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Get Great Rates on Boat Loans

Hit the water with a new boat

Want to maximize your summer fun, but lack the cash for the boat of your dreams? Or do you want to refinance an existing boat loan? The Prosper community marketplace can help you land fixed-rate boat loans.

Just post a loan listing for the amount you need for your boat and tell us a little about yourself. Whether you're searching for a used or new house boat or world class sailboat, or you have your heart set on a motor boat for early morning bass fishing, turn to Prosper for boat loans at great rates.

Why we're your best choice for boat loans

Prosper loans are unsecured loans, meaning you don't have to use your boat or home as collateral for your loans. This cuts down on the paperwork, inspections, and complications required with other types of boat loans.

We'll simply run a credit check, and based on your credit history you will be assigned a Prosper Rating. The higher your Prosper Rating, the better your chances of getting a low interest loan. Shop around and compare rates and terms. It’s simple and easy to get boat loans with Prosper.

You remain in control since you're always free to withdraw your listing at any time during the listing process, and you can create your listing online, any time, making it simple and easy to get boat loans.

Apply now and see why getting boat loans through Prosper may be best for you.

Get a Boat Loan

Does my credit score affect my loan?

Yes. Most lenders will look at your credit history, and Prosper lenders are no exception. If you are sure you have bad credit, you may want to consider improving it before you apply. If you are not sure of your credit score, we can help you find out now, for free, with no obligation.

The Prosper community does not require "perfect credit." If you have an average to an above average credit rating, one way to expedite your loan funding is to ask another Prosper member (especially a lender) to endorse you. Don’t know any other Prosper members personally? Invite a friend to join.

What is Prosper?

Prosper is an online community marketplace for investing and borrowing money. Through peer-to-peer lending, we bring lenders and borrowers together. Everybody prospers!

	6.59 % FOR AA LOANS* FIXED RATES FROM 6.59% to 35.84% APR

* Based on one year personal loans made to first time borrowers with an AA Prosper Rating. To qualify for an AA Prosper Rating, applicants must have excellent credit and meet other conditions. APRs by Prosper Rating range from 6.59% (AA) to 35.84% (E) for first time borrowers. Repeat borrowers may qualify for discounted rates. Rate offered is based on Prosper Rating and other factors, and your actual rate may differ. Eligibility for a loan is not guaranteed and requires that a sufficient number of investors commit to fund your loan. Refer to Borrower Registration Agreement for all terms and conditions. All loans made by WebBank, a Utah-chartered Industrial Bank.

All personal loans are made by WebBank, a Utah-chartered Industrial Bank. All Prosper personal loans are unsecured, fully amortized personal loans.

Notes offered by Prospectus. Notes investors receive are dependent for payment on personal loans to borrowers. Not FDIC-insured; Investments may lose value; No Prosper or bank guarantee. Prosper does not verify all information provided by borrowers in listings. Investors should review the prospectus before investing.

* Seasoned Return calculations represent historical performance data for the Borrower Payment Dependent Notes ("Notes") issued and sold by Prosper since July 15, 2009. To be included in the calculations, Notes must be associated with a borrower loan originated more than 10 months ago; this calculation uses loans originated through May 31, 2011. Our research shows that Prosper Note returns historically have shown increased stability after they've reached ten months of age. For that reason, we provide "Seasoned Returns", defined as the Return for Notes aged 10 months or more.

To calculate the Return, all payments received on borrower loans, net of principal repayment, credit losses, and servicing costs for such loans, are aggregated and then divided by the average daily amount of aggregate outstanding principal. To annualize this cumulative return, it is divided by the dollar-weighted average age of the loans in days and then multiplied by 365.

All calculations were made as of March 31, 2012. Seasoned Return is not necessarily indicative of the future performance on any Notes. In September 2011, an independent accountant examined and attested to Prosper Marketplace, Inc.'s calculation methodologies for measuring historical investment returns.

** Based on one year personal loans made to first time borrowers with an AA Prosper Rating. To qualify for an AA Prosper Rating, applicants must have excellent credit and meet other conditions. APRs by Prosper Rating range from 6.59% (AA) to 35.84% (E) for first time borrowers. Repeat borrowers may qualify for discounted rates. Rate offered is based on Prosper Rating and other factors, and your actual rate may differ. Eligibility for a loan is not guaranteed and requires that a sufficient number of investors commit to fund your loan. Refer to Borrower Registration Agreement for all terms and conditions. All loans made by WebBank, a Utah-chartered Industrial Bank.