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Performance Data
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Observation Period
Loan origination date:
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
2009
2008
2007
2006
2005
to
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
2009
2008
2007
2006
2005
Observation date:
Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
2009
2008
2007
2006
2005
Range type:
Credit score
Prosper Rating
Edit criteria
Loan Criteria
Loan amount:
≤$25,000.00
Reset
Performance Data
Performance metric
All credit scores
760-990
720-759
680-719
640-679
600-639
560-599
520-559
No credit
Loans originated
$7,211,062
100.00%
$1,119,375
100.00%
$1,041,160
100.00%
$1,216,693
100.00%
$1,309,640
100.00%
$988,592
100.00%
$823,518
100.00%
$646,882
100.00%
$65,202
100.00%
1,565
100.00%
164
100.00%
148
100.00%
184
100.00%
275
100.00%
251
100.00%
250
100.00%
265
100.00%
28
100.00%
Active, not yet billed
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
-
Active, billed, <1 month late
$5,549,593
76.96%
$851,738
76.09%
$803,714
77.19%
$936,091
76.94%
$1,068,323
81.57%
$797,273
80.65%
$615,132
74.70%
$436,171
67.43%
$41,151
63.11%
1,201
76.74%
124
75.61%
105
70.95%
146
79.35%
227
82.55%
204
81.27%
189
75.60%
187
70.57%
19
67.86%
Active, billed, 1+ months late
$327,653
4.54%
-
-
$27,500
2.64%
$58,050
4.77%
$52,700
4.02%
$78,768
7.97%
$54,682
6.64%
$51,453
7.95%
$4,500
6.90%
70
4.47%
-
-
2
1.35%
5
2.72%
6
2.18%
18
7.17%
18
7.20%
19
7.17%
2
7.14%
Paid in full
$858,330
11.90%
$265,637
23.73%
$191,946
18.44%
$113,751
9.35%
$137,016
10.46%
$73,001
7.38%
$52,501
6.38%
$23,478
3.63%
$1,000
1.53%
181
11.57%
39
23.78%
37
25.00%
25
13.59%
32
11.64%
20
7.97%
17
6.80%
10
3.77%
1
3.57%
Pre-charge-off payments
$19,316
0.27%
$236
0.02%
$1,594
0.15%
$6,188
0.51%
$2,167
0.17%
$990
0.10%
$3,380
0.41%
$4,052
0.63%
$709
1.09%
Charge-offs
$456,170
6.33%
$1,764
0.16%
$16,406
1.58%
$102,613
8.43%
$49,434
3.77%
$38,560
3.90%
$97,823
11.88%
$131,728
20.36%
$17,842
27.36%
113
7.22%
1
0.61%
4
2.70%
8
4.35%
10
3.64%
9
3.59%
26
10.40%
49
18.49%
6
21.43%
Recoveries
$21,165
0.29%
-
-
-
-
$6,017
0.49%
$7,069
0.54%
$1,428
0.14%
$1,114
0.14%
$4,150
0.64%
$1,388
2.13%
Net charge-offs
$435,005
6.03%
$1,764
0.16%
$16,406
1.58%
$96,595
7.94%
$42,365
3.23%
$37,132
3.76%
$96,709
11.74%
$127,579
19.72%
$16,454
25.24%
Delinquency Activity
Performance metric
All credit scores
760-990
720-759
680-719
640-679
600-639
560-599
520-559
No credit
Loans active, billed
$4,695,396
100.00%
$654,745
100.00%
$650,871
100.00%
$790,310
100.00%
$895,915
100.00%
$706,224
100.00%
$551,795
100.00%
$408,176
100.00%
$37,359
100.00%
1,271
100.00%
124
100.00%
107
100.00%
151
100.00%
233
100.00%
222
100.00%
207
100.00%
206
100.00%
21
100.00%
Current
$4,310,853
91.81%
$654,745
100.00%
$605,596
93.04%
$718,833
90.96%
$835,102
93.21%
$631,466
89.41%
$491,321
89.04%
$343,060
84.05%
$30,729
82.25%
1,180
92.84%
124
100.00%
103
96.26%
143
94.70%
226
97.00%
202
90.99%
185
89.37%
179
86.89%
18
85.71%
Late (16-30 days)
$88,829
1.89%
-
-
$20,323
3.12%
$18,807
2.38%
$13,843
1.55%
$3,930
0.56%
$10,397
1.88%
$18,875
4.62%
$2,653
7.10%
21
1.65%
-
-
2
1.87%
3
1.99%
1
0.43%
2
0.90%
4
1.93%
8
3.88%
1
4.76%
1-3 months late
$295,714
6.30%
-
-
$24,951
3.83%
$52,671
6.66%
$46,970
5.24%
$70,828
10.03%
$50,077
9.08%
$46,241
11.33%
$3,977
10.65%
70
5.51%
-
-
2
1.87%
5
3.31%
6
2.58%
18
8.11%
18
8.70%
19
9.22%
2
9.52%
1 month late
$76,157
1.62%
-
-
-
-
-
-
$10,609
1.18%
$40,430
5.72%
$15,853
2.87%
$9,266
2.27%
-
-
21
1.65%
-
-
-
-
-
-
2
0.86%
8
3.60%
7
3.38%
4
1.94%
-
-
2 months late
$80,284
1.71%
-
-
-
-
$11,954
1.51%
$24,632
2.75%
$13,674
1.94%
$19,267
3.49%
$10,757
2.64%
-
-
20
1.57%
-
-
-
-
1
0.66%
3
1.29%
4
1.80%
7
3.38%
5
2.43%
-
-
3 months late
$139,273
2.97%
-
-
$24,951
3.83%
$40,717
5.15%
$11,728
1.31%
$16,724
2.37%
$14,957
2.71%
$26,218
6.42%
$3,977
10.65%
29
2.28%
-
-
2
1.87%
4
2.65%
1
0.43%
6
2.70%
4
1.93%
10
4.85%
2
9.52%