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New Lenders! Get an iPad 2. Prosper's gift to you when you invest $20,000

On top of 10.4%** actual returns, we're giving all new lenders who invest $20,000 by July 31, 2011 a brand new Apple iPad 2.
Don't wait � this promotion ends June 30th!

Important details

Actual Returns 10.4%

Prosper offers lenders:

  • A smart, easy way to invest in high-yield personal loans
  • Tools to manage your investments
  • No maintenance fees or hidden fees; keep more of your returns for yourself!
Invest Now
Bose headphones

Have $10,000 to invest?

Bose® QuietComfort® 15 Headphones

$299 Value
  • Acoustic Noise Cancelling® Headphones
  • Significant advances in noise reduction
  • Comfortable around-ear style

For investments of $5,000

A sleek new iPod® nano

iPod Nano
$149 Value
  • 8GB
  • Multi-Touch display
  • 7 colors to choose from
Invest, and enjoy these gifts from Prosper!
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As featured in

* This offer applies only to new Prosper lenders who (i) open a Prosper investment account between June 13, 2011 and June 30, 2011, and (ii) satisfy the following investment thresholds by July 31, 2011: 1) $5,000 to $9,999 for an iPod Nano, 8 GB ; 2) $10,000 to $19,999 for a set of Bose QuietComfort 15 Noise-Cancelling Headphones, and 3) $20,000 or more for an iPad 2 32 GB WiFi model. Only investments that become funded Notes by July 31, 2011 will be counted towards the investment thresholds. Prosper reserves the right to terminate this offer at any time and to refuse or recover any promotion award if it determines that the award was obtained under wrongful or fraudulent circumstances, that inaccurate or incomplete information was provided in opening the investment account, or that any terms of the Lender Registration Agreement have been violated. Invested funds may also be used to qualify for Featured Listings promotions, but otherwise such funds cannot be applied to other promotional offers. Limit one promotion award per customer. All promotion awards will be ordered by August 26, 2011 for delivery to the lender's address on file. Promotion awards are subject to availability and quantities may be limited; Prosper reserves the right to substitute an Apple Store gift card of equal value. Lenders who receive promotional offers from Prosper may be subject to IRS Form 1099-MISC reporting requirements should the total value of those items exceed $599 in a calendar year. Please consult a tax professional.

Neither Apple Inc. nor Bose Corporation is a participant in or a sponsor of this promotion. iPad and iPod are registered trademarks of Apple Inc. Bose and QuietComfort are registered trademarks of Bose Corporation.

** Net Annualized Returns represent the actual returns on Borrower Payment Dependent Notes ("Notes") issued and sold by Prosper since July 15, 2009. To be included in the calculation of Net Annualized Returns, Notes must be associated with a borrower loan originated more than 10 months ago; this calculation uses loans originated through May 31, 2010. To calculate Net Annualized Returns, all payments received on borrower loans corresponding to eligible Notes, net of principal repayment, credit losses and servicing costs for such loans, are aggregated then divided by the average daily amount of aggregate outstanding principal for such loans. To annualize this cumulative return, the cumulative number is divided by the dollar-weighted average age of the loans in days and then multiplied by 365. Net Annualized Returns are not necessarily indicative of the future performance of any Notes. All calculations made as of March 31, 2011.

Notes offered by Prospectus