Get a Boat Loan

Hit the lake with a new boat

Want to maximize your summer fun, but lack the cash for the boat of your dreams? Or do you want to refinance your existing boat loan? The Prosper community can help.

Just list the loan amount you need and tell us a little about yourself. Whether you're searching for an expansive house boat, or you have your heart set on a motor boat for early morning bass catching, turn to Prosper for a loan at a great rate you can use for both used or new boats.

Why we're your best choice for boat loans

Through our online community, you can request an unsecured loan, meaning you don't have to use your boat or home as collateral.

We'll simply run a credit check, which lets our lenders gauge whether and at what interest rate they should bid. Based on your credit history you will be assigned a Prosper Rating. The higher your credit grade, the better your chances your listing will receive bids, or that your rate will be bid down from the rate you set in your listing.

And, you remain in control since you're always free to withdraw your listing at any time during the bidding process.

What if I have bad credit?

If you have poor credit, Prosper may not be the right choice for you at this time. You may want to take a few months to improve your score.

But don't be too harsh on yourself, either. If you've recently checked your credit history and feel it's only average, we may still have you on the lake in your new boat in no time. Our lenders understand that most people don't have perfect credit and take this into account when they bid to have your loan funded.

Apply now and see why financing through Prosper may be better for you.

What is Prosper?

Prosper is an online community where people come together for lending and borrowing money. By bidding for loans, lenders can get great returns and borrowers can get great rates—and that helps everybody.

Get a Boat Loan