Join Now   Sign In | Help

Three Ways to Invest in Individual Americans. In a plan, one-at-a-time, or existing Notes--the choice is yours.

Portfolio Plans: Place bids automatically

  • Easiest way to get started
  • Automated approach saves you time
  • Choose a ready-made plan that meets your goals
Continue
Balanced
7%*
Very low risk
View criteria
Moderate
11%*
Medium risk
View criteria
Aggressive
13%*
High risk
View criteria

Individual Loans: Bid on listings one-at-a-time

  • Invest like a banker
  • Evaluate individual borrowers
  • Search using custom tools
Continue

Existing Notes: Buy previously purchased Notes

  • For more advanced lenders
  • Notes offered at premium and discount
  • Buy Notes with established payment history
Continue

Lenders: For a limited time
$50 Sign up bonus† for all new lenders. Become a lender

Lenders: For a limited time
Invest $1-$4,999, receive 1% cash rebate or 2% if you invest $5,000 or more! Learn more

Refer a Friend:
Refer your friends and earn $100 each time a friend becomes a borrower. Learn more

* Estimated Return is the projected annual return on funds invested in model portfolio plans. While Estimated Return takes into account the projected impact of credit losses based on historical data, the calculation requires significant assumptions about the repayment of loans. Lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance. Learn more.

† The $50 sign up bonus may not be immediately withdrawn and will expire on December 31, 2009 if it is not invested by bidding on loan listings.
Home | Personal Loans | Invest | Trade | Online Investing | About Us | Help
Site Map | Affiliates | Developers | Privacy & Security | Policies | Terms of Use | Legal Agreements | Legal Compliance | Prospectus

Prosper, Prosper.com, and the Prosper logo are registered trademarks or service marks of Prosper Marketplace, Inc.
Copyright © 2005-2009 Prosper Marketplace, Inc. All rights reserved.
This site has chosen a Thawte Certificate to improve Web site security Site privacy statement reviewed by TRUSTe