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Performance Data
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Observation Period
Loan origination date:
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
2010
2009
2008
2007
2006
2005
to
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
2010
2009
2008
2007
2006
2005
Observation date:
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
2010
2009
2008
2007
2006
2005
Range type:
Credit score
Prosper Rating
Edit criteria
Loan Criteria
Loan amount:
≤$25,000.00
Automatic funding:
Exclude
Homeowners:
Exclude
Reset
Performance Data
Performance metric
All credit scores
760-990
720-759
680-719
640-679
600-639
560-599
520-559
No credit
Loans originated
$14,835,437
100.00%
$1,266,582
100.00%
$1,959,128
100.00%
$2,154,577
100.00%
$2,831,374
100.00%
$3,054,633
100.00%
$1,852,107
100.00%
$1,587,848
100.00%
$129,188
100.00%
3,062
100.00%
194
100.00%
273
100.00%
323
100.00%
454
100.00%
593
100.00%
516
100.00%
651
100.00%
58
100.00%
Active, not yet billed
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Active, billed, <1 month late
$12,389,895
83.52%
$951,511
75.12%
$1,571,143
80.20%
$1,834,495
85.14%
$2,489,860
87.94%
$2,690,604
88.08%
$1,608,310
86.84%
$1,156,569
72.84%
$87,403
67.66%
2,462
80.40%
133
68.56%
208
76.19%
261
80.80%
389
85.68%
514
86.68%
439
85.08%
479
73.58%
39
67.24%
Active, billed, 1+ months late
$590,006
3.98%
$10,000
0.79%
-
-
$21,500
1.00%
$67,232
2.37%
$101,705
3.33%
$90,926
4.91%
$274,341
17.28%
$24,302
18.81%
180
5.88%
1
0.52%
-
-
4
1.24%
11
2.42%
16
2.70%
27
5.23%
110
16.90%
11
18.97%
Paid in full
$1,456,239
9.82%
$305,071
24.09%
$363,485
18.55%
$246,331
11.43%
$208,782
7.37%
$216,323
7.08%
$72,743
3.93%
$43,504
2.74%
-
-
322
10.52%
60
30.93%
62
22.71%
53
16.41%
45
9.91%
52
8.77%
26
5.04%
24
3.69%
-
-
Pre-charge-off payments
$22,242
0.15%
-
-
$1,660
0.08%
$4,756
0.22%
$5,137
0.18%
$2,806
0.09%
$3,731
0.20%
$3,349
0.21%
$803
0.62%
Charge-offs
$377,055
2.54%
-
-
$22,840
1.17%
$47,495
2.20%
$60,363
2.13%
$43,195
1.41%
$76,397
4.12%
$110,085
6.93%
$16,680
12.91%
98
3.20%
-
-
3
1.10%
5
1.55%
9
1.98%
11
1.85%
24
4.65%
38
5.84%
8
13.79%
Recoveries
$9,996
0.07%
-
-
$324
0.02%
$3,879
0.18%
$1,358
0.05%
$376
0.01%
$1,112
0.06%
$2,324
0.15%
$622
0.48%
Net charge-offs
$367,059
2.47%
-
-
$22,516
1.15%
$43,616
2.02%
$59,005
2.08%
$42,818
1.40%
$75,285
4.06%
$107,761
6.79%
$16,058
12.43%
Delinquency Activity
Performance metric
All credit scores
760-990
720-759
680-719
640-679
600-639
560-599
520-559
No credit
Loans active, billed
$10,898,102
100.00%
$770,279
100.00%
$1,279,107
100.00%
$1,530,220
100.00%
$2,122,517
100.00%
$2,370,918
100.00%
$1,461,122
100.00%
$1,269,214
100.00%
$94,725
100.00%
2,642
100.00%
134
100.00%
208
100.00%
265
100.00%
400
100.00%
530
100.00%
466
100.00%
589
100.00%
50
100.00%
Current
$10,217,528
93.76%
$761,226
98.82%
$1,279,107
100.00%
$1,507,450
98.51%
$2,044,487
96.32%
$2,243,694
94.63%
$1,346,392
92.15%
$963,076
75.88%
$72,096
76.11%
2,427
91.86%
133
99.25%
208
100.00%
260
98.11%
387
96.75%
508
95.85%
430
92.27%
463
78.61%
38
76.00%
Late (16-30 days)
$136,895
1.26%
-
-
-
-
$5,243
0.34%
$20,207
0.95%
$34,877
1.47%
$29,114
1.99%
$46,517
3.67%
$936
0.99%
35
1.32%
-
-
-
-
1
0.38%
2
0.50%
6
1.13%
9
1.93%
16
2.72%
1
2.00%
1-3 months late
$543,680
4.99%
$9,053
1.18%
-
-
$17,528
1.15%
$57,824
2.72%
$92,347
3.90%
$85,615
5.86%
$259,621
20.46%
$21,692
22.90%
180
6.81%
1
0.75%
-
-
4
1.51%
11
2.75%
16
3.02%
27
5.79%
110
18.68%
11
22.00%
1 month late
$204,688
1.88%
-
-
-
-
$17,528
1.15%
$24,686
1.16%
$43,456
1.83%
$24,440
1.67%
$83,944
6.61%
$10,634
11.23%
66
2.50%
-
-
-
-
4
1.51%
6
1.50%
8
1.51%
9
1.93%
36
6.11%
3
6.00%
2 months late
$212,063
1.95%
-
-
-
-
-
-
$28,426
1.34%
$47,330
2.00%
$38,396
2.63%
$93,626
7.38%
$4,286
4.52%
66
2.50%
-
-
-
-
-
-
4
1.00%
7
1.32%
12
2.58%
40
6.79%
3
6.00%
3 months late
$126,929
1.16%
$9,053
1.18%
-
-
-
-
$4,711
0.22%
$1,561
0.07%
$22,779
1.56%
$82,051
6.46%
$6,773
7.15%
48
1.82%
1
0.75%
-
-
-
-
1
0.25%
1
0.19%
6
1.29%
34
5.77%
5
10.00%