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Performance Data
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Observation Period
Loan origination date:
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
2009
2008
2007
2006
2005
to
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
2009
2008
2007
2006
2005
Observation date:
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
2009
2008
2007
2006
2005
Range type:
Credit score
Prosper Rating
Edit criteria
Loan Criteria
Loan amount:
≤$10,000.00
Debt/income ratio:
≤20%
Automatic funding:
Exclude
Now delinquent:
0 delinquent accounts
Inquiries in last 6m:
2-3 inquiries
Employment status:
Only Not available, Full-time employee, Part-time employee, Self-employed, Retired
Reset
Performance Data
Performance metric
All credit scores
760-990
720-759
680-719
640-679
600-639
560-599
520-559
No credit
Loans originated
$2,749,111
100.00%
$519,445
100.00%
$423,109
100.00%
$434,097
100.00%
$676,020
100.00%
$441,482
100.00%
$159,230
100.00%
$95,728
100.00%
-
-
594
100.00%
107
100.00%
87
100.00%
95
100.00%
126
100.00%
100
100.00%
43
100.00%
36
100.00%
-
-
Active, not yet billed
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Active, billed, <1 month late
$2,118,726
77.07%
$355,574
68.45%
$298,552
70.56%
$323,328
74.48%
$555,820
82.22%
$376,694
85.32%
$127,280
79.93%
$81,478
85.11%
-
-
438
73.74%
71
66.36%
55
63.22%
65
68.42%
99
78.57%
84
84.00%
34
79.07%
30
83.33%
-
-
Active, billed, 1+ months late
$40,775
1.48%
-
-
$6,500
1.54%
$11,500
2.65%
$11,000
1.63%
$8,775
1.99%
$3,000
1.88%
-
-
-
-
9
1.52%
-
-
1
1.15%
2
2.11%
2
1.59%
3
3.00%
1
2.33%
-
-
-
-
Paid in full
$516,309
18.78%
$153,871
29.62%
$111,057
26.25%
$86,269
19.87%
$93,200
13.79%
$42,462
9.62%
$20,000
12.56%
$9,450
9.87%
-
-
132
22.22%
35
32.71%
30
34.48%
26
27.37%
22
17.46%
10
10.00%
5
11.63%
4
11.11%
-
-
Pre-charge-off payments
$9,708
0.35%
$947
0.18%
$1,997
0.47%
$2,167
0.50%
$1,822
0.27%
$953
0.22%
$1,027
0.65%
$796
0.83%
-
-
Charge-offs
$63,592
2.31%
$9,053
1.74%
$5,003
1.18%
$10,833
2.50%
$14,178
2.10%
$12,598
2.85%
$7,923
4.98%
$4,004
4.18%
-
-
15
2.53%
1
0.93%
1
1.15%
2
2.11%
3
2.38%
3
3.00%
3
6.98%
2
5.56%
-
-
Recoveries
$3,998
0.15%
$2,321
0.45%
-
-
-
-
$1,677
0.25%
-
-
-
-
-
-
-
-
Net charge-offs
$59,594
2.17%
$6,732
1.30%
$5,003
1.18%
$10,833
2.50%
$12,501
1.85%
$12,598
2.85%
$7,923
4.98%
$4,004
4.18%
-
-
Delinquency Activity
Performance metric
All credit scores
760-990
720-759
680-719
640-679
600-639
560-599
520-559
No credit
Loans active, billed
$1,697,147
100.00%
$268,277
100.00%
$241,871
100.00%
$268,844
100.00%
$438,048
100.00%
$306,091
100.00%
$107,212
100.00%
$66,805
100.00%
-
-
447
100.00%
71
100.00%
56
100.00%
67
100.00%
101
100.00%
87
100.00%
35
100.00%
30
100.00%
-
-
Current
$1,654,705
97.50%
$268,277
100.00%
$236,320
97.71%
$252,082
93.77%
$429,554
98.06%
$298,871
97.64%
$103,528
96.56%
$66,073
98.90%
-
-
435
97.32%
71
100.00%
55
98.21%
64
95.52%
99
98.02%
84
96.55%
33
94.29%
29
96.67%
-
-
Late (16-30 days)
$9,935
0.59%
-
-
-
-
$8,402
3.13%
-
-
-
-
$800
0.75%
$732
1.10%
-
-
3
0.67%
-
-
-
-
1
1.49%
-
-
-
-
1
2.86%
1
3.33%
-
-
1-3 months late
$32,507
1.92%
-
-
$5,551
2.29%
$8,359
3.11%
$8,493
1.94%
$7,220
2.36%
$2,884
2.69%
-
-
-
-
9
2.01%
-
-
1
1.79%
2
2.99%
2
1.98%
3
3.45%
1
2.86%
-
-
-
-
1 month late
$14,638
0.86%
-
-
-
-
$3,260
1.21%
$8,493
1.94%
-
-
$2,884
2.69%
-
-
-
-
4
0.89%
-
-
-
-
1
1.49%
2
1.98%
-
-
1
2.86%
-
-
-
-
2 months late
$17,870
1.05%
-
-
$5,551
2.29%
$5,099
1.90%
-
-
$7,220
2.36%
-
-
-
-
-
-
5
1.12%
-
-
1
1.79%
1
1.49%
-
-
3
3.45%
-
-
-
-
-
-
3 months late
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-