People-to-People Lending at Prosper: Americans Helping Each Other
With the prices of everyday basics like food and fuel skyrocketing, it can be difficult for the average person to keep up financially—much less save or secure private loans for life's important landmarks like marriage or college.
This is why many of us respond so positively to people-to-people lending at Prosper.com.
Through us, lenders like you have the opportunity to help your fellow Americans in the process. These are real people with real stories and needs.
You choose the borrowers that connect with you—whether it's a fireman looking to consolidation debt or a car buff detailing her classic '66 Mustang getting an auto loan. You can bid on loan listings from people that connect with your interests and priorities.
Please keep in mind that Prosper loans are not liquid, meaning that you cannot sell your loans to others at this time, and you must keep them in your own portfolio. Returns on loans are not FDIC insured, nor is there any guarantee that they will always be repaid. This is why we strive to provide you with all the tools you need to help make the right choices.
We want peer-to-peer lending to be as easy and safe as possible.
Become a Lender
Helping People, Not Big Business
There's more to personal lending through Prosper—much more!
We're interested in helping others. We recognize that promoting positive social growth while running an efficient business are not mutually exclusive goals.
Chris Larsen, our founder, was instrumental in helping pass laws that gave Americans access to their credit scores, and strengthening the financial privacy protection laws that we Americans enjoy today.
Come join our growing community and learn more.
What is Prosper?
Prosper is an online community where people come together for lending and borrowing money. Prosper's lenders can get great returns by bidding on borrowers' loans, and borrowers great rates as a result of the competitive bidding. And that means everybody does better. Together.
