Invest Automatically Using Portfolio Plans

Don't have time to look through all the listings? No worries, Prosper has a solution for you.

If you don't have time to look through all the loan listings, portfolio plans are the solution. Portfolio plans let you automatically bid on loans that match criteria you have selected.

For example, if you want to bid on listings under $5,000 with Prosper Ratings of AA and A and an estimated loss rate of less than 2%, you can choose the Balanced plan that will only bid on listings that match your criteria. You can place any amount of your funds in as many portfolio plans as you like.

Prosper has three model plans (Balanced, Moderate and Aggressive) to get you started. Or you can or create a plan yourself. Either way you are investing in your fellow Americans and it is quick and easy to set up.

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Prosper's Portfolio Plans

Balanced

7%*

Very low risk

View criteria

Moderate

11%*

Medium risk

View criteria

Aggressive

13%*

High risk

View criteria

The Notes that correspond to specific borrower listings are offered pursuant to the prospectus. Investors should read the complete description of the Notes and risks associated with making an investment in the Notes as well as other information about us and our platform in the prospectus.

* Estimated Return is the projected annual return on funds invested in model portfolio plans. While Estimated Return takes into account the projected impact of credit losses based on historical data, the calculation requires significant assumptions about the repayment of loans. Lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance. Learn more.

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