Your browser is not enabled to use JavaScript. Please enable JavaScript to invest or borrow on Prosper.com.

Management & Investors

Launched 2006
America's largest peer-to-peer lending marketplace
Over 1,230,000 members
Over $300,000,000 in loans funded on Prosper

Management Team

Chris Larsen
Chief Executive Officer and Co-Founder
Joseph Toms
Chief Investment Officer
Jim Catlin
Executive Vice President of Acquisition and Risk Management
Kirk Inglis
Chief Operating Officer and Chief Financial Officer
Sachin Adarkar
General Counsel
Roberto Arnetoli
Executive Vice President of Technology and Operations

Investors and Directors

Jim Breyer, Director
Accel Partners
Larry Cheng, Director
Volition Capital
David Silverman, Director
Crosslink Capital
Court Coursey, Director
TomorrowVentures
Timothy Draper, Director
Draper Fisher Jurvetson
Nigel Morris, Director
QED Investors
CompuCredit
DAG Ventures
Meritech Capital
Omidyar Network

All personal loans are made by WebBank, a Utah-chartered Industrial Bank. All Prosper personal loans are unsecured, fully amortized personal loans.

Notes offered by Prospectus. Notes investors receive are dependent for payment on personal loans to borrowers. Not FDIC-insured; Investments may lose value; No Prosper or bank guarantee. Prosper does not verify all information provided by borrowers in listings. Investors should review the prospectus before investing.

* Seasoned Return calculations represent historical performance data for the Borrower Payment Dependent Notes ("Notes") issued and sold by Prosper since July 15, 2009. To be included in the calculations, Notes must be associated with a borrower loan originated more than 10 months ago; this calculation uses loans originated through February 28, 2011. Our research shows that Prosper Note returns historically have shown increased stability after they've reached ten months of age. For that reason, we provide "Seasoned Returns", defined as the Return for Notes aged 10 months or more.

To calculate the Return, all payments received on borrower loans, net of principal repayment, credit losses, and servicing costs for such loans, are aggregated and then divided by the average daily amount of aggregate outstanding principal. To annualize this cumulative return, it is divided by the dollar-weighted average age of the loans in days and then multiplied by 365.

All calculations were made as of December 31, 2011. Returns have been audited by a 3rd party for all data through September 30, 2011. Seasoned Return is not necessarily indicative of the future performance on any Notes.

** Based on one year personal loans made to first time borrowers with an AA Prosper Rating. To qualify for an AA Prosper Rating, applicants must have excellent credit and meet other conditions. APRs by Prosper Rating range from 6.59% (AA) to 35.84% (E) for first time borrowers. Repeat borrowers may qualify for discounted rates. Rate offered is based on Prosper Rating and other factors, and your actual rate may differ. Eligibility for a loan is not guaranteed and requires that a sufficient number of investors commit to fund your loan. Refer to Borrower Registration Agreement for all terms and conditions. All loans made by WebBank, a Utah-chartered Industrial Bank.