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Connections

Connections

Share the Prosperity

Whether you're new to Prosper or already a Borrower or Lender, Prosper Connections is the place to build your social lending network.

Here you can invite friends, family, and colleagues to participate in the Prosper marketplace and make it easy for your network of trusted borrowers and lenders to keep tabs on new listings that are posted within your circle.

Connections on Prosper can help you:

Easily invite your friends.
Follow new listings as they go live within your trusted network.
Learn and benefit from the success of your personal network by exchanging tips and strategies for success.

It's free and simple to join, so sign up today and start your own Prosper community and let's all build wealth together!

Sign In Join Now

Success Stories

I've been a Prosper lender for almost a year now. I think it is a win-win for everyone involved and recommend it to my friends. I love feeling like my money is actually going to help people out and yet I am making more return on my money than I could anywhere else.
- Kate, Prosper Lender

I came to Prosper because of the underlying moral principles of P2P lending, and I stayed actively involved because of the great community I discovered and the friends that I made.
- David, Prosper Borrower

Prosper Funding, LLC. San Francisco, CA 94105

Prosper, Prosper.com, and the Prosper logo are registered trademarks or service marks of Prosper Funding LLC. Copyright © 2005-2013 Prosper Funding LLC. All rights reserved.

As of February 1, 2013, the Prosper marketplace was transferred by Prosper Marketplace, Inc. to Prosper Funding LLC, a wholly-owned subsidiary of Prosper Marketplace, Inc. From and after February 1, 2013 Prosper Funding LLC is the sole obligor of Notes offered and secured by loans made through the Prosper marketplace, including Notes originally issued by Prosper Marketplace, Inc. prior to such transfer. Prosper Marketplace, Inc. continues to provide services to Prosper Funding LLC relating to loan and Note servicing, and may interact with borrowers and investors in relation thereto as agent of Prosper Funding LLC. Except where otherwise noted, throughout this website "Prosper" refers to Prosper Funding LLC including acting directly or through its agents.

All personal loans are made by WebBank, a Utah-chartered Industrial Bank, Member FDIC. All Prosper personal loans are unsecured, fully amortized personal loans.

Notes offered by Prospectus. Notes investors receive are dependent for payment on personal loans to borrowers. Not FDIC-insured; Investments may lose value; No Prosper or bank guarantee. Prosper does not verify all information provided by borrowers in listings. Investors should review the prospectus before investing.

Seasoned Return calculations represent historical performance data for the Borrower Payment Dependent Notes ("Notes") issued and sold by Prosper since July 15, 2009. To be included in the calculations, Notes must be associated with a borrower loan originated more than 10 months ago; this calculation uses loans originated through May 31, 2012. Our research shows that Prosper Note returns historically have shown increased stability after they've reached ten months of age. For that reason, we provide "Seasoned Returns", defined as the Return for Notes aged 10 months or more.

To calculate the Return, all payments received on borrower loans, net of principal repayment, credit losses, and servicing costs for such loans, are aggregated and then divided by the average daily amount of aggregate outstanding principal. To annualize this cumulative return, it is divided by the dollar-weighted average age of the loans in days and then multiplied by 365.

All calculations were made as of March 31, 2013. Seasoned Return is not necessarily indicative of the future performance on any Notes.

Based on one year personal loans made to first time borrowers with an AA Prosper Rating. To qualify for an AA Prosper Rating, applicants must have excellent credit and meet other conditions. APRs by Prosper Rating range from 6.73% (AA) to 35.36% (HR) for first time borrowers. Repeat borrowers may qualify for discounted rates. Rate offered is based on Prosper Rating and other factors, and your actual rate may differ. Eligibility for a loan is not guaranteed and requires that a sufficient number of investors commit to fund your loan. Refer to Borrower Registration Agreement for all terms and conditions. All loans made by WebBank, a Utah-chartered Industrial Bank.