Prosper Personal Loan Types

Choose from a wide range of personal loan amounts and terms available only through our social lending marketplace

Prosper offers fixed rate, "fully amortizing**", unsecured loans from $2,000 to $35,000. Loan terms of 3 and 5 years are available, depending upon Prosper Rating and loan amount. Along with attractive rates, these loans are offered with no penalties for paying off your loan early or for making partial prepayments. See why Prosper personal loans are a more attractive way to borrow than credit card or other consumer debt that could take years to pay off!

Loan Terms

Prosper Rating<=$4,000$4,001 - $10,000$10,001 - $15,000$15,001 - $20,000$20,001 - $25,000$25,001 - $30,000$30,001 - $35,000
3yr, 5yr3yr, 5yr3yr, 5yr3yr, 5yr3yr3yr3yr
3yr, 5yr3yr, 5yr3yr, 5yr3yr, 5yr3yr, 5yr3yr, 5yr3yr, 5yr
3yr, 5yr3yr, 5yr3yr, 5yr3yr, 5yr3yr, 5yr3yr, 5yr3yr, 5yr
3yr, 5yr3yr, 5yr3yr, 5yr3yr, 5yr3yr, 5yr
3yr, 5yr3yr, 5yr3yr, 5yr
3yr, 5yr3yr, 5yr

*** For example, if you have a Prosper Rating of B and take a loan for $5000.00, then you will be charged a $247.50 closing fee. You will then receive $4752.50 in cash deposited directly into your bank account. If you have a B rating and no previous loans and take a 3 year loan, your interest rate will be 12.74% (16.33% APR) and your scheduled monthly payment will be $167.84.

Use our quick online application to choose your loan amount and you’ll find a number of social lending options to choose from based on your qualifications. Check out Prosper social lending for your personal loan today!

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APR starting at

for best borrowers**
Rates from 6.73% to 35.36% APR

Loan Types

* Based on one year personal loans made to first time borrowers with an AA Prosper Rating. To qualify for an AA Prosper Rating, applicants must have excellent credit and meet other conditions. APRs by Prosper Rating range from 6.73% (AA) to 35.36% (HR) for first time borrowers. Repeat borrowers may qualify for discounted rates. Rate offered is based on Prosper Rating and other factors, and your actual rate may differ. Eligibility for a loan is not guaranteed and requires that a sufficient number of investors commit to fund your loan. Refer to Borrower Registration Agreement for all terms and conditions. All loans made by WebBank, a Utah-chartered Industrial Bank.