No. Unfortunately, it's not possible to change your payment due date at this time.

If you've created a borrower listing, you've created a request for a loan which lenders can bid on. First, enough lenders will need to bid on the listing for it to be 100% funded. At that point, you can either let the auction continue for its full 7 days, or you can end it early. Prosper must complete the loan review process before Prosper can transfer loan proceeds to your account. The loan review process itself will last no longer than seven business days. Loan proceeds should be available to you one to three business days after your listing is approved for funding.

The automatic monthly ACH payment is always for the same amount. You can make an extra manual payment to pay down your loan or pay off your loan in full. There is never a fee for doing this.

Bank transfers are done through an ACH transfer. Funds from ACH transfers take two to four business days before they become available in the destination account. When a transfer runs over a weekday or bank holiday, it may take longer than you anticipated.

If you were outbid, it means that other lenders bid at a lower minimum yield. Other lenders' minimum yields are not displayed, so even though it might look like they are bidding at the same yield you bid, that is not necessarily the case. This hidden bid auction style guarantees the best rates for everyone involved.

No. Unfortunately, you can only cancel a funds transfer which is not yet processing (that is, a status of "Scheduled").