Kent and Stacie, Utah
Member since: 08/2006
From Bidding on Personal Loans …
Kent and Stacie were early lenders on Prosper having come to the site when Prosper was only six months old. Searching online financial sites, Kent "came across peer-to-peer lending and signed up" after finding the Prosper lending process "very simple, very easy to understand and a great concept."
…To Taking a Personal Loan
With a growing family, when Kent and Stacie wanted to make some home improvements, they turned again to Prosper—but this time as borrowers. Once again, they found that being a Prosper borrower was as easy as being a lender. With "a quick, simple easy Prosper loan", Kent and Stacie were able to add new weight room, put in a backyard waterfall and a play area for the kids.
Both Lenders and Borrowers Be
As both lenders and borrowers, for Kent and Stacie, there's a lot to like about Prosper. Kent likes the new portfolio management features, "that make things easier – especially for the lender". And Stacie likes that fact that as a borrower, "people can actually bid the interest rate down, which is what happened in our case."
