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Prosper Borrowing Activity

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What does the "Prosper Activity" box contain?


If a borrower has any loan history with Prosper, the "Prosper Activity" box will appear under his or her credit and employment data box. Prosper activity includes three components of the borrower's activity:

Loan history

  • Active loans: The number of loans which have been issued to the borrower and are still active and being billed.
  • Total loans: The number of loans which have been issued to the borrower by Prosper lenders. This includes loans which are active and paid off.
  • Principal borrowed: The total amount of principal borrowed on Prosper, including loans which have been paid off.
  • Principal balance: The borrower's outstanding principal balance on Prosper loans.

Payment history

  • On time: Total number of Prosper loan payments billed (come due) and paid on or before the due date. If the borrower has made additional payments in advance, they will not appear in this figure.
  • <1 mo. late: Total number of loan payments which brought a loan current which were made at most one month past the due date. If more than 15 days late, these loan payments may include a late fee to lenders, depending on the borrower's state of residence.
  • 1+ mo. late: Total number of loan payments which brought a loan current which were made more than one month past the due date. Payments which are one or more months late may incur a collection fee, which is paid by lenders.
  • Total payments billed: Total number of loan payments which have been billed (come due) on the borrower's Prosper loans.

Credit grade history

  • Credit grade and date: A list of the borrower's last few credit grades, along with corresponding dates. Credit grades that resulted in loans have a dollar sign Loan icon icon next to them.
  • Credit grade change: An icon and text which shows whether the borrower's Prosper credit grade has gone up, down, or not changed since his or her last Prosper loan.

I don't see a "Prosper Activity" box. Where is it?


If the borrower doesn't have any loan history with Prosper, the "Prosper Activity" box will not appear on his or her listing page. Only borrowers with past loans will have a "Prosper Activity" box.
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