Get a Loan for your Dream Wedding or Honeymoon
Your wedding should be one of the most special days in your life. But paying for the wedding cake, flowers, hairstyles, and (of course) the wedding dress can quickly add up. And then there's the honeymoon to follow....
Prosper can provide wedding loans or honeymoon loans through our peer-to-peer lending marketplace — potentially offering a better rate than credit cards, and without the trouble of applying for a loan against your home (perfect for non-homeowners).
Dreaming of an Exotic Wedding?
More and more people are choosing to embrace the extraordinary when it comes to their wedding plans. Whether you dream of a “wet wedding” under the sea or a sky-high wedding in a hot air balloon, it's your special day and the plans should be up to you and your fiancé. Wedding loans exist to make sure you have the funds to make your event exceptional.
Experience Pure Honeymoon Bliss
Think about it: Can you truly relax and enjoy your honeymoon if you're constantly worrying about charging it all on a high-interest credit card? Prosper can provide you with the great rate you're searching for with an up-front honeymoon loan.
Whether you have your hearts set on a Sandals honeymoon, or one in Costa Rica or Bali, you can describe your dream honeymoon destination to potential lenders. The memories you forge will last a lifetime, and we want to help make them extra special.
Enjoy Your Wedding and Honeymoon — But Keep Your Budget in Mind
Because weddings are such special occasions, it can often be difficult to stay grounded and on budget. And while many of us dream about a fairy tale wedding with dozens of rose-covered horse drawn carriages, keep in mind that Cinderella's tale doesn't include having to pay for such things.
When planning how to pay for your wedding and honeymoon, remember that it's the people and proclamation of your love that makes these events so memorable—not how much money you spend.
List your wedding essentials first. This may include the wedding gown, location, banquet, and photography in order to arrive at a realistic budget. If you do apply for a wedding loan, be sure to hunt around for the best rate, and don't put it off until the last minute. Prosper can help.
Make Sure You Have the Honeymoon Cash You Need
Many young newlyweds make the mistake of emptying their bank accounts for their honeymoon, only to have unexpected costs spoil the trip. And don't forget about the bills that will await you back home upon your return. Ensure you have enough, even if you plan on a budget honeymoon.
Starting your new lives together will bring new expenses, and Mom and Dad can only provide so much assistance. Prosper can help provide the financial buffer you need in the form of honeymoon loans with low fixed rates and no prepayment penalties. And qualified borrowers can apply for any unsecured loan amount up to $35,000, so you needn't rely on high-rate credit cards to enjoy the honeymoon package you want.
Why not apply now to see the great rate you can enjoy? It only takes a few easy steps.
Does my credit score affect my loan?
Yes. Most lenders will look at your credit history, and Prosper lenders are no exception. If you are sure you have bad credit, you may want to consider improving it before you apply. If you are not sure of your credit score, we can help you find out now, for free, with no obligation.
The Prosper community does not require "perfect credit." If you have an average to an above average credit rating, one way to expedite your loan funding is to ask another Prosper member (especially a lender) to endorse you. Don’t know any other Prosper members personally? Invite a friend to join.
APR starting at
* Based on one year personal loans made to first time borrowers with an AA Prosper Rating. To qualify for an AA Prosper Rating, applicants must have excellent credit and meet other conditions. APRs by Prosper Rating range from 6.38% (AA) to 35.36% (HR) for first time borrowers. Repeat borrowers may qualify for discounted rates. Rate offered is based on Prosper Rating and other factors, and your actual rate may differ. Eligibility for a loan is not guaranteed and requires that a sufficient number of investors commit to fund your loan. Refer to Borrower Registration Agreement for all terms and conditions. All loans made by WebBank, a Utah-chartered Industrial Bank.