Build a Portfolio Plan

For your convenience, Prosper has set up four portfolio plan templates you can copy and adjust to your liking. Select a template, or build your own from scratch. Learn more.

Select a

template:

Est. loss¹

Est. return²

Conservative

Bids on very low risk borrowers.

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Very low risk

5.10%

Balanced

Bids on low risk borrowers.

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Low risk

7.63%

Moderate

Bids on medium risk borrowers.

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Medium risk

8.48%

Aggressive

Bids on higher risk borrowers.

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Medium risk

9.03%

Start from scratch

I want to build my own portfolio plan from scratch.

Learn more

Unknown risk

unknown

¹ Estimated average annualized loss rate based on the historical performance of Prosper loans for borrowers with similar characteristics, originated between Jun-01-2006 and Feb-29-2008, measured as of Mar-31-2008. Actual performance may differ from estimated performance due to many reasons, for example, worsening economic conditions.
² Estimated average annualized return is intended to help you understand the risks and return associated with this listing. Lenders should make their own judgments with respect to the risk of default associated with individual loans. Actual performance may differ from estimated performance.