New Opportunities in Online Investing
In these financially volatile times, we're all searching for a better way to
invest. The more you know about investing, the more you see many of the usual
investment avenues (stocks, hedge funds) have fallen on hard times.
So where do you turn?
Introducing Online Investing on Prosper.
Prosper offers a wide array of diversified plans and investment opportunities. Through our financial community, you're free to select your choices manually or use one of our portfolio plans.
These are just some of the ways we can offer you a viable path to healthy returns.
Prosper: Your Choice for a New, Better Financial Age
You'll find that Prosper is different from other investment sources—different and better.
We feel absolute transparency is one of our greatest strengths. As a lender, you want to know everything about the potential risks and rewards. We offer this information about investing upfront so you can adjust your rate accordingly. To further aid you, we also supply you with multiple investment tools, resources to learn about investing on Prosper, and data on the financial background of our borrowers.
Our staunch beliefs in transparency and openness have helped us become America's largest online lending marketplace. Since 2006, we've funded over $189,000,000 in loans...and we're not stopping there.
How Safe is My Investment?
Prosper makes every effort to provide you with a variety of historical information as well as information about borrowers such as credit details and debt-to-income ratio, allowing you to remain vigilant in your investing.
Please be aware there are caveats, though. Investing through Prosper is not FDIC insured, and there is a chance a borrower may default. However, you're free to diversify across a wide range of choices, and you can invest as little as $25 in each loan. This can help greatly reduce the impact of a possible default.
Be a Financial Hero—Today
Investing through Prosper can offer you more than just stable returns; it's also an opportunity to further drive our nation's economy.
Wouldn't it be rewarding to help a hardworking family shed the burden of high credit card interest rates, while you can earn a healthy return that may be above the general market?
There's a more rewarding way to invest — Prosper
Two-Year Returns to December 31, 2008. The returns shown
are price returns only and do not include dividends.
Through Prosper, you can. We provide you with a chance to invest in more than mere stocks and bonds. Social lending is about investing in something you can care about.
You're also free to choose what social causes you wish to support, and search for borrowers that match your personal criteria. The people you directly help may include firemen, teachers or nurses, along with targeted groups or small businesses. Again, the choice is yours.
Join our financial community today and find out what other lenders have already discovered: Prosper signals a new era in investing.
How Does Prosper Work?
Prosper lenders bid on listings and purchase Prosper Notes. Each Prosper Note corresponds to a listing which sets forth the relevant details about the loan, including loan amount, price, yield percentage, and borrower information. Any payment from a Prosper Note is dependent on payments Prosper receives on the corresponding loan.
The Notes that correspond to specific borrower listings are offered pursuant to the prospectus. Investors should read the complete description of the Notes and risks associated with making an investment in the Notes as well as other information about us and our platform in the prospectus.
Prosper Notes are risk bearing and speculative investments for suitable investors only. If a borrower fails to make payments on the corresponding borrower loan related to your Prosper Note, you will not receive payments on your Note. There is the potential that you will not receive any payments on a Prosper Note. You should review the Prospectus before bidding on loans. Not FDIC-insured. Notes may lose value. No Prosper or bank guarantee.
