school. This is my tuition cost for one class plus books.?

Please help me out.? I already have a Bachelor's degree and Propser lenders helped me fund part of that.? Now I am enrolled in courses to gain a teaching certificate.? I am really good with my money and have a very tight and strict budget.? Trust me, no unnecessary spending here.? I have had Prosper loans in the past.? I just paid one off EARLY a couple months ago.?? I am on the way to paying my second one off a year early as well.? I am just hating being in debt.? However, to get ahead these days you need a proper education.? Any assistance would be greatly appreciated.

The last time I had placed a loan request on Prosper the following questions came up:
1.? Will I seek the commissioning program in the Air Force?? Yes, and I'm working on it now.
2.? Doesn't the Air Force pay for my schooling?? They did.? I used the GI Bill, I am not eliglible for loan repayment because of the GI Bill.? I currently use tuition assistance but that is limited.

I currently make $1650-$1900 per month.
I hold a full-time job and I am in the Air Force Reserves.???
I also have?a small part-position at the university.??This position is only a couple of hours a?week.?

I?have included my budget:?
Rent:??$400
Groceries? $100.00
Utilities??$100.00
Car Insurance?$ 82.00
Car Payment $287.00
Credit Cards??$280.00
Prosper Loan?$237.00?
???????????????????????????? Total: $1486.00

* I placed everything on the higher end.? Anything extra goes to my savings account or to make extra payments.

My DTI is high due to school loans through financial aid and any additional debt is due to charging school to the credit card, and the car loan. I have never had late payments and try to make extra payments when I can. I hate being in debt, and plan to get out as quick as possible.?? Thanks for your time.

Payoff debt to buy house

Purpose of loan:
This loan will be used to? consolidate my credit cards into one monthly payment.
My financial situation:
I am a good candidate for this loan because? I pay on time and i paid off my previous loan from Prosper One year early. My wife also works as she helps with the groceries and insurance payments of the car.

Monthly net income: $ 1652

Monthly expenses: $
??Housing: $ 580
??Insurance: $ 100
??Car expenses: $
??Utilities: $ 26
??Phone, cable, internet: $ 94
??Food, entertainment: $ 150
??Clothing, household expenses $ 50
??Credit cards and other loans: $ 200
??Other expenses: $

Under Contract-Cover Closing Cost

This loan will be used to cover the closing costs associated with the sale of my home. I currently have a contract form my home for $289,000. My first mortgage is $289,000 and my second is hovering around $70,000. I am currently expecting a short sale. The first mortgage will be covered by the sale however the second would be the short sale. I am expecting $.10 on the dollar for the second mortgage. Therefore, I would need to come to the closing on 8/31/09 with some additional funds, hence the loan request.

I just recently went through a divorce where my ex-wife felt she did not have to pay and debits she or we entered into. I feel the opposite and believe that any debt I enter into should be repaid. Therefore, I have assumed responsibility for all of our debt. Of course I have taken steps to move forward and pay off debt. Most specifically the selling of the house. I understand that there is just no way possible to remain in the house a repay debt. I have also made payment arrangements with lenders such as Bank of America and Citibank and advised all my creditors of my situation.

The fact is simple. If and when I am able to close on my house many options and opportunities open up to me to repay my debt at an accelerated pace. I am gainfully employed and make $129,000 annually. Without a mortgage payment of $3000 I can focus on paying my debt. I have also request to be bought out of a property I have a one third interest in located in Beverly Hills, CA. That process is well underway and my new financial planner (whom I hired to aide in this situation) and my estate attorney both feel that by selling the house and being bought out of the property I could be debt free in a matter of a couple of years.

In closing it is my desire and intention to repay every debt that I and my ex-wife and I entered into. The fact is by the marital agreement she signed she is responsible to give me money for some of the outstanding debt but you can't get oil from a dry well. It would be hypocritical of me to feel or be angry if she who owes me money does not repay me, yet not repay my debts to others. Therefore, I will focus on repaying my debt. However, without closing on the house on 8/31 this will be very difficult to achieve.

Monthly expenses

Purpose of loan:
This loan will be used to? monthly expenses. Currently, I work for Duval County Public Schools as an guidance counselor. As an educator our summer break is from June to mid-August?

My financial situation:
I am a good candidate for this loan because? I have and will make the commitment of paying this loan back and on time. If you review my past history, I take pride in paying loans/ payments on time. This loan would definitely be a blessing to myself and family, I hope that your company will afford and grant me this loan.

Monthly net income: $ 2,686.00

Monthly expenses: $
??Housing: $ 735.00
??Insurance: $ 158.00
??Car expenses: $ 286.00
??Utilities: $ 150.00
??Phone, cable, internet: $ 186.00
??Food, entertainment: $ 120.00
??Clothing, household expenses $ 120.00
??Credit cards and other loans: $ 150.00
??Other expenses: $ 150.00

pay off cr cards/sch loans/med bill

Purpose of loan:
This loan will be used to? Pay down debt. Our seventh marriage anniversary is tomorrow! We have both been in college and working at the same time. I just graduated from nursing school. We just had a baby with a very complicated pregnancy and lots of medical bills. We just need some help to get back on our feet.

My financial situation:
I am a good candidate for this loan because... I am an RN now with lots of medical experience. The baby is healthy. We are finished with school for now and just want to work! We appreciate any help we can get.

Monthly net income: $ 80,000(after taxes); includes my husband's income too.

Monthly expenses: $ 5,000 total
??Housing: $ 1,800
??Insurance: $ 450
??Car expenses: $ 450
??Utilities: $
??Phone, cable, internet: $
??Food, entertainment: $
??Clothing, household expenses $
??Credit cards and other loans: $
??Other expenses: $

paying off personal loan

Purpose of loan:
This loan will be used to?pay off a personal loan.

My financial situation:
I am a good candidate for this loan because? i am current on all of my payments. i am also looking for a lower interest rate on my current loan.
Monthly net income: $ 1,456

Monthly expenses: $
??Housing: $ 150
??Insurance: $ 35
??Car expenses: $ 225
??Utilities: $ 0
??Phone, cable, internet: $ 60
??Food, entertainment: $ 50
??Clothing, household expenses $ 20
??Credit cards and other loans: $ 80
??Other expenses: $

Finally Selling For Job Relo

Purpose of loan:
Hello, after having my home on the market for 2 years. I finally have a buyer. Unfortunaley due to the economic downturn my house is not worth what I have a loan for. I am trying to raise the capital in order to close on the home and move on with my life.
My financial situation:
I have a very good paying job and so does my wife. Combined we have an annual income of roughly $150k. Unfortunately, they buyer wants to close rather fast so I do not have that liquid on hand at the moment.

Monthly net income: $
$7,800

Monthly expenses: $
??Housing: $ 1,500
??Insurance: $ 150????
??Car expenses: $ 300
??Utilities: $?300
??Phone, cable, internet: $ 200
??Food, entertainment: $?600
??Clothing, household expenses $ 250
??Credit cards and other loans: $?950
??Other expenses: $ 1300