New Opportunities in Online Investing

In these financially volatile times, we're all searching for a better way to invest. The more you know about investing, the more you see many of the usual investment avenues (stocks, hedge funds) have fallen on hard times.

Introducing Online Investing on Prosper Loans Marketplace.

In these financially volatile times, we're all searching for a better way to invest. The more you know about investing, the more you see many of the usual investment avenues (stocks, hedge funds) have fallen on hard times.

So where do you turn?

Prosper offers a wide array of diversified plans and investment opportunities. Through our financial community, you're free to select your choices manually or use one of our portfolio plans. You also have the ability to trade through secondary markets—all while you remain in control with the utmost transparency in your transactions.

These are just some of the ways we can offer you a viable path to healthy returns.

Become a Lender

Prosper: Your Choice for a New, Better Financial Age

You'll find that Prosper is different from other investment sources—different and better.

We feel absolute transparency is one of our greatest strengths. As a lender, you want to know everything about the potential risks and rewards. We offer this information about investing upfront so you can adjust your rate accordingly. To further aid you, we also supply you with multiple investment tools, resources to learn about investing on Prosper, and data on the financial background of our borrowers.

Our staunch beliefs in transparency and openness have helped us become America's largest online lending marketplace. Since 2006, we've funded over $178,000,000 in loans...and we're not stopping there.

How Safe is My Investment?

Prosper makes every effort to provide you with a variety of historical information as well as information about borrowers such as credit details and debt-to-income ratio, allowing you to remain vigilant in your investing.

Please be aware there are caveats, though. Investing through Prosper is not FDIC insured, and there is a chance a borrower may default. However, you're free to diversify across a wide range of choices, and you can invest as little as $50 in each loan. This can help greatly reduce the impact of a possible default.

Be a Financial Hero—Today

Investing through Prosper can offer you more than just stable returns; it's also an opportunity to further drive our nation's economy.

Wouldn't it be rewarding to help a hardworking family shed the burden of high credit card interest rates, while you can earn a healthy return that may be above the general market?

There's a more rewarding way to invest — Prosper

Two-Year Returns to December 31, 2008. The returns shown are price returns only and do not include dividends.

Through Prosper, you can. Social lending is about investing in something you can care about.

We provide you with a chance to invest in more than mere stocks and bonds. By offering direct access to the Open Market, Prosper gives you an opportunity to invest in existing institutional loans—all with full transparency. For example, you can bid on car loans according to factory location, giving you the chance to further support American workers.

You're also free to choose what social causes you wish to support, and search for borrowers that match your personal criteria. The people you directly help may include firemen, teachers or nurses, along with targeted groups or small businesses. Again, the choice is yours.

Join our financial community today and find out what other lenders have already discovered: Prosper signals a new era in investing.

What is Prosper Loans Marketplace?

Prosper lenders bid on listings and purchase Prosper Notes. Each Prosper Note corresponds to a listing which sets forth the relevant details about the loan, including loan amount, price, yield percentage, and borrower information. Any payment from a Prosper Note is dependent on payments Prosper receives on the corresponding loan.

Prosper Notes are risk bearing and speculative investments for suitable investors only. If a borrower fails to make payments on the corresponding borrower loan related to your Prosper Note, you will not receive payments on your Note. There is the potential that you will not receive any payments on a Prosper Note. You should review the Prospectus before bidding on loans. NOT FDIC-INSURED; Notes may lose value; No Prosper or bank guarantee. Investors (or purchasers of Prosper Notes) must be California residents.

THE COMMISSIONER OF CORPORATIONS OF THE STATE OF CALIFORNIA DOES NOT RECOMMEND OR ENDORSE THE PURCHASE OF THESE SECURITIES

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