Great fixed rate loans

Prosper is America's largest peer-to-peer lending marketplace with over 920,000 members and $188,000,000 in loans funded to date.

Getting a loan on Prosper is simple:

Post a loan listing and lenders invest $25 or more towards your loan. Your rate may get bid down in our auction process
The interest rate is fixed for the life of the loan and never changes!
There are no hidden fees and you can pay off the loan early with no penalty.
All Prosper loans are unsecured 3-year loans

All loans are made by WebBank, a Utah-chartered Industrial Bank. All Prosper loans are unsecured 3-year fully amortized loans.

* Based on loans made to borrowers posting listings with an AA Prosper Rating. Repayment terms: For a borrower with an AA Prosper Rating, a typical rate on a $1000 loan is 7.54% APR, 36 fixed monthly payments of $30.97. Rate is determined in a bidding process and your actual rate may differ. Rate and eligibility for a loan are not guaranteed. Typical APRs for loans of $1,000 to $5,000 to borrowers with other Prosper Ratings: A - 13.97% APR, B - 18.72% APR, C - 23.89% APR, D - 30.28% APR, E - 39.15% APR, HR - 39.15% APR.

Get a Personal Loan at a Low Rate!

Get a Personal Loan at a Low Rate!

Get a Personal Loan at a Low Rate!

Get a Home Improvement Loan at a Low Rate!

Get a Vacation Loan at a Low Rate!

Get a Personal Loan to Refinance at a Low Rate!

Get a Debt Consolidation Loan at a Low Rate!

Get a Personal Loan for a House at a Low Rate!

Get a Wedding Loan at a Low Rate!

Get a Medical Loan at a Low Rate!

Get a Personal Loan for a Student at a Low Rate!

Get a Personal Loan for Moving at a Low Rate!

Get a Personal Loan for Your Business at a Low Rate!

Get a Car or Automobile Loan at a Low Rate!