Get a Student Loan or School Loan

College costs include much more than just tuition. Make sure you and your loved ones have enough to finance any unexpected expenses.

A Prosper loan can help finance items that government student loans may not.

From general living expenses to high interest debt consolidation, an unsecured loan through Prosper can help give you the extra boost you need to graduate or get rid of student debt — and all at a great rate, too.

Federal loans can be very restrictive in how you use them, but a personal loan from Prosper is more flexible. It can provide a much better alternative to relying on the high rates of credit cards to fill in the gaps you encounter.

There are no application deadlines or fees, and the loan funds will go directly to you – not your school – for you to use as needed.

Do you have no credit history or a poor credit history?

Prosper provides an excellent chance to establish or prove your creditworthiness. If you feel your credit could use improvement, getting endorsements from Prosper lenders may attract more lender bids and could result in a better interest rate for you. If you don't know any current lenders with Prosper, ask a friend or family member to join and give you an endorsement, and bid on your listing.

This can benefit both of you since it can help you get the loan you need, while the lenders you bring in can earn interest as you pay your loan. It's all part of how people come together to help others at Prosper.

If you are sure you have bad credit, you may want to consider improving it before you apply. You can find more information on how to do that by clicking here.

Apply now and make sure you cover all of your needs.

Prosper is an online community where people come together for lending and borrowing money. By bidding for loans, lenders can get great returns and borrowers can get great rates—and that helps everybody.