Personal Loans at Great Rates! Get a Personal Loan Online at the P2P Lending Marketplace

We are an online community for lending and borrowing money, with over 760,000 members and $160,000,000 in loans funded on Prosper.

Borrowers enjoy fixed monthly payments, no hidden fees and no pre-payment penalties.

Apply Now

"You're helping others while getting a great return."
—John V., New York

Learn more about lending.

Become a Lender

Institutional lender?
Learn more.

Featured Listings

View more listings

Other use

My husband and me

$15,000.00 @ 15.37%

AA credit grade

Not calc. DTI

49% funded

82 bids

Home improvement

Overbudget Blues

$7,500.00 @ 28.79%

C credit grade

47% DTI

29% funded

30 bids

Debt consolidation

Transition after graduate school

$9,500.00 @ 20%

A credit grade

78% DTI

64% funded

44 bids

Home improvement

Update kitchen and 2 baths

$25,000.00 @ 19.51%

AA credit grade

Not calc. DTI

33% funded

33 bids

Debt consolidation

"New Dad Paying Off Debt To Prepare for College"

$18,500.00 @ 24.6%

B credit grade

29% DTI

25% funded

70 bids

Meet Our Members

Check out our new Television and Radio Commercials.

"Very simple, very easy to understand and a great concept."
Read Kent's story.

"It was amazing. Almost immediately, I had 8 bids."
Read Lara's story.

Here's How It Works

Borrowers create a listing and set the interest rate they are willing to pay. Prosper facilitates personal loans for business use, home improvement, auto financing and more.
Lenders place bids as low as $50 toward the loan at the rate they are willing
to receive.
Bids with the lowest rates are combined into one simple loan to the borrower.
Loan proceeds are deposited directly into your bank account.

Awards

Prosper named one of the World's 50 Most Innovative Companies

Performancing Blog Awards "Best use of a Corporate Blog"

All loans are made by WebBank, a Utah-chartered Industrial Bank and sold to winning bidders registered as lenders with Prosper. Prosper "lenders" are loan purchasers. Each lender's results will differ depending on the default rate of the lender's portfolio, and may vary over the 3-year term of the loans. Loans and returns on loans are not FDIC-insured and have no Prosper guarantee. Loans may lose value.

Featured Listings

Meet Our Members

Here's How It Works

Awards

In the News