Unsecured Personal Loans at Great Rates

Are you looking for a personal loan? Prosper can help through person-to-person lending: personal loans without the big bank attitude. Whether you're searching for a loan to consolidate debt, to buy a car, grow your business or get an education, a fixed-rate loan through Prosper can help.

Get a Personal Loan

How can I use my personal loan?

Through Prosper, you're free to use the cash you borrow any way you like:

• Auto & Vehicle - Buy a new or used car, truck or motorcycle
• Business - Grow or start your small business
• Debt Consolidation - Free yourself from credit card debt
• Friends & Family - Help out friends or family in need
• Home Improvement - Remodel your kitchen or bathroom
• Military - PCS or family moving expenses
• Student & School - Pay for school tuition, books and housing
• Baby & Adoption - Pay for new baby expenses
• Green Loans - Financing for environmentally friendly projects
• Engagement Ring Financing - A personal loan to finance engagement expenses
• Wedding Loans - Get money for your wedding or honeymoon

Whether you need a home improvement loan, or you need extra money to pay for an engagement ring, education, a wedding or for whatever reason, all of our loans are unsecured, which means we don't require collateral, such as a home or auto.

Here's How It All Works:

1. Create your loan listing
   Request how much you want to borrow then set your maximum interest rate. Learn how to create a great listing from the Prosper tutorial.
2. Watch the bidding
   The auction starts immediately—Lenders can bid to fund your loan. As lenders compete, the lower your interest rate can fall.
3. You win!
   When a fully funded listing closes, the money for your loan will be deposited directly into your bank account.
4. Easy monthly payments
   Fixed monthly payments are automatically withdrawn from your bank account. No hidden fees, no pre-payment penalties, and your interest rate never changes.
   

What is Prosper?

Prosper is an online community for lending and borrowing money. Lenders and borrowers come together to bid on personal loans: loans without a bank through peer-to-peer lending.