All loans are made by WebBank, a Utah-chartered Industrial Bank. All Prosper loans are unsecured 3-year fully amortized loans.
Notes offered by Prospectus. Notes investors receive are dependent for payment on loans to borrowers. Not FDIC-insured; Investments may lose value; No Prosper or bank guarantee. Prosper does not verify all information provided by borrowers in listings. Investors should review the prospectus before investing.
* Estimated Return is the projected annual return on funds invested in model portfolio plans. While Estimated Return takes into account the projected impact of credit losses based on historical data, the calculation requires significant assumptions about the repayment of loans. Lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance. Learn more.
** Based on loans made to borrowers posting listings with an AA Prosper Rating. Repayment terms: For a borrower with an AA Prosper Rating, a typical rate on a $1000 loan is 7.5% APR, 36 fixed monthly payments of $30.97. Rate is determined in a bidding process and your actual rate may differ. Rate and eligibility for a loan are not guaranteed. Typical APRs for loans of $1,000 to $5,000 to borrowers with other Prosper Ratings: A - 13.97% APR, B - 18.72% APR, C - 23.89% APR, D - 30.28% APR, E - 39.15% APR, HR - 39.15% APR.
