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What is a portfolio plan?

Portfolio Plan


Plan Summary
Conservative
Bids on very low risk borrowers.
Very low risk1
5.40%
Est. return2
Share plan

Listings that this plan will bid on
  Title /
Loan category
Amount @ Rate /
Credit grade / DTI
% Funded /
Bids
Time left/
Created
paying off debt
Other use
$5,000.00 @ 9.74%
A credit grade
14% DTI
funding progress bar
100% funded
127 bids
1 day
Jun-30, 11:14 AM
Homeownership not verified
Paying off credit cards
Debt consolidation
$13,000.00 @ 11.5%
AA credit grade
23% DTI
funding progress bar
100% funded
284 bids
1 day
Jun-30, 12:19 PM
Homeowner
A/C needed to beat summer heat
Home improvement
$4,000.00 @ 8.57%
AA credit grade
39% DTI
funding progress bar
96% funded
55 bids
1 day
Jun-30, 2:12 PM
Homeowner
Need more space
Other use
$3,500.00 @ 9.42%
A credit grade
15% DTI
funding progress bar
100% funded
85 bids
1 day
Jun-30, 10:31 PM
Homeownership not verified
Paying off my credit cards
Debt consolidation
$4,080.00 @ 8.5%
AA credit grade
33% DTI
funding progress bar
100% funded
80 bids
1 day
Jul-01, 6:10 AM
Homeowner
Consolidate, Eliminate, Celebrate!
Debt consolidation
$13,500.00 @ 12.5%
AA credit grade
14% DTI
funding progress bar
100% funded
344 bids
2 days
Jul-01, 10:17 AM
Homeowner
High Efficient Furnace and A/C
Home improvement
$6,500.00 @ 8.29%
AA credit grade
16% DTI
funding progress bar
47% funded
43 bids
2 days
Jul-01, 5:51 PM
Homeowner
Trump University
Student use
$9,000.00 @ 10.14%
AA credit grade
14% DTI
funding progress bar
31% funded
38 bids
4 days
Jul-03, 11:55 AM
Homeowner
More Money to Loan
Business use
$2,500.00 @ 6.95%
AA credit grade
1% DTI
funding progress bar
100% funded
102 bids
4 days
Jul-03, 12:36 PM
Homeowner
Repaying my dreams
Debt consolidation
$7,000.00 @ 12%
AA credit grade
27% DTI
funding progress bar
100% funded
146 bids
4 days
Jul-03, 2:36 PM
Homeowner
Moving Mother-in-law out
Other use
$13,000.00 @ 13.84%
AA credit grade
19% DTI
funding progress bar
55% funded
95 bids
4 days
Jul-03, 5:13 PM
Homeowner
Financing Summer Wedding
Other use
$3,000.00 @ 8.5%
AA credit grade
14% DTI
funding progress bar
100% funded
74 bids
4 days
Jul-03, 8:04 PM
Homeownership not verified
Cover expenses.
Business use
$6,000.00 @ 10.27%
A credit grade
11% DTI
funding progress bar
26% funded
18 bids
5 days
Jul-04, 4:03 PM
Homeowner
Paying off credit cards and auto loan
Debt consolidation
$8,000.00 @ 9.21%
AA credit grade
17% DTI
funding progress bar
31% funded
31 bids
5 days
Jul-04, 4:32 PM
Homeowner
Paying down Credit Cards
Debt consolidation
$5,000.00 @ 10%
AA credit grade
10% DTI
funding progress bar
100% funded
76 bids
6 days
Jul-05, 11:15 AM
Homeowner
paying off credit cards
Debt consolidation
$6,500.00 @ 11.66%
A credit grade
21% DTI
funding progress bar
35% funded
29 bids
6 days
Jul-06, 5:27 AM
Homeowner
16 listings

1 Estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Jun-01-2006 and Apr-30-2008, measured as of May-31-2008. Actual performance may differ from estimated performance due to many reasons, for example, worsening economic conditions.
2 Estimated average annualized return is intended to help you understand the risks and return associated with this listing. Lenders should make their own judgments with respect to the risk of default associated with individual loans. Actual performance may differ from estimated performance.


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