The Online Marketplace for People-to-People Lending

Prosper is an online community where people come together to find a loan or lend money. Bidding on borrowers' loans, lenders can get great returns by offering great rates. And that means everybody does better.

1. Create a loan listing for the amount you want and set the maximum interest rate you are willing to pay.
2. People place bids for the amount and rate they would lend to you.
3. Prosper takes the bids with the lowest rates and combines them into one simple loan to you.
4. Loan proceeds are deposited directly into your bank account.

A friend told me about prosper.com. Almost as soon as I posted my listing I had eight bids. I am so grateful for Prosper and all of my lenders!
- Lara M.

I made a listing on Prosper for the full amount, obtained 14.3% and was able to pay it off without any late payments. This is definitely a great service.
- Mark P.

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