Get a Personal Loan
The loan you need, the service you'll love
If you're searching for a personal loan, you've come to the right place! At Prosper, you'll get none of the attitude that you'll run into elsewhere. We're here for you.
We connect borrowers to lenders, helping you get the great rate you're searching for. So whether you're looking to consolidate high interest debt, start up a small business, or buy a new or used auto, you can start right now.
How can I use my personal loan?
Through Prosper, you're free to use the cash you borrow any way you like:
Whether you need a home improvement loan, or you need extra money to pay for education, all of our loans are unsecured, which means we don't require collateral, such as a home or auto.
The entire process is easy
After you join Prosper, simply create a listing and let lenders know why you want a loan. Once your listing is posted, lenders can start bidding to have your loan funded. You can then securely track its progress anytime from any Internet connection, to see if you get enough bids to obtain a loan.
You pick the interest rate you want, and the bidding could drive the rate you chose even lower. And, you're always free to withdraw your listing at any time during the bidding process. It really is that easy. Why not apply now?
What if I have poor credit?
Prosper isn't the best place for people with bad credit. You may want to try to improve your credit score over the next few months and then apply for a loan on Prosper. If you need help with credit repair, please click here.
What is Prosper?
Prosper is an online community where people come together for lending and borrowing money. By bidding for loans, lenders can get great returns and borrowers can get great rates—and that helps everybody.
