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All loans are made by WebBank, a Utah-chartered Industrial Bank. All Prosper loans are unsecured 3-year fully amortized loans.

* Based on loans made to borrowers posting listings with an AA Prosper Rating. Repayment terms: For a borrower with an AA Prosper Rating, a typical rate on a $1000 loan is 7.54% APR, 36 fixed monthly payments of $30.97. Rate is determined in a bidding process and your actual rate may differ. Rate and eligibility for a loan are not guaranteed. Typical APRs for loans of $1,000 to $5,000 to borrowers with other Prosper Ratings: A - 13.97% APR, B - 18.72% APR, C - 23.89% APR, D - 30.28% APR, E - 39.15% APR, HR - 39.15% APR.

* Based on loans made to borrowers posting listings with an AA Prosper Rating. Repayment terms: For a borrower with an AA Prosper Rating, a typical rate on a $5000 loan is 9.84% APR, 36 fixed monthly payments of $160.16. Rate is determined in a bidding process and your actual rate may differ. Rate and eligibility for a loan are not guaranteed. Typical APRs for loans of $1,000 to $5,000 to borrowers with other Prosper Ratings: A - 13.97% APR, B - 18.72% APR, C - 23.89% APR, D - 30.28% APR, E - 39.15% APR, HR - 39.15% APR.