Personal & Small Business Loans at Prosper.com - the P2P Lending Marketplace.

Start Borrowing. It's safe, easy and free.

Rates as low as 7.70% APR

Earn 8.74% - 12.10% returns¹

Featured Loan Listings

growing my business Personal loan for business use	$7,000.00 @ 26.03% C credit grade 15% DTI	5% funded 5 bids
I'd rather pay you than American Express!! Debt consolidation loan	$25,000.00 @ 27.53% A credit grade 36% DTI	70% funded 185 bids
Unique venture in untapped market! Personal loan for business use	$25,000.00 @ 22.52% A credit grade 43% DTI	10% funded 29 bids
Providing homes for those that have trouble providing Personal loan for business use	$15,000.00 @ 26.29% A credit grade 40% DTI	47% funded 57 bids
Payment Debt consolidation loan	$10,000.00 @ 14.81% A credit grade 42% DTI	6% funded 7 bids
Updated: Please see my payment history on credit report Debt consolidation loan	$6,500.00 @ 18.55% B credit grade 33% DTI	21% funded 19 bids
Paying off ALL of my credit card debt Personal loan	$6,500.00 @ 30% C credit grade 22% DTI	5% funded 6 bids
Relist: Spruce up my four-plex! Personal loan	$13,000.00 @ 23% A credit grade 34% DTI	47% funded 50 bids
Getting ready for our first baby!! Personal loan	$7,500.00 @ 25% C credit grade 44% DTI	6% funded 8 bids
Paying off high-interest credit cards Debt consolidation loan	$7,500.00 @ 35% C credit grade 20% DTI	15% funded 18 bids
Buying Inventory Personal loan for business use	$25,000.00 @ 35% C credit grade 22% DTI	9% funded 20 bids
Dog bit by snake, paying off vet bills Debt consolidation loan	$6,100.00 @ 28% C credit grade 39% DTI	57% funded 48 bids
Company buyout. Debt consolidation loan	$14,000.00 @ 20.19% B credit grade 23% DTI	27% funded 48 bids
Help me get Chase out of my life! Debt consolidation loan	$15,000.00 @ 23.9% A credit grade 59% DTI	18% funded 28 bids
Experienced executive launching www.speeddateboston.com Personal loan for business use	$15,000.00 @ 21.29% B credit grade 31% DTI	5% funded 6 bids
Buying Land Other loan	$10,000.00 @ 15.87% B credit grade 25% DTI	22% funded 32 bids
Credit cards payed off Debt consolidation loan	$14,000.00 @ 25.19% A credit grade 48% DTI	5% funded 5 bids
Loan Officer Needs Help Leaving the Mortgage Industry Debt consolidation loan	$15,000.00 @ 34.26% C credit grade 35% DTI	12% funded 25 bids
Jewelry Business Personal loan for business use	$20,000.00 @ 22.52% A credit grade 38% DTI	43% funded 72 bids
New to area/job, paying CC cards Debt consolidation loan	$5,000.00 @ 16.65% C credit grade 32% DTI	39% funded 31 bids
RELIST!- 0% interest on credit cards ending NEED TO PAY NOW! Personal loan	$8,000.00 @ 16% A credit grade 37% DTI	37% funded 40 bids
Term out card debt Debt consolidation loan	$8,600.00 @ 14.81% A credit grade 22% DTI	16% funded 20 bids
Home Improvement & Debt Consolidation Home improvement loan	$15,000.00 @ 21.29% B credit grade 17% DTI	32% funded 52 bids
Paying off high-interest credit cards Debt consolidation loan	$7,000.00 @ 19.19% C credit grade 21% DTI	14% funded 14 bids
Paying off bills and getting happly married after iraq Debt consolidation loan	$7,500.00 @ 35% C credit grade 22% DTI	65% funded 66 bids

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No pre-payment penalties
Fixed interest rate
No hidden fees
U.S. residents only

Earn great returns
Easy secure electronic transfers to/from your bank account

* All loans are made by WebBank, a Utah-chartered Industrial Bank and sold to winning bidders registered as lenders with Prosper. Prosper "lenders" are loan purchasers. Each lender's results will differ depending on the default rate of the lender's portfolio, and may vary over the 3-year term of the loans. Loans and returns on loans are not FDIC-insured and have no Prosper guarantee. Loans may lose value.

¹ Rates of return shown are the average annual returns on Prosper loans originated between 7/1/06 and 11/30/07 to borrowers with AA - C credit grades who requested automatic funding, have 0 - 1 current delinquencies and 0 inquiries in the last 6 months on their credit record, as of 1/17/08. For more information click here.