Prosper Marketplace, Inc. 111 Sutter Street, 22nd Floor San Francisco, CA 94104
Prosper, Prosper.com, and the Prosper logo are registered trademarks or service marks of Prosper Marketplace, Inc. Copyright © 2005-2010 Prosper Marketplace, Inc. All rights reserved.
All personal loans are made by WebBank, a Utah-chartered Industrial Bank. All Prosper personal loans are unsecured 3-year fully amortized personal loans.
Notes offered by Prospectus. Notes investors receive are dependent for payment on personal loans to borrowers. Not FDIC-insured; Investments may lose value; No Prosper or bank guarantee. Prosper does not verify all information provided by borrowers in listings. Investors should review the prospectus before investing.
* Estimated Return is the projected average annual return on funds invested in all loans originated on our platform from July 15, 2009 - May 31, 2010. Estimated Return is calculated by subtracting the estimated impact of credit losses on those loans from the corresponding yields. The estimated impact of credit losses is based on the historical performance of Prosper loans for borrowers with similar characteristics, with adjustments for accrued interest not collected and late fees on defaulted loans. The calculation of Estimated Return requires significant assumptions about the repayment of loans and lenders should make their own judgments with respect to the accuracy of these assumptions. Actual performance may differ from estimated performance.
** Based on personal loans made to borrowers posting listings with an AA Prosper Rating. Repayment terms: For a borrower with an AA Prosper Rating, a typical rate on a $1000 loan is 7.5% APR, with 36 fixed monthly payments of $30.97. Typical APRs for personal loans of $1,000 to $5,000 to borrowers with other Prosper Ratings: A - 11.30% APR; B - 16.01% APR; C - 22.48% APR; D - 29.78% APR; E - 37.69% APR; HR - 38.72% APR. Rate and eligibility for loans are not guaranteed. Rate is determined in a bidding process, and your actual rate may differ after completion of an application and loan listing. Eligibility for a loan is subject to identity verification and may also be subject to income and employment verification. All loans are subject to a loan origination fee. In addition, borrowers may be subject to late payment and insufficient funds fees. Refer to Borrower Registration Agreement for all terms and conditions.