Rich Daddy

Change Your Thinking, Change Your Future

We want to help people not only through the loans we fund but also through financial education.
Money is rarely a problem but it reveals what the problem is.  Loans we sponsor will be loans for people who are ready to deal with "how they handle money".  We refuse to be part of the continuing cycle of debt that has enslaved so many people and families.

Bad Debt is never the answer.  That is only a "hand out" and you pay a huge price for the hand out.  Good Debt is a hand up and must be used with the education that will change your habits and end the cycle of replacing debt with more debt.  .Every loan that we sponsor and becomes funded will receive educational material that helps the recipient to "Change Their Thinking".

Vision

        To see individuals and families master their financial future.

Mission

        To create a better economic future for 1000 families or individuals through debt consolidation and financial education.

Values

        Integrity – Upfront and honest dealings in everything we do.

        Education – All major changes in our lives begin with changing the way we think.

        Accountability – Most people want to do the right thing they just need someone to remind them to do it.

Strategy

        To evaluate each request on the basis of the individual’s demonstrated willingness to change the way they think about money and on the demonstrated first steps of “action” towards that change. Other obvious factors include the fiscal sense of the loan and the anticipated future ability to repay.

        We will then recommend the loan to others and “put our money where our mouth is” by bidding on the loan if funds are available.

        When and if the loan is funded and distributed we will send the recipient a “financial” education package customized to their situation and provide periodic accountability throughout the repayment period.

Team

        Currently Rich Daddy’s Hand Up Not Out is headed by two individuals who have backgrounds in banking, counseling, business and the military. The combined careers have over 50 years of experience.  We meet weekly to evaluate requests to join our group.