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Performance Data
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Observation Period
Loan origination date:
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
2009
2008
2007
2006
2005
to
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
2009
2008
2007
2006
2005
Observation date:
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
2009
2008
2007
2006
2005
Range type:
Credit score
Prosper Rating
Edit criteria
Loan Criteria
Loan amount:
≤$25,000.00
Reset
Performance Data
Performance metric
All credit scores
760-990
720-759
680-719
640-679
600-639
560-599
520-559
No credit
Loans originated
$55,760,187
100.00%
$7,184,801
100.00%
$7,155,843
100.00%
$8,968,188
100.00%
$10,913,308
100.00%
$9,646,520
100.00%
$6,532,877
100.00%
$5,066,082
100.00%
$292,568
100.00%
9,783
100.00%
931
100.00%
802
100.00%
1,039
100.00%
1,527
100.00%
1,697
100.00%
1,684
100.00%
1,974
100.00%
129
100.00%
Active, not yet billed
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Active, billed, <1 month late
$30,101,294
53.98%
$3,930,975
54.71%
$4,175,081
58.35%
$5,546,369
61.84%
$5,896,115
54.03%
$5,233,433
54.25%
$3,114,074
47.67%
$2,098,319
41.42%
$106,928
36.55%
5,007
51.18%
434
46.62%
436
54.36%
628
60.44%
863
56.52%
954
56.22%
840
49.88%
801
40.58%
51
39.53%
Active, billed, 1+ months late
$2,406,696
4.32%
$98,000
1.36%
$247,500
3.46%
$368,257
4.11%
$662,795
6.07%
$357,223
3.70%
$352,658
5.40%
$302,363
5.97%
$17,900
6.12%
391
4.00%
6
0.64%
20
2.49%
32
3.08%
77
5.04%
58
3.42%
79
4.69%
112
5.67%
7
5.43%
Paid in full
$11,015,071
19.75%
$2,622,826
36.51%
$1,897,712
26.52%
$1,636,824
18.25%
$1,957,500
17.94%
$1,593,443
16.52%
$930,200
14.24%
$362,716
7.16%
$13,850
4.73%
2,058
21.04%
455
48.87%
280
34.91%
259
24.93%
321
21.02%
326
19.21%
254
15.08%
158
8.00%
5
3.88%
Pre-charge-off payments
$1,601,446
2.87%
$108,005
1.50%
$130,332
1.82%
$222,627
2.48%
$345,608
3.17%
$330,732
3.43%
$236,234
3.62%
$215,291
4.25%
$12,616
4.31%
Charge-offs
$10,635,680
19.07%
$424,995
5.92%
$705,218
9.86%
$1,194,111
13.31%
$2,051,290
18.80%
$2,131,689
22.10%
$1,899,711
29.08%
$2,087,393
41.20%
$141,274
48.29%
2,327
23.79%
36
3.87%
66
8.23%
120
11.55%
266
17.42%
359
21.15%
511
30.34%
903
45.74%
66
51.16%
Recoveries
$431,339
0.77%
$18,097
0.25%
$26,447
0.37%
$45,286
0.50%
$89,951
0.82%
$68,549
0.71%
$85,764
1.31%
$91,613
1.81%
$5,632
1.93%
Net charge-offs
$10,204,341
18.30%
$406,898
5.66%
$678,771
9.49%
$1,148,825
12.81%
$1,961,340
17.97%
$2,063,140
21.39%
$1,813,947
27.77%
$1,995,779
39.39%
$135,642
46.36%
Delinquency Activity
Performance metric
All credit scores
760-990
720-759
680-719
640-679
600-639
560-599
520-559
No credit
Loans active, billed
$19,126,221
100.00%
$2,248,744
100.00%
$2,514,764
100.00%
$3,427,238
100.00%
$3,865,415
100.00%
$3,408,073
100.00%
$2,103,341
100.00%
$1,487,414
100.00%
$71,234
100.00%
5,398
100.00%
440
100.00%
456
100.00%
660
100.00%
940
100.00%
1,012
100.00%
919
100.00%
913
100.00%
58
100.00%
Current
$17,064,351
89.22%
$2,152,724
95.73%
$2,280,792
90.70%
$3,137,188
91.54%
$3,307,267
85.56%
$3,084,078
90.49%
$1,808,268
85.97%
$1,235,570
83.07%
$58,464
82.07%
4,920
91.14%
431
97.95%
428
93.86%
623
94.39%
849
90.32%
938
92.69%
822
89.45%
779
85.32%
50
86.21%
Late (16-30 days)
$376,290
1.97%
$37,359
1.66%
$57,150
2.27%
$36,099
1.05%
$83,109
2.15%
$72,552
2.13%
$47,239
2.25%
$42,128
2.83%
$655
0.92%
87
1.61%
3
0.68%
8
1.75%
5
0.76%
14
1.49%
16
1.58%
18
1.96%
22
2.41%
1
1.72%
1-3 months late
$1,685,580
8.81%
$58,660
2.61%
$176,823
7.03%
$253,951
7.41%
$475,039
12.29%
$251,443
7.38%
$247,834
11.78%
$209,716
14.10%
$12,115
17.01%
391
7.24%
6
1.36%
20
4.39%
32
4.85%
77
8.19%
58
5.73%
79
8.60%
112
12.27%
7
12.07%
1 month late
$485,383
2.54%
$26,574
1.18%
$43,865
1.74%
$105,316
3.07%
$64,749
1.68%
$89,726
2.63%
$93,123
4.43%
$59,587
4.01%
$2,443
3.43%
118
2.19%
3
0.68%
7
1.54%
12
1.82%
12
1.28%
16
1.58%
31
3.37%
35
3.83%
2
3.45%
2 months late
$618,658
3.23%
$32,086
1.43%
$74,192
2.95%
$59,022
1.72%
$211,475
5.47%
$94,188
2.76%
$67,587
3.21%
$75,653
5.09%
$4,455
6.25%
143
2.65%
3
0.68%
7
1.54%
8
1.21%
38
4.04%
27
2.67%
24
2.61%
34
3.72%
2
3.45%
3 months late
$581,539
3.04%
-
-
$58,765
2.34%
$89,613
2.61%
$198,816
5.14%
$67,529
1.98%
$87,124
4.14%
$74,475
5.01%
$5,216
7.32%
130
2.41%
-
-
6
1.32%
12
1.82%
27
2.87%
15
1.48%
24
2.61%
43
4.71%
3
5.17%